This article showcases our top picks for the best Bulgaria based Fintech (Financial Technology) companies. These startups and companies are taking a variety of approaches to innovating the Fintech (Financial Technology) industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovative ideas
- Innovative route to market
- Innovative product
- Exceptional growth
- Exceptional growth strategy
- Societal impact
Top Bulgaria Fintech (Financial Technology) Companies
Software Group is a global technology company specialized in digital banking and integration solutions for the financial sector. The company serves a worldwide client base from nine main offices located in Australia, Bulgaria, Egypt, Ghana, India, Kenya, Mexico, Philippines and the USA.
All offices employ an experienced team of professionals, with an outstanding track record of handling complex financial development projects. Software Group prides itself on delivering products and services which adhere to the principles of quality, transparency and affordability.
Software Group provides solutions to a range of players in the financial sector but focuses particularly on working with microfinance institutions (MFIs), savings groups, credit unions, banks, telcos and fintech companies.. .
Cash Credit is a tech-based non-banking financial institution founded in 2011 in Bulgaria, which works in partnership with mobile network operators to offer micro financial services to mobile subscribers. The company uses an innovative, proprietary credit scoring approach to offer consumers rapid credit decisions, with convenient service and billing through their partner operators.
Cash Credit partners in Bulgaria with the country’s two largest mobile network operators. MTEL, part of Telekom Austria Group, was Cash Credit’s first partner in Bulgaria.
MTEL clients have access to micro-financing as a part of the mobile operator’s product portfolio. The second company to become Cash Credit’s partner in this unique business model was GLOBUL.
Cash Credit is the first and currently the only company that operates in such integrated partnership, providing many benefits for clients and for mobile operators, because our service is quick, technological, and secure, while being really convenient. Cash Credit’s services in partnership with MTEL and GLOBUL are available in all MTEL, GLOBUL and GERMANOS stores.
Mobile operator staff grant funds within a few minutes at the mobile operator’s stores. The main difference in Cash Credit’s service is its innovative scoring, which allows more precise customer evaluation while remaining a completely automated process..
At phyre, we believe that now is the time to remove friction from shopping and payments. We are a team of experienced professionals who have developed a mobile app for iOS and Android that lets you shop online or at any contactless payment terminal, get your loyalty perks and vouchers and enjoy money transfers with no fees, all from a single app.
Our mission is to make the carrying of plastic loyalty and payment cards obsolete. Our mobile wallet enables the cardholder to digitize any bank or loyalty card and use it directly from the smartphone and unlike other mobile payment apps, the cardholder can link cards and accounts from any bank to their account.
Customers can additionally track their spending, browse personalised offers from their favourite retailers and use vouchers and coupons with their purchases. All phyre users can send and receive money from their friends and family instantly and for free.
This allows them to split bills between friends or send money to relatives abroad. We are partnering with Mastercard, Global Processing Systems and Paynetics who help us shape the complex payment infrastructure in simple to use features..
TraDEXsocial is lowering the barrier for regular people to enter the cryptocurrency world and trade by making better financial decisions without any previous experience. Our platform is a one-stop-shop for the crypto journey of every user.
• Mine cryptocurrency on any smart device. • Multiply your earnings by copying the most successful traders.
TraDEXsocial started in December 2017. In June 2018 we joined the Aeternity Starfleet Blockchain incubator (powered by Aeternity Ventures).
We went through to the second phase and were selected for funding. We have 2 iterations of the platform prototype.
Minimum viable product Alpha launched consisting of crypto miner simulation, wallet and a working exchange with trading pairs. .
KLEAR LENDING AD
Klear is a FinTech company that offers P2P lending and financial education platform. This platform connects people having money with people looking for money.
It provide cheaper credits for creditworthy borrowers and better returns for investors. It also has a range of free educational tools to develop the financial capability of customers.
Klear offes a Budget Management Tool as well as articles, eBooks and advice to people.. .
Credissimo is a European FinTech Group founded in 2007 that utilises innovative proprietary technology to provide Instant Online Consumer Loans, E-commerce Financing and Bill Payment Services. Credissimo is present in five European countries and is a market leader in the Online Consumer Lending segment in two of them.
