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101 Best and Most Innovative India Based Payment & Fintech Firms and Startups

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This article showcases our top picks for the best India based Payment & Fintech companies. These startups and companies are taking a variety of approaches to innovating the Payment & Fintech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top India Payment & Fintech Startups

Data sourced from Crunchbase and SemRush.

Razorpay

Razorpay

Crunchbase Website Twitter Facebook Linkedin

Razorpay is a platform that enables businesses to accept, process, and disburse payments.

Pine Labs

Pine Labs

Crunchbase Website Twitter Facebook Linkedin

Pine Labs is a merchant commerce platform that provides financing and last-mile retail transaction technology to merchants.

Pine Labs

CRED

Crunchbase Website Twitter Facebook Linkedin

CRED is a members-only credit card management and bill payments platform that rewards users every time they pay their credit card bills.

Pine Labs

Instamojo

Crunchbase Website Twitter Facebook Linkedin

Instamojo is an on-demand payments platform that enables entrepreneurs to build, manage, and grow their business online.

Pine Labs

MobiKwik

Crunchbase Website Twitter Facebook Linkedin

MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services.

Pine Labs

Cashfree

Crunchbase Website Twitter Facebook Linkedin

Cashfree is a payments and banking technology company that enables businesses in India to collect payments online and make payouts.

Pine Labs

OPEN

Crunchbase Website Twitter Facebook Linkedin

Open develops and offers an online platform for banking and intercompany settlement.

Pine Labs

Billdesk

Crunchbase Website Twitter Facebook Linkedin

BillDesk, a property of IndiaIdeas.com Ltd. was conceived in early 2000 to solve the frustrations of most of us when it comes to paying

Pine Labs

Mswipe Technologies

Crunchbase Website Twitter Facebook Linkedin

POS, Mobile POS, mPOS, Card Payment, Payment Solutions, mQR, QR code, Digital Payments, Card Swipping Machine, NFC Payment

Pine Labs

Simpl

Crunchbase Website Twitter Facebook Linkedin

Simpl is a market leading Pay-Later platform in India

Pine Labs

FlexiLoans

Crunchbase Website Twitter Facebook Linkedin

FlexiLoans is a digital lending platform for SMEs in India

Pine Labs

BharatPe

Crunchbase Website Twitter Facebook Linkedin

BharatPe is a FinTech company that helps merchants accept payments from customers for free.

Pine Labs

FreeCharge

Crunchbase Website Twitter Facebook Linkedin

FreeCharge is a service that gives users coupons for charging their mobile plans.

Pine Labs

slice

Crunchbase Website Twitter Facebook Linkedin

slice is India’s best credit card challenger to pay bills, manage expenses, and unlock instant rewards

Pine Labs

CASHe

Crunchbase Website Twitter Facebook Linkedin

For timely EMI payments or squaring monthly bills, making a major purchase that you so desired

Pine Labs

JUSPAY

Crunchbase Website Twitter Facebook Linkedin

Juspay is a developer of an online platform designed to be used for mobile-based payments.

Pine Labs

Kaleidofin

Crunchbase Website Twitter Facebook Linkedin

Kaleidofin is a fintech platform that provides complete financial solutions for excluded individuals and households.

Pine Labs

PayMate

Crunchbase Website Twitter Facebook Linkedin

PayMate is an Indian market leader in B2B payments for Enterprise and SME across supply chains.

Pine Labs

YAP

Crunchbase Website Twitter Facebook Linkedin

YAP is the API Platform for Banking and Payments products in Asia. More than 200 Fintechs across Asia rely on YAP

Pine Labs

Innoviti

Crunchbase Website Twitter Facebook Linkedin

Innoviti develops payments processing, credit distribution, and payments management software solutions.

Pine Labs

DanaMojo

Crunchbase Website Twitter Facebook Linkedin

DanaMojo provides payment solutions platform for NGOs of India.

Pine Labs

ftcash

Crunchbase Website Twitter Facebook Linkedin

ftcash empowers the underserved micro-merchanrs through financial inclusion using digital payments and loans.

Pine Labs

Ezetap

Crunchbase Website Twitter Facebook Linkedin

Ezetap Mobile Solutions is a payment device maker.

Pine Labs

Epifi

Crunchbase Website Twitter Facebook Linkedin

India’s first neo bank for salaried millennials.

