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101 Best and Most Innovative Germany Based Payment & Fintech Firms and Startups

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This article showcases our top picks for the best Germany based Payment & Fintech companies. These startups and companies are taking a variety of approaches to innovating the Payment & Fintech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Germany Payment & Fintech Startups

Data sourced from Crunchbase and SemRush.

Wirecard

Wirecard

Crunchbase Website Twitter Facebook Linkedin

Wirecard is fastest-growing digital platforms in the area of financial commerce.

Airbank

Airbank

Crunchbase Website Twitter Facebook Linkedin

Airbank is a cash management SaaS for bank account management, real-time cash flow monitoring, cash forecasting and payments.

Airbank

HAWK:AI

Crunchbase Website Twitter Facebook Linkedin

Money-laundering detection & investigation platform. SaaS, Cloud, Artificial Intelligence, Machine Learning.

Airbank

Kontist

Crunchbase Website Twitter Facebook Linkedin

Kontist is neo-bank & tax advisory for freelancers all in one

Airbank

Shore

Crunchbase Website Twitter Facebook Linkedin

Shore is a software company that provides digital solutions for local service providers.

Airbank

Fraugster

Crunchbase Website Twitter Facebook Linkedin

Fraugster is a German-Israeli anti-fraud company that uses artificial intelligence to eliminate fraud and increase customers’ profits.

Airbank

Payworks

Crunchbase Website Twitter Facebook Linkedin

Payworks provides payment gateway technology for the POS.

Airbank

Finiata

Crunchbase Website Twitter Facebook Linkedin

Finiata provides working capital financing for freelancers and SME’s over a fully automated data driven scoring technology.

Airbank

RatePAY

Crunchbase Website Twitter Facebook Linkedin

RatePAY offers secure payment solutions for online trading.

Airbank

Treasury Intelligence Solutions

Crunchbase Website Twitter Facebook Linkedin

TIS is reimagining the world of enterprise payments through a cloud-based platform

Airbank

OneFor

Crunchbase Website Twitter Facebook Linkedin

OneFor operates as a fintech enterprise.

Airbank

orderbird

Crunchbase Website Twitter Facebook Linkedin

orderbird is a cloud provider of iPad and Android POS system for the hospitality industry and the SMB Market.

Airbank

NAGA

Crunchbase Website Twitter Facebook Linkedin

NAGA AG Group is a German-based fintech company founded in 2015 and publicly listed on the Frankfurt Stock Exchange.

Airbank

Lano

Crunchbase Website Twitter Facebook Linkedin

Compliance & Payroll for Global Teams

Airbank

FinTecSystems

Crunchbase Website Twitter Facebook Linkedin

FinTecSystems is an infrastructure Fintech for open banking and account data analysis

Airbank

Traxpay

Crunchbase Website Twitter Facebook Linkedin

Traxpay is a fin-tech platform that provides supply chain finance, dynamic discounting and reverse factoring services to corporate clients.

Airbank

Monite

Crunchbase Website Twitter Facebook Linkedin

Monite is a finance management platform that automates the admin and accounting processes for SMEs.

Airbank

Enfore

Crunchbase Website Twitter Facebook Linkedin

Enfore is a business platform paired with a collection of versatile apps for smartphones, tablets and personal computers.

Airbank

Ecoligo

Crunchbase Website Twitter Facebook Linkedin

Ecoligo is a solar utility that provides low-cost solar energy to businesses in emerging markets.

Airbank

PAYMILL

Crunchbase Website Twitter Facebook Linkedin

PAYMILL is a payment solution platform that enables online businesses to accept payments on their websites within a very short time.

Airbank

Barzahlen

Crunchbase Website Twitter Facebook Linkedin

Barzahlen provides cash-payment infrastructure in the Germany.

Airbank

plug&paid

Crunchbase Website Twitter Facebook Linkedin

plug&paid is an all-in-one eCommerce toolbox that helps businesses increase their revenue, easier and faster.

Airbank

ShareACamper

Crunchbase Website Twitter Facebook Linkedin

ShareACamper is a peer-to-peer rental platform for motorhomes and caravans.

Airbank

Saffe

Crunchbase Website Twitter Facebook Linkedin

Saffe is a face recognition platform for payments and financial services.

