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84 Leading India Fintech Startups Founded in 2020 & 2021

This article showcases our top picks for the best India based Fintech companies. These startups and companies are taking a variety of approaches to innovating the Fintech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top India Fintech Startups

Data sourced from Crunchbase and SemRush.

Velocity

Velocity

Crunchbase Website Twitter Facebook Linkedin

Velocity provides revenue-based financing to online businesses.

Grip Invest

Grip Invest

Crunchbase Website Twitter Facebook Linkedin

Grip is an investment platform that allows retail investors to make small-ticket investments in physical assets that earn lease income.

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CashBook

Crunchbase Website Twitter Facebook Linkedin

CashBook creates an online application to record and track expenses and income of businesses.

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Uni Cards

Crunchbase Website Twitter Facebook Linkedin

Uni provides new-age credit cards for the digital generation.

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dezerv.

Crunchbase Website Twitter Facebook Linkedin

dezerv. offers an integrated portfolio approach to investment, providing higher returns with lower risk.

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Ruptok

Crunchbase Website Twitter Facebook Linkedin

Ruptok operates as a fintech platform for gold loans.

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Verak

Crunchbase Website Twitter Facebook Linkedin

Verak will be launching in March 2022

Prim6

Crunchbase Website Twitter Facebook Linkedin

Prim6 is a Big data intelligence company offering a blockchain asset management SaaS.

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GoSats

Crunchbase Website Twitter Facebook Linkedin

We make people wealthy. GoSats lets you earn bitcoin rewards whenever you shop online at your favourite brands.

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Paytail

Crunchbase Website Twitter Facebook Linkedin

Paytail is a technology start-up providing instant paperless EMIs to consumers to buy products as well as services.

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EduFund

Crunchbase Website Twitter Facebook Linkedin

Changing the way Indians evaluate and plan higher education

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FlipItNews

Crunchbase Website Twitter Facebook Linkedin

First Investor Community of India- Business & stock news in 50 words, Stock Research, Quiz, Poll, Discussion Forum, Tutorial & more!

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Easiloan.com

Crunchbase Website Twitter Facebook Linkedin

Easiloan.com is the first AI-enabled fintech solution for home loans.

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FypMoney

Crunchbase Website Twitter Facebook Linkedin

FypMoney is Pocket Money App designed for the Teenagers to give them financial freedom without being dependent on parents cards.

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SalaryBox

Crunchbase Website Twitter Facebook Linkedin

SalaryBox is a mobile application to track salary and attendance for business owners and employees.

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Koshex

Crunchbase Website Twitter Facebook Linkedin

Koshex provides a personal finance and wealth management service.

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Tyke

Crunchbase Website Twitter Facebook Linkedin

Tyke is India’s first online investment platform where startup investment starts at INR 5,000

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Basic Home Loan

Crunchbase Website Twitter Facebook Linkedin

Building India’s first Neo Housing finance Company. Making home loans faster, stress-free & Basic for middle-& low-income households.

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Jodo

Crunchbase Website Twitter Facebook Linkedin

Jodo is a mission-oriented fintech company which is building customized financial products for middle-income households in urban India.

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4Fin

Crunchbase Website Twitter Facebook Linkedin

4Fin is a fintech startup.

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KarmaLifeAI

Crunchbase Website Twitter Facebook Linkedin

KarmaLifeAI is a digital solution for the financial well being of blue-collar gig workers and micro-business.

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Flippy

Crunchbase Website Twitter Facebook Linkedin

Flippy is a financial platform that simplifies crypto investments through a more streamlined and social process.

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Farm Infinity

Crunchbase Website Twitter Facebook Linkedin

Farm Infinity is a digital platform to provide easy financial access to smallholder farmers and agribusinesses.

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Tchyon Labs

Crunchbase Website Twitter Facebook Linkedin

Digital Identities Network

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marketfeed

Crunchbase Website Twitter Facebook Linkedin

Marketfeed develops a platform designed to teach users how to trade stocks.

