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These are the Top Fintech (Financial Technology) Companies in Massachusetts (2021)

This article showcases our top picks for the best Massachusetts based Fintech (Financial Technology) companies. These startups and companies are taking a variety of approaches to innovating the Fintech (Financial Technology) industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Massachusetts Fintech (Financial Technology) Companies

Data sourced from Crunchbase and SemRush.

Circle

Circle

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Circle provides an online platform that enables users to send money quickly and easily. Circle uses blockchain technology with Circle Pay to ease and improve how users send money.

Circle expands its services with a crypto-currency investment product with Circle Invest, enabling anyone to buy and sell crypto assets. It provides crypto-coins and offer OTC trading services via Circle Trade.

Its crypto-trading desk provides one of the largest global liquidity pools for digital asset trading and averages $2 billion in monthly volume. Jeremy Allaire and Sean Neville founded Circle in 2013.

$140 million from investors including Jim Breyer (Facebook), Goldman Sachs, IDG Capital (Baidu, Tencent), General Catalyst (AirBnB, Snapchat) and Accel Partners backs the company, with its headquarters in Boston, and branches in New York, San Francisco, Dublin, London, and Hong Kong.. .

Airfox

Airfox

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Airfox is on a mission to accelerate financial inclusion for the underbanked within emerging economies. Airfox aims to create an entirely new financial services model for the underbanked that democratizes access to capital and financial services with a mobile-first solution.

Airfox is a venture-backed, financial technology company based in Boston and São Paulo. To learn more about the future of decentralized digital banking, visit www.airfox.com..

Capchase

Capchase

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Capchase helps SaaS companies finance the growth of their operations with cash tied up in future monthly payments.

Flywire

Flywire

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Flywire develops a vertical payments platform designed to simplify the global payment and receivables process. Its platform utilizes vertical-specific insight and technology to optimize the payment experience while eliminating operational challenges from invoicing to payment reconciliation, enabling organizations to improve operational efficiency and protect their customers from fraudulent activity.

The company was founded in 2011 and is headquartered in Boston, Massachusetts.. .

CENTRE

CENTRE

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Connecting every digital wallet, every currency, everywhere.

Corvus Insurance

Corvus Insurance

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Corvus Insurance provides AI-driven commercial insurance that empowers brokers and policyholders to predict and prevent risk. With each Smart Commercial Insurance® policy, Corvus supplies proprietary Dynamic Loss Prevention® reports to inform policyholders of critical risk areas and provide actionable security recommendations.

The company was founded in 2017 and is headquartered in Boston, Massachusetts.. .

MineralTree

MineralTree

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MineralTree provides mobile and online accounts payable automation software for finance professionals at growing organizations. Its cloud-based software automates the invoice-to-payment process for growing businesses.

It automatically extracts data from paper or electronic invoices, routes them to the proper people and departments for approval, and allows busy executives to review, authorize, or schedule payments anywhere, from any device. It then sends payments directly and securely, with guaranteed fraud protection.

The company provides solutions for growing businesses, CPAs, and banks. It integrates directly with banks and with the most popular accounting/ERP software to synchronize every data point, every transaction, every approval, and every payment.

It supports integration with Intacct, Microsoft Dynamics GP, NetSuite, and QuickBooks. MineralTree’s invoice payment processing solution streamlines processes for AP managers, CFOs, and other payment approvers, providing significant cost savings and unparalleled control of cash flow in an affordable, integrated platform.

Businesses benefit from the innovative software and the solution allows banks, accounting firms, and CPAs to provide significant value to their customers. It was founded in 2010 by BC Krishna and headquartered in Cambridge, Massachusetts..

Envel

Envel

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Envel is a financial services company that specializes in the fields of consumer banking, fintech, money management, and wealth management. It features and an autopilot software platform that uses the power of Artificial Intelligence to guide your finances in real-time.

Envel has developed patent-pending AI banking tech to help take care of personal finances 24/7 in a way that benefits the user’s pockets and not the middleman. The company’s unique behavioral science-driven technology formulates and implements the best savings and spending model for its customers to ensure there is little unnecessary spending.

Through its Envel Money Management System, each user’s Spending DNA™ is defined and tracked by a system that learns individuals’ habits over time and automatically adjusts account splits and friction accordingly. Envel is initially geared towards helping keep college students cash in check, and aim to eventually help more than one million college students get out of debt..

Finch

Finch

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Finch empowers you to access the benefits of investing without having to significantly change the way you manage your money today. Finch lets you earn investment returns by automatically investing your balance into a portfolio of diversified exchange-traded funds (ETFs) designed to match your unique risk profile.

