This article showcases our top picks for the best Boston based Fintech (Financial Technology) companies. These startups and companies are taking a variety of approaches to innovating the Fintech (Financial Technology) industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovative ideas
- Innovative route to market
- Innovative product
- Exceptional growth
- Exceptional growth strategy
- Societal impact
Top Boston Fintech (Financial Technology) Companies
Circle provides an online platform that enables users to send money quickly and easily. Circle uses blockchain technology with Circle Pay to ease and improve how users send money.
Circle expands its services with a crypto-currency investment product with Circle Invest, enabling anyone to buy and sell crypto assets. It provides crypto-coins and offer OTC trading services via Circle Trade.
Its crypto-trading desk provides one of the largest global liquidity pools for digital asset trading and averages $2 billion in monthly volume. Jeremy Allaire and Sean Neville founded Circle in 2013.
$140 million from investors including Jim Breyer (Facebook), Goldman Sachs, IDG Capital (Baidu, Tencent), General Catalyst (AirBnB, Snapchat) and Accel Partners backs the company, with its headquarters in Boston, and branches in New York, San Francisco, Dublin, London, and Hong Kong.. .
Airfox is on a mission to accelerate financial inclusion for the underbanked within emerging economies. Airfox aims to create an entirely new financial services model for the underbanked that democratizes access to capital and financial services with a mobile-first solution.
Airfox is a venture-backed, financial technology company based in Boston and São Paulo. To learn more about the future of decentralized digital banking, visit www.airfox.com..
Flywire develops a vertical payments platform designed to simplify the global payment and receivables process. Its platform utilizes vertical-specific insight and technology to optimize the payment experience while eliminating operational challenges from invoicing to payment reconciliation, enabling organizations to improve operational efficiency and protect their customers from fraudulent activity.
The company was founded in 2011 and is headquartered in Boston, Massachusetts.. .
Corvus Insurance provides AI-driven commercial insurance that empowers brokers and policyholders to predict and prevent risk. With each Smart Commercial Insurance® policy, Corvus supplies proprietary Dynamic Loss Prevention® reports to inform policyholders of critical risk areas and provide actionable security recommendations.
The company was founded in 2017 and is headquartered in Boston, Massachusetts.. .
Envel is a financial services company that specializes in the fields of consumer banking, fintech, money management, and wealth management. It features and an autopilot software platform that uses the power of Artificial Intelligence to guide your finances in real-time.
Envel has developed patent-pending AI banking tech to help take care of personal finances 24/7 in a way that benefits the user’s pockets and not the middleman. The company’s unique behavioral science-driven technology formulates and implements the best savings and spending model for its customers to ensure there is little unnecessary spending.
Through its Envel Money Management System, each user’s Spending DNA™ is defined and tracked by a system that learns individuals’ habits over time and automatically adjusts account splits and friction accordingly. Envel is initially geared towards helping keep college students cash in check, and aim to eventually help more than one million college students get out of debt..
Finch empowers you to access the benefits of investing without having to significantly change the way you manage your money today. Finch lets you earn investment returns by automatically investing your balance into a portfolio of diversified exchange-traded funds (ETFs) designed to match your unique risk profile.
This means your entire balance is always working for you, from day one, no matter what your balance is. Finch further pushes the envelope by enabling you instant access to your money when you need it (even the invested part!).
The company was founded in 2019 and headquartered in Boston, Massachusetts.. .
55ip is a financial technology company whose purpose is to break down barriers to financial progress. Financial advisors use 55ip’s tax-smart investment strategy engine to dramatically improve their efficiency and effectiveness.
55ip’s intuitive experience and intelligent automation elevate portfolio design and delivery, helping advisors save time and drive better outcomes for their clients. At the heart of the experience is 55ip’s ActiveTax Technology®, which includes tax-smart transitions, management, and withdrawals.
More information is available at https://www.55-ip.com. .
Botkeeper saves time and money by automating the bookkeeping with Botkeeper. The company provides businesses with a powerful combination of skilled accountants and automated data entry through the use of machine learning and AI.
Botkeeper clients receive 24/7 accounting and support as well as incredible insight into their financials with beautiful dashboards and unlimited reporting. With Botkeeper, companies can grow from 0 to 100+ employees and on average save 50% compared to the cost of a bookkeeper or outsourced firm.
