This article showcases our top picks for the best United States based Payment & Fintech companies. These startups and companies are taking a variety of approaches to innovating the Payment & Fintech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top United States Payment & Fintech Startups
Data sourced from Crunchbase and SemRush.
Square
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Square is a merchant services aggregator and mobile payment company that aims to simplify commerce through technology.
Ripple
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Ripple provides one frictionless experience to send money globally using the power of blockchain.
Flutterwave
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Flutterwave is a fintech company that provides a payment infrastructure for global merchants and payment service providers.
Remote
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Remote offers international payroll, benefits, and compliance services for employees and contractors.
Capchase
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Capchase is a fintech company that provides financial solutions to startups by allowing access to funds as they grow.
Finix Payments
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Finix Payments is a fintech company that develops a payment processing platform for businesses.
NCR
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NCR develops consumer transaction technologies for the retail, financial, travel, hospitality, telecom, and technology industries.
Paystand
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Paystand is a cloud-based billing and payment platform for B2B companies.
Sezzle
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Sezzle provides a buy now, pay later solution platform.
Gig Wage
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Gig Wage is a fintech payroll company for gig workers and contractors.
Dwolla
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Dwolla is a FinTech company that is changing the way innovative businesses move money with their modern payments platform.
Payoneer
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Payoneer allows global commerce by connecting businesses, professionals, countries and currencies with its cross-border payment platform.
RoadSync
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RoadSync is a digital payment software application platform for the logistics industry.
Greenlight
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Greenlight is a fintech company that provides a debit card designed to help parents monitor their child’s spending habits.
Affirm
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Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.
Marqeta
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Marqeta is a modern card issuing platform that provides infrastructure and tools to help companies build and manage payment programs.
Behalf
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Behalf develops a digital platform that facilitates payments and accelerates cash flow by extending net terms and financing to businesses.
Sila
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Sila is an API platform that provides banking and payment infrastructure-as-a-service for software teams.
Visa
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Visa is a multinational financial services company that facilitates electronic payment systems throughout the world.
Melio
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Melio is a fintech company that gives small businesses a way to digitally manage their business-to-business payments and receivables.
Remitly
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Remitly is a mobile payments service that enables users to make person-to-person international money transfers.
Eco
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Eco isn’t a bank. It’s something better — a digital wallet that rewards you every time you save, spend or send money.
AvidXchange
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AvidXchange is a software company specializing in automating invoice and payment processes for mid-market businesses.
Chargebee
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Chargebee provides subscription and recurring billing systems for SaaS and e-commerce businesses.
Deel
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Deel is a payroll and compliance platform for international employees and contractors.
Tipalti
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Tipalti is a global payables automation platform that provides a cloud solution to scale and automate global payables operations.
SpotOn
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Integrated software and payment solutions for restaurants and small businesses to compete and win.
BitPay
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BitPay provides enterprise-grade bitcoin payment solutions for businesses and organizations.
Justworks
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Justworks provides small and medium-sized businesses with simple software and expert support for payroll, benefits, HR, and compliance.
Bbot
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Bbot is a restaurant and hospitality tech startup dedicated to simplifying and improving the ordering and payment process.
Cross River Bank
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Cross River is a financial institution that offers banking services and loan products to consumers and businesses.
Fundbox
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Fundbox is an AI-powered financial platform for small businesses.
Cedar
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Cedar is a patient payment and engagement platform for hospitals, health systems, and medical groups that elevates the patient experience.
Mastercard
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Mastercard provides payment processing products and solutions, and related consulting services.
Billtrust
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Billtrust develops a payment cycle management platform designed to automate every step in the invoice-to-cash process.
Payactiv
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Payactiv helps put financial wellness within reach.
Billd
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Billd is a construction finance company that offers material purchases at 120-day terms to the construction industry.
Point
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Point provides shared home equity financing, shared equity, HELOC alternative to existing homeowners and new homebuyers.
Veem
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Veem is a payment service provider that helps simplify the way businesses send and receive funds.
Finicity
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Finicity provides open banking services, real-time financial data access and insights.
Happy Money
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Financial Tools and Services for Human Happiness
Patientco
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Patientco improves financial care across the entire patient journey while increasing payments and revenue for today’s top health systems.
Cover Genius
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Cover Genius provides an insurance distribution platform designed to protect the customers of the world’s largest digital companies.
Clover
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Clover is a cloud-based open business operating system, powered by Android-based devices.
Wells Fargo
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Wells Fargo & Company is a diversified financial services company with $1.3 trillion assets providing banking, insurance, and investments.
Dashlane
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Dashlane is an app that lets access and shares business and personal passwords anytime, anywhere.
Uplift
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Uplift is an enterprise buy now, pay later solution offering a complete range of personalized payment options.
Plastiq
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Plastiq offers a bill pay service for businesses to better manage their cash flow.
Wyre
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Wyre develops a wide variety of payment APIs that offer a fast and cost-effective way of transferring money.
Kyriba
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Kyriba offers SaaS-based treasury solutions that enable treasury departments to plan for market volatility, regulation, and opportunities.
