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These are the Best Lending/Financing Companies in India (2021)

This article showcases our top picks for the best India based Lending/Financing companies. These startups and companies are taking a variety of approaches to innovating the Lending/Financing industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top India Lending/Financing Companies

Data sourced from Crunchbase and SemRush.

Rupeek

Rupeek

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Rupeek is a financial services company that features an online lending platform that specializes in credit risk, gold loans, and personal loans. It offers lending solutions for lenders and borrowers.

The company is driven by its mission is to bring financial inclusion for the masses and introduce products that are transparent and people-friendly. Rupeek was founded in 2015 and headquartered in Bangalore, Karnataka..

Lendingkart

Lendingkart

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Lendingkart is an online financing company dedicated to helping entrepreneurs and small businesses with Working Capital Loans. They use Analytics and Big data scoring to evaluate their customer’s business.

They are a small and motivated team of bankers, data scientists, and techies trying to make a difference in the world of small business financing.. .

OfBusiness

OfBusiness

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OfBusiness, believes in ‘opening the world of possibilities’ for the businesses in India by leveraging technology. As an e-commerce company, OfBusiness aims to make available, “Better products, at better prices, in better timelines.” OfBusiness strives for hassle-free experience, so that buyers can focus on their core business.

OfBusiness has invested significantly in technology to help solve B2B challenges such as logistics, credit and information flow. Some of the benefits offered by OfBusiness to its buyers are: – Best Price – Optimized across location, logistics cost and taxes, On time Delivery – OfBusiness manages end to end logistics and leverage technology for tracking runtime, downtime and estimated time of delivery and Credit Ecosystem – Enable channel credit through their partner NBFCs and ensure secure payments.

OfBusiness’ team has worked in India and around the world: managing the largest factory floors, supervising industrial construction projects and helping build world-class hospitals and clinics. OfBusiness has done their homework and know first-hand what will delightcustomers..

Leap Finance

Leap Finance

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Leap Finance is a fintech startup for Indian students pursuing international higher education. Leap Finance offers loan products and services that help Indian students pursue overseas education.

The company was created in 2019 and co-founded by Arnav Kumar and Vaibhav Singh. Leap Finance, a two-year-old startup with headquarters in San Francisco and Bangalore..

MyMoneyMantra

MyMoneyMantra

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MyMoneyMantra (MMM) is India’s largest phygital (physical-digital) consumer & business finance marketplace. MMM helps customers compare products across 100+ Financial Institutions and demystifies the world of personal finance.

The Company’s mission is to serve the need of every Indian by delivering the right suite of financial products in the most efficient manner. Over the last 5 years, MMM has originated $4 Billion of credit and helped millions of Indians navigate the world of personal finance.

MyMoneyMantra was founded in 1989 and is headquartered in New Delhi, India.. .

InCred

InCred

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InCred is a financial services platform that leverages technology and data-science to make lending quick and easy. It uses technology and data-science to make lending quick, simple and hassle-free.

InCred offers a broad portfolio of products that cuts across affordable home loans, personal loans, education loans and SME business loans.. .

slice

slice

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slice is a Fintech startup focused on Young India. They are building a transparent and less time-consuming financial platform to enhance the life experience for young Indians.

Their first product is slice card that provides seamless credit payments, high-quality mobile experience & customer service. .

Indifi Technologies

Indifi Technologies

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Indifi Technologies is a digital lending platform that offers loans to those that have potential and intent. Indifi believes in helping small businesses grow by offering loans to those that have potential and intent.

Most such businesses have little or no access to financing from traditional institutions such as banks or lack either collateral or finance data trail to access a loan. Indifi is a technology platform that gathers and analyzes data of businesses from various sources and draws insights to judge their creditworthiness, their past and current performance in the context of the industry they are operating in.

This differentiated approach helps find businesses that are low on risk and high on promise thus opening up possibilities for those who earlier had no access to short or long term business funding. Indifi takes the relevant applications to multiple lenders, increasing the chances to secure a loan and creates choice for lenders to pick the ones they wish to back..

Kinara Capital

Kinara Capital

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Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs. The company is focused on lending to growing businesses that require funding for working capital, capital assets, and start-up needs.

It focuses on industries such as agri-products, handicraft production, water, food, and energy. Kinara Capital provides personalized customer service with a fast turnaround time by blending data-driven insights.

Kinara Capital has been named by IFC/World Bank as ‘Bank of the Year-Asia’ in 2019 and Financial Times ranked it among the Top 100 High-Growth Companies in Asia-Pacific. It was founded in 2011 by Hardika Shah and is headquartered in Bengaluru, Karnataka, India..