Airbank

Avuba

Crunchbase Website Twitter Facebook Linkedin

Avuba develops a mobile banking solution that enables users to manage their monetary transactions and expenses.

Airbank

USDX Wallet

Crunchbase Website Twitter Facebook Linkedin

USDX Wallet is a blockchain-based payment system without Banks, Borders or Fees.

Airbank

Cringle

Crunchbase Website Twitter Facebook Linkedin

Cringle is the most modern way to send money, safe, convenient and free.

Airbank

PEY

Crunchbase Website Twitter Facebook Linkedin

PEY creates payments solutions using blockchain technology

Airbank

eClear

Crunchbase Website Twitter Facebook Linkedin

Europe’s only full service VAT/Customs Compliance and Clearing House for seamless cross-border business in Europe

Airbank

isaac10 GmbH

Crunchbase Website Twitter Facebook Linkedin

isaac10 offers cloud technology solutions that focus on automatic billing and payment processing for recurring expenses.

Airbank

Concardis

Crunchbase Website Twitter Facebook Linkedin

ConCardis is the competent contact for all questions and solutions for cashless payment.

Airbank

petaFuel GmbH

Crunchbase Website Twitter Facebook Linkedin

PetaFuel is a MasterCard processor and PayCenter as a card-issuing e-money institution for prepaid MasterCards.

Airbank

Serrala

Crunchbase Website Twitter Facebook Linkedin

Serrala is an international provider of solutions for inbound and outbound payments and related finance processes.

Airbank

cleverbridge

Crunchbase Website Twitter Facebook Linkedin

Cleverbridge is an ecommerce and subscription billing solution for monetizing software, SaaS, and digital goods.

Airbank

elopage

Crunchbase Website Twitter Facebook Linkedin

elopage is a SaaS company that enables entrepreneurs to start and scale their digital business with digital products and automated sales.

Airbank

Compa

Crunchbase Website Twitter Facebook Linkedin

Payment platform for construction projects

Airbank

BillPay

Crunchbase Website Twitter Facebook Linkedin

BillPay provides payment solutions to online retailers in Germany, Austria, Switzerland and the Netherlands.

Airbank

optile

Crunchbase Website Twitter Facebook Linkedin

The next-generation independent payment platform to scale, unify, and optimize your payment setup.

Airbank

PAYONE

Crunchbase Website Twitter Facebook Linkedin

PAYONE is a mobile payment solutions company located in Ratingen for all aspects of cashless payment transactions in retail & e-commerce.

Airbank

Mpax

Crunchbase Website Twitter Facebook Linkedin

Mpax is a merchant payment app that enables consumers to make payments for offline transactions.

Airbank

Computop

Crunchbase Website Twitter Facebook Linkedin

Global Multichannel Payment Processing

Airbank

Retailo

Crunchbase Website Twitter Facebook Linkedin

Full-service provider in the prepaid and gift card industry and leading network for the distribution of gift cards in continental Europe.

Airbank

Jurato

Crunchbase Website Twitter Facebook Linkedin

Jurato is an online platform that enables lawyers to offer their services online.

Airbank

Fundamental Capital GmbH

Crunchbase Website Twitter Facebook Linkedin

Fundamental is the first digital asset manager for active investing. We offer digital value portfolios that are based on algorithms.

Airbank

CURE

Crunchbase Website Twitter Facebook Linkedin

CURE – Digital Banking for Health Professionals

Airbank

TeamBank

Crunchbase Website Twitter Facebook Linkedin

TeamBank is a financial service company that offers payment solution.

Airbank

Sofort AG

Crunchbase Website Twitter Facebook Linkedin

SOFORT GmbH provides online payment solutions for buyers and merchants in Europe.

Airbank

Viafintech

Crunchbase Website Twitter Facebook Linkedin

Viafintech provides digital payment solutions that help to pay invoices, deposits and withdrawals using barcodes with value-added services.

Airbank

ePages

Crunchbase Website Twitter Facebook Linkedin

ePages provides merchants with e-commerce software to launch their online shops.