Botkeeper access information to make entries, tracks and schedules revenue and deferred expenses account for payroll, reconciles bank accounts, and sends invoices. It is a virtual robotic bookkeeper that does the bookkeeping and supports the accounting needs through machine learning and integration of systems and software.
it also helps automate common bookkeeping workflows, provides answers to client questions, and can request more info when necessary much the same way a regular bookkeeper would. Botkeeper was founded in 2015 and is headquartered in Boston, Massachusetts, United States..
Quantopian inspires talented people everywhere to write investment algorithms. Select authors may license their algos to us and get paid based on performance.
We provide capital, data and infrastructure for quants to research, code, test, and trade algorithmic investing strategies. We have an engaged community of 195,000 quants who discuss concepts and practice, and learn from peers and experts.
We provide capital for our community to trade with, both through a monthly contest and through an allocation process for high-quality algorithms. For more information, visit https://www.quantopian.com.
Follow us on Twitter @quantopian.. .
Own Up provides a software solution that enables residential lending from various lenders. The company allows consumers to finance their homes by eliminating the salesperson and providing a solution to compare, choose, and close with lenders.
It supports primary residences, second homes, and investment properties, including single-family and multi-family homes, condos, and townhomes. Own Up was founded by Mike Tassone, and Patrick Boyaggi in 2015 and is headquartered in Boston, Massachusetts..
Numerated makes it easy for businesses to purchase financial products from banks. Its digital lending and sales platform allows banks to create convenient digital application, digital account opening, and digital lending experiences enabled by rich data integrations.
In addition, Numerated provides credit pre-screening and core data analysis tools to help banks fuel more targeted sales and marketing campaigns. Numerated is chosen by top business banks, including Bremer Bank, Dollar Bank, Eastern Bank, MidFirst Bank, Seacoast Bank, People’s United Bank, and more..
Forward Financing is a Boston-based financial technology company that provides fast, flexible working capital to small businesses nationwide. Our dedicated account representatives and advanced proprietary technology help our customers spend less time finding capital and more time growing their business.
With a simple, secure online application, business owners can trust Forward Financing for approvals within minutes, funding within hours, and personalized support when they need it most. Since 2012, Forward Financing has expanded Main Street’s access to credit by providing over $750 million in funding to more than 23,000 small businesses.
The company is A+ rated by the Better Business Bureau and consistently receives top ratings across all major customer review platforms. Forward Financing has been named by both Inc.
Magazine and the Boston Business Journal as one of the fastest-growing companies in Massachusetts each year since 2017. Forward Financing is committed to helping more small business owners succeed and achieve their full potential.
To learn more, visit www.forwardfinancing.com.. .
PAYMYNT is a digital commerce and mobile banking app with a built-in universal cashback and crypto rewards incentive. It merges mobile and e-commerce, brand loyalty, fintech, and blockchain technologies.
It created the Mobile Rewards Marketplace, a single destination to shop, save, earn, bank, and invest with a smartphone. PAYMYNT Rewards Marketplace is an online shopping app designed with rich, cash-back, crypto, and credit incentives.
It’s configured for IOS, Android users, and a web browser. Consumers shop as usual but earn cash-back from thousands of participating merchants with the brands they love, accumulating incredible financial incentives each time they use the platform.
In addition to the cashback rewards, PAYMYNT created a universal digital rewards token called the MYNT Coin. MYNT coins are pre-mined and earned via a “Proof of Earning” from customer’s online and in-store purchases.
MYNT coins are the foundation to the universal rewards platform. Now consumers can finally leverage more of their spending through one daily “go-to” smart app.
MYNT coins can be used as a medium of payment exchange or as a store of value. MYNT’s are tokenized from the MYNT points program and issued via a smart contract on the Stellar blockchain without any transaction fees.
Digital Onboarding provides digital onboarding for financial services products that drives bank profits by increasing new customer activation rates. The company helps banks and credit unions turn account holders into engaged and profitable relationships by making it easy for customers and members to adopt account-related services like direct deposit, online bill pay, and debit cards.
It also enables institutions to instantly create email and SMS reminders that drive to personalized, digital journeys, which educate and motivate customers and members to take action. The platform provides a fully automated onboarding experience that motivates small businesses to adopt fee-based services and make the bank their primary financial institution.
Digital Onboarding was founded on July 22, 2015, and is headquartered in Boston, MA, USA.. .
Goji is an American online insurance agency, combining smart tech with human expertise to find you the right policy at the best price. Goji combines human expertise with smart technology to match customers with the right coverage at the best price.
Since 2007, Goji has helped hundreds of thousands of Americans compare rates from top brands and buy the policy that’s best for them. The company is headquartered in Boston, Massachusetts..
