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62 Best and Most Innovative Indonesia Based Payment & Fintech Firms and Startups

This article showcases our top picks for the best Indonesia based Payment & Fintech companies. These startups and companies are taking a variety of approaches to innovating the Payment & Fintech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Indonesia Payment & Fintech Startups

Data sourced from Crunchbase and SemRush.

Xendit

Xendit

Crunchbase Website Twitter Facebook Linkedin

Xendit is a fintech company that provides end-to-end digital payment solutions for SMBs and e-commerce startups to large enterprises.

Kredivo

Kredivo

Crunchbase Website Twitter Facebook Linkedin

Kredivo offers an online credit card with payment methods and installments in 30 days or monthly installments.

Kredivo

PAYFAZZ

Crunchbase Website Twitter Facebook Linkedin

PAYFAZZ is an agency-based financial platform that facilitates digital transactions and payments.

Kredivo

Gojek

Crunchbase Website Twitter Facebook Linkedin

Gojek is an app that provides a variety of services from payments, food delivery, transportation, and logistics.

Kredivo

AwanTunai

Crunchbase Website Twitter Facebook Linkedin

AwanTunai is digitizing the traditional FMCG supply chain for micro SME merchants with online inventory ordering and digital payments.

Kredivo

KinerjaPay

Crunchbase Website Twitter Facebook Linkedin

KinerjaPay provides digital payment solutions to brick-and-mortal businesses in Indonesia and South East.

Kredivo

Cashlez

Crunchbase Website Twitter Facebook Linkedin

Cashlez operates as a financial technology company that provides value propositions for traders, and mobile payment players.

Kredivo

Finantier

Crunchbase Website Twitter Facebook Linkedin

Finantier provides the infrastructure and data products required by businesses to build the next generation of financial services in SEA.

Kredivo

OVO

Crunchbase Website Twitter Facebook Linkedin

OVO is one of the leading players in the digital payment sector.

Kredivo

WalletKu

Crunchbase Website Twitter Facebook Linkedin

WalletKu is a company which offers prepaid mobile phones credit top up, bill payments and sports ticket bookings and payments.

Kredivo

Pundi Pundi

Crunchbase Website Twitter Facebook Linkedin

Pundi Pundi provides financial service solution that allows virtual credit payments through mobile phone.

Kredivo

TADA

Crunchbase Website Twitter Facebook Linkedin

SaaS, Customer Retention Platform (CRP)

Kredivo

Doku

Crunchbase Website Twitter Facebook Linkedin

PT Nusa Satu Inti Artha (dba “DOKU”) is Indonesia’s largest and fastest growing provider of electronic payment and risk management

Kredivo

Midtrans

Crunchbase Website Twitter Facebook Linkedin

Midtrans empowers eCommerce through technology.

Kredivo

Alterra

Crunchbase Website Twitter Facebook Linkedin

Alterra is a technology company that provides services in bill payment aggregator, promotion platform, and distribution network.

Kredivo

Kudo

Crunchbase Website Twitter Facebook Linkedin

Kudo is an Indonesian startup technology company.

Kredivo

Pawoon

Crunchbase Website Twitter Facebook Linkedin

Pawoon is a SaaS business, providing cloud-based Point of Sale platform for small businesses.

Kredivo

Paper.id

Crunchbase Website Twitter Facebook Linkedin

Paper.id is the first free invoicing, payment, accounting and inventory app for SMEs in Indonesia.

Kredivo

Infradigital

Crunchbase Website Twitter Facebook Linkedin

We connect Indonesian schools with digital & financial services

Kredivo

Jenius

Crunchbase Website Twitter Facebook Linkedin

Jenius is a way to manage finances and live easily on your smartphone.

Kredivo

Faspay

Crunchbase Website Twitter Facebook Linkedin

Faspay provides several online payment solutions with varieties of payment channels that will meet your business needs

Kredivo

Sepulsa

Crunchbase Website Twitter Facebook Linkedin

Sepulsa is airtime and utility platform reload platform that rewards its user through loyalty programme.

Kredivo

Paprika

Crunchbase Website Twitter Facebook Linkedin

A mobile payment app that allows users to pay at offline stores and monthly utility bills.

Kredivo

Qerja

Crunchbase Website Twitter Facebook Linkedin

Qerja is a career advancement opportunity website offering assistance to your career goals.

Kredivo

EasyPay Indonesia

Crunchbase Website Twitter Facebook Linkedin

EasyPay Indonesia is a mobile payments company located in Jakarta Pusat.

Kredivo

Espay

Crunchbase Website Twitter Facebook Linkedin

Espay offers an e-commerce payment solution with the only B2C2B concept in Indonesia.

Kredivo

Netzme Kreasi Indonesia, PT

Crunchbase Website Twitter Facebook Linkedin

A cashless mobile payment solution as a service company that enable prosperity to be accessible for everyone, especially in Indonesia.

Kredivo

Gambit Payments

Crunchbase Website Twitter Facebook Linkedin

Gambit is a payments solution for social networks, enabling game publishers to monetize their communities through direct payment methods.

