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These are the Top Fintech (Financial Technology) Companies in Brazil (2021)

This article showcases our top picks for the best Brazil based Fintech (Financial Technology) companies. These startups and companies are taking a variety of approaches to innovating the Fintech (Financial Technology) industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Brazil Fintech (Financial Technology) Companies

Data sourced from Crunchbase and SemRush.

Nubank

Nubank

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Nubank issues, administrate, processes, and transfers payments related to post-paid credit cards and equity investment in other entities. It serves clients in Brazil.

The company launched its proprietary loyalty rewards program (“Nubank Rewards”), as well as a digital account (“NuConta”) that is already used by more than 17 million people. In Cristina Junqueira, David Velez, and Edward Wible founded EO2 Solucoes de Pagamento on May 6, 2013 that became Nubank in on June 25, 2013.

It has its headquarters in São Paulo in Brazil.. .

Creditas

Creditas

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Creditas is a financial technology company, operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans.

Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil..

EBANX

EBANX

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EBANX is an integrated international financial services company offering an end-to-end payment solution across the entire e-commerce transaction flow. It also helps international business to grow faster in LatAm offering a local payments experience for your customers.

In 2015, The company received EY Entrepreneur of the Year Award, Best International CNP Program Award, and Endeavor “O Pulo do Gato” Award. EBANX was founded in February 2012 and is headquartered in Parana, Brazil..

bxblue

bxblue

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bxblue is a marketplace for personal loans in Brazil explicitly targeting pensioners and Government workers because they can they take loans secured by their guaranteed income. Because of that banks can deduct the payment directly from the paycheck, leading to an apr 10x lower than credit cards.

Payroll secured loans are the most affordable personal loan in Brazil, and they represent 60% of the personal loans in the country. It is a 40bn dollar/year marke, completely offline.

We are taking this entire market online.. .

Rebel

Rebel

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REBEL is a data, tech and analytics-driven online platform led by technology and finance entrepreneurs. Founded in 2016, REBEL offers its customers fast, easy and trust-worthy credit of up to 50,000 reais for up to 24 months at interest rates as low as 2.9% per month.

In addition, REBEL offers consumers free access to its proprietary REBEL Score, a credit score designed to transparently explain an individual’s credit profile and to suggest actionable steps to improve financial health.. .

GuiaBolso

GuiaBolso

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GuiaBolso is a digital hub that connects Brazilian consumers to financial products via an in-app marketplace with real-time origination. As a company in Brazil with proprietary bank account aggregation technology and offering free credit bureau reports, GuiaBolso gives users a complete view of finances and provides bank partners with unparalleled data analysis and credit modeling.

This creates a very positive dynamic for both, for example, GuiaBolso users now have access to a selection of fairly-priced loans based on actual credit risk, quite revolutionary in a country without a national credit score and with the world’s highest interest spreads. The company mission is to improve people’s well-being by providing the complete information needed to make better financial decisions..

Banco Inter

Banco Inter

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Banco Inter provides digital banking services in Brazil. It offers checking, personal, corporate, and microenterprise accounts; loans and credit cards; and investment and insurance services.

Rubens Menin Teixeira de Souza and Marcos Alberto Cabaleiro Fernandez founded Banco Inter in 1994. It has its headquarters in Belo Horizonte in Brazil..

Neon

Neon

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Neon is a Brazilian fintech, founded in 2016, whose mission is to unite technology and design to redesign and simplify people’s financial experience. With over 250 employees, in 2018 Neon raised R $ 72 million of Series A investments in a round led by Propel Ventures, Monashees, and Quona, which also featured Yellow Ventures, Omydiar Network, and Tera Capital.

With a digital account being the main product, Neon has a partnership with Banco Votorantim for the custody and settlement of its accounts.. .

C6 Bank

C6 Bank

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C6 Bank is a new bank with no physical agencies

Pier

Pier

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Pier is a digital insurance distribution platform, acting as a stipulator for pooling risks. It connects people willing to share their risks and resources through a completely autonomous platform.

Pier manages community resources and delivers transparency to all members. It was founded in 2018 and is headquartered in São Paulo, Brazil..

Monkey Exchange

Monkey Exchange

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Monkey Exchange is an online corporate financial alternative to medium and small companies in Brazil focused on reducing cost of capital. We aim to provide financing, using receivables exchange to the supply chain of the multinational groups (Brazilians or not), by linking the suppliers to investors in a competitive environment.

It’s a Gain-Gain situation: lower capital price for producing side and better returns for investors. And this is just the start..

Conductor Technology

Conductor Technology

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Conductor is a leading next-gen payments processor and banking-as-a-service infrastructure provider in Latin America.

ContaAzul

ContaAzul

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ContaAzul is a Brazilian easy-to-use online platform for small businesses that helps to organize financial routines in one place by connecting the company to accountancy, banks, stock, electronic invoicing, and much more. ContaAzul is committed to the success of the small entrepreneurs so it guarantees the delivery of a rich and instructional material aiding in education.