Our competitive advantage is encoded in our business know-how that we have developed in more than 10 years of experience. Efficient business model, cutting-edge technology solutions and visionary management are the key drivers of our longstanding success.
Credissimo adheres to the highest regulatory requirements and is strictly supervised by multiple European Banking and Financial Services Regulators.. .
Crypto APIs is a leading enterprise-grade infrastructure provider helping development teams build blockchain and crypto products faster. We provide interoperability, through a coherent and advanced integration with our all-in-one platform for market data and powerful blockchain endpoints.
Crypto APIs has 3 main products: Blockchain APIs(Blockchain as a Service) – Connect to 10+ Blockchains with read and write API connectivity. Bitcoin API, Ethereum API(All ERC20 tokens), Ethereum Classic API, Bitcoin Cash API, DOGE API, DASH API, Tether API(ERC20 and OMNI), Zilliqa API, EOS API, Stellar API, Ripple API Market Data APIs – Get the most relevant crypto market data collected from 20+ crypto exchanges.
Clean market data, Gapless data, Low latency. Access to real-time and up to 5 years of historical data.
Trading APIs – The Trading APIs module allows a user to manage their account, for example for buy/sell through one API.. .
SEPA Cyber Technologies
SEPA Cyber Technologies is a Fintech company based in Varna, Bulgaria, part of an Multinational Group operating in more than 32 countries around the world. The company offers innovative, modular and scalable IT solutions for banks and financial institutions, governments, schools, and the retail sector.
SEPA Cyber Technologies has its own data centers in five countries, certified with PCI DSS level 1 certificate, which allows data processing and storage in financial transactions. SEPA Cyber Technologies’ mission is to give advanced companies around the world access to scalable IT solutions and consulting to develop their business potential..
Fund Tracker Click Look Ltd
Fund Tracker Click Look Ltd is a company that specializes in financial planning services. Keeping track of our daily transactions, savings accounts and bills isn’t as simple as it sounds.
But, with the right tool – it can be! Fund Tracker is an online software that allows its clients to manage, keep track and organize their finances in a matter of minutes. Give it a try, and you will be surprised how easy this process can be..
TokenGet is an advanced and secure ICO/STO turnkey solution, so you can focus on the marketing, promotion of the ICO/STO or finding investors. Our solution will save you huge overhead costs on managing an ICO/STO that can be used on developing your product or pitching at events.
We make sure your funds are secured, your website always up and the services supporting it, with minimum delay. You don’t need to be a programmer to launch a STO with us, you just have to give us a go and see how we launch your project, as we did for many STOs now..
Charging points decentralized management and monitoring solution for utility companies. Innovative mobile apps with w3w addressing and navigation.
IOTA Tangle based wallet allows offline transactions, AI algorithms for smart charging and booking depends on user habits. B2B AI algorithms for grid planning and energy usage.
IoT controllers and sensors for monitoring, sharing and management.. .
The new crypto-economy is growing exponentially with unprecedented speed and the market is soon to hit one trillion dollars market capitalization. However, the biggest issue in the cryptocurrency market is the lack of transparency and authentic information.
Researching a company could take days, even weeks and it’s not guaranteed that investors will find any valuable data. We understand how difficult it is to spend time following all market changes and projects’ development that are necessary to make a good investment.
This is why we strive to give not only in-depth analyses but also a different independent perspective that investors can rely on and profit from. Otcrit will be their personal advisor and portfolio manager they can reach anytime, anywhere.
At the moment individuals are issuing tokens with no business plans or actual prospects for realizing their ideas and most of them are reviewed by unexperienced and biased people that are usually endorsed for it. Exchanges only list companies that can afford their extremely high entry fees and don’t care about the assets being traded.
Our solution is to make this process easier, faster and more professional. The platform allows serious investors to receive expert reports for the projects and companies they are interested in.
It also gives less experienced users the opportunity to get their hands on easy to understand material and not gamble with their money. We offer days and even weeks of quality research including company assessments and audit reports.
Automated Finical Savings Consultant made affordable for everyone. Making easy to aggregate on one place all your savings and investments in order to keep an eye for any change.
Receive personalised weekly or monthly report for how your investments are doing and benchmarking them across the market top performances. .
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