This means your entire balance is always working for you, from day one, no matter what your balance is. Finch further pushes the envelope by enabling you instant access to your money when you need it (even the invested part!).

The company was founded in 2019 and headquartered in Boston, Massachusetts.. .

55ip

55ip

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55ip is a financial technology company whose purpose is to break down barriers to financial progress. Financial advisors use 55ip’s tax-smart investment strategy engine to dramatically improve their efficiency and effectiveness.

55ip’s intuitive experience and intelligent automation elevate portfolio design and delivery, helping advisors save time and drive better outcomes for their clients. At the heart of the experience is 55ip’s ActiveTax Technology®, which includes tax-smart transitions, management, and withdrawals.

More information is available at https://www.55-ip.com. .

Jassby

Jassby

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Jassby is a mobile payment system designed for families, kids. It also allows parents to manage their kids’ money without the need for cash, credit or debit cards, or checks.

The mobile platform helps to connect grandparents, parents, and children so that the grandparents and parents can allot funds for a child to save money in a college trust or savings account. Jassby was founded in 2017 by Benjamin Nachma and is headquartered in Waltham, Massachusetts..

Botkeeper

Botkeeper

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Botkeeper saves time and money by automating the bookkeeping with Botkeeper. The company provides businesses with a powerful combination of skilled accountants and automated data entry through the use of machine learning and AI.

Botkeeper clients receive 24/7 accounting and support as well as incredible insight into their financials with beautiful dashboards and unlimited reporting. With Botkeeper, companies can grow from 0 to 100+ employees and on average save 50% compared to the cost of a bookkeeper or outsourced firm.

Botkeeper access information to make entries, tracks and schedules revenue and deferred expenses account for payroll, reconciles bank accounts, and sends invoices. It is a virtual robotic bookkeeper that does the bookkeeping and supports the accounting needs through machine learning and integration of systems and software.

it also helps automate common bookkeeping workflows, provides answers to client questions, and can request more info when necessary much the same way a regular bookkeeper would. Botkeeper was founded in 2015 and is headquartered in Boston, Massachusetts, United States..

Hometap

Hometap

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Hometap is revolutionizing home financing, giving this generation of homeowners a new way to take advantage of the equity they’ve earned in their homes. Founded in 2017, Hometap makes investments of up to 20 percent of a current home‘s value, allowing homeowners to immediately receive cash for the things they need and want without having to incur further debt through a home equity loan or second mortgage.

Because Hometap is not a lending product, there is no set credit score required, no interest rates, and no monthly payments. Through home equity investments, Hometap is working to change the face of homeownership and provide financial stability and freedom to homeowners..

BlueSnap

BlueSnap

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BlueSnap provides an All-in-One Payment Platform designed to accelerate commerce for B2B and B2C businesses. Our Platform supports online and mobile sales, marketplaces, subscriptions, invoice payments and manual orders through a virtual terminal.

With a single-integration to our Platform you can accept any payment with ease. The Platform includes access to 100 payment types, including popular e-wallets, built-in world class fraud prevention to protect your sales and detailed analytics to help you grow your business.

And with integrations to over 100 platforms and shopping carts, you can start processing payments immediately. Learn how BlueSnap can help your business accept payments and sell more at http://home.bluesnap.com/..

Quantopian

Quantopian

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Quantopian inspires talented people everywhere to write investment algorithms. Select authors may license their algos to us and get paid based on performance.

We provide capital, data and infrastructure for quants to research, code, test, and trade algorithmic investing strategies. We have an engaged community of 195,000 quants who discuss concepts and practice, and learn from peers and experts.

We provide capital for our community to trade with, both through a monthly contest and through an allocation process for high-quality algorithms. For more information, visit https://www.quantopian.com.

Follow us on Twitter @quantopian.. .

Own Up

Own Up

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Own Up provides a software solution that enables residential lending from various lenders. The company allows consumers to finance their homes by eliminating the salesperson and providing a solution to compare, choose, and close with lenders.

It supports primary residences, second homes, and investment properties, including single-family and multi-family homes, condos, and townhomes. Own Up was founded by Mike Tassone, and Patrick Boyaggi in 2015 and is headquartered in Boston, Massachusetts..

Numerated

Numerated

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Numerated makes it easy for businesses to purchase financial products from banks. Its digital lending and sales platform allows banks to create convenient digital application, digital account opening, and digital lending experiences enabled by rich data integrations.

In addition, Numerated provides credit pre-screening and core data analysis tools to help banks fuel more targeted sales and marketing campaigns. Numerated is chosen by top business banks, including Bremer Bank, Dollar Bank, Eastern Bank, MidFirst Bank, Seacoast Bank, People’s United Bank, and more..