MobiKwik

MobiKwik

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MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services. MobiKwik’s payments network is one of the largest in India with 120 million users, 3 million merchants, and 300+ billers.

The vision of the company is to build accessible, and affordable digital financial services for a Billion Indians. Founded in 2009 by Bipin Preet Singh and Upasana Taku, the company has raised over $100M in funding from marquee investors.

With 60% Indian ownership, MobiKwik is the Truly Indian Payments App. Having grown from its strength in payments, the company has transformed into a full-stack fintech platform offering financial products.

Since 2018, MobiKwik has disbursed 19 lakh loans via its Digital Credit Line, which disburses money instantly to the user’s wallet. The company ventured into the mutual fund space with the acquisition of Mumbai-based Clearfunds..

Simpl

Simpl

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Simpl is a market leading Pay-Later platform in India

GetVantage

GetVantage

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Founded in 2019 by seasoned fintech entrepreneur Bhavik Vasa and Tech & Ops veteran Amit Srivastava and headquartered in Mumbai, GetVantage is India & Southeast Asia’s first fintech platform providing fast, affordable, revenue-based financing to online brands. GetVantage makes data-driven investments that range from INR 20 lacs (USD25k) to INR 2 crores (USD 250k) to help digital brands unlock their growth potential.

GetVantage has quickly built a powerful ecosystem of strategic partners to provide business owners with the solutions (capital, business solutions, insights) they need to optimize, scale, and grow.. .

IndiaLends

IndiaLends

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IndiaLends is a digital lending and borrowing marketplace that connects consumers and small businesses looking for low-rate loans with institutional lenders looking for good returns. Available on both the web and mobile, the company also provides value-add services such as big-data analytics, credit risk assessment and verification, and automated work-flows for loan origination and management to lenders while borrowers can apply for unsecured personal loans online, get access to their credit reports for free and manage their daily spends via the IndiaLends Mobile App.

Launched in 2015, the company is based in New Delhi, India.. .

Velocity

Velocity

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Velocity provides revenue-based-financing to online businesses. It aims to build the future of banking and financial services for new age businesses in India.

Kissht

Kissht

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Kissht is a financial technology platform that enables instant, seamless credit for consumers to make purchases at digital points of sale (online and offline). Its plug and play gateway APIs can be easily integrated into any merchant checkout page for providing access to these loans to consumers.

Kissht is a digitally enabled platform operated by Onemi Technology Solutions Private Limited with a vision to provide speedily and hassle-free credit financing to its customers across India.. .

FlexiLoans

FlexiLoans

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FlexiLoans is an online lending platform started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals.

With the fast and ubiquitous digital adoption in India and increased avenues to leverage data analytics, they are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped and unserved demand. They wish to make the ‘social and alternative scoring’ of SMEs and Individuals a big opportunity for the economy that will far out place the limited insights that financial bureau provide.

They believe our technology-powered online marketplace is the best model to meet the financial requirements of SME’s who do not have credit history and hence cannot avail loans from traditional banking channels.. .

ZipLoan

ZipLoan

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ZipLoan is a online lending platform

Bandhan Bank

Bandhan Bank

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Bandhan Bank Limited is a commercial bank focused on micro banking and general banking services. Bandhan Bank has a license to provide banking services pan-India across customer segments.

Bank offer a variety of asset and liability products and services designed for micro banking and general banking, as well as other banking products and services to generate non-interest income.. .

KreditBee

KreditBee

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KreditBee is a personal loan platform for young professionals, where they can apply for Salary Advance up to ₹ 1 Lac as per their requirement. The documentation is very minimal, and the entire process starting from registration to disbursement does not take more than 15 minutes.

The application process is completely online, and on approval, the cash is immediately transferred to the bank account of the user. KreditBee facilitates the loan transactions between the borrowers and the NBFCs/Banks.

All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during Loan application.. .

Magma Fincorp

Magma Fincorp

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Magma Fincorp Limited (formerly Magma Leasing Limited) was incorporated in 1988 and commenced operations in 1989. To strengthen its business, the company merged with Arm Group Enterprises in 1992.

Magma has emerged one of India’s largest financial services companies during the past five years.. .

Money View

Money View

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Money View is an application that is able to track and organize expenses, bills, and account balances. It is able to derive finance information from SMSs.

Money View enables its users to set and follow budgets, view their bank account balance, obtain reminders about bills, and spit bills with the other users. It also facilitates Savings+ and TaxSaver+ that allows its users to save money.

Money View was founded in April 2014 by Sanjay Aggarwal. It is based in Bangalore, Karnataka..

MyShubhLife

MyShubhLife

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MyShubhLife is a Neo Bank for the Next Half Billion. With Real-time analytics and credit reports based on alternative data, MyShubhLife reaches unserved and underserved market segments to provide meaningful financial inclusion.

