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These are the Best Lending/Financing Companies and Startups in China (2021)

This article showcases our top picks for the best China based Lending/Financing companies. These startups and companies are taking a variety of approaches to innovating the Lending/Financing industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top China Lending/Financing Companies

Data sourced from Crunchbase and SemRush.

Weidai

Weidai

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Weidai is a China-based P2P lending platform.

Yirendai

Yirendai

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Yirendai is the consumer finance arm of Chinese peer-to-peer (P2P) lender CreditEase.

Qudian

Qudian

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Qudian is an installment payment and investment management platform for micro-lending.

Jimubox

Jimubox

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Jimubox is a Chinese marketplace lending platform that facilitates SME loans and individual consumption loans for Chinese Borrowers.

CGTZ

CGTZ

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CGTZ is a leading Internet finance integrated service platform. It is a core member of the Grassroots Holding Group.

It was incorporated in Hangzhou in October 2013 and has a registered capital of over RMB 200 million.. .

Jiedaibao

Jiedaibao

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Jiedaibao designs an application that helps in lending and borrowing loans. Its application helps in deciding interest rates independently, generates a legal electronic contract, and reminds of repayment and expiration of the contract, which enables users to get loans at flexible rate.

Jiedaibao began operation in 2015. Its headquarters is in Beijing in China..

Senmiao Technology

Senmiao Technology

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Senmiao Technology is an online lending platform in China connecting Chinese investors with individual and SME borrowers.

Tuandaiwang

Tuandaiwang

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Tuandaiwang is a Chinese peer-to-peer lending company that offers a group loan network loan investment platform. It provides an online loan information intermediary service platform that aims to help small and medium businesses.

The main operating entity of Tsinghua.com is Dongguan Tuandun.com Internet Technology Services provides borrowers and lenders with quality services such as information collection, information disclosure, information exchange, and loan matching at present. Dongguan Tuanwang.com Internet Technology Services has a registered capital of 102,933,300 yuan.

Tuandaiwang is based on advanced information technology, professional big data analysis capabilities, strict audit procedures and a sound risk management and control system. It is an individual with investment and financing needs, organizations or companies to build a stable and compliant, efficient and convenient information intermediary service platform.

Tuandang.com has been selected as a pilot project of “Internet + Finance” in Guangdong Province. It has won national high-tech companies, growing enterprises in Dongguan City, and annual premium brand of Pratt & Whitney Finance after years of development.

Tuan Lianwang and Xiamen Bank’s bank depository system were launched in March 2017. Tuanwang has played a role in the development of the Internet finance industry in Chian.

Zhang Lin founded Tuandaiwang in August 2011, with its headquarters in Dongguan in China. Tuandai.com is officially launched in 2012..

Samoyed Financial Service

Samoyed Financial Service

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Samoyed Financial Service (Shenzhen Samoyed Internet Financial Service LTD. Co) is a new type of internet FinTech company that relies on the powerful FinTech ability to provide users with more inclusive financing options.

Samoyed cut into the consumer finance market by means of its first product “Sheng Bei.” Sheng Bei provides internet financial services for users such as: credit card management, a preferential card-using guide, and lower interest rates for Compensating Balances.. .

MFI

MFI

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MFI is a merchants loan-leading and internet financial platform.

Damailicai.com

Damailicai.com

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Damailicai.com is an online lending information intermediary service platform.

58fangdai

58fangdai

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58fangdai is a national rental staging leaders living under the scenes of consumer financial service providers.

Wangdaizhijia

Wangdaizhijia

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Wangdaizhijia (网贷之家) operates a Chinese peer-to-peer (P2P) online lending portal. It offers an online loans communication platform for online lenders.

Wangdaizhijia initially put forward the concept of network debit and credit index. It was founded in October 2011..

Xiaoying Financial

Xiaoying Financial

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Xiaoying Financial is an online lending platform backed by state owned enterprises.

Chedai.com

Chedai.com

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Chedai.com is a Chinese automobile financial lending platform.

Penging.com

Penging.com

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Penging.com is an online P2P financial and lending information platform for businesses.