ContaAzul was founded on 2012 and is headquartered in Joinville, Brazil.. .

Warren Brasil

Warren Brasil

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Warren is an investment platform that simplifies finances and transforms the habit of investing.

Bidu

Bidu

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Bidu is an online recommendation, comparison and marketplace portal for insurance and financial services. The company helped millions of consumers compare the prices and benefits of several types of insurance, including auto, travel, home, life, and health insurance, in addition to a variety of financial products, such as credit cards, financing options, and loans.

Our mission is to help people make smart financial decisions throughout their lives by way of our technology and objective and content. Bidu was named Best of Insurance 2017, of the magazine Revista.

It was founded in 2011 and is headquartered in Sao Paulo, Brazil.. .

RecargaPay

RecargaPay

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RecargaPay is a leading fintech in Brazil providing seamless payment experiences for frequent and essential payments, with the mission to democratize mobile payments and financial services. The company is creating a mobile money ecosystem where banked and unbanked interact, providing consumers and businesses a one stop shop for all their financial needs.

RecargaPay is transforming how people pay by providing the most convenient way to replace cash : making it easy to cash in (boleto, credit card, debit cards, loans, QR codes, mPOS) and cash out (top ups, bill payments, transport, p2p, gift cards, prepaid card, parking, QR code). Founded in 2010 by Rodrigo Teijeiro (CEO), Alvaro Teijeiro (CTO) and Gustavo Victorica (COO), RecargaPay has raised over US$ 63 million in venture capital from a group of investors led by The IFC, IDC Ventures, ATW, The Venture City, DN Capital, and FJ Labs..

BizCapital

BizCapital

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BizCapital provides SMEs with fast and secure online working capital loans.

Aracar Group

Aracar Group

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Aracar Group specializes in auto-dealership services, consumer secured credit scores, secured lending, loan administration, and vehicle services. After ten years providing leasing and loans to the under-banked in emerging markets, Aracar has developed a risk based pricing and credit scoring system available for dealerships and consumers for secured lending and leasing.

Its products include dealership services to increase profitability, automobile loans and leasing, refinancing loans and vehicle ownership products for the under-banked. Aracar provides technology solutions for consumers and auto dealers to optimize access to financing and increase sales.

Aracar Group provides a credit system that helps first-time users develop their credit score quickly and easily. Sandra Piedrabuena, Co-founder leads the rent to own program bringing credit to the under-banked and vehicle ownership with a large focus of bringing more women into the formal economy-.

The company is expanding to Brazil.. .

WEEL

WEEL

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Weel is an information technology company that specializes in providing the key to growth for Brazilian SMEs. It features an artificial intelligence platform to finance small and medium-sized companies through the prepayment of receivables.

The company was founded in 2016 and headquartered in Sao Paulo, Brazil.. .

Zoop

Zoop

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Zoop is a technology platform for payments and financial services. From card-present terminals to digital accounts, Zoop is a transparent white-label platform that moves the partner’s brand to the forefront.

Their platform allows partners to receive, process, and manage payments using their own brands. Through it, partners from all segments create innovative payment solutions and are remunerated in all transactions regardless of form.

Zoop was founded in 2014 and is headquartered in Rio de Janeiro, Brazil.. .

ASAAS

ASAAS

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Asaas helps individuals and companies automate financial processes and improve their relationship with customers. It brings in a single place, sending invoices, automation of communication through different channels, and receivable management.

It’s possible to receive payments through bank payment slip, credit, and debit, send transfers, pay bills, anticipate receivables and NFS-e. It’s also connected to a credit card to withdraw from ATMs.

Much more than a bank account, it drastically reduces manual work in administrative tasks and reduces the default rate, improving the customer’s cash flow.. .

Matera

Matera

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Matera offers a solution for promoting a digital transformation for financial, risk, and retail markets. Matera keeps ahead of the market with solutions capable of promoting a digital transformation in the lives of people and companies.

The company started its activities in 1987.. .

Geru

Geru

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Geru is a Brazilian lending marketplace created in 2013 offering personal unsecured term loans for prime and near prime borrowerers through a fast, simple, and transparent online experience. Lending operations started in 2015.

Developed and started Brazil’s fully digital payroll loan product in 2018. Geru developed its own credit score model using unstructured data.

Rates are lower than market and vary from 25% to 80% p.a., depending on the applicant’s score. The company is based in São Paulo, Brazil..

Magnetis

Magnetis

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Magnetis offers digital solutions for individuals to build long-term investment plans. Using sophisticated financial algorithms, it manages diversified, low-cost portfolios optimized for each investor profile.

Clients can invest directly online, then sit back and watch their assets grow while Magnetis keeps their plan on track. Magnetis was founded in 2012 and is based in São Paulo, Brazil..

Vindi

Vindi

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Vindi is an online payment platform (PCI certified) that focuses on subscription and recurring billing.

Pitzi

Pitzi

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Pitzi is the leading Brazilian insurtech, using cutting edge CX design and an innovative supply chain to transform how Brazilians interact with insurance products. Pitzi powers many of the largest smartphone insurance programs in Brazil in partnership with leading insurance companies, protecting more than 1 million Brazilian consumers.

