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101 Best California Based Payment & Fintech Firms to Know & Work for

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This article showcases our top picks for the best California based Payment & Fintech companies. These startups and companies are taking a variety of approaches to innovating the Payment & Fintech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top California Payment & Fintech Startups

Data sourced from Crunchbase and SemRush.

Square

Square

Crunchbase Website Twitter Facebook Linkedin

Square is a merchant services aggregator and mobile payment company that aims to simplify commerce through technology.

Ripple

Ripple

Crunchbase Website Twitter Facebook Linkedin

Ripple provides one frictionless experience to send money globally using the power of blockchain.

Ripple

Flutterwave

Crunchbase Website Twitter Facebook Linkedin

Flutterwave is a fintech company that provides a payment infrastructure for global merchants and payment service providers.

Ripple

Remote

Crunchbase Website Twitter Facebook Linkedin

Remote offers international payroll, benefits, and compliance services for employees and contractors.

Ripple

Finix Payments

Crunchbase Website Twitter Facebook Linkedin

Finix Payments is a fintech company that develops a payment processing platform for businesses.

Ripple

Paystand

Crunchbase Website Twitter Facebook Linkedin

Paystand is a cloud-based billing and payment platform for B2B companies.

Ripple

Affirm

Crunchbase Website Twitter Facebook Linkedin

Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.

Ripple

Marqeta

Crunchbase Website Twitter Facebook Linkedin

Marqeta is a modern card issuing platform that provides infrastructure and tools to help companies build and manage payment programs.

Ripple

Visa

Crunchbase Website Twitter Facebook Linkedin

Visa is a multinational financial services company that facilitates electronic payment systems throughout the world.

Ripple

Eco

Crunchbase Website Twitter Facebook Linkedin

Eco isn’t a bank. It’s something better — a digital wallet that rewards you every time you save, spend or send money.

Ripple

Chargebee

Crunchbase Website Twitter Facebook Linkedin

Chargebee provides subscription and recurring billing systems for SaaS and e-commerce businesses.

Ripple

Deel

Crunchbase Website Twitter Facebook Linkedin

Deel is a payroll and compliance platform for international employees and contractors.

Ripple

Tipalti

Crunchbase Website Twitter Facebook Linkedin

Tipalti is a global payables automation platform that provides a cloud solution to scale and automate global payables operations.

Ripple

SpotOn

Crunchbase Website Twitter Facebook Linkedin

Integrated software and payment solutions for restaurants and small businesses to compete and win.

Ripple

Fundbox

Crunchbase Website Twitter Facebook Linkedin

Fundbox is an AI-powered financial platform for small businesses.

Ripple

Payactiv

Crunchbase Website Twitter Facebook Linkedin

Payactiv helps put financial wellness within reach.

Ripple

Point

Crunchbase Website Twitter Facebook Linkedin

Point provides shared home equity financing, shared equity, HELOC alternative to existing homeowners and new homebuyers.

Ripple

Veem

Crunchbase Website Twitter Facebook Linkedin

Veem is a payment service provider that helps simplify the way businesses send and receive funds.

Ripple

Happy Money

Crunchbase Website Twitter Facebook Linkedin

Financial Tools and Services for Human Happiness

Ripple

Clover

Crunchbase Website Twitter Facebook Linkedin

Clover is a cloud-based open business operating system, powered by Android-based devices.

Ripple

Wells Fargo

Crunchbase Website Twitter Facebook Linkedin

Wells Fargo & Company is a diversified financial services company with $1.3 trillion assets providing banking, insurance, and investments.

Ripple

Uplift

Crunchbase Website Twitter Facebook Linkedin

Uplift is an enterprise buy now, pay later solution offering a complete range of personalized payment options.

Ripple

Plastiq

Crunchbase Website Twitter Facebook Linkedin

Plastiq offers a bill pay service for businesses to better manage their cash flow.

Ripple

Wyre

Crunchbase Website Twitter Facebook Linkedin

Wyre develops a wide variety of payment APIs that offer a fast and cost-effective way of transferring money.

Ripple

Kyriba

Crunchbase Website Twitter Facebook Linkedin

Kyriba offers SaaS-based treasury solutions that enable treasury departments to plan for market volatility, regulation, and opportunities.