MyShubhLife has further strengthened its financial inclusion goal through its financial wellness program for corporates and individuals by expanding its portfolio to include Mini and Micro loans, Insurance, Mutual Fund SIPS, Tax filing service and more.

MyLoanCare

MyLoanCare

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3rd largest online loans marketplace for retail loans in India with over 30,000 daily visitors for various types of secured and unsecured loans like home loan, personal loan, auto loan, loan against property, business loan, gold loan and education loan. MyLoanCare receives a fresh loan query every 30 seconds.

Partner with all major prime segment banks such as Axis Bank, Bajaj Finserv, Citibank, HDFC Bank, HDFC Limited, ICICI Bank, IDFC Bank, IndusInd Bank, PNB Housing, RBL Bank, SBI, Tata Capital, Yes Bank and others. Disbursed loans in over 300 locations in India..

Jana Small Finance Bank

Jana Small Finance Bank

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Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved, with the promoter stake held in the not-for-profit entity Janalakshmi Social Services. This is the only NBFC in India structured in such a manner, with the deliberate intent of keeping the social spirit intact.

Janalakshmi Financial Services’ market-based approach to financial inclusion is defined by three distinct characteristics: first, an exclusive focus on servicing the needs of the urban poor; second, a strong customer-value driven approach in designing financial products and services; third, the centrality of technology and processes as the foundation of a scalable enterprise.. .

Mintifi

Mintifi

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Mintifi is India’s first online lending platform on the mission of achieving financial empowerment for small and medium businesses. They provide loans and other simple lending solutions to SMBs in the fastest and easiest way possible.

They look at much more than your credit score so that you get exactly what you need for your business.. .

Clix Capital

Clix Capital

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Clix Capital provides commercial finance services intended to provide commercial lending and lease facilities.

Kuliza

Kuliza

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Kuliza is a leading provider of digital transformation and operational intelligence solutions for financial enterprises. Since 2006, Kuliza has executed more than 120 digital transformation projects for global startups and industry-leading global enterprises.

Lend.In is Kuliza’s flagship lending product, The low code lending system for banks and lending institutions to increase the overall efficiencies while decreasing the cost and go-to-market time for customers.The idea to scale, evolve and continuously improve the loan processing by leveraging customer centric design and new age technologies is brought live using Lend.In. .

Swarna Pragati Housing Microfinance

Swarna Pragati Housing Microfinance

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Swarna Pragati Housing Microfinance provides housing microfinance loan products for low-income households in rural areas in India. It offers housing loans for fresh repairs, up-gradation, and construction of a full-fledged house.

Swarna Pragati Housing Microfinance also provides incremental housing loan for various components, such as laying foundation, plinth level construction, tiled roofing, pucca flooring, fixing wooden doors/windows, etc. Ramesh Kumar founded it in 2010, with its headquarters in Chennai in India..

MoneyOnClick

MoneyOnClick

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* At MoneyOnClick we are building India’s largest financial services brand for the 500 Mn lower middle income customers in 4000+ small cities (which we term as “India 4”). This customer segment has very little penetration of formal loans, insurance or saving products as existing financial service players see this segment as risky and non profitable .

We have created custom lending, insurance and saving products that are tailormade to serve the needs of India4 customers. * To reach these customers at low CAC, we have built a proprietary tech enabled offline-to-online social distribution channel where we have onboarded thousands of financially literate free-lancers such as LIC agents and junior financial sector employees in 1000+ cities.

Our fully automated social partner app is available in 8 Indian languages and helps us manage these partners remotely without any physical presence. * The general perception is that this customer segment is highly risky and non lendable.

We are happy to share that we have been able to maintain near 0% default rates despite Covid19 . Our proprietary ML based family underwriting where we evaluate the P&L of the family and give a joint liability family loan has helped us maintain these low default rates..

Loan Frame

Loan Frame

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Loan Frame is a fintech company where ambition meets ability. They are building the largest SME lending marketplace in the sub-continent.

Backed by leading global private equity and venture capital investors who have helped build some of the most iconic companies in the world, they are re-imagining small business lending. By merging world-class processes from leading global banks with deep Indian SME credit experience, data science and cutting edge proprietary technologies, they are laser focused on helping small businesses grow..

Faircent

Faircent

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Faircent helps in eliminating the high margins which intermediaries like banks and financial institutions make on our transactions. Banks have massive overheads, with thousands of employees to pay and hundreds of branches to maintain.

Banks must take large margins on the money that passes through them. Whereas at Faircent.com people who have spare money lend it directly to people who want to borrow.

There are no banks in the middle, no huge overheads. .