LearnLux is a digital, independent financial, and benefits education platform. It provides unbiased, customized financial education to better the way people make financial decisions.
For partners, LearnLux empowers employers to offer financial wellness as a benefit.. .
Bison has two products in the market that represent the forward-looking mission and vision of the company. – Cobalt GP and Cobalt LP.
Cobalt GP gives private fund managers democratized data, powerful analytics, and on-the-go access. Instant answers, all delivered in a branded experience.
Cobalt LP helps institutional investors like Hamilton Lane understand capital flows in portfolios, diligence managers, and report on portfolio performance.. .
TowerIQ is a broker first platform that brings transparency to insurance markets. The company seamlessly brings clients from application to binding by augmenting broker expertise with a low touch technology platform that distributes ingestible data directly to any carrier.
This frees brokers and agents to focus their efforts on solving the business challenges facing the clients that allow them to win more business and improve client retention. TowerIQ was founded in 2017 and is headquartered in Boston, Massachusetts..
Knox is the smart and frictionless way to turn the user’s home into an investment property delivering passive income while empowering lifestyle freedom, and superior wealth creation. Knox Financial helps people manage and identify residential rentals with its algorithm-based platform.
The company was founded in 2018 and is based in Boston, Massachusetts.. .
Ricult is a US-based award-winning Social Enterprise founded by MIT alums that enables farmers to pull themselves out of poverty while tapping a multi-billion dollar market. It has created an integrated digital platform that addresses the end to end needs of smallholder farmers in developing countries.
Ricult currently operates in Thailand and Pakistan. Ricult is headquartered in Boston, MA, USA..
Vested is helping employees maximize the value of their hard-earned equity. Vested believes that companies, founders, and investors should be more fair and transparent with their equity.
The company was founded in 2019 and based in Boston, Massachusetts.. .
Stavvy is a modern lending experience designed to connect lenders with their title, settlement, and appraisal vendors. The Stavvy Connect is a fully-integrated, digital mortgage vendor platform that allows mortgage banking professionals to seamlessly and securely communicate and access vendor data & deliverables without fragmentation or exposure to unnecessary risk.
The Stavvy Notarize empowers title agents, lawyers, notaries and other real estate professionals to leverage the power of web conference technology to conduct virtual closings and meetings in real-time.. .
KingsCrowd is an online private market rating and analytics platform for equity crowdfunding research and rating service. The platform provides insights, analytics, and ratings to help you navigate the fragmented market of startup investing and vet the deals worth adding to the investment portfolio.
It enables us to create a predictive Artificial Intelligence (AI) driven startup investing platform that allows us to identify the factors that drive outsized startup investment returns. KingsCrowd connects investors and entrepreneurs to help private companies grow.
It aims to empower everyone to invest in startups confidently through a platform-agnostic suite of EC support products including research, recommendations, data analytics, and financial products. KingsCrowd was founded in 2018 and is headquartered in San Francisco, California, USA..
Everyday Life Insurance
Everyday Life Insurance uses technology to redefine financial security for middle income families. Its first product, Predictive Protection, saves consumers money by automatically adjusting coverage based on predictable life events like kids growing up or retirement.
It was founded in 2018 and headquartered in Boston, Massachusetts.. .
Fincura unlocks all of the data that is trapped in financial statements and spreadsheets today so finance companies can use it to differentiate themselves, optimize their operations, and future-proof their businesses. By marrying artificial intelligence and human judgment, our financial insight engine can extract all the data – every line item from every document – and ensure that every team has easy access to this unified, transparent, deep data asset.
Our secure, cloud-based architecture and focus on amazing user experiences allows us to enhance the product continuously, integrate with other systems easily, and launch new customers in days.. .
BondLink is a venture-backed financial technology company developing solutions for issuers in the approximately $4 trillion municipal bond market. BondLink’s software includes a cloud-based investor relations platform for issuers to communicate directly with bond investors.
Enhanced transparency to investors is supported by market regulators, investors and investor groups like the NFMA, rating agencies, and issuer associations such as the GFOA. BondLink clients have experienced first-hand what academic researchers and corporate CFO’s have been saying for years: more timely reporting of credit data to bond investors reduces uncertainty premiums and leads to lower financing costs.
We’re proud to partner with issuers to reduce their borrowing costs and diversify their investor bases by attracting new investors, as that allows more public funds to be redirected to other critical needs like public education, healthcare, and infrastructure spending. Issuers across the municipal bond market rely on BondLink to power their investor outreach.