Forward Financing

Forward Financing

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Forward Financing is a Boston-based financial technology company that provides fast, flexible working capital to small businesses nationwide. Our dedicated account representatives and advanced proprietary technology help our customers spend less time finding capital and more time growing their business.

With a simple, secure online application, business owners can trust Forward Financing for approvals within minutes, funding within hours, and personalized support when they need it most. Since 2012, Forward Financing has expanded Main Street’s access to credit by providing over $750 million in funding to more than 23,000 small businesses.

The company is A+ rated by the Better Business Bureau and consistently receives top ratings across all major customer review platforms. Forward Financing has been named by both Inc.

Magazine and the Boston Business Journal as one of the fastest-growing companies in Massachusetts each year since 2017. Forward Financing is committed to helping more small business owners succeed and achieve their full potential.

To learn more, visit www.forwardfinancing.com.. .

PAYMYNT Group

PAYMYNT Group

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PAYMYNT is a digital commerce and mobile banking app with a built-in universal cashback and crypto rewards incentive. It merges mobile and e-commerce, brand loyalty, fintech, and blockchain technologies.

It created the Mobile Rewards Marketplace, a single destination to shop, save, earn, bank, and invest with a smartphone. PAYMYNT Rewards Marketplace is an online shopping app designed with rich, cash-back, crypto, and credit incentives.

It’s configured for IOS, Android users, and a web browser. Consumers shop as usual but earn cash-back from thousands of participating merchants with the brands they love, accumulating incredible financial incentives each time they use the platform.

In addition to the cashback rewards, PAYMYNT created a universal digital rewards token called the MYNT Coin. MYNT coins are pre-mined and earned via a “Proof of Earning” from customer’s online and in-store purchases.

MYNT coins are the foundation to the universal rewards platform. Now consumers can finally leverage more of their spending through one daily “go-to” smart app.

MYNT coins can be used as a medium of payment exchange or as a store of value. MYNT’s are tokenized from the MYNT points program and issued via a smart contract on the Stellar blockchain without any transaction fees.

Cambridge Blockchain

Cambridge Blockchain

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Cambridge Blockchain develops blockchain-based identity management and compliance software solutions for financial institutions. The company provides an identity management platform for multinational banks financial institutions that puts control of personal identity data back in the hands of the end-user.

It returns control of personal data back to users while delivering the benefits of trusted, distributed identity to consumers and organizations. Alex Oberhauser, Alok Bhargava, and Matthew Commons founded it in 2015, with its headquarters in Cambridge in Massachusetts..

Accion

Accion

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Accion is a global nonprofit that gives people access to financial tools needed to improve lives. Accion catalyzes financial service providers to deliver high-quality, affordable solutions at scale for the people who are left out of or poorly served by the financial sector.

The company’s work helps people, small businesses, and communities grow and thrive. We challenge and engage the industry, its leaders, and its regulators to achieve a financially inclusive world.

The company supports companies through advisory services, targeted coaching, and support for startups, and by providing high-caliber governance through board oversight. Accion was founded on 1961 and is headquartered Cambridge, Massachusetts..

Digital Onboarding

Digital Onboarding

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Digital Onboarding provides digital onboarding for financial services products that drives bank profits by increasing new customer activation rates. The company helps banks and credit unions turn account holders into engaged and profitable relationships by making it easy for customers and members to adopt account-related services like direct deposit, online bill pay, and debit cards.

It also enables institutions to instantly create email and SMS reminders that drive to personalized, digital journeys, which educate and motivate customers and members to take action. The platform provides a fully automated onboarding experience that motivates small businesses to adopt fee-based services and make the bank their primary financial institution.

Digital Onboarding was founded on July 22, 2015, and is headquartered in Boston, MA, USA.. .

Goji

Goji

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Goji is an American online insurance agency, combining smart tech with human expertise to find you the right policy at the best price. Goji combines human expertise with smart technology to match customers with the right coverage at the best price.

Since 2007, Goji has helped hundreds of thousands of Americans compare rates from top brands and buy the policy that’s best for them. The company is headquartered in Boston, Massachusetts..

LearnLux

LearnLux

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LearnLux is a digital, independent financial, and benefits education platform. It provides unbiased, customized financial education to better the way people make financial decisions.

For partners, LearnLux empowers employers to offer financial wellness as a benefit.. .

BISON

BISON

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Bison has two products in the market that represent the forward-looking mission and vision of the company. – Cobalt GP and Cobalt LP.