Yinker

Yinker

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Yinker is a company that provides financial security operation services.

Touna

Touna

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Touna is a peer to peer lending platform.

91tianmi.com

91tianmi.com

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91tianmi.com provides lending and financial services to companies and individuals.

Iqianbang

Iqianbang

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Iqianbang helps you make money online investment and financial platform for investment and financial users and loan users.

Weijinsuo

Weijinsuo

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Based in Beijing, China, Weijinsuo is a peer-to-peer lending platform that covers the areas of credit collection, assessment, and management. The company’s senior management staff has over 10 years of experience in the bank management and risk management industry.

It shapes the Chinese alternative finance space by providing its investors with an average annual yield of around 11.7% with up to 36 months of lock-up period. The company’s series A investment round was led by HNA Capital Group.

Established in 2010, Weijinsuo is comprised of over 700,000 registered users and has completed an aggregate transaction value of over 616 million U.S. dollars..

CreditFinance

CreditFinance

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CreditFinance is a P2P online loan information intermediary platform.

SSZJR.com

SSZJR.com

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SSZJR.com is an online network lending information service company.

Furongbao

Furongbao

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Furongbao is a peer-to-peer lending platform.

Jinhuifeng

Jinhuifeng

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Jinhuifeng provides loans and financial information services.

Darenloan.com

Darenloan.com

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Darenloan.com is a P2P investment banking platform focusing on small and micro individual credit loans.

58 Caifu

58 Caifu

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58 Caifu is a professional online lending information intermediary service company.

Jinri Jiecai

Jinri Jiecai

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Jinri Jiecai is a financial investment and financial service company.

irongbei.com

irongbei.com

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irongbei.com is an online lending information intermediary platform.

Sui Jinsuo

Sui Jinsuo

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Sui Jinsuo specializes in the field of internet financial services.

Easy Financing

Easy Financing

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Easy Financing is an online lending information intermediary service platform for borrowers.

Edai

Edai

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Edai company was founded in 2006 and now exists both online and has brick-and-mortar offices in China.

Time Value

Time Value

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Time Value is an online lending information intermediary service provider.

Rongjinsuo

Rongjinsuo

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Online P2P lending platform based in Shenzhen.

FULI FINANCE

FULI FINANCE

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FULI FINANCE is a financial lending network service provider company.

Shi Tou Jinrong

Shi Tou Jinrong

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Shi Tou Jinrong provides online lending information intermediary services for the majority of lenders.

Guanghe Zhongzi

Guanghe Zhongzi

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Guanghe Zhongzi is a domestic information intermediary service platform that specializes in internet finance.

guojiacf.com

guojiacf.com

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guojiacf.com is an internet financial platform that provides lending and asset management consulting services.

Wangtouwang.com

Wangtouwang.com

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Wangtouwang.com is a P2P financial management platform.

Zhongye Xingrong

Zhongye Xingrong

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Zhongye Xingrong is an online lending information platform.

PJ.COM

PJ.COM

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PJ.COM is a bill P2P lending mortgage financing platform operator.

Jinjiedao

Jinjiedao

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Jinjiedao is an online loan and lending management platform.

Mybank.cn

Mybank.cn

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Zhejiang Network Merchants Bank Co., Ltd. is one of the first pilot private banks in China and officially opened on June 25, 2015.Internet merchant banks regard Inclusive Finance as their mission and hope to use the technology, data and channel innovation of the Internet to help solve problems such as financing difficulties for small and micro enterprises, lack of rural financial services, and promote the development of the real economy.The network merchant bank is the first bank in China to have the core system in the financial cloud.

Based on the financial cloud computing platform, the network merchant bank has the ability to handle high concurrent financial transactions, massive big data and flexible expansion, and can take advantage of the Internet and big data to provide financial services to more small and micro enterprises.. .

Haili Shuwu

Haili Shuwu

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Haili Shuwu is a self-circulation bookcase machine that provides low-cost paper book reading services.