Pitzi is backed by top venture investors including Thrive Capital, Kaszek Ventures, QED and DCM Ventures, and is headquartered in São Paulo, Brazil.. .

Remessa Online

Remessa Online

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Remessa Online is a Brazilian-based international money transfer platform that enables incoming and outgoing international wire transfers by individuals and businesses. “We believe in a world without physical borders.

Our mission is to help our clients with their global financial needs, so that they can focus on what matters: their international dreams”, says Alexandre Liuzzi. Since creating the product, Remessa Online has served over 300,000 customers who needed to wire money to or from over 100 different countries.

Its proprietary technology has saved time and money for clients, with fees 8x cheaper than the usual local solutions. “We understand that transferring money is just the beginning, and we are eager to build a global financial system that will make life easier for global citizens and businesses alike”, concludes Liuzzi..

Iugu

Iugu

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Iugu offers an online platform for financial automation, signature management and marketplace.

a55

a55

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A55 is a developer of a financial underwriting platform used to offer a revenue-backed credit line system to companies with recurring revenue. Its platform underwrites small and medium-sized enterprises through a technology platform that connects bank accounts, escrow solutions, billing, payment means, and credit intelligence and enables borrowers to get a credit monitoring dashboard, an insights section on revenue and cost metrics, an integrated cash flow covenant management system and lenders to get a monitoring platform fed in real-time by transactional data.

The company was founded in 2017 and is headquartered in Sao Paulo, Brazil.. .

BeeTech

BeeTech

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BeeTech connects financial technology and innovation to transparency for the main currency exchange services in the world. They develop international payment solutions and cross border infrastructure to change the way to connect to the world and make dreams easier to fulfill.

The company puts an end to the high fees, surprise rates, and bureaucracies of the past. BeeTech also offers Online Remittance, Online Remittance for Business, BeeC Exchange, and BeeConnect.

It was founded in 2016 and is based in São Paulo, Sao Paulo, Brazil.. .

Cora

Cora

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Cora is a digital bank for self employed and small & medium enterprises. The company is currently operating in closed beta and plans to launch its first product, a free SME-only mobile account.

Cora will later release a portfolio of payments, credit-related products and financial management tools that are currently being developed. They have developed a modern platform that offers a cheaper and simpler service, freeing entrepreneurs from the bureaucracy and repetitive work that usually involves day to day finance.

Cora was founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes and is headquartered in São Paulo, Sao Paulo, Brazil.. .

SWAP

SWAP

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SWAP empowers companies to transform their financial operation with an innovative approach, technology, and business model. SWAP’s APIs offer clients end-to-end, white-label, financial solutions.

Connected to them, its clients are able to develop complete financial ecosystems including pre-paid cards, digital wallets, financial services and further monetize their platform while expanding their core experience. It removes barriers and generates new business lines for companies, effectively creating internal fintech..

Acesso

Acesso

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Acesso is a financial service company specialized in issuing and managing cards and means of prepaid payments.

TerraMagna

TerraMagna

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TerraMagna is a fintech company that focuses on risk mitigation for agribusinesses. It leverages technology and alternative data sources to transform a risky and volatile process into a simple and safe experience.

TerraMagna enables retailers, industries, and farmers to have access to fair credit and investors have high-yield, market-uncorrelated and high-volume assets to invest in. The company was founded in 2017 and is headquartered in São José Dos Campos..

Nibo

Nibo

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Nibo designs and develops online financial management software for small and medium businesses.

Facio

Facio

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Facio is a digital platform that facilitates the process of contracting loans for the working class. It acts as a Banking correspondent that follows the guidelines of Resolution No.

3,954 of February 24, 2011 from the Central Bank of Brazil. It provides 15% increase in productivity in businesses, turnover decrease of up to 36%, and doesn’t not charge anything from the company.

It is headquartered in Sao Paulo, Brazil.. .

Gorila

Gorila

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Gorila is a Fintech that help users take control of their investments.

Solfácil

Solfácil

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Solfácil purpose is to allow all people to invest in solar. We are the first solar investment platform in Brazil.

We are a fintech with a innovative loan that allows consumers to switch their monthly cost with electricity into a great investment in a solar system. Consumers benefit from zero downpayment, up to 30% immediate savings, 20+ years of free electricity and ability to produce and consume clean energy..

FinanZero

FinanZero

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FinanZero is a marketplace for consumer loans in Brazil. The business is an independent broker for loans, negotiating the customer’s loan application with several banks and credit institutions, to find the loan with the best interest rate and terms for the consumer.

FinanZero handles the lending process from start to finish. The company was founded in 2015 and is based in São Paulo, Brazil..

Avante

Avante

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Avante provides financial solutions for the micro-entrepreneur’s needs in Brazil. It offers microcredit, credit card payment acceptance, and digital banking services through its agents.

Avante offers its services through its agents. Bernardo Bonjean and Davi Viana founded it in 2012, with its headquarters in São Paulo in Brazil..