Our clients come from a wide range of sectors and sizes, from large states to small cities and school districts. Notable clients include the State of Florida, the City of Chicago, and the University of Texas System..
Energetic Insurance unlocks solar financing for unrated or below investment grade organizations. It is a Managing General Underwriter (MGU) with a novel, data-driven approach that develop new risk management products to unlock exponential growth in the renewable energy industry.
For solar industry participants who want to do more projects and deploy more capital, EneRate Credit Cover unlocks solar project financing for unrated and below investment grade counterparties by covering payment default risk.. .
The process for making in-person payments for merchants like restaurants is long and frustrating. Merchants are losing upwards of $200K a year per location as a result of a poor customer payment experience, non-paying customers and payment friction.
Paerpay is a frictionless payment platform that offers better in-person payment experiences for merchants and their customers by removing the need to wait to pay.. .
FinMason operates one of the world’s largest independent investment analytics engines for financial services platforms. The Boston-based financial technology firm provides access to more than 700 calculations on every publicly traded asset in the world delivered through one simple API.
Developed by FinMason’s team of seasoned data practitioners and 10+ PhDs, the cutting-edge platform delivers institutional-grade analytics in milliseconds via two core products: FinRiver™ – a lightning-fast API that delivers any analytics anywhere in a financial services firm’s platform with just a few keystrokes; and, FinScope™ – a bulk processing platform that can analyze millions of portfolios every night for compliance screening and performance attribution.. .
LifeYield is a software company that helps forward-thinking financial firms, advisors, and investors make more and keep more money. LifeYield’s software takes a comprehensive view of investors’ assets and provides simple tools to help improve their financial health.
The company does so through the LifeYield Advantage Suite™ of asset optimizing software programs including Portfolio Advantage, Social Security Advantage, and Income Advantage. Based in Boston and founded by acclaimed finance, technology, and industry experts, LifeYield is passionate about helping people live the retirement of their dreams..
Catch is redesigning benefits to put people at the center of their own financial stability and security. For freelancers, contractors, and workers without access to employer benefits, Catch automatically handles tax withholding, builds long-term investment savings, and provides critical insurance products.
In creating a personalized safety net, Catch envisions a world where individuals can leverage data-driven curation and timely insights to gain full agency over changing needs.. .
Sungage Financial provides a proprietary online platform that enables homeowners to apply, qualify, and contract for solar financing. It partners with solar installers and institutional investors, who design systems that are right for homeowners’ sites and energy needs.
The installer provides a link to the personalized Solar Savings Plan; files for all permits, orders equipment, install the system, and organizes inspections; and receives the final payment once the system is fully energized and operational. Sungage Financial was co-founded by Sara Ross and Sylvain Mansier in 2011 and is based in Boston, Massachusetts..
Sandbox Banking strives to provide personalized and cost-effective investment solutions. It is a universal adapter for banks and credit unions.
It is designed to be the next generation of robo-advisor and to be used by industry professionals without programming expertise — anyone who is comfortable with Excel formulas can use the platform to build complex integrations. It empowers banks, credit unions, and vendors to quickly/securely integrate new software with legacy banking systems..
Lendbuzz is a car financing platform that helps consumers with thin U.S. credit history to obtain financing for their car purchase.
Driven by machine learning and statistical algorithms, Lendbuzz offers attractive terms to consumers that are overlooked and underserved by the traditional credit system. Once qualified, Lendbuzz customers can purchase their car from any auto dealership and build their U.S.
credit history.. .
Volos develops a platform that provides strategy indexes for institutional investors. It provides cutting-edge options strategy indexes and software to institutional investors, asset managers, and HNW clients.
Their 27 partners include industry leaders in the derivatives and investment management industry. Volos was founded in 2014 by four entrepreneurial quants and is located in Boston.
LibertyX is America’s oldest and largest network of bitcoin ATMs, cashiers, and kiosks. With thousands of locations across 43 states, consumers can buy bitcoin in-person with cash and debit cards.
It was founded in 2013 and is headquartered in Boston, Massachusetts.. .
⁃ We introduce closed OTC assets into market turnover and create liquidity for them. ⁃ We open up opportunities for investing into funds of the fastest growing tech companies in the world with low entry thresholds.
⁃ We grant the investor community complete freedom of action based on the principle of total decentralization. ⁃ We ensure the ease of entry and exit from deals and relieve investors of unnecessary red tape.
⁃ We simplify the investment mechanism using blockchain technology and smart tokens. ⁃ We transform shares into tokenized smart contracts.
