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49 Best and Most Innovative Lagos Based Payment & Fintech Firms and Startups

This article showcases our top picks for the best Lagos based Payment & Fintech companies. These startups and companies are taking a variety of approaches to innovating the Payment & Fintech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Lagos Payment & Fintech Startups

Data sourced from Crunchbase and SemRush.

OPay

OPay

Crunchbase Website Twitter Facebook Linkedin

OPay designs a mobile payment service and consumer platform for users to send and receive money, pay bills, and order food and groceries.

Interswitch

Interswitch

Crunchbase Website Twitter Facebook Linkedin

Interswitch is an Africa-focused integrated digital payments and commerce company.

Interswitch

TeamApt

Crunchbase Website Twitter Facebook Linkedin

TeamApt is a financial technology company focused developing Digital Banking, Business Solutions and Payments Infrastructure.

Interswitch

Paystack

Crunchbase Website Twitter Facebook Linkedin

Paystack lets businesses accept payments via credit card, debit card, money transfer and mobile money on their websites or mobile apps.

Interswitch

Helium Health

Crunchbase Website Twitter Facebook Linkedin

Helium Health is an EHR company specializing in developing hospital software to manage patients’ health records and data.

Interswitch

PalmPay

Crunchbase Website Twitter Facebook Linkedin

PalmPay is a simple and secure payment app that give rewards.

Interswitch

Appzone Group

Crunchbase Website Twitter Facebook Linkedin

Payments, Payment Infrastructure, Banking Software as a Service

Interswitch

Global Accelerex Limited

Crunchbase Website Twitter Facebook Linkedin

Global Accelerex facilitates payments on physical and virtual channels with the use of debit and/or credit cards, USSD and account transfers

Interswitch

Paylater

Crunchbase Website Twitter Facebook Linkedin

Paylater is a digital financial services platform that specializes in consumer lending.

Interswitch

Evolve Credit

Crunchbase Website Twitter Facebook Linkedin

A loan and financial product marketplace that allows African consumers to find, compare, and apply for loan offers from select lenders.

Interswitch

Fliqpay

Crunchbase Website Twitter Facebook Linkedin

Fliqpay is a cross-border payment infrastructure for financial institutions and global businesses

Interswitch

Fundall

Crunchbase Website Twitter Facebook Linkedin

A full stack digital bank that makes access to digital banking, wealth management & business tools affordable to Africans across the globe.

Interswitch

TalentBase

Crunchbase Website Twitter Facebook Linkedin

TalentBase is an affordable payroll solution enabling African SMEs to simplify and organize their HR processes.

Interswitch

SureGroup

Crunchbase Website Twitter Facebook Linkedin

Powering employee & customer rewards in Africa.

Interswitch

Vesicash Financial Technology

Crunchbase Website Twitter Facebook Linkedin

Vesicash is an Escrow payment system that facilitate a transparent payment process through a secure distributed networks.

Interswitch

Allpro Technologies

Crunchbase Website Twitter Facebook Linkedin

Allpro Technologies is a fintech startup.

Interswitch

Flux

Crunchbase Website Twitter Facebook Linkedin

Flux is a mobile app that lets you send money, receive money, make and accept payments across Africa.

Interswitch

Ogaranya

Crunchbase Website Twitter Facebook Linkedin

We enable Offline-To-Online (O2O) commerce. USSD Payments.

Interswitch

SCAVO Technologies

Crunchbase Website Twitter Facebook Linkedin

Sustainable Blockchain services as it should be!

Interswitch

Wallet.ng

Crunchbase Website Twitter Facebook Linkedin

Wallet.ng is a fintech startup that allows people and companies to send, receive, and make payments, using their phone numbers.

Interswitch

Nigeria Inter-Bank Settlement System

Crunchbase Website Twitter Facebook Linkedin

NIBSS provides the infrastructure for automated processing, settlement of payments and fund transfer instructions.

Interswitch

Middletrust

Crunchbase Website Twitter Facebook Linkedin

Africa’s most reliable escrow payment service provider.

Interswitch

E-Tranzact

Crunchbase Website Twitter Facebook Linkedin

E-Tranzact is an e-payment solution provider.

Interswitch

Naijacrypto

Crunchbase Website Twitter Facebook Linkedin

Cryptocurrency Exchange and Utility Platform.