Hash

Hash

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Any company that wants to offer payment services faces numerous regulatory and technological barriers in Brazil. Through Hash, any B2B company can offer its customers payments services by eliminating these initial issues with our white-label platform, reducing the initial investment and operating costs by up to 95%.

João Miranda is the founder and CEO of the company. He was part of the initial team at Pagar.me, fintech acquired by Stone, and served as a software engineer and large account manager..

Click Cash

Click Cash

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Click Cash is a mobile App that simplifies the complicated and bureaucratic process of personal unsecured lending to individuals. Available on Google Play Store for Android devices, the app uses BigData and Open Banking for a new approach to personal finance, enabling secure and reliable microcredit to financially underserved people, in addition to financial education to help them make the best use of the new credit options that are now opening for the general public. Based out of São Paulo (Brazil), the Fintech startup was originally idealized by Estonian entrepreneurs that saw in Brazil and Latin America the opportunity to develop their solution.

Key founders bring 15+ years of experience in online lending in Europe and were founders of Amarbank in Indonesia in 2014, which made IPO in January 2020. In 2019 it was estimated 45M unbanked and 65M financially underserved, but active and connected people, in Brazil alone.

A group that has a financial activity of more than U$154 billion / R$ 800 billion per year, and a huge unmet demand for microcredit. Click Cash offers, in a 5 minutes process, from 100 USD to 1.000 USD loans to be paid back in up to 12 months. Flexible and adapted to the new digital economy, we work with other Fintechs and traditional banks alike, using the most advanced technologies in Data Analytics and Mobile Security, i.e: facial recognition and device behavioral analytics, as well as financial history, that enables us to run a full credit analysis in seconds creating personalized offers per user.

The Click Cash App was officially launched in March 2020, and by August had +150K downloads and reached Top 5 in finance Apps in Brazil, with 4+ stars rating in Google Play Store and more than 9.5M USD / 50M BRL in received applications.. .

Ali Credito

Ali Credito

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Ali Credito is a credit platform for Individuals that grants personal credit and direct consumer credit.

IOUU

IOUU

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IOUU was created with a great idea: Reinvent traditional financial services and ensure a better deal for everyone. We are a Fintech (finance + technology) with a team of ambitious, innovative and passionate people committed to the democratization of finance and providing simpler, faster and cheaper access to financial services based on the belief that innovative and creative solutions offer more value and a better experience.

We encourage opportunities for people, companies, and investors, providing a better deal for everyone. We connect businesses and individuals looking for credit with investors and institutions with money to lend.

Our platform is more efficient and transparent than traditional loans and we believe it is a better system for everyone. We want to lead the reinvention of a new industry by developing ethical and responsible ways to deliver greater value and better opportunities to our customers.

We use technology to provide easy, fair and secure access to credit. We are building long-term relationships and helping clients access better credit through financial inclusion and personalized development.

For us, access to credit should be perfect. We want to be recognized for our ideas, innovative technology, and commercial success.

By combining non-traditional data sources and machine learning, we seek to provide access to better credit and greater convenience for digital banking.. .

Pago Rural

Pago Rural

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Pago Rural is an inclusive lend and pay platform, specially designed for underserved farmers and distributors (most of them SMEs). Originally it emerged as a concrete response to the growing financial needs of agriculture and supports the growth and sustainability of producers in the long term.

With Pago Rural, the agricultural producer can finance the purchase of their inputs such as seeds, agrochemicals, fertilizers and others, in a simple, agile, and safe way. We improve the efficiency and operating margins of the entire value chain, integrating technology and structured financial products, aligning incentives, and offering a winning solution for farmers and suppliers.

Pago Rural was established in 2014 and is based in Buenos Aires and Sao Paulo.. .

payleven

payleven

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payleven enables small and medium sized businesses to accept card payments via smartphone or tablet.

NovaDAX

NovaDAX

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NovaDAX is one of the top 3 Brazilian exchanges. We are from the Abakus Group(https://abakus.cn/en/index), which is a global tech company with teams and businesses in the US, China, Southeast Asia, Europe, and Latin America.

Abakus group has various businesses of Fintech, AI, robots and blockchain. With the technical support of Abakus Group, NovaDAX can provide a safe, convenient and fast way for customers to trade cryptos.

Focus in the South America market, a NovaDAX is the 1st and ONLY exchange in Brazil which has both fiat-crypto and crypto-crypto (USDT/BTC/ ETH) order book, with stop-limit function available. Besides that, a NovaDAX is also the exchange which offers the most cryptos and trading pairs: BTC, ETH, USDT, TRX, XRP, ADA, EOS, LTC, IOTA, DOGE, BTT, BCH, DASH, XLM, LINK and NULS with more than 50 fiat-crypto and crypto-crypto pairs.

Our vision is to bring global customers more efficient financial services by building an open financial ecosystem. So we are also preparing the expanding of global market and looking forward to the international cooperations..