Investments via the PATS protocol are protected by a smart contract and guaranteed shareholder rights.. .
Sixpence is a fundraising web platform and app meant to facilitate simple fundraising, through which donors can support community campaigns or organizations through roundups to the nearest dollar on their daily purchases. With Sixpence, crowdfunding is easier than ever before.
Donating to campaigns can be a small part of each and every purchase that supporters make. All that campaign creators ask for is a commitment to give pennies at a time.
Supporters can contribute to the things that matter to them, throughout each and every day, while just continuing their lives as usual. We are on a mission to revolutionize fundraising, build community, and ease generosity..
Melius is a financial products distributor that offers financial advice and guidance for its users. It also generates a free personalized financial report, as well as tips and recommendations on how to improve its users’ financial plan.
Melius was founded in 2014 and is based in Boston, Massachusetts.. .
ArgoPay is a virtual credit card company offering merchants 0% processing fees and unparalleled rewards to consumers. ArgoPay is eliminating all of payment intermediaries when consumers use ArgoCredit, a virtual credit card issued to the consumer through the ArgoPay app.
Merchants get 0% processing fees without the need for any additional hardware to process payments. They also get instant access to a loyalty program for their best customers and way to send offers to consumers..
With assets of approximately $1.3 billion, Radius Bank is a leading online bank committed to providing a full complement of accounts and services to meet the banking needs of consumers and business nationwide. Radius provides the product depth of a national brand, the technology of a fintech, and the personalized attention typically reserved for a local bank.
Our award-winning digital banking platform allows clients to bank from anywhere with a computer or mobile device and provides convenient features such as check deposit, bill pay, card management, and a personal financial management dashboard. In addition, Radius’ suite of open APIs deliver a robust banking-as-a-service platform for FinTechs to quickly access core banking features and build best-in-class financial solutions.
Radius specializes in partnering with forward-thinking FinTechs to provide white-label deposit products, cards, digital onboarding, and account management. Radius Bank is a member of the Federal Deposit Insurance Corporation and is an Equal Housing/Equal Opportunity Lender..
Financial Diligence Networks
Financial Diligence Networks is a private network connecting allocators and hedge funds. The company grew out of the founder’s desire to improve the way that business is conducted between hedge funds and investors.
Having each worked in the industry for over a decade, with experience both on the asset management and evaluator sides, they witnessed firsthand the inefficiencies both sides were dealing with. As institutional allocators, they found themselves spending more time gathering information than analyzing investments.
At the same time, they recognized that fund managers did not have a scalable solution for sharing the same due diligence information with the hundreds of allocators repeatedly asking for it from them. The founders recognized that these inefficiencies caused unnecessary overhead for both sides and were convinced that there was a better way for the industry to operate, by leveraging modern advances in technology..
PYMNTS.com is a website that features latest information related to e-commerce and online payment methods. It is an interactive platform that features articles in various segments such as alternative financial services, B2B payments, financial inclusion, international, loyalty and rewards, merchant innovation, mobile commerce, payment methods, regulation, security and risk, social commerce, and more.
In addition, PYMNTS.com lists various related events and research content to popularize new methods of payment.. .
Blueleaf is a financial relationship management platform that helps its users simplify wealth management workflows. It leverages client information to help financial advisors build profitable relationships.
It allows its users’ clients to track and understand all their assets in one place. The platform provides live reporting access through its users’ branded portals, including balances, performance, allocation, detailed holdings information, and weekly push updates as well as data-sharing and collaboration technologies.
Blueleaf was launched in 2010 and is based in Boston, Massachusetts.. .
Gradifi is a Boston-based student loan pay down provider with the first innovative solution to the nation’s $1.3 trillion student loan debt problem. The company was founded in 2014 and is led by a management team that brings decades of combined experience in consumer financial services and entrepreneurial ventures.
By partnering with companies such as PricewaterhouseCoopers to develop employer SLP Plans™ (Student Loan Paydown), rewards programs and brand loyalty programs, Gradifi is shifting the focus on student loan debt – from burden to empowerment.. .
Cayan streamlines the buying process by providing credit card payment acceptance solutions for small businesses. It offers Cayan Genius®, a customer engagement platform to cater various types of payments.
Genius is designed to evolve and scale for growth, enabling businesses to add new payment, gift card programs, and loyalty solutions. The company was founded in 1998, and it is headquartered in Boston, Massachusetts..
Akoya is a financial service company creating a new API-based network enabling access to consumer financial data. It also connects financial accounts and fintech apps reliably with APIs through a single integration on the Akoya Data Access Network.