Pine Labs

SafexPay

Crunchbase Website Twitter Facebook Linkedin

Safexpay is a B2B2B fintech focussed on platform & API infrastructure for businesses across the globe

Pine Labs

India1 ATM

Crunchbase Website Twitter Facebook Linkedin

India1 ATM operates a chain of ATM and point-of-sales (POS) terminals around the world.

Pine Labs

FamPay

Crunchbase Website Twitter Facebook Linkedin

FamPay offers UPI, P2P, and card payments that allows parents to send money to their teenage kids.

Pine Labs

Bikry App (Bizrise Technologies Pvt Ltd)

Crunchbase Website Twitter Facebook Linkedin

Bikry, a Direct-to-Customer platform to start your online store within 30 seconds.

Pine Labs

SBI Card

Crunchbase Website Twitter Facebook Linkedin

SBI Card, a player in the Indian credit card market.

Pine Labs

Financial Software & Systems

Crunchbase Website Twitter Facebook Linkedin

Financial Software & Systems (FSS), is a global comprehensive payments technology provider.

Pine Labs

ePaylater

Crunchbase Website Twitter Facebook Linkedin

ePaylater gives customers the option to ‘buy now and pay later’ on online portals with just one click.

Pine Labs

InstantPay

Crunchbase Website Twitter Facebook Linkedin

Financial Services for Larger India

Pine Labs

ShopSe

Crunchbase Website Twitter Facebook Linkedin

ShopSe is a offers pay later and instant EMI platform.

Pine Labs

DotPe

Crunchbase Website Twitter Facebook Linkedin

DotPe is a technology start-up providing a commerce and payments platform to offline enterprise businesses.

Pine Labs

EbixCash

Crunchbase Website Twitter Facebook Linkedin

EbixCash offers you an easy cash card solutions for Individuals and corporates.

Pine Labs

M-Pesa

Crunchbase Website Twitter Facebook Linkedin

M-Pesa is a fast, secure and convenient way to transact on mobile brought to you by Vodafone.

Pine Labs

airpay

Crunchbase Website Twitter Facebook Linkedin

Airpay offers online payment gateway solutions for e-commerce and retail markets in India.

Pine Labs

GramCover

Crunchbase Website Twitter Facebook Linkedin

GramCover develops online based insurance brokerage marketplace.

Pine Labs

BASIX Sub-K iTransactions

Crunchbase Website Twitter Facebook Linkedin

Sub-K is a service company that offers affordable, accessible and scalable digital payment solutions to the BoP segment.

Pine Labs

FypMoney

Crunchbase Website Twitter Facebook Linkedin

FypMoney is Pocket Money App designed for the Teenagers to give them financial freedom without being dependent on parents cards.

Pine Labs

Citrus Payment Solutions

Crunchbase Website Twitter Facebook Linkedin

Citrus Payment Solutions provides consumer payments and mobile banking services.

Pine Labs

EnKash

Crunchbase Website Twitter Facebook Linkedin

EnKash – Commercial Payments & Cards Platform

Pine Labs

goDutch

Crunchbase Website Twitter Facebook Linkedin

GoDutch is a fintech application that powers group payments.

Pine Labs

Fingpay

Crunchbase Website Twitter Facebook Linkedin

Fingpay is working towards excellence in the Computers space.

Pine Labs

Khatabook

Crunchbase Website Twitter Facebook Linkedin

Khatabook is the fintech startup that provides a digital ledger app targeted primarily at small businesses.

Pine Labs

Altum Credo

Crunchbase Website Twitter Facebook Linkedin

Altum Credo is a Housing Finance Company.

Pine Labs

Paymatrix

Crunchbase Website Twitter Facebook Linkedin

Paymatrix Manages cash-crunches and unanticipated expenses using a credit card.

Pine Labs

Allied Payment Network

Crunchbase Website Twitter Facebook Linkedin

Allied Payment Network offers online bill payment services for financial institutions including banks, credit unions, and direct customers.

Pine Labs

Zerone Microsystems Private Limited

Crunchbase Website Twitter Facebook Linkedin

We convert smartphones into a POS machine using our ZUP proximity payment technology, with no additional hardware and no need for NFC.

Pine Labs

Transaction Solutions International (India) Pvt Ltd

Crunchbase Website Twitter Facebook Linkedin

TSI India specializes in providing solutions in the Payments, Electronic Surveillance and Managed Services space.

