This article showcases our top picks for the best Toronto based Payment & Fintech companies. These startups and companies are taking a variety of approaches to innovating the Payment & Fintech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top Toronto Payment & Fintech Startups
Data sourced from Crunchbase and SemRush.
Wave
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Wave offers tailored financial services (payments, payroll) and award-winning free software for small/micro-businesses around the world.
Financeit
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Financeit simplifies complex sales transactions for businesses and their customers.
FreshBooks
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FreshBooks, cloud-based accounting software, allows owners to invoice clients, track time and run their small businesses in the cloud.
KOHO Financial
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KOHO Financial provides an application based banking platform intended to simplify financial products available to everyone.
VersaPay
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VersaPay is an Fintech company offering an Accounts Receivable Software as a Service solution and Payment acquiring services.
Relay
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Relay is a digital bank designed for growing businesses.
ChargeLab
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ChargeLab is the Android of EV charging. Our hardware-agnostic software runs on the world’s most popular EV chargers.
Plooto
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Plooto is a payment management platform for small and medium-sized businesses that helps to automate and streamlines their payments.
Buckzy Payments
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Buckzy Payments Inc. is a Toronto, CA-based fintech company enabling cross-border real-time payments.
nanopay
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nanopay empowers businesses and banks to scale with innovative payment and liquidity management products.
CAARY Capital
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CAARY is a digital credit, lending and payments platform, offering a corporate credit card and payments solution.
Aya
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Aya is a healthcare startup that builds payment tools and programs for employee benefits packages.
Payment Rails
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Payment Rails is an API first payouts platform for businesses and platforms to pay on-demand workers globally.
Merrco Payments
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Merrco is helps businesses thrive by bringing seamless, secure payment solutions company.
Livelii
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Livelii is a Techstars company, bringing a first of its kind group health and dental benefits to the independent and freelance workforce.
Vouchr
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Vouchr has created an engagement platform focused on the consumer payment experience and digital transactions.
Knit People
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Cloud payroll & payments, HR, and benefit service for small businesses. Proudly Canadian.
Payfare
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Providing instant payout and digital banking solutions for today’s workforce.
Coinkite
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BITCOIN SECURITY HARDWARE – DON’T TRUST. VERIFY.
Digital Retail Apps
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Digital Retail Apps is a mobile application that enables users to scan, view, and purchase items through their smartphones.
Fintech Select
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Fintech Select is a provider of robust and disruptive Pre-Paid Card programs, mobile banking solutions and Cryptocurrency technologies.
Moneris
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Moneris is Canada’s largest financial technology company that specializes in payment processing.
Eve Tab
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Eve empowers you with an on-demand VIP bar service experience at the hottest nightclubs.
STACK
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STACK delivers a smarter way to spend, save and share your money, straight from your mobile and fee-free, like it should be.
Gift Jeenie
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Shopping marketplace & cash-back loyalty platform, powered by Blockchain.
Decentral
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Decentral is an innovation hub for disruptive and decentralized technologies.
Paytm Labs
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We are an internationally recognized payments and financial services company based in Toronto that launched in 2014
D+H
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D+H is committed to being the technology partner that financial services organizations trust and rely on to build deeper and more
PayPro Global
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PayPro Global is an e-commerce solutions provider for any business selling digital products.
Berkeley Payment Solutions
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Berkeley Payment Solutions delivers mastercard and visa prepaid card programs for corporations, governments, and financial institutions.
ZED Network Inc.
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A payment orchestration platform in 200+ countries with one single API integration.
AscendantFX Capital
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AscendantFX is a Payment Solution Provider.
Spend
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Spend develops a universal bank account that merges cryptocurrency seamlessly to fiat.
RIVVI
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Rivvi enables businesses to save money by automating their payroll processes and paying their employees faster.
Ott Pay
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Ott Pay is a mobile payments company located in Toronto.
Phaze
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Phaze is a powerful payment solution that enables enterprises to issue digital gift cards and prepaid mobile top-ups.
Dwello
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Dwello is a Canada-based company that helps its users process rental payments.
TESS
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TESS is a blockchain company developing a payments ecosystem for component and sub-component supply chain settlements.