Ripple

Stellar Development Foundation

Crunchbase Website Twitter Facebook Linkedin

A non-profit organization that supports the development and growth of Stellar, a blockchain network that connects financial infrastructure.

Ripple

Digit

Crunchbase Website Twitter Facebook Linkedin

Digit is a finance app that analyzes your spending habits and automatically saves the perfect amount every day.

Ripple

Very Good Security

Crunchbase Website Twitter Facebook Linkedin

Very Good Security is a fintech & data security enablement platform helping to maximize the value of data without compliance & breach risk.

Ripple

Zuora

Crunchbase Website Twitter Facebook Linkedin

Zuora provides cloud-based software on a subscription basis that helps companies launch, manage, and transform into a subscription business.

Ripple

Celo

Crunchbase Website Twitter Facebook Linkedin

Celo is an open platform that makes financial tools accessible to anyone with a mobile phone.

Ripple

Willa

Crunchbase Website Twitter Facebook Linkedin

Willa is a fintech startup solving freelancers’ biggest pain: getting paid on time, every time.

Ripple

Long-Term Stock Exchange

Crunchbase Website Twitter Facebook Linkedin

The Long-Term Stock Exchange designs an SEC-regulated national securities exchange that aligns great companies and long-term investors.

Ripple

Fivestars

Crunchbase Website Twitter Facebook Linkedin

Fivestars helps businesses and communities thrive by turning every transaction into a relationship.

Ripple

Stampli

Crunchbase Website Twitter Facebook Linkedin

Stampli is an AP automation platform that centers communications on top of the invoice, resulting in 5x faster invoice approvals.

Ripple

ProducePay

Crunchbase Website Twitter Facebook Linkedin

ProducePay is an agriculture fin-tech start-up providing financing, analytics, and marketplace tools for the fresh produce market.

Ripple

MobileCoin

Crunchbase Website Twitter Facebook Linkedin

MobileCoin is a cryptocurrency platform that develops P2P payment tokens and digital payment systems for mobile.

Ripple

PingPong

Crunchbase Website Twitter Facebook Linkedin

The first, and only, international Fintech company to focus exclusively on global eCommerce Marketplace sellers.

Ripple

Synapse

Crunchbase Website Twitter Facebook Linkedin

Synapse is a banking platform that enables companies to provide financial products to their customers.

Ripple

Ripio

Crunchbase Website Twitter Facebook Linkedin

Ripio is a bitcoin and digital payments company.

Ripple

Carpay

Crunchbase Website Twitter Facebook Linkedin

Carpay is a loan management software for BHPH dealers.

Ripple

PolySign

Crunchbase Website Twitter Facebook Linkedin

PolySign develops secure and scalable infrastructure for financial institutions to fully leverage their digital assets.

Ripple

LendingUSA

Crunchbase Website Twitter Facebook Linkedin

Provides Point-of-Sale merchant financing solutions serving specialty niche markets.

Ripple

Returnly

Crunchbase Website Twitter Facebook Linkedin

Returnly is the provider of digital return experiences for direct-to-consumer brands.

Ripple

Token Transit

Crunchbase Website Twitter Facebook Linkedin

Token Transit is a provider of a mobile ticket booking application intended to help riders pay for transit via a mobile application.

Ripple

YapStone

Crunchbase Website Twitter Facebook Linkedin

YapStone is a global provider of online and mobile payment solutions for global marketplaces and large vertical markets.

Ripple

Womply

Crunchbase Website Twitter Facebook Linkedin

A local commerce platform that provides apps, APIs, marketing, and financial tools for over 500,000 American businesses.

Ripple

Scalefast

Crunchbase Website Twitter Facebook Linkedin

Scalefast is a digital commerce solution that simplifies and streamlines e-Commerce for inspirational brands.

Ripple

Poynt

Crunchbase Website Twitter Facebook Linkedin

Poynt is a technology company that builds hardware and software tools for businesses.

Ripple

Resolve

Crunchbase Website Twitter Facebook Linkedin

Resolve is a B2B payments platform that offers buy now, pay later billing for business purchases.

Ripple

Treasury Prime

Crunchbase Website Twitter Facebook Linkedin

Treasury Prime is a Banking-as-a-Service company that connects banks and FinTechs through an API.

