This article showcases our top picks for the best California based Fintech companies. These startups and companies are taking a variety of approaches to innovating the Fintech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top California Fintech Startups
Data sourced from Crunchbase and SemRush.
MicroAcquire
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MicroAcquire is a startup acquisition marketplace that helps startups find buyers and get acquired.
Daylight
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Daylight is the first and only digital banking platform in the USA built for LGBT+ people, by LGBT+ people.
Collective
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Collective provides financial concierge services for self-employed people and businesses.
Synctera
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Synctera is a FinTech-as-a-Service platform that connects financial institutions with fintech companies.
Crediverso
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Crediverso is a financial marketplace where people can find credit cards, credit checks, and international money transfers.
Bay1
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BAY1 is an issuance and acquiring platform that connects businesses and merchants to a virtual payments platform.
Alt
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Alt is an alternative asset platform that allows people to buy, sell, and store sports cards.
Data Mynt
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Decentralized finance DeFi for the 99% non crypto natives & $BYOB token creator
Crush Capital
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Crush Capital is a fintech company democratizing access to investment opportunities.
Valora
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Valora is a mobile peer-to-peer payments and remittance app built on the Celo platform.
Lendtable
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Lendtable provides income-constrained individuals with wealth-building cash advances.
Finley Technologies
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Finley develops software that helps companies automate due diligence, ensure compliance, and streamline ongoing reporting.
Fei Protocol
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Fei Protocol is a direct incentive stable coin which is undercollateralized and fully decentralized.
Runway
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Runway is a ground up rethink of the role of financial data inside modern businesses.
Goldfinch
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Goldfinch is a credit platform that offers crypto loans without collateral.
Gr4vy
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Gr4vy is a cloud payment orchestration platform that helps businesses manage their payment solutions
Fintor
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Fintor is a platform for buying and selling fractional equity shares in real estate properties.
Citadel – Payroll APIs
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With Citadel, users can easily connect their payroll account and instantly verify employment, income, and identity.
Burnt Finance
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Burnt Finance is a decentralized auction protocol to enable fast and seamless auctions for a diverse array of assets.
HamsaPay
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HamsaPay provides solutions for the B2B e-commerce payments market.
Peachy
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With Peachy, healthcare providers get paid faster by making patient payments quicker, easier, and more affordable.
Caplight
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Caplight is a platform that enables institutional investors to buy and sell derivatives of private equity.
Ready
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Ready makes software that helps local internet service providers connect more subscribers to better broadband services.
Qooore — Investment, Trading & Insight
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Easy-to-understand AI-powered smart-signal investment tool
Flaist
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Flaist is the easiest and fastest way for banks to power digital initiatives. #WeFintechifyBanks
Sardine
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Sardine provides fraud prevention as a service solution for the digital economy.
Sanlo
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Vertically-focused platform of financial services for the gaming & app companies
Ensemble
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Ensemble is a FinTech platform designed to help co-parents manage shared expenses for their children more easily.
SmartDeFi
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SmartDeFi is a non-custodial robo-investment app for decentralized finance.
Polkaswitch
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A decentralized multi-chain liquidity protocol on Polkadot, Ethereum, and top layer 1 & 2 blockchains.
Front Finance
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Front is the ultimate investing community powered by real investors and smart technology. Get our free app for iOS & Android. GetFront.com
Cryptiswap
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CryptiSwap© is a Non-Custodial CryptoCurrency exchange/swap service | no registration | no holds | no third party
Atomic
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Atomic is a provider of personalized investment management services that lets companies embed investment accounts into their services.
Inclined Technologies
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Inclined pioneers a new form of lending in a large and vastly underserved market.
MyMarkit
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Fintech Blockchain Marketplace – A New Way To Shop
Suma Wealth
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A financial wellness company for the U.S. Latinx community.
Revive Concierge
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Revive is a fast-growing startup that is rapidly innovating in the real estate industry for the homeowner.
Genie
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Building the next-generation platform for people to pay back their student loans — in record time.
Safely Finance
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We turn large up-front rental costs into approachable multi-month payments
PiKNiK & Company
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PiKNiK & Company develops mining servers and enterprise storages to act as data storage partner for Web 3.0.
Givelist
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One app for all your giving. Discover the charities (1.9m) doing the best job for any cause you care about, give easily, and see your impact
Clientwell
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Clientwell is a digital growth and lead generation platform for wealthtech, SaaS, and financial service companies.