CredEX Fintech

CredEX Fintech

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CredEX Fintech is a mobile app for personal loans that supports borrowing and repayment anytime, allowing customers to borrow as much as RMB 300,000 (USD 40,000+) just within three minutes on their phone. CredEX Fintech tackles five key problems within the traditional global loans industry: difficulties in application, approval, money withdrawing, repayment, and re-borrowing.

A closer look reveals that the prowess of CredEX Fintech is underpinned by its five disruptive innovations: the mobile app, supporting borrowing and repayment anytime, taking the lead in personalizing interest rate, the mobile Internet risk control system and a unique business model of connecting financial institutions with borrowers.. .

D.com

D.com

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Qian Duo (d.com.cn) was established in October 8, 2013, under the Shanghai Xu Sheng Financial Information Services Co., Ltd., is a domestic professional financing needs to provide business matching business. The company set up diversified financing business in one, for small micro enterprises, financial institutions and individuals to provide professional, transparent and efficient financial information services.

The company is headquartered in Shanghai Pudong Free Trade Zone, after more than three years of development, we rely on strict wind control system and senior business integration capabilities in the industry has a high reputation.. .

Niwodai

Niwodai

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Niwodai is one of the pioneering P2P lending platforms in China to provide online credit microlending services.

Shenzhen Zhongrong Investment Consulting

Shenzhen Zhongrong Investment Consulting

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” China Financial Investment ” is a wholly-owned subsidiary of Shenzhen Qianhai Rongrong Financial Holding Co., Ltd., an investment banking platform of Shenzhen Qianhai Investment Consulting Co., Ltd., which is the investment platform of China’s Internet financial industry. In the financial investment to “let every one people understand investment” for the mission, combined with years of asset management services and risk control experience, the use of advanced large data technology, continue to provide users with richer, more convenient Internet investment products.

The establishment of vehicle arrived (quality) charge, red mortgage, luxury pledge, cash foreclosure, supply chain finance and other short-term investment projects. Each project released by the platform has been strictly reviewed and professional valuation, and in the relevant state departments for real-name mortgage registration, pledged filing, commissioned notarization procedures to ensure that each project is true and reliable..

Zuoli Kechuang Micro-finance

Zuoli Kechuang Micro-finance

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Zuoli Kechuang Micro-finance provides financing solution for robust commercial and agricultural activities.

eLoancn

eLoancn

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eLoancn is a Wenzhou-based online lending platform where members can borrow and lend money among themselves at better interest rates than a bank typically offers. eLoancn differentiates itself from peers with a special focus on agriculture, farming and rural areas.

Its main business comes from farmers’ personal loans, which are mainly used for agricultural reproduction and breeding.. .

Eweidai

Eweidai

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Eweidai.com the former Tai Fung Financial Services Limited launched the innovative P2P investment and financing service platform.

Lending51.com

Lending51.com

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lending51.com provides a platform for online lending intermediary information services.

Ziben Online

Ziben Online

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Ziben Online (ZO) provides short-term capital to small businesses in certain supply chains. ZO typically works with large corporations by providing loans to their suppliers.

For example, if hundreds of small suppliers all sell to a grocery chain, the billing dynamic tends to be unfavorable for the suppliers because the grocery chain can use its negotiating power to delay payment.. .

Shoujidai

Shoujidai

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China’s first mobile Internet-based full-process online network credit applications.

Mobanker

Mobanker

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A commitment to promote the consumer and financial industry to achieve mobile, artificial intelligence technology companies.

Shenzhen Small & Medium Enterprises Credit Financing Guarantee Group

Shenzhen Small & Medium Enterprises Credit Financing Guarantee Group

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Shenzhen Small & Medium Enterprises Credit Financing Guarantee Group Co., Ltd. (SZCGC), formerly named Shenzhen Small & Medium Enterprises Credit Guarantee Center, was established on December 28th, 1999 by the Shenzhen Municipal Government.

SZCGC is the earliest one who has been ranked the highest class AAA of Credit Quality Rating among China’s guarantee organizations. With 5.495 billion RMB registered capital (approximately 868 million US Dollars), SZCGC gets the highest class AAA rating of Capital market in 2017.