MONEXgroup
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MONEXgroup is a payment processing and merchant services provider.
GoParkr
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Full Stack Parking Management Solution – Let Asset Managers Optimize Parking Operations
PsiGate
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PSiGate is a full-service Canadian provider of electronic payment processing services.
EnStream
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EnStream provides mobile payments and identity verification services.
Pungle
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Pungle provides digital payment solutions that enable businesses to reduce cost, delivery time, administration, and customer friction.
International Payment Solutions
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International Payment Solutions is a North American Merchant processing and technology company.
Bendix Foreign Exchange Corporation
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Bendix Foreign Exchange Corporation is a financial services fintech company located in Toronto.
QuantumSense
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QuantumSense is an artificial intelligence company that provides a top semantic search engine that works on the sentence level.
Instadebit
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Instadebit is a global leader in ecommerce and risk management with a consumer facing payment processing solution available in 32 countries.
Oasis Technology
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Oasis Technology Ltd. is a Canadian software company that enables clients and partners in more than 70 countries.
OnTab
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OnTab is an online service that enables merchants to start accepting mobile payments.
Voltage Pay
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Voltage Pay is act as consultants to their clients and individually tailor innovative financial services and technology.
Aramor Payments
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Aramor Payments provides bespoke payment solutions for medium to large merchants.
InfoFlo Pay
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InfoFlo Pay offers invoice management systems and software for efficient payment processing.
Pllenty
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Pllenty is a payment and communication platform to deliver customer engagement experience.
INKAS Payments
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INKAS Payments is one of the top merchant services providers in Canada from basic payment processing to Smart Point of Sales systems.
CollectivePOS
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Collective Point of Sale Solutions is Canada’s Choice for Payment Processing.
Omnego
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A white-label App + Wallet framework with a CMS Manager customized with your own mobile assets.
Blockgration
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Blockgration provides a one-stop multi-currency digital wallet platform and blockchain centric technology and payment solutions.
QicSEND
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Qicsend™ is an online international money transfer service that sends money to over 40 countries
Nexu
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Nexu is a Canadian technology company offering Bill Payments, Money Transfers & Remittances,Loyalty Programs and other services.
NorthStar Currency
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NorthStar Currency is a payment platform for educational institutes, agents and international students.
Guestlist
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Guestlist is an online event registration service that helps users sell tickets.
Cevnn Payments
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Cevnn Payments supports online banking and offers different payment options to customers for online shopping.
HeartPayroll
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HeartPayroll has a simple philosophy, to provide peace of mind when it comes to payroll & taxes.
ECHOage
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ECHOage is an online birthday party service that offers an invitation and payments system.
TNS Smart Network
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TNS Smart Network offers payment processing solution services.
XRomb
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XRomb is a mobile platform offering a development framework for deploying mobile applications.
Alliance Merchant Services
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Alliance Merchant Services is an independent sales organization operating in a business-to-business environment, serving retail businesses.
Paymentflex Technologies
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Paymentflex Technologies engages in financial transaction processing industry services.
MoveBe
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MoveBe allows merchants to acquire customers through offers -refunding public transit, paying for parking, or giving credit for a cab ride.
Park Safe
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Park Safe is a leader in providing parking technology & enforcement services that simplify parking lot management.
VariPay
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VariPay specializes in digital payment with e-wallet, financial, payment, digital currency, credit card and virtual POS solutions.
M2Commerce
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M2Commerce is a PCM platform offering financial technology that includes mobile payment and mobile commerce solutions.
okanii
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okanii offer a secure, scalable and networked digital token (coin) based electronic cash payment platform solution for global commerce.
KIS Payments
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KIS Payments is a payment processing services provider company.
Origami Financial
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Origami employs homomorphic encryption to provide completely secure & privacy-preserving payments and financial services.
Netco Services
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Netco Services provides cash and payment processing systems.
Canada-Payday-Loans
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An instant approved online payday loans services in Canada.
Royal Berkshire Payments
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Royal Berkshire Payments is Canada’s most competitive & transparent merchant services company, offering a full range of payment services.
POTTER PAYMENT SYSTEMS
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Potter Payment Systems is a leader in providing ECommerce and MO/TO merchants with Internet merchant account solutions.