Allya

Allya

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Allya is a financial wellbeing platform that helps employees save money. We are increasing users’ freedom of choice and purchasing power, connecting employees and companies to exclusive discounts and perks.

As an all-in-one discount platform, Allya helps companies deliver a personalized benefit and unlimited access to the largest discount network in Brazil, in the palm of any employee’s hand.. .

Adianta

Adianta

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Adianta is a financial service company that offers a platform for clients to grant working capital for small and medium businesses. The company also specializes in receivables prepayment, loan, invoice finance, SME, cash flow, MPE, secured account, financial institution, and banks.

Adianta was named Ciab Febraban 2016 – Brazil’s TOP 10 FINTECH. It was founded in May 2016 and is headquartered in Sao Paulo, Brazil..

Zen Finance

Zen Finance

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Zen Finance is a Fintech that improve the relationship of people and companies. Zen is the 1st fintech as a service platform of Brazil.

They provide design, customize and operate financial products to generate more value to their partners and their clients. Their partners are Uber, iFood, Dafiti and many others.

Their purpose is to to create financial bridges between people and their finances through technology. The company was founded in 2018 and is based in Sao Paulo, Brazil..

Concil

Concil

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Concil provides financial and account reconciliation with expertise in online payment transactions. It transforms the complexity of managing its clients’ sales with card on real information, pointing out possible errors, and facilitating the management of their businesses with the reconciliation of debit and credit card, and accounting reconciliation.

Concil was founded in 993 and is based in São Paulo, Brazil.. .

Loopa

Loopa

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Loopa is an integrated financial management platform designed to track business transactions. Loopa helps small and medium entrepreneurs in their relationship with credit card machines, auditing each transaction, optimizing fees, and recovering amounts due.

The company’s goal is to simplify clients’ day-to-day lives with transparency and confidence, so they can focus on their own business. The platform does all the work for clients.

No more Excel spreadsheets, no bureaucracy or doubts. Loopa is automatic, practical, safe, and free..

Nexoos

Nexoos

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Nexoos mission is to revolutionize the SME landscape in LATAM, by building a fair and frictionless platform that acts as a catalyst to foster investment flows. Through our unique algorithm and intensive use of technology, designed exclusively for businesses in the region, we make it a fast and affordable process to underwrite trustworthy SMEs in LATAM.

Nexoos team has grown to a robust team of 50 collaborators, acquired over 100k SMEs, 20k Retail investors, and underwritten over $USD1 Billion since launch. The marketplace has been growing at an incredibly 25% month on month and was selected by Goldman Sachs and Morgan Stanley top FinTechs report in Brazil.

Some of Nexoos nominations and Awards include; Top 5 Emerging Lending Platform Lendit 2018 – CMS Fintech Award – MIT Innovators under 35 – Endeavor Fintech Programme – UCL Bright Ideas Award – BBVA AI Finalist – eCommerce 2016 Award.. .

Provi

Provi

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We are a fintech that believes that you are much more than a number and we are here to finance the course of your dreams.

Exten

Exten

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Exten provides invoice financing solutions to small and medium businesses.

Balko

Balko

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Balko is a Brazilian fintech born to disrupt how illiquid assets are traded. We are the first trading platform for legal claims, litigation finance and NPLs.

Our business model is based on pure advisory service combined with an online auction run through proprietary technology. Our main objective is to effectively connect the universe of investors with potential sellers through a credible and transparent competitive process, fostering liquidity, at the same time as converging pricing to fair value..

Dolado

Dolado

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Dolado allows SMBs to have access to the technologies that are only available to more sophisticated players. By doing this, it empowers small companies to bring more efficiency on the way they sell, buy and manage their business.

To improve the way merchants sells, Dolado provides a digital catalog that allows the setup of a digital storefront in less than 3 minutes. On the buying side, it offers a B2B Marketplace that connects merchants to top wholesalers and give them access to the best deals.

Dolado also offers a Digital Bookkeeping application that serves as a digital ledger to help business owners easily record sales, expenses, and cash transactions in one place.. .

Noverde

Noverde

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Noverde provides personal loan services in Brazil. It also develops software to provide credit services to its customers.

Noverde’s features includes restricts selling information to third parties and enables tracking all the steps of loan directly through application. Eduardo Teixeira founded it in October 2016, with its headquarters in São Paulo in Brazil..

SmartMEI

SmartMEI

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SmartMEI provides banking and automated accounting for micro-entrepreneurs in Brazil. The company was started by two Brazilian graduates from the MBA Class of ‘15 at the Stanford Graduate School of Business who wanted to use cutting-edge technology to help entrepreneurs in their home country to thrive.

SmartMEI is a business-in-a-box solution that takes care of the basic back-office needs of every micro-business owner: being in full compliance with the government, collecting from clients, making payments and managing cash. SmartMEI is currently being used by companies in more than 3.500 cities all over Brazil..

Ribon

Ribon

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We created a seamless donation app that transforms millennials into active donors and motivates them to donate to nonprofits supported by big donors (philanthropists and foundations). In that way, Ribon is a freemium donation platform for Millennials and GenZ.