Cobalt GP gives private fund managers democratized data, powerful analytics, and on-the-go access. Instant answers, all delivered in a branded experience.

Cobalt LP helps institutional investors like Hamilton Lane understand capital flows in portfolios, diligence managers, and report on portfolio performance.. .

Hemista

Hemista

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Robo Advisor for Immigrants/Expats

Elsen

Elsen

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A platform-as-a-service company for large financial institutions that allows anyone to harness their data to solve the most complex problems

TowerIQ

TowerIQ

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TowerIQ is a broker first platform that brings transparency to insurance markets. The company seamlessly brings clients from application to binding by augmenting broker expertise with a low touch technology platform that distributes ingestible data directly to any carrier.

This frees brokers and agents to focus their efforts on solving the business challenges facing the clients that allow them to win more business and improve client retention. TowerIQ was founded in 2017 and is headquartered in Boston, Massachusetts..

Ricult Inc.

Ricult Inc.

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Ricult is a US-based award-winning Social Enterprise founded by MIT alums that enables farmers to pull themselves out of poverty while tapping a multi-billion dollar market. It has created an integrated digital platform that addresses the end to end needs of smallholder farmers in developing countries.

Ricult currently operates in Thailand and Pakistan. Ricult is headquartered in Boston, MA, USA..

Knox Financial

Knox Financial

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Knox is the smart and frictionless way to turn the user’s home into an investment property delivering passive income while empowering lifestyle freedom, and superior wealth creation. Knox Financial helps people manage and identify residential rentals with its algorithm-based platform.

The company was founded in 2018 and is based in Boston, Massachusetts.. .

MentorWorks Education Capital

MentorWorks Education Capital

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MentorWorks Education Capital provides Income Share Agreement (ISA) financing which enables students to complete their education and launch their careers. We combine ISA financing with a career enhancement & employer access platform which provides pathways for funded students to employers.

This support structure reduces both students’ net financing costs and creates a roadmap for career success.. .

MainVest

MainVest

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MainVest is an investment platform giving small businesses a better option for access to capital. The platform is building a new asset class of revenue-backed securities in the small business space, allowing brick and mortar small businesses to access capital through local investment.

It focused on connecting small businesses looking for growth/startup capital with local investors in their community. Through Mainvest, community members invest in local businesses through financial instruments designed to align incentives and drive successful economic growth.

It was founded in 2018 and is headquartered in Salem, Massachusetts, United States.. .

Edmit

Edmit

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Edmit helps families make smarter college financial decisions, leading to less debt and better life outcomes

SavingStar

SavingStar

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SavingStar is a paperless grocery rewards platform that enables shoppers to earn cash back. Shoppers earn cash on item-level grocery purchases with offers linked to their store loyalty cards and are validated when they submit a picture of their receipt at a number of retail locations nationwide.

It automatically adds the value of each offer into members’ SavingStar or partner accounts, enabling users to pick their payout from cash back or other currencies. The platform was launched in June 2010 and is based in Waltham, Massachusetts..

Galaxy.AI

Galaxy.AI

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Galaxy.AI has built proprietary deep learning technology for automated claims processing for the insurance industry. Galaxy uses machine vision and deep learning to analyze damaged vehicle images and provides claims cost in a mobile app.

and to claim adjusters. The company was featured in Inc.

as one of the top 7 artificial intelligence (AI) to watch in 2017. Galaxy is working with top 5 global insurance companies..

Vested

Vested

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Vested is helping employees maximize the value of their hard-earned equity. Vested believes that companies, founders, and investors should be more fair and transparent with their equity.

The company was founded in 2019 and based in Boston, Massachusetts.. .

Stavvy

Stavvy

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Stavvy is a modern lending experience designed to connect lenders with their title, settlement, and appraisal vendors. The Stavvy Connect is a fully-integrated, digital mortgage vendor platform that allows mortgage banking professionals to seamlessly and securely communicate and access vendor data & deliverables without fragmentation or exposure to unnecessary risk.

The Stavvy Notarize empowers title agents, lawyers, notaries and other real estate professionals to leverage the power of web conference technology to conduct virtual closings and meetings in real-time.. .

KingsCrowd

KingsCrowd

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KingsCrowd is an online private market rating and analytics platform for equity crowdfunding research and rating service. The platform provides insights, analytics, and ratings to help you navigate the fragmented market of startup investing and vet the deals worth adding to the investment portfolio.

It enables us to create a predictive Artificial Intelligence (AI) driven startup investing platform that allows us to identify the factors that drive outsized startup investment returns. KingsCrowd connects investors and entrepreneurs to help private companies grow.