Since the establishment 18 years ago, SZCGC has guaranteed loans of more than 240 billion RMB Yuan to over 20000 small and medium-sized enterprises (SMEs), which keeps SZCGC holding the leading position among all financing guarantee organizations in China. SZCGC is also one of the first organizations that were awarded as the Model Organization of SME Financing Service in Guangdong province..

Edianlicai

Edianlicai

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“Arts and wealth management” by the Beijing Rong Yi Investment Information Technology Co., Ltd. operation, is committed to become a unique domestic works of art pledged loan platform and high-quality Internet financial enterprises.

In the investment side, the platform through the pledge of antique text, jewelry and other works of art to engage in lending business matching services, strict control of risk, so that investors receive sustained and stable income; in the borrower, the platform together partners to integrate professional expert team Leading identification technology, so that traditional financial institutions can not undertake the pledge of art works possible.. .

Qishidai

Qishidai

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Qishidai is a Mobile customer service and management platform.

Xiaoniujh.com

Xiaoniujh.com

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Mavericks plan, is a child education service platform, under the Beijing curiosity Technology Co., Ltd., from the former Baidu, 360, Microsoft, Netease, Ping An Bank and other education, finance, Internet industry veteran co-founder, 18-year-old children’s quality education (early childhood education, interest classes, English, study, kindergarten), to provide tuition services, curriculum, LBS institutional inquiries, audition appointment, parent-child activities and other integrated services, to solve the child’s parents “education” Institutions “difficult education” problem, for the Chinese children better quality education refueling! Corporate vision: committed to become a trusted and respected, in the field of children’s education has a leading position in the enterprise. Corporate mission: to help parents and institutions, for the Chinese children better education refueling.

Corporate culture concept: innovation, technology, trust, care.. .

Dafy Credit

Dafy Credit

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Dafy Credit provides consumer financial services.

Helloan

Helloan

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Helloan is the joint financial information services .

Pingan Licaiwang

Pingan Licaiwang

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Ping An financial network (www.palcw.com) is a focus on life services, the Internet financial platform. The expected annualized rate of return is 9% -12%.

Platform to adhere to the sound and transparent operation of the principle of the Internet as the main channel for the borrowers and lenders (that is, lenders) to achieve direct lending to provide information collection, information disclosure, credit assessment, information exchange, loan matching and other services. Through the use of Internet technology, can effectively shorten the capital acquisition cycle, reduce financing costs, improve lending income, enhance the efficiency of capital flows.

The platform has a professional risk management (control) team, the use of pledged borrowing assets to small and medium-sized short-term borrowing, combined with tight wind control system and risk reserve limited advance plan, risk diversification, and through the transfer of debt to meet the lender Liquidity needs. Relying on financial information technology innovation, platform for the majority of users with “low risk, high yield, transparent, diversified” Internet financial services for China’s life service economies to solve the financing needs..

Daixiaomi

Daixiaomi

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Daixiaomi is the Internet financial company.

freecaifu.com

freecaifu.com

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freecaifu.com is an online network lending information intermediary platform focusing on internet supply chain finance and rural finance.

Hopefluent Group Holdings

Hopefluent Group Holdings

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Hopefluent Group Holdings is engaged in property-related business.

Fangtx.com

Fangtx.com

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FANG.COM is the leading professional network platform for real estate and home industry. It has been leading the Internet in the fields of new homes, second – hand housing, renting, home, real estate research and so on.

It is in the leading position in PC and mobile field. According to DCCI third-party data show that in 2014 the world (FANG.COM) PC platform user views and the number of independent visitors has always been a huge advantage in leading industry..

Fangjinsuo

Fangjinsuo

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Fangjinsuo provides real estate mortgage loans, and real estate license mortgage loans.

Mandofin

Mandofin

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Man Financial (www.mandofin.com) was born in April 2015. It is a comprehensive Internet financial service platform of Hangzhou Zhonglian Network Technology Co., Ltd., which focuses on small, medium and micro enterprises and personal financial services.

The core team has advanced asset development, risk control, Internet technology and operational capabilities from the traditional financial banks, Alie Microfinance, Alipay and real estate. In accordance with the principle of compliance with laws and regulations, safety and transparency, the Bank adheres to the concept of financial innovation and universal benefits to create a new advanced integrated financial management model and rapidly emerges as a leading professional internet financial service platform in China..