Ripple

Boost

Crunchbase Website Twitter Facebook Linkedin

Commerce at the speed of conversation.

Ripple

Oyster

Crunchbase Website Twitter Facebook Linkedin

Oyster is a provider of digital financial services intended for freelancers, startups, and SME’s.

Ripple

Incode Technologies

Crunchbase Website Twitter Facebook Linkedin

Powering the future of omnichannel biometric identity

Ripple

Papaya

Crunchbase Website Twitter Facebook Linkedin

Papaya is a developer of an online mobile bill payment application designed to simplify financial transaction.

Ripple

Data Mynt

Crunchbase Website Twitter Facebook Linkedin

Decentralized finance DeFi for the 99% non crypto natives & $BYOB token creator

Ripple

Migo

Crunchbase Website Twitter Facebook Linkedin

Migo is a cloud-based platform that allows customers to use loans, make purchases, and withdraw cash without the need for plastic cards.

Ripple

OODA Health

Crunchbase Website Twitter Facebook Linkedin

OODA Health is a healthcare technology company that offers a software billing platform for providers, payers, patients, and insurers.

Ripple

One

Crunchbase Website Twitter Facebook Linkedin

One Inc offers a single platform for processing premiums and claims payments, designed to integrate with insurance core systems.

Ripple

Perch Credit

Crunchbase Website Twitter Facebook Linkedin

Perch helps users build their credit score for free by turning recurring payments (like rent) into creditworthy payments.

Ripple

Deep Labs

Crunchbase Website Twitter Facebook Linkedin

Deep Labs is an AI startup that creates patented persona-based, context-aware decisions, and risk systems.

Ripple

CARD.com

Crunchbase Website Twitter Facebook Linkedin

CARD.com creates fashionable and simple payments solutions for its members.

Ripple

PayNearMe

Crunchbase Website Twitter Facebook Linkedin

PayNearMe is a provider of web and mobile-based cash payments platform designed to facilitate online purchases and bill payments.

Ripple

Rain

Crunchbase Website Twitter Facebook Linkedin

Rain offers early wage access and financial wellness benefit for mid market to enterprise employers.

Ripple

Zebit

Crunchbase Website Twitter Facebook Linkedin

Zebit provides a max of $2,500 of credit to pay over time on thousands of products.

Ripple

Credit Key

Crunchbase Website Twitter Facebook Linkedin

Credit Key is a patented pay-over-time financing solution for e-commerce merchants.

Ripple

Candex

Crunchbase Website Twitter Facebook Linkedin

Candex is a fintech vendor that engages track and pays for any good or service.

Ripple

Ondot Systems

Crunchbase Website Twitter Facebook Linkedin

Ondot enables card issuers to offer in-the-moment convenience with control and transparency to their physical and virtual cards.

Ripple

Scratchpay

Crunchbase Website Twitter Facebook Linkedin

Scratchpay is a patient financing solution for veterinary care.

Ripple

Qwil

Crunchbase Website Twitter Facebook Linkedin

Qwil provides individual contractors, freelancers, and small businesses with financial tools and solutions.

Ripple

Spinwheel

Crunchbase Website Twitter Facebook Linkedin

Spinwheel is a platform that helps Americans manage and pay debt in their favorite apps and services.

Ripple

Finexio

Crunchbase Website Twitter Facebook Linkedin

Finexio offers a smart B2B payment network system for buyers and sellers which links payment rails to automate commercial payments.

Ripple

Rightfoot

Crunchbase Website Twitter Facebook Linkedin

Rightfoot enables developers to quickly and easily add debt repayment to any application.

Ripple

Online Check Writer

Crunchbase Website Twitter Facebook Linkedin

Online Check Writer is a secure and simple on-demand check printing software that keeps finances safe and in order.

Ripple

Gr4vy

Crunchbase Website Twitter Facebook Linkedin

Gr4vy is a cloud payment orchestration platform that helps businesses manage their payment solutions

Ripple

Cloud Lending

Crunchbase Website Twitter Facebook Linkedin

Cloud Lending is a company that develops software for the financial lending industry.