Kredivo

WOM Finance

Crunchbase Website Twitter Facebook Linkedin

WOM Finance is engages in consumer finance activities in Indonesia.

Kredivo

Bersihberes

Crunchbase Website Twitter Facebook Linkedin

We see and fulfill that others don’t” Bersihberes is a hyperlocal platform that provides home maintenance services in Indonesia.

Kredivo

PayAccess

Crunchbase Website Twitter Facebook Linkedin

PayAccess is an independent mobile payment platform designed for daily payment solution.

Kredivo

Invo

Crunchbase Website Twitter Facebook Linkedin

Invo is an on-demand payments platform that enables small business to collect payments online with a simple link

Kredivo

Get Plus Indonesia

Crunchbase Website Twitter Facebook Linkedin

Get Plus is a customer service company located in Jakarta Barat.

Kredivo

Texo

Crunchbase Website Twitter Facebook Linkedin

Texo provides a payment ecosystem in Indonesia so that society can choose to use any payment channel on online and offline merchants.

Kredivo

Duitku

Crunchbase Website Twitter Facebook Linkedin

Duitku is a payments company located in Jakarta Barat.

Kredivo

Uangku

Crunchbase Website Twitter Facebook Linkedin

Uangku is a payments fintech company located in Jakarta.

Kredivo

Digital Kuantum Teknologi

Crunchbase Website Twitter Facebook Linkedin

Digital Kuantum Teknologi is a fintech company located in Grogol Petamburan.

Kredivo

Odeo Teknologi Indonesia

Crunchbase Website Twitter Facebook Linkedin

Odeo Teknologi Indonesia is a financial services company located in Kembangan.

Kredivo

Kuncii

Crunchbase Website Twitter Facebook Linkedin

Real Estate, Marketplace, Payment

Kredivo

MVCommerce

Crunchbase Website Twitter Facebook Linkedin

MVCommerce provides mobile channels for conventional banks.

Kredivo

BTCBank

Crunchbase Website Twitter Facebook Linkedin

We are one of the biggest crypto exchange in Indonesia and other parts of Asia

Kredivo

Payspine

Crunchbase Website Twitter Facebook Linkedin

Payspine is Online Payment Solutions.

Kredivo

Mimopay

Crunchbase Website Twitter Facebook Linkedin

Mimopay is a payments apps company located in Slipi.

Kredivo

INTERPRIMA NUSANTARA MANDIRI

Crunchbase Website Twitter Facebook Linkedin

INTERPRIMA NUSANTARA MANDIRI is a banking company located in Medan.

Kredivo

Pajak.io

Crunchbase Website Twitter Facebook Linkedin

Pajak.io offers e-billing, e-invoicing, tax assistance, tax preparation, enterprise resource planning and tax management services.

Kredivo

pulsa murah

Crunchbase Website Twitter Facebook Linkedin

pulsa murah is a payments company located in Serang.

Kredivo

ZendMoney

Crunchbase Website Twitter Facebook Linkedin

ZendMoney is remittance service which provides money transfer abroad in affordable, faster, and secure way

Kredivo

Bonusku

Crunchbase Website Twitter Facebook Linkedin

Bonusku is a financial services company located in Jakarta.

Kredivo

5Elements

Crunchbase Website Twitter Facebook Linkedin

5Elements is a payments company located in Karet Kuningan.

Kredivo

PT Qoin Digital Indonesia

Crunchbase Website Twitter Facebook Linkedin

PT Qoin Digital Indonesia is a company engaged in financial technology for financial transactions.

Kredivo

Barakah Teknologi Indonesia

Crunchbase Website Twitter Facebook Linkedin

Barakah Teknologi Indonesia is a online portals shopping company.

Kredivo

OttoCash

Crunchbase Website Twitter Facebook Linkedin

OttoCash is a cashless mobile payment application.

Kredivo

Toko Modern Fastpay

Crunchbase Website Twitter Facebook Linkedin

fast pay is a fintech provider focuses on digital payment.

Kredivo

Zuragan Digital Indonesia

Crunchbase Website Twitter Facebook Linkedin

Zuragan Digital Indonesia is an information technology & services company located in Jakarta.

Kredivo

Kredibel

Crunchbase Website Twitter Facebook Linkedin

Indonesia Online Lending Platform

Kredivo

DoctorSlide.com

Crunchbase Website Twitter Facebook Linkedin

A startup with mission to help transforming daily business presentation to the next level of designs!

Kredivo

SatuBon

Crunchbase Website Twitter Facebook Linkedin

SatuBon is a electronics payments company located in Jakarta Pusat.

Kredivo

SatuLoket.com

Crunchbase Website Twitter Facebook Linkedin

SatuLoket.com is a payments internet company located in Sleman.

Kredivo

PT Buana Sejahtera Multidana

Crunchbase Website Twitter Facebook Linkedin

PT Buana Sejahtera Multidana engaged in the used vehicle financing.

Kredivo

Financial Services Indonesia

Crunchbase Website Twitter Facebook Linkedin

Financial Services Indonesia provides financial services and exchanges for clients in Indonesia.

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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