This article showcases our top picks for the best California based Credit Card companies. These startups and companies are taking a variety of approaches to innovating the Credit Card industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top California Credit Card Startups
Data sourced from Crunchbase and SemRush.
Credit Sesame
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Credit Sesame is a credit and loan company that makes consumer credit and loan management simple and automated.
Deserve
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Deserve offers fair credit products for young people and a cloud-based credit card platform for businesses.
Brex
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Brex is a fintech company that offers credit cards and cash management solutions for their customers to save and spend money.
Karat Financial
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Karat Financial offers business credit cards tailored to the needs of digital creators and influencers.
Daylight
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Daylight is the first and only digital banking platform in the USA built for LGBT+ people, by LGBT+ people.
Expensify
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Expensify is a financial services startup that provides an integrated expense management and corporate card product for customers worldwide.
MK Decision
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MK Decision’s mission is to help community financial institutions thrive by receiving more deposits and more loans.
Plastiq
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Plastiq offers a bill pay service for businesses to better manage their cash flow.
Level
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Level is a neobank and mobile banking app that provides next-level banking for modern consumers.
Womply
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A local commerce platform that provides apps, APIs, marketing, and financial tools for over 500,000 American businesses.
Tribal Credit
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Tribal Credit is a corporate charge card specially designed for startups
Jasper
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Jasper, formerly CreditStacks, is a financial service company that offers a premium Mastercard® designed for professionals.
Lendtable
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Lendtable provides income-constrained individuals with wealth-building cash advances.
Park Place Payments
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Park Place Payments is a woman-owned fintech company that provides financial services.
PayCertify
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The PayCertify Companies Inc. is an All-In-One payments co and digital wallet with a family of brands and services in the US, EU and CA.
TomoCredit
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TomoCredit helps millennials get the credit cards they deserve by analyzing alternative data sets.
MagicCube
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MagicCube is a security platform for mobile and IoT devices, delivering hardware-grade protection without the complexity and constraints.
Zeta
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Zeta is a financial services company that offers fully automated money management tools.
HiHello
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HiHello is a software company that builds next generation professional network that allows people to optimize their business relationships.
Tally
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Tally is a financial automation company that helps members payoff credit card debt.
Payscout
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Payscout is a global payment processing provider.
Sift wallet
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Sift wallet is a free application that maximizes credit card benefits and earns reimbursements for consumers.
Birch
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Birch is democratizing credit card rewards by helping consumers maximize rewards with every purchase.
GigaPoints
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GigaPoints is a credit card comparison tool that connects to a user’s existing credit card accounts to create customized recommendations.
Fuze Card
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Fuze has a few safeguards in place to help protect the end user.
Wizely Finance
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Wizely Finance is a web-based platform that helps financial institutions offer credit card debt consolidation loans.
Asset Token ERC20
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World’s First Tranferrable Credit Card Rewards Point Token that Truly Never Expires.
I2c
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I2c provides the infrastructure that powers the next generation of commerce.
Paymily
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Paymily is a cloud-based global technology company that provides cross-border mobile and online payments platform.
Bright Money
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The new age Digital Bank powered by Artificial Intelligence to help middle class Americans
TicketBase
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Ticketing platform that pays our users service fees.
Paymentwall
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Paymentwall is a global payments platform which provides 150 local payment methods, incl. credit cards and e-wallets, in 200+ countries.
SavvyMoney, Inc.
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SavvyMoney’s mission is to empower people to take control of their financial future with actionable advice about their credit.
Circle Plus Payments
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Circle Plus Payments is an Internet company located in 1427 pacific plaza, Suite 1600, Santa Monica, CA, United States.
Merchant e-Solutions
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Merchant e-Solutions is a company that helps merchants accept payments anywhere and easily manage all on one platform.
SpendLabs
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With Spend Labs, one can set where, when and how corporate cards are used.
Citadel EFT
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Citadel EFT provides credit card terminals and merchant account services to retailers.
Myze
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MYZE will maximize your savings by choosing the best credit card for your purchases.
myFICO
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myFICO provides immediate online access to your FICO® score, credit report from all 3 credit bureaus.
Higher Rewards
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Higher Rewards provides affinity cards as a service.
AppTech Corp
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AppTech Corp. is a FinTech Co. Core is merchant services, new patent-protected software & IP for SMS messaging with secure payments.
Workwell Technologies
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Workwell Technologies is a leader in providing innovative solutions to thousands of small businesses nationwide.
Aldelo
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Aldelo creates innovative cloud-enabled POS apps and services, integrated payments, and online stores for the restaurant and bar industries.
Cardify
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Cardify is a platform for increasing merchants’ average per customer revenue by offering customer rewards based on shopping demographics.
AppFrontier
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AppFrontier is a provider of chargent payment processing for salesforce application.
USAePay
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USAePay is a payment gateway service provider allowing merchants to accept credit card and electronic check payments through Web site.
Tech CU
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Tech CU renders banking, financial management, commercial lending, wealth management, loans, credit cards, retirement and IRA accounts.