Akoya manages these relationships and serves as an interoperable solution available to the entire financial services industry. The company’s data delivery platform offers financial institutions a service that empowers their consumers to grant and revoke third-party access to their financial data in a safe, secure, and transparent manner.
It facilitates this access while eliminating the need for consumers to share their user IDs and passwords. Akoya’s mission is to provide consumers with increased protection, transparency, and control over their information.
Founded in 2018 and is headquartered in Boston, Massachusetts, USA.. .
Headquartered in Boston, FiVerity, Inc. develops and markets AI- and machine learning software solutions that detect new and emerging forms of cyber fraud and deliver actionable, proactive threat intelligence.
The company’s products meet the unique requirements of financial institutions, including banks, credit unions, and credit card providers. The company’s solutions help financial institutions strengthen, streamline and scale their consumer-facing business processes, such as application processing, credit verification, and customer onboarding.
With its predictive and proactive approach, FiVerity’s solutions help customers to improve their internal processes to reduce losses from fraud and drive faster, and more profitable and sustainable growth.. .
BlueWave Solar is on a mission to revolutionize energy with simple, powerful solar solutions. As a pioneering developer of community solar projects and leading community solar service provider, BlueWave has built more than 135 MW of solar projects to date and provides community solar power access to thousands of customers throughout the country.
BlueWave’s innovative community solar subscriptions and home solar loans make it possible for everyone to be part of the energy revolution whether they’re a homeowner, renter, small business owner, municipality, or commercial building operator. BlueWave’s groundbreaking Solar Management Platform enables solar asset owners and installers to conveniently manage their customers while giving those same customers an easily accessible online dashboard to sign-up for solar solutions, manage their subscriptions, and review their account activity.
As a certified B Corp, BlueWave has received national recognition for its work to protect the planet, including being named the Clean Energy Company of the Year in 2018 by the Northeast Clean Energy Council, a top impact company by Real Leaders Magazine, and a leading growth company by Inc Magazine in their 2017 and 2018 Inc. 5000 lists.
To learn more, visit bluewavesolar.com or follow us on Twitter, Facebook, LinkedIn, or Instagram.. .
Gataca is an MIT-born cybersecurity company that provides Decentralized Digital Identity technology to enable 1-click digital onboarding experiences, KYC compliance and data protection. The company helps users take back control over private information and seamlessly authenticate in digital services.
For companies, GATACA offers single-sign-on authentication tools to cut the time, manpower and cost currently needed to comply with KYC, while drastically improving the user onboarding experience. The company, that combines the extreme security of government-issued electronic certificates with the simplicity and global reach of a single-sign-on button, aims to build a user-centric digital identity layer for the Internet..
Underwrite.ai was founded in 2015 by Marc Stein based upon his experience developing underwriting systems for companies including JP Morgan Chase (consumer lending), Freedom Debt Relief (debt settlement) and LeaseQ (equipment leasing) over the past 20 years. The genesis of the idea which led to Underwrite.ai was an effort to build an arbitrage technique for purchasing peer lending assets by determining which high interest loans should actually have been given lower risk rating by the lenders.
Through this work, they discovered that a significant percentage of peer lending assets were miss-priced. This allowed us to build a portfolio of peer lending assets with an average yield of over 20% which defaulted at the same rate as A class assets.
This generates a return of approximately 20% on Lending Club and Prosper assets.. .
Givinga provides a complete solution for companies, employees, and charities to engage, collaborate and amplify their charitable activities. It also provides financial technology and a full suite of philanthropic vehicles enabling corporations of any size to engage employees, maximize CSR investment and reduce administrative costs.
Givinga combines the power of crowdfunding with unique philanthropic tools enabling corporations of any size to leverage CSR, empower employees, and amplify impact. They created financial tools and modern technologies that activate the purpose-driven marketplace.
They also empower employees without ceding corporate control, provide tools to amplify impact and organize all aspects of the giving process on a centralized platform. Givinga was founded in 2015 and is based in Boston, Massachusetts, United States..
StrattyX is a quant trading software company that creates, tests, and automates trading strategies. It bases its results on Tweets, news, price changes, and more.
It is a strategy-creation tool that active investors use to set “if-this-then-that” rules and execute orders on the stock, cryptocurrency, and forex market. It was founded in 2019 and is headquartered in Boston, Massachusetts..
Cinch is your personal, always-on, always-loyal CFO. Our goal is to take care of your financial life and manage it for you – holistically, and all in one place.