It aims to empower everyone to invest in startups confidently through a platform-agnostic suite of EC support products including research, recommendations, data analytics, and financial products. KingsCrowd was founded in 2018 and is headquartered in San Francisco, California, USA..

Finomial

Finomial

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Finomial automates the hedge fund subscription process and provides investor analytics on compliance, marketing, and investor relations.

Everyday Life Insurance

Everyday Life Insurance

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Everyday Life Insurance uses technology to redefine financial security for middle income families. Its first product, Predictive Protection, saves consumers money by automatically adjusting coverage based on predictable life events like kids growing up or retirement.

It was founded in 2018 and headquartered in Boston, Massachusetts.. .

Cignifi

Cignifi

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Cignifi is revolutionizing the way telecom and financial service companies meet the needs of 2.7 billion people worldwide with a mobile phone but no access to formal financial services. The company has developed the first proven analytic platform to deliver credit and marketing scores for consumers using mobile phone behavior data.

It also offers adjacent products like airtime credit, handset financing, and online lending to help underserved consumers gain more access to products that improve their lives.. .

PredictAP

PredictAP

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PredictAP is a Fintech startup using AI to automate accounts payable and payment processing for large real estate investment companies

Till Financial

Till Financial

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Till Financial is a developer of a digital financial platform intended to help kids monitor their spendings.

Fincura

Fincura

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Fincura unlocks all of the data that is trapped in financial statements and spreadsheets today so finance companies can use it to differentiate themselves, optimize their operations, and future-proof their businesses. By marrying artificial intelligence and human judgment, our financial insight engine can extract all the data – every line item from every document – and ensure that every team has easy access to this unified, transparent, deep data asset.

Our secure, cloud-based architecture and focus on amazing user experiences allows us to enhance the product continuously, integrate with other systems easily, and launch new customers in days.. .

BondLink

BondLink

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BondLink is a venture-backed financial technology company developing solutions for issuers in the approximately $4 trillion municipal bond market. BondLink’s software includes a cloud-based investor relations platform for issuers to communicate directly with bond investors.

Enhanced transparency to investors is supported by market regulators, investors and investor groups like the NFMA, rating agencies, and issuer associations such as the GFOA. BondLink clients have experienced first-hand what academic researchers and corporate CFO’s have been saying for years: more timely reporting of credit data to bond investors reduces uncertainty premiums and leads to lower financing costs.

We’re proud to partner with issuers to reduce their borrowing costs and diversify their investor bases by attracting new investors, as that allows more public funds to be redirected to other critical needs like public education, healthcare, and infrastructure spending. Issuers across the municipal bond market rely on BondLink to power their investor outreach.

Our clients come from a wide range of sectors and sizes, from large states to small cities and school districts. Notable clients include the State of Florida, the City of Chicago, and the University of Texas System..

DipJar

DipJar

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DipJar is changing the game of fundraising

Monit

Monit

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Predictive cashflow & financial optimization platform for small business owners, distributed by banks and enterprise partners serving SMBs.

Energetic Insurance

Energetic Insurance

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Energetic Insurance unlocks solar financing for unrated or below investment grade organizations. It is a Managing General Underwriter (MGU) with a novel, data-driven approach that develop new risk management products to unlock exponential growth in the renewable energy industry.

For solar industry participants who want to do more projects and deploy more capital, EneRate Credit Cover unlocks solar project financing for unrated and below investment grade counterparties by covering payment default risk.. .

LoopPay

LoopPay

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LoopPay is a widely accepted mobile payment provider, empowering consumers to finally leave their physical wallets at home, today. LoopPay’s patented Magnetic Secure Transmission (MST) technology turns existing mag stripe readers into mobile contactless readers without any charge or cost to merchants or their payment processors, enabling secure mobile payments at more than 10 million locations in the U.S.

Consumers can select from an array of devices that match their phones and fit their lifestyles, including the LoopPay Fob, ChargeCase, CardCase, and Card. In addition, all cards, including payment, gift, loyalty, reward and IDs, can be stored in one place via the LoopPay app, which offers utmost convenience and security, as all data is password and PIN-protected.

LoopPay also encrypts and stores all card track data in secure memory within any device and is a Level One PCI Certified Payment Provider.. .

ZSuite Technologies

ZSuite Technologies

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ZSuite Technologies provides financial institutions with innovative technology that solves real problems for specific industry verticals to grow their businesses. ZSuite Technologies started when Leader Bank, a community bank based out of Arlington created a product innovation division within the institution.

After several successful product launches, Leader Bank and the product innovation division realized that to have the greatest impact on the industry, they had to establish a company that was completely independent. The company was founded by Jay Tuli in 2015 and is based in Burlington, Massachusetts..