NIRA

NIRA

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NIRA promotes financial inclusion by creating simple, transparent products that empower individuals to live a life of choice and freedom.

CoinTribe Technologies

CoinTribe Technologies

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Cointribe operates an online lending marketplace that enables small business to get loans efficiently by undertaking the complete loan cycle activity from sourcing to risk assessment to fulfilment to collections. Multiple banks and NBFCs lend through the CoinTribe Marketplace trusting it’s risk assessment algorithms.

It’s the only SME marketplace to have back-tested it’s algorithm with 3 large banks. It also holds to its credit of having carried out an Assignment based downsell of its AUM with 1 year of lending operations.

Cointribe was founded by Amit Sachdev, Rohit Lohia and Manish Chaudhari in 2015 and is headquartered in Gurgaon, India.. .

RupeeCircle

RupeeCircle

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RupeeCircle is a new age finance company.

Any Time Loan

Any Time Loan

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Any Time Loan is peer to peer lending platform.

KNAB Finance

KNAB Finance

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KNowledge Asset Based (KNAB) finance is a non-deposit taking NBFC driven by a customer centric approach using technology to assess a business requirements need for finance. KNAB BizSmart loan offers businesses an easy eligibility, collateral free and flexible financing option.

The loan application process is automated and completely digital. Unlike conventional Business Loans, which take days of processing and engage in multiple physical touch points, BizSmart loan has an easier documentation process and faster processing period.

KNAB BizSmart Loan enables superior experience to all our customers through its differentiated smart process for a smart product.. .

Credy

Credy

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Credy is a full stack lending company for India. Credy offers a mobile credit line with customization for specific end use.

Finzy

Finzy

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finzy is the premier peer to peer lending solution in India.

PaisaDukan

PaisaDukan

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A P2P lending marketplace platform

MoneyTap

MoneyTap

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MoneyTap is an app-based credit line that provides small to medium-sized cash loans, quick credit on mobile, and affordable interest rates. It is currently available in Delhi NCR (Delhi, New Delhi, Noida, Greater Noida, Ghaziabad, Faridabad, Gurgaon), Mumbai (Mumbai, Navi Mumbai & Thane), Hyderabad, Chennai, Bangalore, Jaipur, Mohali, Panchkula, Chandigarh, Ahmedabad, Vadodara, Anand, Vijayawada, Vizag, Indore, Ankleshwar, Bharuch, and Gandhinagar.

MoneyTap was founded in 2015 by a passionate pack of IIT/ISB alumni. It is headquartered in Bangalore, Karnataka..

Cash Suvidha

Cash Suvidha

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Cash Suvidha is an Digital Lending Platform with an aim to uplift the families who do not have access to banking services as well as SMEs. Cash Suvidha, has come up with an idea to meet the market gap that’s not allowing the visionaries in uplifting their dreams towards the real touch of business world the establishment or enlargement of a profit-making agency.

Here they aim in inspiring and encouraging those people who expect to drive their self-dependency. They are deeply committed to help you by providing business capital and hence reassuring you for success.

Once they decide to deal with a person or an organization, they trail the relation up to an unlimited period. Their mission is to help the ambitious people by providing them a wide range of loans including entrepreneur loan, SME Loan, invoice finance and women empowerment loan.

Driven by an ethical, enthusiastic and enterprising approach, they’ve been able to redirect the Indian entrepreneurs from the inevitable challenges they face while starting a new business or enlarging the old. Their company is prudent and punctual in the disbursement of loans that are blessed with smooth lending policies as well as best-in-the-industry interest rates..

Shriram City Union Finance

Shriram City Union Finance

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Shriram City Union Finance is a non-banking financial company based in Tamil Nadu.

IntelleGrow

IntelleGrow

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IntelleGrow serves the ‘missing middle’ enterprises working in sectors which make a positive Environmental, Social and Governance Impact. IntelleGrow offers debt without limiting them on their vintage or the security value offered for the loan – instead, the proposition is based on trajectory of business cashflows.

It is not only lending from its Balance Sheet but also syndicating and arranging debt from other sources – gradually emerging as a debt solutions provider for ‘early-stage’, ‘high-growth’ small and growing businesses (SGB) in India.. .

ChitMonks

ChitMonks

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ChitMonks is India’s FIRST and ONLY online market place for promoting chit fund companies.

OptaCredit

OptaCredit

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OptaCredit is an Artificial Intelligence powered, Data-Driven Online Lender, for all employees working in organisations partnered with us. Driven by our ability to use data to underwrite, we provide short term unsecured loans to employees.

Every eligible applicant has the right to get access to timely credit, and, our belief is based on truly understanding the applicant, by assimilating data from various sources – public and private, rather than profiling you within meaningless categories. We believe, that an applicant is more than just ratios and numbers.