Iris
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Iris is a social trading stock app which allows users to connect a brokerage account and follow friends’ trades/portfolios in real time.
Amni
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Amni is a micro-savings and investing platform that ties with your favorite entertainment platforms to gamify saving and investing.
Parafin
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Parafin is a capital as a service platform for fundraising activities.
Better Tomorrow Ventures
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Better Tomorrow Ventures (BTV) is an early stage fintech focused fund that leads rounds in pre-seed and seed-stage companies globally
Sivo
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Sivo provides debt as a service. Our API allows companies to access debt funding and lend money to their users at scale.
Equi
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The future of alternative investments. Invest in the best alternative investments in the world, $100M net worth no longer required.
Rari Capital
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The most advanced and creative rebalancing mechanism on DeFi. Built to maximize yield across protocols and reach new levels with strategies.
TrueFi
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TrueFi is the ultimate DeFi uncollateralized lending protocol
Modern Logic
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Modern Logic builds a no-code rules engine to help fintech companies fight financial crime.
Human IPO
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HumanIPO is a new way to build a direct relationships with your community.
Splitsub
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Splitsub is an app to share online subscriptions with friends, family and others.
Staax
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Staax is a mobile app that lets you pay and get paid from peers with fractional share stock.
Carbonbase
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Carbonbase is building a fintech platform to facilitate sustainable investments for a global audience
ZeFi
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ZeFi is an alternative to high yield savings account. It lets users earn up to 8% APY on their deposits and spend with a debit card.
Pigeon Loans
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Pigeon Loans is a peer-to-peer lending platform that facilitates loans between family, friends, and loved ones.
Anzen
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Management insurance and operations tools using real-time HRIS and SaaS integrations to identify and avoid management risks.
MRB Direct, Inc.
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MRB Direct develops Know Your Customer (KYC) and Anti-Money Laundering (AML) technology for cash intensive industries.
Intrepid Technology
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Intrepid is changing the way businesses connect, work, and grow through financial technology.
Ennerate
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Ennerate automates business valuations for small and medium businesses.
Paymobil
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Paymobil is a mobile app where users can send and request money anywhere in the world in seconds.
infima Technologies, Inc.
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Prediction-as-a-service platform for credit market participants
Sidepocket
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Sidepocket combines tactical investment strategies that generate returns by automatically rebalancing the money into assets that outperform.
Flow Networks
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Flow is a company upgrading the consumer payment experience and eliminating paper from the purchase journey forever.
Lenco
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Lenco is a Neobank that makes current bank accounts and tools for SMEs to grow in Africa
Paydrop
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Payment infrastructure for the gig-economy and the future of work.
Inclusion Financial Labs
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IFL is a financial services company that bridges the gap between physical and digital financial transactions for the underprivileged.
Vesti Social
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The social network and chat app for investors.
nuvest
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Visualize the worth of your spending habits and compare it to the same cash if invested in stocks and ETFs at that time.
NIZU
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NIZU is a personal finance app that makes investing simple & transparent to help millions of investors build wealth.
Emerging Impact
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Emerging Impact modernizes financial services in emerging markets through blockchain technology.
Mudani
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Mudani is a cross-border investing app for the retail investor that offers a dual-journey platform through a gamified experience.
xToken
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xTokens are ERC20 wrapper tokens for staking, governance and liquidity strategies.
PayCruiser
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PayCruiser enables businesses to receive payments from unbanked customers.
Novi
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Novi is a digital wallet that will help people send and hold Libra digital currencies.
Klorah
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Payment handling for creative freelancers/gig workers
Checkmate Savings, Inc
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One-click checkout that enables users to compound discounts for eCommerce purchases
prep2grow
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Utilizing AI to Take the Work & Stress Out of Investing
Splyt
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Splyt makes it easy for people to share money and pay together.
Cohere
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Innovating at the intersection of FinTech, Social Media, and Augmented Reality
Oakland Black Business Fund
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Oakland Black Business Fund is a Black-led investment platform, providing capital, technical assistance, and growth strategy.
Centsibly
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Centsibly is a personal finance app that gives you unmatched flexibility and control over how you track your money.
Codabl
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Codabl creates propietary ML pipelines for financial services companies
Vestif
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Cash financing for employees pre-IPO options and equity. Educational tools for tax and wealth planning, centered around equity and options.