Interswitch

Electronic Settlements Limited

Crunchbase Website Twitter Facebook Linkedin

Electronic Settlements Limited is an indigenous information systems management company experience revolutionizing the IT & payment industry.

Interswitch

ITEX Integrated Services

Crunchbase Website Twitter Facebook Linkedin

ITEX Integrated Services is an innovative FinTech company that designs and deploys secure and convenient Online & Mobile payment solutions.

Interswitch

Amplified Payment System Ltd (Amplify)

Crunchbase Website Twitter Facebook Linkedin

Amplify builds next-generation payment solutions for banks, businesses and consumers in Africa.

Interswitch

Xpress Payments

Crunchbase Website Twitter Facebook Linkedin

Xpress Payments delivers customized digital platforms for the optimization of electronic payments and fund disbursement services.

Interswitch

Sankore Global Investments

Crunchbase Website Twitter Facebook Linkedin

Sankore Global Investments is an investment company that provides investment, risk, and estate management services.

Interswitch

AjoCard

Crunchbase Website Twitter Facebook Linkedin

AjoCard offers payments, lending, savings, and health insurance services.

Interswitch

Oak Pensions

Crunchbase Website Twitter Facebook Linkedin

Oak Pension renders retirement planning, voluntary contributions, defined benefit scheme management, benefit administrations and payment.

Interswitch

Cashenvoy

Crunchbase Website Twitter Facebook Linkedin

CashEnvoy is owned by E-Settlement Ltd, an independent, private sector led, limited liability company located in Lagos.

Interswitch

SmartTeller

Crunchbase Website Twitter Facebook Linkedin

SmartTeller is helping cooperative banks serve their customers better.

Interswitch

Abstract Works Limited

Crunchbase Website Twitter Facebook Linkedin

Technology, Business & Brand Consulting

Interswitch

RESPAY

Crunchbase Website Twitter Facebook Linkedin

Property Management, Real Estate Payments

Interswitch

PayWithCapture

Crunchbase Website Twitter Facebook Linkedin

PayWithCapture is a convergent payment system that aggregates QR-code payment.

Interswitch

CowriePay

Crunchbase Website Twitter Facebook Linkedin

CowriePay is dedicated to deepening financial services in emerging markets.

Interswitch

Protocoh

Crunchbase Website Twitter Facebook Linkedin

Protocoh is providing the infrastructure for automated processing, settlement of payments, and fund transfer instructions.

Interswitch

Globasure

Crunchbase Website Twitter Facebook Linkedin

Globasure develops and provides effective end to end payment solutions that make living simpler. Our clients include FINTECH, banks & telcos

Interswitch

MyMusic.com.ng

Crunchbase Website Twitter Facebook Linkedin

Africa’s music streaming and download service

Interswitch

swap.ng

Crunchbase Website Twitter Facebook Linkedin

Swap.ng is a platform with various extensions enabling users and businesses to send, receive payment and pay bills.

Interswitch

TouchandPay Technologies

Crunchbase Website Twitter Facebook Linkedin

TouchandPay Technologies provides payment and transaction services.

Interswitch

NQLB

Crunchbase Website Twitter Facebook Linkedin

NQLB is a technology and financial services company that offers eCommerce, payments, and IT solutions for African businesses.

Interswitch

e-Revenue Gateway

Crunchbase Website Twitter Facebook Linkedin

e-Revenue Gateway (e-RG) is a payment processing and electronic transaction switching company.

Interswitch

Eazycrypt

Crunchbase Website Twitter Facebook Linkedin

Conversion and Spending of cryptocurrencies made easy, fast and reliable for people and businesses in Africa & Middle East.

Interswitch

Podlancer

Crunchbase Website Twitter Facebook Linkedin

Podlancer is a freelancing, outsourcing & crowdsourcing marketplace. Find, hire, manage & pay professionals without engaging them fulltime.

Interswitch

Unified Payments

Crunchbase Website Twitter Facebook Linkedin

Unified Payments is a payment service provider that offers online payment solutions.

Interswitch

RSVP

Crunchbase Website Twitter Facebook Linkedin

RSVP is a collaborative payment service that allows people solicit and receive payments for various purposes.

Interswitch

Zapay

Crunchbase Website Twitter Facebook Linkedin

Quick Global Money Transfer and e-Commerce Merchant Services

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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