RECLAIM (MyA Health)

RECLAIM (MyA Health)

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RECLAIM is a financial wellness app that relieves patients from financial stress so that they can focus on their wellbeing. It helps healthcare users understand their care pathway and what to expect ahead, save on their cost of care, and optimize their insurance selection to best mitigate their financial risk.

It was founded in 2015 and is headquartered in Cambridge, Massachusetts.. .

Paerpay

Paerpay

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The process for making in-person payments for merchants like restaurants is long and frustrating. Merchants are losing upwards of $200K a year per location as a result of a poor customer payment experience, non-paying customers and payment friction.

Paerpay is a frictionless payment platform that offers better in-person payment experiences for merchants and their customers by removing the need to wait to pay.. .

FinMason, Inc

FinMason, Inc

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FinMason operates one of the world’s largest independent investment analytics engines for financial services platforms. The Boston-based financial technology firm provides access to more than 700 calculations on every publicly traded asset in the world delivered through one simple API.

Developed by FinMason’s team of seasoned data practitioners and 10+ PhDs, the cutting-edge platform delivers institutional-grade analytics in milliseconds via two core products: FinRiver™ – a lightning-fast API that delivers any analytics anywhere in a financial services firm’s platform with just a few keystrokes; and, FinScope™ – a bulk processing platform that can analyze millions of portfolios every night for compliance screening and performance attribution.. .

LifeYield

LifeYield

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LifeYield is a software company that helps forward-thinking financial firms, advisors, and investors make more and keep more money. LifeYield’s software takes a comprehensive view of investors’​ assets and provides simple tools to help improve their financial health.

The company does so through the LifeYield Advantage Suite™ of asset optimizing software programs including Portfolio Advantage, Social Security Advantage, and Income Advantage. Based in Boston and founded by acclaimed finance, technology, and industry experts, LifeYield is passionate about helping people live the retirement of their dreams..

Catch

Catch

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Catch is redesigning benefits to put people at the center of their own financial stability and security. For freelancers, contractors, and workers without access to employer benefits, Catch automatically handles tax withholding, builds long-term investment savings, and provides critical insurance products.

In creating a personalized safety net, Catch envisions a world where individuals can leverage data-driven curation and timely insights to gain full agency over changing needs.. .

Sungage Financial

Sungage Financial

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Sungage Financial provides a proprietary online platform that enables homeowners to apply, qualify, and contract for solar financing. It partners with solar installers and institutional investors, who design systems that are right for homeowners’ sites and energy needs.

The installer provides a link to the personalized Solar Savings Plan; files for all permits, orders equipment, install the system, and organizes inspections; and receives the final payment once the system is fully energized and operational. Sungage Financial was co-founded by Sara Ross and Sylvain Mansier in 2011 and is based in Boston, Massachusetts..

Wealthface

Wealthface

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Wealthface is a new way to offer financial advice— A combination of digital advice and face to face advice. Innovative, affordable, and human.

We aim to protect your interest first and to realize your financial goals. We build a diversified investment portfolio of ETFs on your behalf at low cost..

Sandbox Banking

Sandbox Banking

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Sandbox Banking strives to provide personalized and cost-effective investment solutions. It is a universal adapter for banks and credit unions.

It is designed to be the next generation of robo-advisor and to be used by industry professionals without programming expertise — anyone who is comfortable with Excel formulas can use the platform to build complex integrations. It empowers banks, credit unions, and vendors to quickly/securely integrate new software with legacy banking systems..

Tunnel

Tunnel

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Send Money To Anyone, Anywhere In The World, Instantly & With No Transaction Fees. Fiat-Based, Real-Time, Cross-Currency Payments on our DLT

Tera

Tera

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Tera Cloud is end-to-end SaaS spend management and AML platform

Lendbuzz

Lendbuzz

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Lendbuzz is a car financing platform that helps consumers with thin U.S. credit history to obtain financing for their car purchase.

Driven by machine learning and statistical algorithms, Lendbuzz offers attractive terms to consumers that are overlooked and underserved by the traditional credit system. Once qualified, Lendbuzz customers can purchase their car from any auto dealership and build their U.S.

credit history.. .

CauseEDU

CauseEDU

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CauseEDU is a crowdfunding and college financial literacy platform.

Volos

Volos

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Volos develops a platform that provides strategy indexes for institutional investors. It provides cutting-edge options strategy indexes and software to institutional investors, asset managers, and HNW clients.

Their 27 partners include industry leaders in the derivatives and investment management industry. Volos was founded in 2014 by four entrepreneurial quants and is located in Boston.