Our unique ‘Credit as a service’ platform allows firms a two pronged advantage. One, we provide firms partnered with us the ability to unleash their true potential by making optimum use of their working capital, and two it is an employee welfare scheme available to firms at zero cost..

i-lend

i-lend

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An online marketplace that brings together creditworthy borrowers and individual lenders for a personal loan transaction without the intervention of traditional financial institutions like banks. Borrowers can apply for small loans between Rs.25k – Rs.1L for 6 Months or 12 month period.

The interest rates vary between 18% – 24%, much lower than financial institutions. Lenders can higher returns compared to Savings Account & FDs..

Eduvanz

Eduvanz

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Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance.

KredX

KredX

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KredX is an online invoice discounting platform where business owners get an opportunity to raise funds for their working capital needs.

Credright

Credright

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CredRight is your business partner that is committed to make the process of availing loans convenient, transparent and on time; so that you can focus on what you do best i.e. grow your business.

They are unhappy with the difficulties small business owners face to access capital. Their only mission is to advance the way small businesses are funded in India.

Backed by the stalwarts of chit fund industry & their partnership, they leverage technology to bring you collateral and hassle free working capital loan. Their Application process is simple (takes 10-15 mins), credit evaluation is done in 24 hours and funds are credited in your bank account within 3 days and all this from comfort of your home or office.

And yes that’s a promise!. .

Z2P

Z2P

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Credit-analysis and micro-loans to people based on proprietory credit algorithms based on machine learning.

Lazypay

Lazypay

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LazyPay is India’s quickest and easiest way to get online credit, just enter your mobile number and discover your unique credit cap.

OxyLoans

OxyLoans

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OxyLoans.com is a revolutionary FinTech platform. They encourage Peer- to-Peer Lending (P2PL) and Peer-to-Peer Investing (P2PI).

They invite Banks, Financial Institutions as lenders. They enable lender, Investor exchange funds directly with Borrowers.

Their proprietary algorithms include Credit Scoring, Underwriting and Agreement Preparation.. .

Snapmint

Snapmint

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Snapmint facilitates simplified, fairly-priced and hassle-free EMI options without a Credit Card.

EMI

EMI

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Eloan Originators is a Fintech company providing loans easier and faster through loan orignators. It provides online loan comparison, customized loan documentation, loan application and loan processing which leads to ease of doing business.

Their vision is to give access to the loan consumers with different profiles with multiple options and to be successful in availing best suited loans. To reduce the cost of loans through loan portfolio management in the long run .

To enable loan originators with different bank products and process.. .

Antworks Money

Antworks Money

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Antworks Money, the online marketplace for Bank Loans, P2P Loans & Investments.

CashCare

CashCare

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CashCare has tied up with financial partners to ensure you get the best financing options. Their financial partners are committed to clear, upfront pricing.

You’ll never have to worry about extra costs buried in the fine print.. .

Udhaar

Udhaar

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Credit scoring, μ-lending for Financial Inclusion, Consumer & Product Insights

India Shelter

India Shelter

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The main objective of India Shelter Finance is to provide credit to middle income households to acquire new housing or to extend and improve their current housing. The Company provides home loans up to a maximum of 20 lakhs to low and middle income urban borrowers for a period of up to 20 years.

These loans can be used by borrowers for purchase of apartments, construction of homes, home improvements and home extensions.. .

LoanSimple

LoanSimple

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LoanSimple is a technology-enabled lending business providing non collateral based loans to micro retailers. These loans are repaid by future UPI digital payments.

The ticket size of the loan is upto 5 lacs. LoanSimple combines new payment data-sets, traditional scoring, dynamic repayment, and automated daily repayment to identify and serve these credit-worthy merchants.

Merchants are not required to pay fixed monthly instalments, but instead make automatic daily repayments from their bank account.. .

Finezza

Finezza

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Finezza offers lending lifecycle management platform and credit evaluation services.

Apollo Finvest

Apollo Finvest

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Apollo Finvest is a publicly traded Non-Banking Financial Firm, a first transactional NBFC on the Internet. Speak of us as Lending AWS.

aagey.com

aagey.com

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aagey.com is a one stop destination for all MSME finance needs like business expansion, tech upgrades, acquiring new business lines, adding plants or machinery. They make the entire process of seeking financial assistance simple and hassle free.

They strive to add the best value to your business by offering the best options with our SMART FIT system.. .

AllCloud

AllCloud

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AllCloud is a Tech-Fin [ Technology for Fintech ], Our team has diverse experience and a very varied skill set that complements our collection mission to build great products. We have created an organisation that has enterprise, creativity and innovation at its Core.