Users can donate to charity with engagement in the app, without spending their own money, but can donate more in a monthly subscription way.. .

Datarisk.io

Datarisk.io

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DataRisk is an online predictive modeling platform focused on credit, collection, and fraud serving mainly financial institutions. The company uses tools to deliver a complete, scalable web solution.

A model available for shoring is possible in a few hours. It also develops a SaaS solution that makes data science reachable to any company without a data scientist.

It enables the development and automatic updating of machine learning models for applications such as credit, marketing, and fraud prevention. The products are created to extract information and generate a predictive model.

DataRisk was founded on 2015 and is headquartered in Florianópolis, Brazil.. .

HerMoney

HerMoney

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HerMoney is a virtual financial wizard encourages entrepreneurial women, assisting in their financial management.

Paketá Crédito

Paketá Crédito

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Paketá Crédito is a FinTech offering credit payroll for employees of companies.

Nagro

Nagro

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Nagro is a platform that connects farmers to credit sources for agribusiness. Brazilian agribusiness is too credit dependent, and the biggest source is the government, that nowadays has been passing through a big crisis.

The demand of credit raises with the development of the agrimarket. Farmers have been facing a myriad of obstacles to successfully complete credit solicitation, on the other hand only 70% of the solicitations of credit have been attended, sometimes they take more than six months to receive the money, but the agribusiness is seasonal, and they can’t wait all this time to buy inputs and start to produce.

A lack of system communication with banks and acquirers for effective data conciliation also with unhelpful client support, result in an increasing rate of dissatisfaction and the necessity to develop costly in-house solutions and time-consuming processes. Their infrastructure enables farmers to find the best credit sources to their businesses.

Using an intuitive and simple register, they collect information about their profiles, activity and ecosystem they’re ’s inserted in, with these data they use machine learning and data analyses to connect the farmers to several sources of credit, and make a match with the one that fits better, according to their necessity of capital and time. Using a simple and yet customizable solution, they provide a complementary credit analyses with different variables and business information reports to credit sources.

To the farmers they capture the essence speeding up and simplifying the agribusiness credit processes, moreover given them an alternative to government bureaucratic credit.. .

Foxbit

Foxbit

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Foxbit is a marktplace, offering a platform for investments and trading of Bitcoin, Litecoin, Ethereum, TrueUSD with reais.

Nelogica

Nelogica

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Nelogica develops software for technical analysis of assets in the financial market.

Mutual Fintech

Mutual Fintech

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Brazilian citizens pay US$ 240 Billions Every year in annual interest on unsecured loans and unsecured corporate loans. The #1 P2P lending marketplace between individuals in Brazil and award-winning fintech, receiving prizes and participations from organizations such as: Bradesco InovaBRA, Santander Innoventures, Banco do Brasil (through Startupfarm) and twice by CIAB Febraban.

We’re one of the fastests on the market at acquiring and qualifying the borrower, analyzing the credit limit, carrying out KYC and fraud prevention, generating the offer, originating the credit and the digital contract (CCB), transfering/splitting the payments, and generating the invoices for payments. You’ve taken more time reading this text than we take to execute all of these steps.

On average, 4 seconds. The first genuine P2P lending marketplace in Brazil 100% complied with the Brazilian banking regulations structured by Pinheiro Neto Advogados.

Investors choose borrowers and build their own portfolios, directly. Diminished capital cost for borrowers, increased interest rates for investors.

Full Transparency. Useful tools for the best credit decision processes.

Enjoy downloading our app https://lnkd.in/e6kUzgW :). .

EASYCRÉDITO

EASYCRÉDITO

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EasyCredito connects unbanked people with companies that offer these options, creating a consumer-focused online credit experience.

Meu TUDO

Meu TUDO

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Meu TUDO is a marketplace lending application that offers products and services via payroll loans and banks.

Bloxs

Bloxs

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Bloxs is a crowdfunding platform (collective financing) focused on real estate investment. The company connects people to opportunities to jointly invest in real estate developers or builders across the country.

Its team has over the last 15 years has accumulated solid experience in real estate developers and financial institutions analyzing and structuring real estate investments. The projects are selected through the Committee of Trustees, based on criteria that evaluate the profitability offered to the investor, the market demand and the financial strength of the offering company..

Mobills

Mobills

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Mobills is a financial control application that records its users’ transactions and presents them in graphs and reports which help them analyze their financial life. It was created in 2013 by David Mosiah and Carlos Terceiro, two IT students passionate by simple solutions for day by day.

The idea was born after the two began to realize that, on several occasions, the money was run out but the month wasn’t over yet. They also identified this is a common problem for many people.

The difficulty to identify where the money was spent. Initially developed only for Android, Mobills also now is available for Web and iOS.

All your data is sync and safe in the cloud. Mobills has more than 1 million downloads on Google Play Store.

Mobills comes with a new way of controlling your expenses. Our mission is helping our users in financial education..

Dattos

Dattos

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Dattos specializes in the integration and automation of accounting, tax, banking, assets, and data reconciliation processes.