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SaveIN

Crunchbase Website Twitter Facebook Linkedin

Neo bank, digital banking platform

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CASHYEAR

Crunchbase Website Twitter Facebook Linkedin

Mobile App, Payment, SaaS

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Gold Setu

Crunchbase Website Twitter Facebook Linkedin

FinTech + CommerceTech for the $100B unorganized gold/jewelry market in India

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PayCardo

Crunchbase Website Twitter Facebook Linkedin

PayCardo contactless payment solution designed for city buses providing the commuters a zero contact.

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Card91

Crunchbase Website Twitter Facebook Linkedin

Card91 offers plug & play payment infrastructure as a service for the businesses who wants to issue, control, view and approve payments

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iprop.Money

Crunchbase Website Twitter Facebook Linkedin

India’s First Payments Integrated Real Estate Channel Partner & Investor Management Platform.

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Fable Fintech

Crunchbase Website Twitter Facebook Linkedin

Fable Fintech provides a money transfer technology system to banks, money transfer operators and payment banks

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Fello

Crunchbase Website Twitter Facebook Linkedin

Fello is a savings and investment platform that helps to save, invest and earn higher returns than a traditional savings account.

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GoalTeller

Crunchbase Website Twitter Facebook Linkedin

GoalTeller create your own 24/7 smart financial advisor and prosperity planner.

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GrowthPal

Crunchbase Website Twitter Facebook Linkedin

GrowthPal provides data and intelligence-driven recommendations on fundraising, GTM partnerships, acquisitions, and acqui-hires.

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DigiSparsh

Crunchbase Website Twitter Facebook Linkedin

DigiSparsh is a fintech focused on healthcare lending.

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CredFine

Crunchbase Website Twitter Facebook Linkedin

CredFine is an Indian Fintech company focused on offering a range of financial products to customers, such as Credit cards and Loans.

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Klear Money

Crunchbase Website Twitter Facebook Linkedin

We build responsible financial products

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Oro

Crunchbase Website Twitter Facebook Linkedin

Oro is a platform that helps unlock the potential of a user’s gold instantly

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Finacular

Crunchbase Website Twitter Facebook Linkedin

Comprehensive Financial Planning and Investment Management Platform

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Equiseed Wealth

Crunchbase Website Twitter Facebook Linkedin

Digital Wealth Management

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Teji Mandi

Crunchbase Website Twitter Facebook Linkedin

We are a smart portfolio advisor in your pocket. We help you do one thing really well – pick stocks!

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Yatra Angel Network

Crunchbase Website Twitter Facebook Linkedin

Yatra Angel Network is a fintech focused early-stage investment firm.

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Krab

Crunchbase Website Twitter Facebook Linkedin

Krab is a SaaS and Fintech startup that enables truckers/trucking companies with no formal credit score to access loans from banks.

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FundingX

Crunchbase Website Twitter Facebook Linkedin

FundingX is India’s Premium Crowdfunding Platform simplifying fundraising for startups one step at a time.

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BHIVE Investech

Crunchbase Website Twitter Facebook Linkedin

BHIVE Investech is a fintech investment platform designed for commercial real estate.

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Halanx

Crunchbase Website Twitter Facebook Linkedin

Making Renting Homes affordable to Everyone, using AI powered Finance.

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Half Square Group of Companies

Crunchbase Website Twitter Facebook Linkedin

Half Square group is an international conglomerate that owns and operates companies in Fintech,Financial and Tech industries

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Payify

Crunchbase Website Twitter Facebook Linkedin

Personal Finance Management, Digital Wallet, UPI – QR & Integrated Bill Payment Solution

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Chipn

Crunchbase Website Twitter Facebook Linkedin

FinTech App to Save, Invest, & Grow Money.

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Chill Bank

Crunchbase Website Twitter Facebook Linkedin

South East Asia’s Fastest Growing Digital Only Bank

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StanShare

Crunchbase Website Twitter Facebook Linkedin

StanShare is a cloud-based peer-to-peer sharing platform that facilitates interaction with neighbors, acquaintances, friends, and peers.

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Monethics

Crunchbase Website Twitter Facebook Linkedin

Short term Personal Loan

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HumanKinds

Crunchbase Website Twitter Facebook Linkedin

Credit delivery, Growth financing & Financial empowerment for independent working women of India

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UniCreds

Crunchbase Website Twitter Facebook Linkedin

UniCreds harnesses the power of technology and data-science to help secure education loans for students in a quick and easy manner.