AutoCloud Lending platform can be deployed at the Core of Business Applications for Lending companies Like Non Banking Corporations, Micro Finances. Alternatively its can be incorporated at the edge of an Ecosystem to deliver niche services in Banks, Credit Cooperatives & Fintech Like Payment Companies, NeoBanks & Wallets AutoCloud is an Enterprise SaaS with a proven track to handle business functions integrate itself with complex & legacy Structures and deliver the agility to Innovate, Experiment & Scale..

CrediFiable

CrediFiable

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They are a new age finance company revolutionizing the consumer loan market. They provide personal loan to salaried professionals.

They leverage technology to offer you fully online personal loan. They have a simplified loan application process.

Their intelligent personal loan engine can offer you final EMI in 5 minutes. With fast disbursal of money across all cities, they are truly an instant personal loan provider for you.”.

Canopi LLP

Canopi LLP

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Canopi is an online platform where a small business can get short-term business loans for their invoices.

Finlok

Finlok

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Finlok is a peer to peer financial platform that helps users save and access credit within their social networks/communities. The platform is based on the concept of moneypools/ROSCAs and has digitised the entire experience on the back of mobile and payments technologies.

We are targeting the underserved (earning 8-25k pm) in building a risk profile based on their payment/repayment behaviour, group behaviour and dynamic in addition to other parameters. The intention is to use this rating in offering other financial services such as credit, insurance and investments; we have begun executing on that through a short term credit product (similar to a salary advance/pay day loan) linked to group behaviour.

The concept of using savings as security and credit worthiness for lending is the same as that in corporate loans with Debt Service Ratio (DSR); our aim is to use this for retail lending especially for users that are thin/no file customers.. .

QuickCredit

QuickCredit

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QuickCredit An online P2P lending marketplace that helps borrowers avail instant, short-term cash loans.Quick, Easy, Safe.

Musk Technologies

Musk Technologies

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Musk Technologies

OliveMoney

OliveMoney

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Olivemoney is a platform for Simple, Quick, and Easy Business Loans at Lowest Cost.

Syndicate Bank

Syndicate Bank

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Syndicate Bank provides banking products and services to corporate, small and medium enterprises, and retail customers in India. It offers deposit products that comprise savings bank accounts, current accounts, and term deposits.

Syndicate Bank also provides retail, agricultural, SME, and other priority sector loans. Moreover, it offers corporate finance, such as working capital finance; export credit; term loan finance; project finance that includes infrastructure projects; loan against future rent receivables; and project appraisal and syndication services.

Further, Syndicate Bank provides online will writing, Aadhaar seeding, NEFT/RTGS, online tax payment, online shopping and utility bill payment, online income tax return, e-passbook, and customer care services. Additionally, it offers Internet, mobile, SMS, and Tab banking services; debit and credit cards; cash management and capital market services; life insurance; non-life insurance products comprising mediclaim policy, home care policy, fire policy/stock/machinery/building insurance, burglary insurance, shopkeepers insurance, vehicle insurance, and electronic equipment insurance; mutual fund services; and De-mat services consisting of online trading and NSE market tracker services.

Syndicate Bank also provides customer education services; and international banking products, such as non-resident (external) rupee, non-resident ordinary rupee, resident foreign currency, and foreign currency non-resident accounts, as well as manages exchange companies. It operated 4012 branches, including 1,239 rural, 1,127 semi-urban, 813 urban, and 833 metro branches in India; and 1 branch in London, as well as 4,248 ATMs as of March 31, 2018.

Canara Industrial and Banking Syndicate that began operation in 1925 became Syndicate Bank in 1963. It has its headquarters in Manipal in India..

Paisalo Digital

Paisalo Digital

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Paisalo Digital ‘s singular aim is to provide financial solutions like term loans and working capital to entrepreneurs.

Godutch

Godutch

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Go Dutch is an online Community based platform.

Udhaar Card

Udhaar Card

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Udhaar Card is a Digital Money Lending Marketplace for Students above 18 years of age.

InstaPaisa

InstaPaisa

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InstaPaisa is an online consumer lending platform.

Inditrade Capital

Inditrade Capital

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Inditrade Capital is a digitally-driven lender that seeks to leverage technology to serve the financially under-served and marginalized.

Ezee Pay

Ezee Pay

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Ezee Pay provides mobile based payment solutions and data analytics.

SanKash

SanKash

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Sankash offers travel loan and EMI tour packages to vacationers. It helps customers to enjoy a holiday at the top destinations in India and pay back the amount with small EMI.

SanKash seeks to make travel more accessible, affordable, and rewarding by enabling travel agents and online travel portals to offer flexible payments to their customers. It is currently available with partners like OYO, Thomas Cook, Explorars, BIRDRes and many more as B2B2C services.