Ripple

Health Fidelity

Crunchbase Website Twitter Facebook Linkedin

Health Fidelity offers risk adjustment and quality solutions for healthcare organizations participating in risk-based payment programs.

Ripple

Dapi

Crunchbase Website Twitter Facebook Linkedin

Dapi is a platform that enables any application to accept payments instantly at near to 0 fees directly from bank accounts.

Ripple

VertoFX

Crunchbase Website Twitter Facebook Linkedin

VertoFX is a B2B currency exchange marketplace for international businesses.

Ripple

Hint Health

Crunchbase Website Twitter Facebook Linkedin

Hint Health fixes healthcare system by fundamentally restructuring the way that care is delivered.

Ripple

TryNow

Crunchbase Website Twitter Facebook Linkedin

TryNow is an e-commerce platform designed to offer a try before you buy experience for shoppers.

Ripple

TripActions

Crunchbase Website Twitter Facebook Linkedin

TripActions provides a platform to help companies streamline elements of business travel like: payments, rentals, and bookings.

Ripple

Bolt

Crunchbase Website Twitter Facebook Linkedin

Bolt is developing a checkout experience platform that helps retailers convert and retain more of their shoppers.

Ripple

Roger.ai

Crunchbase Website Twitter Facebook Linkedin

Roger.ai is a bill pay and accounts payable automation for SMBs and accountants.

Ripple

Xoom

Crunchbase Website Twitter Facebook Linkedin

Xoom is a digital money transfer company that allows users to securely transfer money online.

Ripple

Steno

Crunchbase Website Twitter Facebook Linkedin

Steno offers court reporting and litigation support services which is all available through a deferred-payment system.

Ripple

PayZen

Crunchbase Website Twitter Facebook Linkedin

PayZen is a health care fintech startup that aims to tackle the growing patient payment responsibility problem.

Ripple

HamsaPay

Crunchbase Website Twitter Facebook Linkedin

HamsaPay provides solutions for the B2B e-commerce payments market.

Ripple

Peachy

Crunchbase Website Twitter Facebook Linkedin

With Peachy, healthcare providers get paid faster by making patient payments quicker, easier, and more affordable.

Ripple

Central Payment

Crunchbase Website Twitter Facebook Linkedin

Central Payment provides competitive pricing, cutting-edge technology and 24/7 customer care.

Ripple

Alice

Crunchbase Website Twitter Facebook Linkedin

Alice is a decentralized finance mobile application that enables users to send money to friends.

Ripple

Velo Payments

Crunchbase Website Twitter Facebook Linkedin

Velo Payments is the global smart data network for business disbursements.

Ripple

MagicCube

Crunchbase Website Twitter Facebook Linkedin

MagicCube is a security platform for mobile and IoT devices, delivering hardware-grade protection without the complexity and constraints.

Ripple

Acquire App

Crunchbase Website Twitter Facebook Linkedin

Sell a curated selection of products through stunning checkout pages with embedded checkout.

Ripple

MovoCash

Crunchbase Website Twitter Facebook Linkedin

MovoCash is a financial services company that specializes in P2P Payments, Mobile Banking, Fintech, and Finserv.

Ripple

SupportPay

Crunchbase Website Twitter Facebook Linkedin

SupportPay enables parents to manage child support & share expenses, directly with each other

Ripple

PocketSuite

Crunchbase Website Twitter Facebook Linkedin

PocketSuite is a single app providing client scheduling, payment + messaging tools to service professionals.

Ripple

Checkbook

Crunchbase Website Twitter Facebook Linkedin

Checkbook is connecting the last mile in push payments using DigitalChecks for Instant Payments

Ripple

Loved

Crunchbase Website Twitter Facebook Linkedin

Loved is the platform that empowers kids to save, invest and learn guided by family & friends

Ripple

Stronghold

Crunchbase Website Twitter Facebook Linkedin

Stronghold creates virtual payment networks that give developers access legacy and next-generation payment networks through a simple API.

Ripple

AxiaMed

Crunchbase Website Twitter Facebook Linkedin

AxiaMed is a health care payment and technology company focused on facilitating secure patient payments.

Ripple

Cents

Crunchbase Website Twitter Facebook Linkedin

Powering your local laundromat and dry cleaner.

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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