Dinie

Dinie

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Dinie provides flexible, convenient and easy-to-use financing solutions for small businesses. Through our end-to-end lending API, we enable digital platforms (marketplaces, Saas, ERPs) to offer instant credit to their customers to help them grow their businesses.

As more companies incorporate financial services into their existing product offerings, we look forward to enabling the huge market opportunity of next generation embedded banking services. Dinie was founded by two serial entrepreneurs, Suzy Ferreira and Andrea Burattini (at age 27 sold her first Fintech to Accenture in 2013).

Dinie has also Kris Lembke as Co-Founder & CTO (+10y in tech & payments) and Vinicius Cibim as Co-Founder & CFO (+10y in finance & fintech). Dinie counts on highly experienced angel investors like Rita Liu (Ex.

CEO Alipay Europe), Sergio Fogel (Co-Founder of dLocal), Benjamin Gleason & Thiago Alvarez (Founders of GuiaBolso), Markus Rinderer (Founder of PAY.ON), Alexander Muller (Founder of Kreditech) and Matthias Setzer (Global Payments Director at Facebook, and previously at Paypal & Naspers).. .

mGrana

mGrana

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mGrana is a smartphone app, that uses AI to score and deliver instant loans to financially underserved users in Brazil. Its system analyzes each application and carries out a credit analysis within minutes.

If everything checks out, business owners can expect funds to be deposited within 2 business days.. .

Code Money

Code Money

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Code Money offers financial payment and mobile payment solutions.

DigiCash Technology Venture

DigiCash Technology Venture

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DigiCash Technology Venture aims to enrich the lives of unbanked people by seamlessly integrating them into the global financial system. DigiCash Technology Venture does not compete directly with banks and supports the mission of most NGOs and financial inclusion providers.

This includes being encouraged and regulated by Banco Central do Brasil for that market. DigiCash Technology Venture instead eliminates the need for the unbanked to use banks.

These are typically customers that banks do not want because most financial institutions cannot serve them profitably. DigiCash Technology Venture is designed to equal or better the best attributes of existing payment models..

Edmond

Edmond

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Edmond providing of payment solutions for the photovoltaics market (solar).

FacilitaPay

FacilitaPay

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FacilitaPay is a financial services firm that provides payment and hedging solutions for international companies that explores the Brazilian market. The firm’s goal is to build value for its clients, structuring the most complex solutions for companies that have differentiated needs.

FacilitaPay was founded in 2017 and is headquartered in Nova Lima, Minas Gerais.. .

Abacashi

Abacashi

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Abacashi is the Brazilian leading platform for day-to-day money pot. Through our platform we: • Encourage people to create both private and public events.

• Solve the famous problem of the friend who always show up and never pays! • Facilitate donation for any causes. • Simplifies payment within a group.

We do that by providing: Cheapest rates (6%) Fastest bank transfer (72h max.) Best customer service (7/7). .

Moneto

Moneto

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Moneto automates and controls the receipt and management of sales in small businesses and insurance companies.

Expediente Azul

Expediente Azul

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Expediente Azul offers a tool for financial institutions to scale their sales by automatically gathering documentation from a customer.

BLU365

BLU365

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BLU365 offers an easy, intuitive, and digital trading platform where Brazilians can negotiate their debts. With a proposal to help Brazilians negotiate their debts and stay blue all the time, the BLU365 offers an easy, intuitive and digital trading platform, as well as offering different solutions for its customers to stay blue throughout the year.

Working in different segments and industries, BLU365 has already carried out thousands of online negotiations, always seeking to understand the profile of each client before proposing a negotiation. This ensures greater operational efficiency and effectiveness in results..

Conta Simples

Conta Simples

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Conta Simples is a provider of digital banking account for SMEs, Startups and Freelancers in Brazil.

PicPay

PicPay

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PicPay is a digital wallet app that enables users to send and receive money, pay bills, store loyalty cards and discount coupons, and more.

Tindin Educação Financeira

Tindin Educação Financeira

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Tindin is a digital electronic educational allowance portfolio (Fintech) integrated with a children’s financial education platform (Edtech).

Easynvest

Easynvest

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Easynvest was one of the first companies to offer online access to the stock exchange in 1999 and the first to offer mobile access to the fixed-income market in 2016. With more than 150,000 active users, over R$10 billion in assets under custody, and leadership in the distribution of Tesouro Direto (government bonds), it is the fastest-growing company in its segment and has a leading position in the development of technology and innovations in financial services in Brazil.

On Easynvest’s platform, self-directed individuals can evaluate, compare and invest in a wide range of financial instruments, including public securities, private securities and mutual funds, as well as trade in equities, options and futures.. .

Mercado Bitcoin

Mercado Bitcoin

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Mercado Bitcoin is a FMITech (Financial Market Infrastructure) leader in LatAm. It provides an online platform that allows customers including traders to transact with digital currency.