Wunderite

Wunderite

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Next-generation software for insurance agents

LibertyX

LibertyX

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LibertyX is America’s oldest and largest network of bitcoin ATMs, cashiers, and kiosks. With thousands of locations across 43 states, consumers can buy bitcoin in-person with cash and debit cards.

It was founded in 2013 and is headquartered in Boston, Massachusetts.. .

UniBit, Inc.

UniBit, Inc.

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The next-gen data infrastructure for finance companies

OnPlace inc.

OnPlace inc.

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⁃ We introduce closed OTC assets into market turnover and create liquidity for them. ⁃ We open up opportunities for investing into funds of the fastest growing tech companies in the world with low entry thresholds.

⁃ We grant the investor community complete freedom of action based on the principle of total decentralization. ⁃ We ensure the ease of entry and exit from deals and relieve investors of unnecessary red tape.

⁃ We simplify the investment mechanism using blockchain technology and smart tokens. ⁃ We transform shares into tokenized smart contracts.

Investments via the PATS protocol are protected by a smart contract and guaranteed shareholder rights.. .

EverVest

EverVest

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EverVest provides financial risk analysis and cash flow modeling software to renewable energy investors.

Sixpence Crowdfunding

Sixpence Crowdfunding

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Sixpence is a fundraising web platform and app meant to facilitate simple fundraising, through which donors can support community campaigns or organizations through roundups to the nearest dollar on their daily purchases. With Sixpence, crowdfunding is easier than ever before.

Donating to campaigns can be a small part of each and every purchase that supporters make. All that campaign creators ask for is a commitment to give pennies at a time.

Supporters can contribute to the things that matter to them, throughout each and every day, while just continuing their lives as usual. We are on a mission to revolutionize fundraising, build community, and ease generosity..

Splitzee

Splitzee

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Splitzee is a team money collection application that enables its users to easily organize and collect money from teammates for league dues, equipment, uniforms, outings, and gifts. It also allows its users to send reminders and disburse funds.

It helps save time and money as well as reduce social awkwardness for teams and their managers. The application encourages team managers to set up funds around shared objectives, invite teammates to participate, help teammates make transactions among themselves, and ultimately use the aggregated funds to buy the things they want.

Splitzee was launched in 2012 and is based in Boston, Massachusetts.. .

Gridline AI

Gridline AI

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Gridline AI is an AI-powered platform that provides the easiest way to unlock project finance. Through AI-powered platform we connect energy projects to financing companies, automating the financial due diligence processes.

It is an operator of a solar energy investment platform intended to turn one’s rooftop into a solar energy producer. The company’s platform provides a free drone scan, re-roofing and roof lease, enabling communities and households to raise capital for solar energy systems or invest in nearby photovoltaic installation systems.

The company helps property owners to manage, monitor, and monetize their roof space through solar and other roof-mounted installations, such as community gardens and events space. Gridline’s mission is to unlock the project finance due diligence process.

This is a global $120B market today primarily occupied by accountants, lawyers, and brokers. .

Melius

Melius

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Melius is a financial products distributor that offers financial advice and guidance for its users. It also generates a free personalized financial report, as well as tips and recommendations on how to improve its users’ financial plan.

Melius was founded in 2014 and is based in Boston, Massachusetts.. .

Finalta

Finalta

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Finalta, Inc. is building elegant software for the world’s institutional asset managers.

Our initial, patent-pending solution is under development. If you’re very good at what you do, we’re hiring and we’d love to hear from you..

Local Lift

Local Lift

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Local Lift brings crowdfunding to your local area.

ArgoPay

ArgoPay

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ArgoPay is a virtual credit card company offering merchants 0% processing fees and unparalleled rewards to consumers. ArgoPay is eliminating all of payment intermediaries when consumers use ArgoCredit, a virtual credit card issued to the consumer through the ArgoPay app.

Merchants get 0% processing fees without the need for any additional hardware to process payments. They also get instant access to a loyalty program for their best customers and way to send offers to consumers..

Buckit

Buckit

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Buckit is an AI personal Financial Manager

Invoice Cloud

Invoice Cloud

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We provide Trusted, Secure E-Payments and the highest adopting Electronic Bill Presentment with Payment (EBPP) Solutions. Invoice Cloud is a high growth company with over 500 clients in 36 states in the USA.

This growth is attributable to best of breed EBPP service features, which include: Electronic Bill Presentment, which helps clients save money through paper suppression; Online Payment, which reduces labor and other costs, increases convenience to Customers and improves collections; the Customer Communications engine, which shifts customer calls and visits to web based self-service – while driving adoption through the roof; and Client Reconciliation & Reporting which is matchless in the industry.. .