Pine Labs

RupeeRedee

Crunchbase Website Twitter Facebook Linkedin

RupeeRedee is a digital platform that helps customers borrow money for their short term needs at the click of a button.

Pine Labs

YPay Card

Crunchbase Website Twitter Facebook Linkedin

YPay Card is the new way to manage your money.

Pine Labs

Eroute Technologies Private Limited

Crunchbase Website Twitter Facebook Linkedin

Card-based consumer payment company with a mission to redefine spending experiences in pre-banked & under-banked segments of our society.

Pine Labs

Zovi

Crunchbase Website Twitter Facebook Linkedin

Zovi designs and manufactures high-quality lifestyle apparel and accessory products and exclusively offer them online.

Pine Labs

HomeCapital

Crunchbase Website Twitter Facebook Linkedin

HomeCapital is a tech company focused on helping people buy their first home with down payment assistance at zero interest cost.

Pine Labs

Electronic Payment and Services

Crunchbase Website Twitter Facebook Linkedin

Electronic Payment and Services is a payment systems company that offers payments services to banks and their customers.

Pine Labs

Bijlipay

Crunchbase Website Twitter Facebook Linkedin

Bijlipay, is the go-to-market brand of Skilworth Technologies Private Limited

Pine Labs

Cheddar

Crunchbase Website Twitter Facebook Linkedin

Cheddar operates as a billing and recurring subscription management system.

Pine Labs

Nupay

Crunchbase Website Twitter Facebook Linkedin

NUPAY is a next generation ‘Neo Banking’ Business Payments Platform for Large Enterprises

Pine Labs

SIFIPAY.COM

Crunchbase Website Twitter Facebook Linkedin

SIFIPAY is one of the fastest growing payment solution providers in India. Funds collections & Payouts were never so easy !!

Pine Labs

Explorex

Crunchbase Website Twitter Facebook Linkedin

Explorex is an all-in-one ecosystem of software suite & business management platform for offline businesses.

Pine Labs

LivQuik

Crunchbase Website Twitter Facebook Linkedin

LivQuik provides a complete suite of Prepaid Payment products

Pine Labs

FortunePay

Crunchbase Website Twitter Facebook Linkedin

FortunePay offers comprehensive end-to-end electronic payment platform and services to acquiring banks and merchants.

Pine Labs

Junio

Crunchbase Website Twitter Facebook Linkedin

Junio is a kids-focused digital pocket money-smart card.

Pine Labs

UDMATech

Crunchbase Website Twitter Facebook Linkedin

UDMATech Though the Business world intends to move towards cashless society, the payment transactions through Credit Card.

Pine Labs

Swipez

Crunchbase Website Twitter Facebook Linkedin

Swipez is a payment collection platform.

Pine Labs

Payzello

Crunchbase Website Twitter Facebook Linkedin

Payzello is a mobile-first bank account, credit and payment solution provider.

Pine Labs

MoNeed

Crunchbase Website Twitter Facebook Linkedin

MoNeed is a comprehensive Fintech platform in India.

Pine Labs

LotusPay

Crunchbase Website Twitter Facebook Linkedin

LotusPay is the recurring payments solution for businesses in India.

Pine Labs

Cradle

Crunchbase Website Twitter Facebook Linkedin

Cradle is a provider of a one-stop-shop for all your business financing needs.

Pine Labs

Escrowpay India

Crunchbase Website Twitter Facebook Linkedin

Escrowpay India is a neutral, online and convenient escrow platform.

Pine Labs

Hitachi Payment Services

Crunchbase Website Twitter Facebook Linkedin

Hitachi Payment Services provides financial services and a payments ecosystem for financial institutions and retailers.

Pine Labs

Mypoolin

Crunchbase Website Twitter Facebook Linkedin

Payments Infrastructure Provider

Pine Labs

TechProcess Solutions

Crunchbase Website Twitter Facebook Linkedin

TechProcess Solutions offers transaction and payment processing services across a spectrum of industries in India.

Pine Labs

FINVASIA

Crunchbase Website Twitter Facebook Linkedin

Finvasia is amongst India’s fastest growing Fintech company

Pine Labs

SmartPocket

Crunchbase Website Twitter Facebook Linkedin

SmartPocket is a mobile wallet to digitize your plastic cards and makes them smart.