It began operation in 2017, with its headquarters in Gurgaon in India.. .

Rupeelend

Rupeelend

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Rupeelend is part of Rupeelend Group, a digital finance company providing short term credit to consumers and businesses in India. They?re based in Delhi and launched Their first website in 2015.

Rupeelend is a secure and trustworthy way to borrow money for short term emergencies. You are not required to go through long involved applications and wait indefinitely for approvals before you can lay your hands on the money.

They will give you the required money within 15 minutes of approval of your application. Currently operating in Delhi NCR, Bangalore, Mumbai, Thane and Navi Mumbai They believe in providing hassle free online loan for short term which can be availed online.

Their same day loan facility and quick approval based on AI driven decision making systems for the first time in India can be facilitated with ease. Some features of Their loans are quick loan, short term loan, same day loan, cash loan, cash advance etc.

Payday loan are gaining much popularity in India and Their loan features provide best alternate to payday loan in India.. .

Payspoon Technologies

Payspoon Technologies

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Spoon is a mobile-first credit experience that offers micro credit lines built on bank and alternative data.

SaveDesk

SaveDesk

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SaveDesk is finserv company operating in niche segment of optimising hidden & direct banking costs associated to various services offered by bank. Headquartered at Bangalore, SaveDesk’s vision is to bring financial fairness in current banking system.

SaveDesk help companies increase their bottomlines upto 7 % through meticulous management of their day to day financial activities.. .

FUNDHOUSE ™

FUNDHOUSE ™

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About FUNDHOUSE FUNDHOUSE is an emerging Startup Fin-Tech Online Loan Lending platform providing Working Capital Finance & Personal Finance for Micro SMEs, SMEs, Startups and Salaried Individuals FUNDHOUSE is the Trade Name of Chhattis Garh Fin-Corp Lending Private Limited “ CGFL “ which is a Non-banking finance company “NBFC”-ND Loan Company – LC Registered with the RBI (Reserve Bank of India). Company is having In-house innovative IT infrastructure platform using, Machine Learning Big Data, AI, based on Robotics Technology for Automation mode fast process with minimum human interface to make things “do-it-yourself” concept.

Company using technology and analytics tools, analyzing thousands of data points from various data sources to assess the credit-worthiness of small businesses rapidly and accurately. We are very soon going to launch our FUNDHOUSE Android APP feature.

Our Mission is made simple & fast access to provide credit, collateral-free loan with innovative credit integrated products delivered in customer-friendly manner. So entrepreneurs can focus on business instead of worrying about gaps in their cash-flows.

We provide “Two” types of Product i.e. Working Capital Demand Loan & Personal Loan.

We penetrate in virgin Sectors & segments of B & C categories Urban & Suburban areas regional made products through our disruptive technology for traditional system to finance from anywhere and anytime. Our management team having 15+ year experience in Retail Lending with excellent blue chip technology, so this team consists of having vast experience & robust talent to begin a new era of fast & easy finance in anywhere in India.

We are currently based on Mumbai but we are planning to serve PAN India through Online App and back-office concept… .

abhieo

abhieo

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a digital financial Services platform , offering a wide range of financial services including loan , insurance , deals , coupon, cashback

OMLP2P

OMLP2P

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We are India’s leading peer to peer lending platform that brings investors and borrowers together for a seamless and transparent loan disbursal experience. OMLP2P is among the best alternatives for investment and borrowing compared to conventional methods.

At www.omlp2p.com, we offer unsecured loans that help our customers manage diverse financial needs. We are a fast growing P2P lending platform where we offer quick loans at low interest rates.

We also enable peer to peer investing opportunities for smart investors looking to earn high returns on investments over short to medium term. We promote financial inclusion by facilitating credit availability beyond traditional segments and believe in helping people grow..

Loany

Loany

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Loany provides personal loan, home loan, business loan, mortgage loan or transfer your home loan.

Money in Minutes

Money in Minutes

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Moneyinminutes.in is a lending platform based in New Delhi, India

Lytyfy

Lytyfy

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Lytyfy is a financial technology company offering flexible financing options to the unbanked and underbanked population in India.

Madura Microfinance

Madura Microfinance

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To deliver viable credit to microentrepreneurs with the greatest potential to create scalable enterprise and economic value.

Baid Leasing And Finance Co.Lt

Baid Leasing And Finance Co.Lt

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Baid Leasing and Finance Company is a Non Banking Finance Company which is active in a wide variety of financial services.

Fundboon

Fundboon

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Fundboon.com is an online fund manager dedicated to provide personalized loan services for customers. Their platform offers a one-stop solution for all your financial needs – loans, insurance cover, credit cards, and more.