Airbank

Nitrobox

Crunchbase Website Twitter Facebook Linkedin

Nitrobox is a revenue management, billing and accounting platform that automates financial processes for Fortune 500 multinationals

Airbank

Pockets United

Crunchbase Website Twitter Facebook Linkedin

Pockets United is a social mobile payments app that helps friends split costs in day-to-day activities.

Airbank

ZANY OX

Crunchbase Website Twitter Facebook Linkedin

ZANY OX helps sellers create an online shop, enabling consumers to purchase an unlimited number of products from various shops.

Airbank

paydirekt

Crunchbase Website Twitter Facebook Linkedin

Online Payment with paydirekt – as natural as your own checking account you’re shopping online want, easily and securely pay.

Airbank

CopeCart

Crunchbase Website Twitter Facebook Linkedin

CopeCart is a reseller shop software that takes care of the automated sending of invoices and offering payment methods.

Airbank

Jolocom

Crunchbase Website Twitter Facebook Linkedin

Jolocom helps companies to implement standard-based decentralized identity technology, understand and grow decentralized ecosystems.

Airbank

identity Trust Management

Crunchbase Website Twitter Facebook Linkedin

Identity specialized in providing legally and data protection act compliant identification services of natural persons and legal entities.

Airbank

Magton

Crunchbase Website Twitter Facebook Linkedin

Boutique Financial Technology Provider | Empowering Banks and Financial Firms | CapTech | #Fintech | #InsurTech | #Blockchain | #AI

Airbank

TeleCash Kommunikations-Service GmbH

Crunchbase Website Twitter Facebook Linkedin

TeleCash Kommunikations-Service GmbH is a provider of POS terminals.

Airbank

Influnate

Crunchbase Website Twitter Facebook Linkedin

Influnate is a tool that allows you to send and receive money via social media.

Airbank

CoCoNet

Crunchbase Website Twitter Facebook Linkedin

CoCoNet is a Computer Software Company.

Airbank

VR Payment

Crunchbase Website Twitter Facebook Linkedin

VR payment offers cashless payment solutions to banks and sales partners.

Airbank

Euro Payment Group

Crunchbase Website Twitter Facebook Linkedin

Euro Payment Group is a service provider for electronic real-time payments with integrated risk management tools.

Airbank

JustOn

Crunchbase Website Twitter Facebook Linkedin

JustOn provides the cloud-based software JustOn Billing & Invoice Management.

Airbank

Flex payment

Crunchbase Website Twitter Facebook Linkedin

FLEX Payment pays your bills immediately and takes care of the wait.

Airbank

Viacash

Crunchbase Website Twitter Facebook Linkedin

Viacash is an independent cash infrastructure that allows withdrawals and deposits of cash at the supermarket checkout via a barcode.

Airbank

Yatego

Crunchbase Website Twitter Facebook Linkedin

Yatego is a shopping site with over five million products.

Airbank

ALVARA Cash Management Group

Crunchbase Website Twitter Facebook Linkedin

ALVARA Cash Management Group is a provider of software solutions to all players in the cash cycle.

Airbank

Secupay

Crunchbase Website Twitter Facebook Linkedin

Secupay offers debit and credit cards accepted with payment guarantee and Purchase Orders for your online shop

Airbank

Alpha-Cash

Crunchbase Website Twitter Facebook Linkedin

Alpha-Cash is a cash provider with 12 years of experience in cashless payments.

Airbank

PayCenter

Crunchbase Website Twitter Facebook Linkedin

PayCenter is a provider of online payment services.

Airbank

PAA CAPITAL SE

Crunchbase Website Twitter Facebook Linkedin

Financial Service Provider, E-Money, E-Wallet, Prepaid Debit Cards

Airbank

AirBooks

Crunchbase Website Twitter Facebook Linkedin

Simple cloud invoicing for everyone.

Airbank

Payger

Crunchbase Website Twitter Facebook Linkedin

Payger is a blockchain-based payment platform for digital assets.

Airbank

Trimplement

Crunchbase Website Twitter Facebook Linkedin

Trimplement is a software company that designs and develops software applications for online payment, e-wallet & virtual account management.

Airbank

Axpay

Crunchbase Website Twitter Facebook Linkedin

Axpay is a platform that offers solutions for easy cashless payment transactions in the eCommerce area.