All the hard, painful stuff most people hate we will handle for you with only your financial health in mind. We do this through our intelligence platform that will drive autonomous personal finance – the software that acts as an always-on fiduciary agent across your entire financial life in one single package and across all your financial accounts.
We use innovative technology and behavioral science to optimize financial decisions of any size – from how much to save each month, to the best path out of credit card debt, to making sure you never overpay for car insurance (or any financial product) ever again. We’re starting with your everyday finances – your debts, savings, day-to-day cash flow, insurance, and large monthly bills – and then turning to your big goals like buying a home, large future expenses, and retirement savings.
By starting with the “today” money decisions, the future begins to take care of itself. And we will be there as your life, and all the financial products out there, change.
Technology has made it so that you can manage your entire life between 5-6 apps on your phone, but personal finance hasn’t caught up. That’s where Cinch comes in – it’s a comprehensive, holistic, and totally unbiased platform that has only your financial health in mind..
The Milestone Group
Milestone Group is a global provider of investment technology solutions for asset managers, fund product manufacturers, fund distributors, life and pension companies, and fund service providers. We are a technology company, born from a consulting and operational heritage which allows us to understand the bigger picture.
Our company is recognised globally as a thought leader and an architect of new enterprise business solutions for the funds industry. Our solutions continue to lead the industry towards enhanced best practice in efficiency and control in new areas through ongoing research and development.
We have established operations in Boston, London and Cape Town, with our headquarters in Sydney, Australia. Our clients operate our solutions across 15 countries, and we provide 24 x 7 follow-the-sun support operations.
Our team is grounded on the principal of industry experience. Our people are drawn from the world’s most highly regarded investment houses, fund distributors, banks and financial administrators, many having direct operations management experience.
Our Purpose is to improve revenues with innovative technology, drive down costs with in-built efficiency and reduce risk with design simplicity. Our clients are some of the world’s leading financial institutions – asset managers, life companies, pension funds, fund distributors and administrators.
Each seeks measurable growth, founded on making sound decisions about their technology for today and for the future. Our pControl solutions help organizations deliver new products to market, with speed and agility, safety of operations, and low operating cost.
Bloom Impact is a digital marketplace that lets small business owners in emerging markets easily access financing for their business, like loans and savings, through their smartphone. We eliminate the costs and hassle involved in finding financing.
We’re digitizing and disrupting how financial services are delivered! Small businesses are critical to growing the economy in emerging markets and creating much needed employment opportunities, yet they lack access to financial products like loans and savings accounts that will help them grow and become sustainable. With over 60 years of combined experience in Fintech, financial services and emerging markets, the Bloom Impact team deeply understands the problem, the opportunity and the best solution..
Physis Investment is a wealth management platform. It empowers investors to create customized portfolios that generate measurable environmental and social impact with a competitive financial return.
The company’s mission is to help investors achieve financial wealth and make a positive impact in the world. Responsibility and transparency are the company’s two core values.
Unlike other online platforms, Physis offers a clear way for clients to invest sustainably. Clients can customize their investments based on their financial needs and the sustainable issues they care most about.
Physis has the unique ability to monitor and disclose financial returns, as well as, environmental and social impact performance with on-demand reporting. The platform has a simple three-step process to achieve sustainable wealth management: Set your financial goals.
Select the issues you care most about. Identify your risk tolerance..
Alt-Options is a financial service company that strives to solve the liquidity problem related to the developing virtual currency market, creating a platform and algorithms needed to price derivative products and facilitate trading. Alt-Options currently provides standardized option contracts on BTC/USD currency pairs, among other products.
Join us on Facebook and Twitter, and feel free to reach out to our team via email. Facebook: https://www.facebook.com/altoptions Twitter: https://twitter.com/AltOptionsLLC Google+: google.com/+Altoptionsllc.
Government Regulation of Insurance. Data Entry.
Faxing and Mailing. Three of the least sexy things on the planet.
But, state-level regulation of insurance requires keeping up with various filing requirements, maintaining form templates, and completing hours of research. Errors result in fines and penalties.
FilingMate is creating a platform for insurance companies to find, manage, complete, review, and submit forms and filings to regulators. We like to think of it as a bit like “TurboTax for Insurance Companies”..
Blocknet is a blockchain-agnostic platform that serves as a P2P protocol between nodules on diverse blockchains. The decentralized platform-as-a-service provides its users with a widely extendable open inter-blockchain framework and it does not include a central currency.
