This article showcases our top picks for the best Sweden based Lending/Financing companies. These startups and companies are taking a variety of approaches to innovating the Lending/Financing industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovative ideas
- Innovative route to market
- Innovative product
- Exceptional growth
- Exceptional growth strategy
- Societal impact
Top Sweden Lending/Financing Companies
Anyfin puts a stop to overpriced financial products to save money on private loans by taking a photo. Launched in November 2017, and currently only available in its home country despite harbouring wider European ambitions, Anyfin wants to make it easier to competitively refinance or consolidate loans and credit cards, and therefore not get ripped off with high interest rates or compound interest.
It claims to do this with a combination of AI and publicly available consumer data, and with additional information garnered through talking a photo of existing loan statement, including repayment history. This, it says, gives Anyfin a more complete picture than a credit score alone, which is likely the main data point used by the original lender.
The only thing users need to do is to take a picture of the latest loan invoice and send the picture to Anyfin via FB Messenger or at the company website. Anyfin is headquartered in Stockholm, Sweden..
Kreditz makes sense out of open banking/PSD2-data with their proprietary Analytics Categorization Engine (ACE). By using ACE, Kreditz is able to fine-tune the transaction data (from any AISP-data aggregator) to make it understandable and usable in valid functional products such as income verification, credit scoring, KYC and many more.
The products are available both by API or by an integration-free Web portal. Kreditz serves industries such as consumer- & SME-lending, money transfer, auditing, gambling/betting, insurance and more throughout the Nordic countries..
Capcito is a provider of working capital to SMEs. Products are invoice discounting, factoring and business loans, all offered with a click of a button.
Smoothly integrated with cloud accounting applications and banks. A proprietary lending platform and scoring engine is continuously being developed to improve accuracy on credit assessment and provide a more lean and relevant solution to SMEs in need of financing for further growth.
Capcito strives to empower businesses to grow.. These include strategic partnerships such as e-procurement platforms, payment gateway providers to source potential SME while accessing its digital footprint through the ecosystem to enhance the business process and customer experience.
Brocc (formerly Sparlån) is a Swedish-owned company launched in 2016. We are a digital marketplace where consumers can meet directly and exchange financial services without expensive intermediaries.
Brocc is a simple, safe and smart solution that creates better and more fair terms. Brocc is registered as Payment Institution authorized by Finansinspektionen to transfer credits and payments..
By combining non-traditional data sources and machine learning, we seek to provide access to better credit and greater convenience for digital banking.. .
Savelend is a peer-to-peer intermediary which sells loans from lenders. Invested funds are traded in Loanstep’s loan operations and provide returns based on interest rates from repayments.As borrowers, there is also the possibility of becoming investors, partly through repayment of loans, and partly by taking part in the loan school.
The expected return on invested capital is 7 – 9%.. .
The name Kameo is a Nordic version of the American concept cameo role as the means to play a background role. It allows, for example, often Quentin Tarantino in his films.
That is exactly what the idea is to Kameo do and thus provide the leads to small business owners and private investors.. .
Bofink is a mobile app that helps optimize various distributions of fixed and variable interest rates on mortgages.. Study have shown that only 60 millions out of 250 millions Indonesians have bank accounts and out of those 60 millions, only some are eligible to apply for a loan from financial institution.
Due to this lack of access, many Indonesians live their life without fulfilling their potential.. .
Lenders provide different terms to different customers, as most banks apply individual interest rates based on your financial conditions.. DANAdidik offers funding loans for college students with an interest-free return system and a profit-sharing system after students’ income.
The company was founded in 2015 and headquartered in Sulawesi Selatan, Indonesia.. .
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