Pine Labs

Network People Services Technologies Limited

Crunchbase Website Twitter Facebook Linkedin

NPST is in businesses in providing Software and Mobility solution to banking and finance sector.

Pine Labs

Swipesumo Technologies

Crunchbase Website Twitter Facebook Linkedin

Swipesumo Technologies provides solutions for digital payment and mobile payment processing.

Pine Labs

Savvy

Crunchbase Website Twitter Facebook Linkedin

An all-in-one multi-currency crypto wallet helping consumers and businesses transact using cryptocurrency, supporting 1000+ currencies.

Pine Labs

Triotech

Crunchbase Website Twitter Facebook Linkedin

Triotech is a tech company that offers a range of mobile solutions, including customer value-added, payment solutions, and innovations.

Pine Labs

OmegaOn

Crunchbase Website Twitter Facebook Linkedin

OmegaOn is FinTech startup company that aims to build a technology which can let anyone make online payments.

Pine Labs

6d Technologies

Crunchbase Website Twitter Facebook Linkedin

6d’s continuous focus on R&D puts us in a unique position to enable services of superior user-experience and enhanced revenue growth

Pine Labs

Novopay

Crunchbase Website Twitter Facebook Linkedin

Novopay make banking and payments convenient, simple and safe.

Pine Labs

ClassVita

Crunchbase Website Twitter Facebook Linkedin

Education, SaaS, Payment, Primary Education

Pine Labs

CMS Info Systems

Crunchbase Website Twitter Facebook Linkedin

CMS is uniquely positioned as India’s largest cash management services company.

Pine Labs

Zaggle Prepaid Ocean Services

Crunchbase Website Twitter Facebook Linkedin

Zaggle is an award-winning digital payments, cashback and analytics company.

Pine Labs

ERA

Crunchbase Website Twitter Facebook Linkedin

Blockchain-based authentication application

Pine Labs

TalkCharge Technologies Pvt Ltd

Crunchbase Website Twitter Facebook Linkedin

TalkCharge is a unique portal facilitating users with Online Recharges, Bill Payments, Digital Wallet, E-GiftCards Voucher.

Pine Labs

PayKun

Crunchbase Website Twitter Facebook Linkedin

The easiest way to collect online payments, Anywhere – Anytime Share a payment link on Whatsapp, Facebook, Email, SMS and more.

Pine Labs

TresVista Financial Services

Crunchbase Website Twitter Facebook Linkedin

TresVista Financial Services is a provider of offshore financial services support for boutique buy-side and sell-side firms.

Pine Labs

ZaakPay

Crunchbase Website Twitter Facebook Linkedin

Zaakpay is India’s most secure payment gateway!

Pine Labs

Atom Technologies

Crunchbase Website Twitter Facebook Linkedin

Atom Technologies Limited is an end to end payment services provider. Is an omnichannel payment solutions over online and offline channels.

Pine Labs

In-Solutions Global

Crunchbase Website Twitter Facebook Linkedin

ISG has nearly 3 decades of experience in the Payment Card Industry.

Pine Labs

YIPPSTER

Crunchbase Website Twitter Facebook Linkedin

Yippster is an online payment gateway for entertainment media.

Pine Labs

Pointshelf

Crunchbase Website Twitter Facebook Linkedin

SMB mobile loyalty & payments platform

Pine Labs

Minkspay

Crunchbase Website Twitter Facebook Linkedin

Minkspay is a payment solutions company

Pine Labs

PayKickstart

Crunchbase Website Twitter Facebook Linkedin

Start accepting payments, make more sales, and boost revenue. faster and easier than ever before!

Pine Labs

Minance

Crunchbase Website Twitter Facebook Linkedin

Minance is an asset manager who is responsible for running the most successful Aif-category 3 fund in India. Mauritius Hedge Fund Company.

Pine Labs

Paul Merchants

Crunchbase Website Twitter Facebook Linkedin

Paul Merchants Ltd is a public limited company with its scrips listed at BSE.

Pine Labs

Streak

Crunchbase Website Twitter Facebook Linkedin

Streak operates as a rewarding digital bank for teenagers.

Pine Labs

EMVANTAGE Payments

Crunchbase Website Twitter Facebook Linkedin

Emvantage offers an online payment gateway platform compatible with credit card, debit card, and net banking.

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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