ZipPay
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ZipPay is a Santa Clara based start-up offering P2P and C2M secure mobile payment services.
Gopayment
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Gopayment helps accept credit card anywhere with swipe, scan or key in credit cards.
Atlas Payment Processing
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Atlas Payment Processing is a provider of payment processing services to merchants and professional partners.
CreditDonkey
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CreditDonkey is a credit card comparison site that publishes credit card research, deals, and tips.
Merchant Services Irvine
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Merchant Services is a leading provider of electronic payment solutions to businesses throughout the United States.
Enroll & Pay
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Enroll & Pay is an automated loyalty application blended with the POS terminal that enrolls customers for credit card payment.
Karta.io
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Business Expense Management Solution. Smart credit cards for your business.
US Merchant Systems
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US Merchant Systems (USMS) has specialized in Serving Merchants Nationwide with Credit Card Processing for Retail and Online Transactions
Chip Financial | Merchant Services
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Chip Financial provides industry leading merchant services, credit card processing, ACH processing and mobile to mobile payments.
Merchant Service Group, LLC
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Merchant Service Group provides card payment processing solutions for businesses.
Partners Federal Credit Union
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Partners Federal Credit Union is a financial institution that offers banking, credit cards, insurance, personal and commercial loans.
MasonPay
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Pay down your credit card debt faster, saving more on interest.
Rebl, Inc.
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A rewards first credit card designed to help you responsibly manage and build your credit, even if you have no credit.
Serve First Solutions
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Serve First Solutions delivers business profitability to our clients with expert focus on a variety of payment solutions.
Adept Payments
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Adept Payments provides a solution in the payment processing industry.
Cal State L.A. Federal Credit Union
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Cal State L.A. Federal Credit Union offers debt consolidation, overdraft protection, real estate and vehicle finance services.
CountryWide Debt Relief
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CountryWide Debt Relief has helped thousands of people save millions of dollars through our debt consolidation services.
The Otis Agency
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The Otis Agency is a creative agency specializing in mobile apps, mobile ecommerce, and forward looking web development.
Sierra Central Credit Union
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Sierra Central Credit Union is a credit union company that offers online banking, mobile wallet, and loan services.
Beyond Bancard
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Beyond Bancard facilitates electronic transaction through credit card processing solutions to merchants.
DreamCard
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DreamCard was founded with the intention of elevating the relationship between an individual and his or her charge cards.
Toucan Interactive Corp
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Toucan Interactive Corp is a platform focusing on providing credit information options & it offers information on mortgages & credit cards.
Foothill Credit Union
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Foothill Credit Union is a non-profit organization that provides checking and saving accounts, personal loans, and credit card services.
Educational Employees Credit Union
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Educational Employees Credit Union offers loans, credit cards, Money 101, insurance, checking accounts and online banking services.
Agapay
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Agapay provides business solutions to credit card processing services at competitive rates.
Southland Data Processing
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Southland Data Processing is providing Hope House with solutions to help manage payroll and human resource compliance.
Sea Air Federal Credit Union
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Sea Air Federal Credit Union provides loans, saving, checking accounts, mortgage, insurance, credit card, debit card and notary services.
JCB
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JCB offers international credit card services that provide an alternative to cash, added-value products and services.
South Bay Credit Union
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South Bay Credit Union is a financial firm that provides personal loans, credit cards, mortgage and online banking services.
Sage Bankcard
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Sage Bankcard provides financial and credit card merchant services.
Elite Bankcard Network
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Elite Bankcard Network is a merchant services company that provides an array of payment processing services.
Delta Schools Federal Credit Union
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Delta Schools Federal Credit Union offers saving accounts, loans, mortgages, credit cards with lending and financial planning services.
We Build Credit
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We Build Credit is a national credit restoration company
Dynamic Merchant Solutions
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Merchant Service and Mobile Solutions
Affinity24
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Affinity24 is a credit card processing company that offers payment solutions.
PolyPay
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PolyPay provides secure merchant processing services, credit card processing, e-commerce, and shopping cart services.
Acquiring Solutions International
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Acquiring Solutions International provides merchant processing solutions for Card-not-Present and B2B industries.
CardExplorer
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CardExplorer is a cost-free tool that makes searching for the right credit card fun and easy for consumers.
Tico
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Tico is your Intelligent Agent to monitor, evaluate, and consolidate your credit card transactions in one place (Credit Card Detective).
Simply Swipe It, LLC
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Simply Swipe It, LLC is a firm that helps in bank’s credit card processing service and other services
noca
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noca is an online payment system that offers reduced transaction processing rates and a way for merchants to accept payments.
Kaiperm Credit Union
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Kaiperm Credit Union provides banking, consumer lending, credit cards, home loans, and deposit services.
CreditPing.com
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CreditPing.com is a platform that provides targeted offers of consumer finance products based on user-provided profiles.
Full Spectrummputer Services
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Full Spectrummputer Services is to provide high-speed, always-on broadband Internet access to rural Western Nevada County.
Ipayment
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Ipayment is a professional services company located in Walnut Creek.