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Cardsto Private Limited

Crunchbase Website Twitter Facebook Linkedin

Cardsto is a software platform designed for financial service.

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LovePay

Crunchbase Website Twitter Facebook Linkedin

India’s Smart Payment App For Kids

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PHI 1

Crunchbase Website Twitter Facebook Linkedin

An end-to-end algorithmic trading platform with screener, charting, strategy creator, backtesting & deployment

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Earnhance

Crunchbase Website Twitter Facebook Linkedin

A Smart Saving, Investing and Personal Finance hyper-personalized Platform build for Millennials and Generation Z.

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SolarEarn

Crunchbase Website Twitter Facebook Linkedin

SolarEarn is a crowd-investing model for financing solar energy solutions provides electricity to high-impact communities

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InvestSahi

Crunchbase Website Twitter Facebook Linkedin

InvestSahi builds technology platforms and investment products for retail investors.

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ReadyRupees

Crunchbase Website Twitter Facebook Linkedin

ReadyRupees is a Fintech company established in 1984. Providing urgent credit to consumers as per their needs in India.

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Credoc FinTech

Crunchbase Website Twitter Facebook Linkedin

Credoc FinTech is a financial service company.

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Stratzy

Crunchbase Website Twitter Facebook Linkedin

Stratzy manages clients’ money with minimum effort on their side, using smart investing strategies.

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KarmaNullify

Crunchbase Website Twitter Facebook Linkedin

Karmanullify has been developed and designed to make individual’s personal financing needs easier and faster.

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Sharesbay

Crunchbase Website Twitter Facebook Linkedin

Sharesbay facilitates the purchase or sale of private securities.

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Astu Credit

Crunchbase Website Twitter Facebook Linkedin

Build credit score with recurring expenses.

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Kuvedha

Crunchbase Website Twitter Facebook Linkedin

Kuvedha is a online professional services platform that offers accounting, compliance, and legal services for growing businesses.

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mr. CTO

Crunchbase Website Twitter Facebook Linkedin

Connecting prime movers and fund raisers.

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Trade Financer – Leading Invoice Discounting Platform

Crunchbase Website Twitter Facebook Linkedin

Trade Financer is an invoice discounting platform helping businesses unlock money while helping investors earn high returns at low risk.

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Yofo

Crunchbase Website Twitter Facebook Linkedin

Yofo is a digital bank that specializes in mobile banking, card payments, money remittance, and foreign exchange

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Clove Money

Crunchbase Website Twitter Facebook Linkedin

Invest your spare change

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Finche

Crunchbase Website Twitter Facebook Linkedin

Organize your finances and keep a check on your financial health, real-time.

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funds4sure.com

Crunchbase Website Twitter Facebook Linkedin

We are a Hyderabad India based fintech company (Esure technologies Private Limited) deals in BFSI sector and much more.

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Mysterium VPN

Crunchbase Website Twitter Facebook Linkedin

Mysterium VPN is peer-to-peer, pay-as-you-go VPN network.

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Plutus Quant

Crunchbase Website Twitter Facebook Linkedin

Fintech company focusing on automating quant strategies using machine learning and other cutting edge technologies

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MyFilings.in

Crunchbase Website Twitter Facebook Linkedin

MyFilings is technology led platform to meet compliance needs of Startup & growing Companies.

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Reeudo

Crunchbase Website Twitter Facebook Linkedin

Reeudo is a platform that specializes in cross-border payments for students.

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Wealthzi

Crunchbase Website Twitter Facebook Linkedin

Wealthzi is an online platform that offers digital wealth management service.

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MIH Ventures

Crunchbase Website Twitter Facebook Linkedin

MIH is the first India-based venture capital firm that exclusively invests in Blockchain-enabled companies.

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Finlytic

Crunchbase Website Twitter Facebook Linkedin

Finlytic Inc. provides financial technology with world-class services and global business solutions.

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Dhunda

Crunchbase Website Twitter Facebook Linkedin

Dhunda leverages technology and real time industry data to facilitate collection of trade debts for Indian businesses.

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Pyse

Crunchbase Website Twitter Facebook Linkedin

Pyse offers investors more than fair returns on investments in green energy projects with high performance and market independence.

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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