Stellar Development Foundation
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A non-profit organization that supports the development and growth of Stellar, a blockchain network that connects financial infrastructure.
C2FO
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C2FO provides a platform with many dynamic tools to help manage businesses’ accounts payable and accounts receivable on-demand.
Ceridian
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Ceridian helps organizations maximize their human, financial, and technology resources.
Atlantic Capital Bank
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Atlantic Capital Bank is a commercial bank that offers banking services and solutions for middle market and emerging growth companies.
MineralTree
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MineralTree provides mobile and online accounts payable automation software for finance professionals at growing organizations.
PayIt
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PayIt simplifies doing business with state, local, and federal government through its mobile transaction and payment platform.
Digit
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Digit is a finance app that analyzes your spending habits and automatically saves the perfect amount every day.
Very Good Security
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Very Good Security is a fintech & data security enablement platform helping to maximize the value of data without compliance & breach risk.
PayCargo
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PayCargo is an online payment settlement system for the Global Freight Maritime industry.
Katapult
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Katapult is an omnichannel point-of-sale payment platform for retailers and consumers.
Zuora
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Zuora provides cloud-based software on a subscription basis that helps companies launch, manage, and transform into a subscription business.
MoneyGram International
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MoneyGram International is a money transfer company to securely and quickly send or receive money.
Celo
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Celo is an open platform that makes financial tools accessible to anyone with a mobile phone.
Willa
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Willa is a fintech startup solving freelancers’ biggest pain: getting paid on time, every time.
Long-Term Stock Exchange
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The Long-Term Stock Exchange designs an SEC-regulated national securities exchange that aligns great companies and long-term investors.
Fivestars
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Fivestars helps businesses and communities thrive by turning every transaction into a relationship.
RealPage
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RealPage is a provider of cloud-based software for managing multi-family real estate.
Nayax
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Nayax is a global fintech company providing merchant financial services to different retailers.
Goalsetter
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Goalsetter is a children and family finance app that provides a next-generation, education-first banking experience.
Stampli
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Stampli is an AP automation platform that centers communications on top of the invoice, resulting in 5x faster invoice approvals.
Spreedly
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Spreedly is cloud-based payment infrastructure that allows businesses to work with multiple payment gateways simultaneously.
Jeeves
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Jeeves is a fintech company that brings financial solutions to businesses globally.
ProducePay
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ProducePay is an agriculture fin-tech start-up providing financing, analytics, and marketplace tools for the fresh produce market.
MobileCoin
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MobileCoin is a cryptocurrency platform that develops P2P payment tokens and digital payment systems for mobile.
Amazon Pay
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Amazon Pay is an online payment service that makes commerce simple for millions of shoppers and customers.
PingPong
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The first, and only, international Fintech company to focus exclusively on global eCommerce Marketplace sellers.
Synapse
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Synapse is a banking platform that enables companies to provide financial products to their customers.
ParkHub
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A Complete Parking Ecosystem | Reservations – Payments – Management – Applications – Infrastructure – Sensors
Credorax
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Credorax provides online payment processing and acquiring bank services for a diverse range of online merchants.
BlueSnap
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BlueSnap provides an All-in-One Payment Platform designed to accelerate commerce for B2B and B2C businesses.
Flexa
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The fastest, most fraud-proof payments network in the world.
Paykii
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A B2B cross-border bill pay platform with access to more than 600 billers in 13 countries
First Data
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First Data Corporation provides electronic commerce and payment solutions for merchants, financial institutions and card issuers.
Wex
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Wex is a financial technology service provider across a wide spectrum of sectors, including fleet, travel and healthcare.
REPAY
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Realtime Electronic Payments (REPAY) is a full service provider of electronic transaction processing services for retail merchants.
Carpay
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Carpay is a loan management software for BHPH dealers.
Sightline Payments
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Sightline Payments is a global leader in the design and development of enterprise platforms for the casino industry.
Routable
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Routable is a B2B payments-based platform that allows its users to send and receive business-to-business payments.
PolySign
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PolySign develops secure and scalable infrastructure for financial institutions to fully leverage their digital assets.
HealNow
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HealNow is the online payments and on-boarding platform for pharmacies.
Check Technologies
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Check is a payroll infrastructure startup.
LendingUSA
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Provides Point-of-Sale merchant financing solutions serving specialty niche markets.
Returnly
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Returnly is the provider of digital return experiences for direct-to-consumer brands.
Zeel
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Zeel delivers on-demand massage from vetted therapists.
Autobooks
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Autobooks is the first fully integrated payments & accounting platform for business, delivered through online banking.
Token Transit
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Token Transit is a provider of a mobile ticket booking application intended to help riders pay for transit via a mobile application.
YapStone
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YapStone is a global provider of online and mobile payment solutions for global marketplaces and large vertical markets.
Allego
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Allego provides a mobile video based sales learning and development platform for high tech, financial services, medical device and pharma.
Imprint
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Imprint is a financial service company building the future of payments, rewards, and loyalty services.