So, next time you’re in a credit crunch, just log on to fundboon.com and make a smooth sailing. They provide a comparative analysis of different loan and insurance products offered by various lenders.

Take a pick from the best loan and credit card rates on offer and lock in a low APR (interest rate)! With their range of loan products, they turn your dream into reality. Think of them when you plan to buy a new house or car.

they’ll cater a home or car loan that’s just perfect for you, and also give you insights on smart investment decisions. And if you need cash to tide over a rough time, then a personal loan is a sure saviour.

To further ease your worries, fundboon.com has an EMI calculator that easily estimates how much you need to pay each month for your principal loan amount.. .

Vaypa

Vaypa

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Vaypa is on a mission to simplify finance and provide financial access to under served micro and small businesses in India. Our lending platform digitally connects with transaction and invoices data, enabling instant lending decisions.

We partner with SME focused platforms to enable checkout and supply chain financing for Inventory and Equipment purchases.. .

Eduwish

Eduwish

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Eduwish is a lending platform for school education. They are a team of like minded enthusiasts who believe that every child has a right to raise its standard of education without causing a strain on the pockets of it’s parent.

They provide exclusive loan scheme to parents for their child’s best in class education.They will pay the fees due to the child’s school on the parent’s behalf at the beginning of the term; and simply repay the loan to them over the number of monthly installments which the fees was paid.. .

Flow

Flow

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Flow focus on providing small loans to students and help them build credit early in life. On Flow, students can list loan requests between Rs.

1500 and Rs. 25,000 and individual lenders will invest as little as Rs.

1000 in each loan listing they select. Flow will handle the servicing of the loan on behalf of the matched students and investors..

LoanCircle

LoanCircle

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LoanCircle aspires to disrupt and redefine the way lending is done in India. Their online platform empowers people who want better and speedier alternatives to existing financing channels, or have so far been underserved by those channels.

They go beyond conventional credit scores, and consider a person’s education, work experience, expected career growth, and up to 1000 other data points, while evaluating a loan application. Their data driven underwriting model lets us identify high quality borrowers, which helps the lenders on their platform make good returns on their investments..

Goodmoney

Goodmoney

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GoodMoney is dedicated to helping everyone in India access quick, affordable and simple credit for everyday use. Borrowing money often involves high interest rates and terms that are unclear and unfair.

GoodMoney makes borrowing money convenient, fun and universally available — anytime and anywhere. That means creating a great digital experience, approving and disbursing your loan within minutes, and replacing complex paperwork with a simple mobile application — all at affordable rates.

GoodMoney is brought to you by ArthImpact, a digital finance company founded by pioneers in new-age banking with only one goal – making finance better and fairer for everybody.. .

Quikrupee

Quikrupee

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Quikrupee is an online financial portal started in 2015, providing business loan. mortgage loan and loan against card swipe helping small and medium enterprise to avail timely hassle free loans.

You provide business loans, overdraft and also cash credit to business people, traders, wholesalers, distributors and small scale retailers to avail timely funds to build up their business to next stage.. .

Emibazaar

Emibazaar

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To Build a platform which helps consumers choose and buy from a vast range of products and services – from Mobile Phones to Holidays – on easy Installments by offering them access to finance from a large number of Banks and Consumer Finance companies. Our unique EMI payment options have served lacs of happy customers, enabling them to buy the products and services of their choice with the added financial flexibility that EMIs afford.

With the most extensive payment options including EMI on Credit Cards from nearly all leading Credit Cards issuers in the country, emibazaar is well on its path to fulfilling its mission. Next on the cards, quite literally, is finance for customers without Credit Cards.

We are working with major Banks and Finance companies to enable purchasing through EMIs on Debit Cards and Consumer Loans.. .

PeerLend

PeerLend

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PeerLend was founded in March 2015 as a result of a simple observation: Crowd funding is the most effective way to meet the demand of hand loans in India. A radical new way is required to assess the creditworthiness of the borrowers and service their small credit needs.

PeerLend aims to provide cutting-edge practices in the digital financial services space in india with new innovative practices such as crowdfunding to help people manage life’s everyday expenses.. .

Mozavi Technologies Pvt. Ltd.

Mozavi Technologies Pvt. Ltd.

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Peer to Peer lending online service provider in india

Vote4cash

Vote4cash

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Vote4cash is p2p online market place wherein borrowers can avail cash loan into their bank account.

Arogya Finance

Arogya Finance

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Arogya Finance is a provider of medical loans.

We Care India

We Care India

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WeCareIndia.Org is the world’s first peer-to-peer (P2P) online lending platform developed & implemented.

You may write to us at: Daily Finance Media/Fupping Ltd, First Floor, 61-63 Rochester Pl, London NW1 9JU.

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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