Airbank

MK Payment Solutions

Crunchbase Website Twitter Facebook Linkedin

MK Payment is a Berlin based technology provider for prepaid payment systems. It also offers white label solutions to Telecom operators.

Airbank

5Thru

Crunchbase Website Twitter Facebook Linkedin

5thru provides the missing link for in-vehicle customer engagement by Using innovative vehicle license plate identification technology

Airbank

Railslove GmbH

Crunchbase Website Twitter Facebook Linkedin

Railslove GmbH is a software development company focusing on web applications.

Airbank

Powerpay21

Crunchbase Website Twitter Facebook Linkedin

powerpay21 is a Global FinTech Network that provides products and solutions for online merchants.

Airbank

WEBINC

Crunchbase Website Twitter Facebook Linkedin

WEBINC is an international orientate Payment Service Provider with continually expanding business.

Airbank

United Mobility Technology

Crunchbase Website Twitter Facebook Linkedin

United Mobility Technology is a company that provides mobile technology solutions for sales.

Airbank

SEPAone

Crunchbase Website Twitter Facebook Linkedin

SEPAone is a technical white label payment service provider for european direct debit.

Airbank

stampay

Crunchbase Website Twitter Facebook Linkedin

Digital customer loyalty for 100% of all existing and potential customers

Airbank

Deutsche Bundesbank

Crunchbase Website Twitter Facebook Linkedin

Deutsche Bundesbank is the central bank of Germany and part of the European System of Central Banks that control monetary supply.

Airbank

Abilipay

Crunchbase Website Twitter Facebook Linkedin

Abilipay GmbH is a professional and experienced outsourcing service provider.

Airbank

BS PAYONE GmbH

Crunchbase Website Twitter Facebook Linkedin

With BS PAYONE you get reliable payment solutions for all channels of your business all in one place.

Airbank

XPAY Solutions

Crunchbase Website Twitter Facebook Linkedin

XPAY Solutions delivers branded prepaid cards at a revolutionary price for businesses.

Airbank

SIT Pay

Crunchbase Website Twitter Facebook Linkedin

SIT-Pay provides E-payment solutions.

Airbank

elefunds

Crunchbase Website Twitter Facebook Linkedin

elefunds is a social enterprise that offers fundraising services to donate to charity through electronic payments.

Airbank

Micro Payment

Crunchbase Website Twitter Facebook Linkedin

Micro Payment is a full-service provider that offers its customers a complete range of high-quality services.

Airbank

Shoppero.com

Crunchbase Website Twitter Facebook Linkedin

Shoppero.com offers an online platform which users can create reviews and recommendations about products and services.

Airbank

Landopay

Crunchbase Website Twitter Facebook Linkedin

Landopay is a smart spend management platform that integrates expense management and purchasing on an easy-to-use platform.

Airbank

Paylobby GmbH

Crunchbase Website Twitter Facebook Linkedin

Paylobby.com is an innovative platform that helps merchants find a suitable Payment Provider.

Airbank

staffboard

Crunchbase Website Twitter Facebook Linkedin

staffboard unites HR Administration/HR Management and Recruiting on one single SaaS platform.

Airbank

Finex Solutions

Crunchbase Website Twitter Facebook Linkedin

Finex Excellence Digital Banking is a retail and SME digital banking solution, which fully supports internet, tablet, and mobile banking.

Airbank

FRAEND

Crunchbase Website Twitter Facebook Linkedin

Improve yourself with Experts.

Airbank

Deutsche-Payment

Crunchbase Website Twitter Facebook Linkedin

Deutsche-Payment provides an infrastructure that covers the entire payment process of businesses.

Airbank

Payango Card

Crunchbase Website Twitter Facebook Linkedin

Payango Card is specialized in the issuing of prepaid credit cards.

Airbank

Paymorrow

Crunchbase Website Twitter Facebook Linkedin

Paymorrow is your payment solutions specialist on the internet with a 100% payment guarantee.

Airbank

TIMEPAY GmbH

Crunchbase Website Twitter Facebook Linkedin

SaaS Business Platform. The world`s first business web application which helps companies to generate revenue from over the phone advice

Airbank

EFiS

Crunchbase Website Twitter Facebook Linkedin

EFiS is a stand-alone payment service offering a high-performance payment transaction logistics solution for your business.

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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