It enables its users to deliver blockchain services to devices with a single blockchain. The platform varies from other PaaS providers due to its ability of delivering microservices over a blockchain-based P2P network architecture.
Blocknet has various advantages, including its open-ended application opportunities as well as reduced development time.. .
We give investors the X-Ray into a companies 10-K, 10-Q, Earnings Calls, and Industry Conferences, and their own conversational data by performing augmented analytics on languages. So, less effort, more insights, and vastly increased productivity.
We offer database subscription, company cliff notes, and strategy enlisting service.. .
Covrd reduces the gap between when you earn your income and when you receive the money. Covrd gives users financial freedom between paychecks.
We ensure that no matter what happens, our users are covered by the money they earn themselves. Covrd gives users a sense of independence and security.
And perhaps most importantly, it’s the confidence that comes from knowing that “you’ve got you covered.”. .
Floatspec is changing the way public companies and their shareholders interact. Our mobile-friendly SaaS platform gives corporations scalable, data-backed insights to facilitate investor dialogue.
Users can derive quick answers to complex questions about investor behavior and market perception, leading to more effective investor connections. The Floatspec team is led by former Goldman Sachs bankers and data scientists bringing the newest technology driving investor engagement to its users..
Varden was founded in 1999 on the principal that financial software projects can be completed faster and more effectively by people who understand both the technical and business side of a project. The Varden team consists of individuals with proven technology skills and a strong knowledge base in financial services.
For investment client reporting, eReportal is a data aggregation, reporting, and publication platform. It is open-ended from a data, presentation, workflow and deliverable-type standpoint.
eReportal is built by investment technologists who understand the business and data of client reporting. From portal publication, pitchbook, client review, to statement automation, learn why eReportal drives a diverse set of client servicing and marketing strategies..
Adroit Partners LLC
AI and the future of Payment Technology Adroit Partners invests in merchant portfolios that can take advantage of future AI payment technology, like Computer and voice activated payments. Computer-vision powered payments Utilizing AI in the payments space has streamlined the functionality of payment technology.
As more consumers shop online and via mobile, facial recognition has been a more recent technology that many see as the future of digital payments. By using device-vision AI, credit and debit card data can be stored with your facial ID and used to make purchases.
Amazon’s Deeplens technology which enables cameras to check out your grocery items without going through a cashier is one example of this. While it’s still in development, it’s set to disrupt payment systems.
Voice-activated payments Biometric protected payments are now more mainstream as they integrate with most smartphones. But more advancements are aspiring to integrate AI powered smart assistants with voice-recognition technologies.
With voice-activated payment technology, smart assistants access your accounts for the transaction. In the future, voice activated payments won’t be hinged on assistants or other biometric securities for verification.
As effortless payment leads the way in the digital transformation of financial services, it won’t take long before these displace the current methods used today.. .
Indivisible provides fast, easy, and flexible business loans. They’ve simplified the funding process and flattened any unnecessary barriers.
What remains is a simple way to provide business owners with the working capital they need to change what’s possible for their business. To apply, a business owner links her online business accounts and Indivisible instantly lets her know how much she can access and at what cost.
Once approved, she can draw on her line at any time and for whatever she needs to grow – purchase inventory, boost marketing, hire staff, or for just about anything. Loan repayment is equally simple and flexible.
Repayments are automatically drawn as a small fixed percentage of daily sales so the advance is repaid with the natural flow of her business. No hidden fees, no prepayment penalties, and no surprises – just simple lending.
Bank financing takes three weeks on average, Indivisible funds businesses in less than 24hrs.. .
CreditSage is a financial company that offers free credit scores to customers and businesses. we also have our own credit repair/rebuilding method based on utilization tradelines.
CreditSage offer Debt Consolidation/Budgeting tools to help customers become more financially smarter via our software solutions, our software services Real Estate businesses by budget verifying their customers. CreditSage primary credit repairing service is the most effective way of repairing your credit in the market as we add users to authorizers credit, helping their score go up by 30 percent over 6 months to 1 year period..
BLX Global Markets develops and licenses innovative financial products. Our offerings are centered around Earnings Derivatives™, which allow investors to make direct investments in company earnings streams, and express granular views on individual value drivers.
The ability to turn bottom line financial metrics into tradeable and hedgeable assets makes our patent pending system unique. We offer a full spectrum of index and derivative products to global exchanges, investment banks, and asset managers around the world..
You may write to us at: Daily Finance Media/Fupping Ltd, First Floor, 61-63 Rochester Pl, London NW1 9JU.