MB provides its users crypto wallets and a platform for buying or selling Bitcoin and other cryptos using Brazilian Real. MB also provide access to high yeild investments through tokens of alternative assets non-securities, bringing to everyone the possibility of having a fraction ownership of everything..

Cashfly

Cashfly

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Cashfly is a financial intelligence platform that seeks to improve the relationships.

TradeMachine

TradeMachine

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TradeMachine automates investments in the stock exchange with algorithms based on market statistics.

Kria

Kria

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Kria is a virtual platform that allows entrepreneurs seeking capital to directly connect with people

Banco Maré

Banco Maré

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Banco Maré is a social startup that allows users to pay their bills, transfer amounts between users through an application. Through the app, users can transact their bills, buy in the local market using the digital currency that by choice of the inhabitants of the Tide, is called “stilt”.

The company aims to serve regions and communities that do not have a financial system. The company is based in Rio de Janeiro..

eGenius Founders

eGenius Founders

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EGenius Founders is a business development company that provides young startups with technical advisory services and limited investment services. The company’s operations are execution, where the company joins a startup as a co-founder and offer full time help in all areas of the company, including recruiting, strategy, online marketing, product development, and mentoring the new CEO and other partners for several months, knowledge, where founders spend at least one day a week to contribute, share knowledge, and provide advice to each project, and product, which assigns a product team, with experienced CTO’s, front-end, back-end, full-stack developers, a UX and UI designer, and QA analysts to build and test MVP’s develop the product, and all necessary modules to start operating the business.

Additionally, eGenius provides back-office accounting, financial, and legal services to all companies. EGenius Founders was founded by Marcio William, Fabio Arruda, Eduardo Kupper, and Alexandre Liuzzi in 2015.

The company is based in Sao Paulo, Brazil.. .

Atlas Quantum

Atlas Quantum

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Atlas Quantum is one of the world’s largest cryptocurrency investment platforms with clients in more than 30 countries across the globe. Its mission is simple: to help individuals build wealth through cryptocurrencies.

Atlas Quantum understands that not everyone has the ability to work with a financial advisor. As such, its unique investment platform offers users highly-sophisticated investment strategies that are proven in traditional markets and historically only accessible to institutions and a small number of wealthy individuals.

True investing by the people, for the people. Atlas Quantum is backed by WOW – one of the largest startup accelerator programs in Brazil, run by a team of over 50 investors and mentors and whose partners include Google, Amazon and Zendesk.

Launched in Brazil in 2015 from the spare room of Founder and CEO Rodrigo Marques’ mother’s house, Altas Quantum continues to experience exceptional growth. As a business, it now employees over 100 people and manages assets in excess of $27 million.

And for its clients, the Atlas Quantum platform yielded an average monthly profit of 2-3% in its first two years of operation.. .

Smartbill Assinaturas

Smartbill Assinaturas

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Smartbill is a cloud-based subscription management system that allows companies of all sizes to join the subscription business model. Smartbill is available only companies operating in Brazil (by now).

The system covers all the subscription cycle: (a) Subscription – business rules, pricing, payment method, parameters, etc, (b) invoicing, (c) billing, (d) payment conciliation and (e) upgrades, downgrades, add-ons, renewals.. .

Seguro.Vc

Seguro.Vc

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Seguro.Vc is the Brazilian company to market insurance through digital marketing.

Bitshopp

Bitshopp

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Bitshopp is a company focused on DLT and Blockchain solutions for the payments and receivables industry

O2Obots

O2Obots

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O2Obots develops an artificial intelligence platform that helps insurers and brokers in selling insurance. Integrated with the largest insurance companies and insurance brokers, the platform helps users find the best insurance solution easily.

O2Obots puts robots and artificial intelligence to work side-by-side with brokers, to offer clients the best life insurance buying experience. It was founded in 2017 and is headquartered in Florianópolis..

Alymente

Alymente

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Alymente is a platform that offers diverse benefits for employees, giving them the liberty to transfer money between them. The company’s vision is to benefit all three stakeholders involved: the employees, the company HR, and all the local businesses.

For the employees, it offers a diverse range of benefits. For the company HR, it offers a detailed people analytics platform.

And for the local businesses, Alymente decreases all fees involved in the transaction, being a 100% digital wallet and not being dependent on any acquirer. The company was founded in 2017 and based in Sao Paulo, Brazil..

Hallo!

Hallo!

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Hallo! Create a business platform for banks and credit unions

Mark 2 Market

Mark 2 Market

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Mark 2 Market provides consulting services in treasury management, financial risks, and accounting. It aims to facilitate decision-making and make decisions faster and safer through its solutions and services.

One of its solutions is called M2M Monitor, a web-based SaaS platform that helps non-financial companies to monitor and manage their financial contracts, such as investments, debt, and derivatives. There are more than 10,000 registered operations and more than R $ 50 billion controlled by the platform in Brazil and Latin America, including operations of local and international commodities derivatives.

Mark 2 Market was founded in 2010.. .

You may write to us at: Daily Finance Media/Fupping Ltd, First Floor, 61-63 Rochester Pl, London NW1 9JU.

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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