Tutengdai

Tutengdai

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Totem Internet financial services co., LTD, (previously Shenzhen Sea before October 28, 2014) was registered in Shenzhen before the free trade area. Its platform “”totem is borrowed”” is a professional auto mortgage business, and net credit information intermediary platform.

We now have branch offices across all of China, as well as providing car loans to the Middle Eastern market. We rely on the “”Internet+financial”” and us the O2O model of operations and information interaction on both sides of the transaction, for both borrowers and investors.

This sets a complete matching funds intermediary for information services. Totem is borrowed, is a blend of concepts between “”Internet Financing + Car.”” Creating an Internet financial information intermediary service platform, with the depth of the online and offline business integration.

With strong research and development of Internet technologies, and an operational management team, as well as a complete closed-loop car loan industry we have become an outstanding member of the auto loan industry in China.. .

Gujinsuo

Gujinsuo

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Gujinsuo Internet Finance Information Service is a mid-sized, relatively new organization in the business services industry.

Ju Cai cat

Ju Cai cat

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Ju Cai cat officially launched in August 2014, is the earlier focus on the field of mobile applications Internet lending information intermediary platform, specializing in Internet lending information intermediary business activities. Ju Cai combines years of asset management services and risk control experience, the use of advanced information processing technology, and continue to provide platform users with robust, convenient and worrying Internet lending information intermediary services, allowing users to enjoy convenient, diversified and secure wealth Value-added new way.

In March 2017, Ju Cai won the A-round financing of Chunxiao Tianze and raised 100 million yuan to achieve the future of Internet finance with big data and smart technological innovation.. .

Renrenaijia.com

Renrenaijia.com

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Renrenaijia.com focuses on providing users with professional financial services investment platform.

Yinzipu

Yinzipu

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Yinzipu is a professional internet financial service platform focusing on mortgage loan pledges service.

P2phx

P2phx

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P2Phx a focus on car mortgage loan network loan platform.

P2nr.com

P2nr.com

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Turn right’ focus on female loan services (women, men and women can cast), is a full compliance with the regulatory policies of the People’s Republic of China Internet financial information service platform. Loan has been on the line loan, female loan, a woman loan, the United States loan, Crazy car and loan mom loan six cash products.

At the same time, it has cooperated with hundreds of merchants and involved in many industries such as beauty, mother-and-baby, home improvement, etc. to provide convenient installment consumption services.

The platform severely resisted usury, the amount of borrowings, interest rates, deadlines are freely set by the borrower, determined to make every woman no longer worry about “money”.. .

Housebaby

Housebaby

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Housebaby is the first “social real estate” crowdfunding platform.

Chenengdai

Chenengdai

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Chenengdai is China’s leading Internet car financial platform.

Yishu Technology

Yishu Technology

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Yishu Technology is an unmanned library service provider.

Hxjx360

Hxjx360

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Hxjx360 .com focused study of P2P lending platform.

Yinpiao

Yinpiao

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Yinpiao is an innovative integrated financial information service platform

Xianhuahua

Xianhuahua

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Xianhuahua

Mingxiaodai

Mingxiaodai

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Elite credit is a comprehensive transformation of the campus content public service platform.

Fosunling

Fosunling

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Fosunling is an integrated internet investment and financing platform.

boluolc

boluolc

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boluolc is a professional Internet financial information service platform.

Hailong Pei Asset Management

Hailong Pei Asset Management

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Hailong Pei Asset Management focused on bill financing with level of bill assets, to provide public investors safe & convenient investment.

UUBPAY

UUBPAY

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UUBPAY provides Internet platform for consumer financial services.

Baichouhui

Baichouhui

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Baichouhui is an equity crowdfunding platform.

Chaqianma

Chaqianma

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Chaqianma is an innovative, diversified Internet financial company.

You may write to us at: Daily Finance Media/Fupping Ltd, First Floor, 61-63 Rochester Pl, London NW1 9JU.

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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