PayDownHero

PayDownHero

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PayDownHero’s app is live in iOS, we empower users to aggressively combat auto loan debt, using round-ups, micropayments and real-time data!

Radius Bank

Radius Bank

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With assets of approximately $1.3 billion, Radius Bank is a leading online bank committed to providing a full complement of accounts and services to meet the banking needs of consumers and business nationwide. Radius provides the product depth of a national brand, the technology of a fintech, and the personalized attention typically reserved for a local bank.

Our award-winning digital banking platform allows clients to bank from anywhere with a computer or mobile device and provides convenient features such as check deposit, bill pay, card management, and a personal financial management dashboard. In addition, Radius’ suite of open APIs deliver a robust banking-as-a-service platform for FinTechs to quickly access core banking features and build best-in-class financial solutions.

Radius specializes in partnering with forward-thinking FinTechs to provide white-label deposit products, cards, digital onboarding, and account management. Radius Bank is a member of the Federal Deposit Insurance Corporation and is an Equal Housing/Equal Opportunity Lender..

Financial Diligence Networks

Financial Diligence Networks

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Financial Diligence Networks is a private network connecting allocators and hedge funds. The company grew out of the founder’s desire to improve the way that business is conducted between hedge funds and investors.

Having each worked in the industry for over a decade, with experience both on the asset management and evaluator sides, they witnessed firsthand the inefficiencies both sides were dealing with. As institutional allocators, they found themselves spending more time gathering information than analyzing investments.

At the same time, they recognized that fund managers did not have a scalable solution for sharing the same due diligence information with the hundreds of allocators repeatedly asking for it from them. The founders recognized that these inefficiencies caused unnecessary overhead for both sides and were convinced that there was a better way for the industry to operate, by leveraging modern advances in technology..

Bend Financial, Inc.

Bend Financial, Inc.

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Bend Financial is a next generation Health Savings Account provider

Surround Insurance

Surround Insurance

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Helping our members navigate the uncertainty of modern life with smarter insurance

PYMNTS.com

PYMNTS.com

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PYMNTS.com is a website that features latest information related to e-commerce and online payment methods. It is an interactive platform that features articles in various segments such as alternative financial services, B2B payments, financial inclusion, international, loyalty and rewards, merchant innovation, mobile commerce, payment methods, regulation, security and risk, social commerce, and more.

In addition, PYMNTS.com lists various related events and research content to popularize new methods of payment.. .

REINNO

REINNO

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REINNO is a financial technology company which offers real estate tokenization and lending services that bring unprecedented leverage and liquidity to investors. Our offering allows using tokenized real estate as loan collateral and provides a paperless, hustle-free and quick access to cash.

REINNO’s easy-to-use platform enables users to deposit tokens and receive funds instantly. We are destroying the limitations set by lock-in periods by letting our clients access the value of their investments in just a few clicks..

Blueleaf

Blueleaf

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Blueleaf is a financial relationship management platform that helps its users simplify wealth management workflows. It leverages client information to help financial advisors build profitable relationships.

It allows its users’ clients to track and understand all their assets in one place. The platform provides live reporting access through its users’ branded portals, including balances, performance, allocation, detailed holdings information, and weekly push updates as well as data-sharing and collaboration technologies.

Blueleaf was launched in 2010 and is based in Boston, Massachusetts.. .

Second Decimal

Second Decimal

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Second Decimal is a technology company that transforms corporate tax departments through innovative technologies.

Gradifi, Inc

Gradifi, Inc

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Gradifi is a Boston-based student loan pay down provider with the first innovative solution to the nation’s $1.3 trillion student loan debt problem. The company was founded in 2014 and is led by a management team that brings decades of combined experience in consumer financial services and entrepreneurial ventures.

By partnering with companies such as PricewaterhouseCoopers to develop employer SLP Plans™ (Student Loan Paydown), rewards programs and brand loyalty programs, Gradifi is shifting the focus on student loan debt – from burden to empowerment.. .

ImpulseSave

ImpulseSave

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Our world has become an increasingly optimized web of sales and marketing funnels aimed at extracting every possible dollar from people at every possible opportunity – creating an un-level playing field for the consumer. At ImpulseSave our web and mobile products enable people to level that playing field by both enabling and rewarding impulsive savings and investment from anywhere, at any time.

Instead of trying to change people to have more discipline, we’re leveraging those same hard-wired human instincts, technologies and tactics marketers have relied on for so long, for financial gain rather than loss. In doing so we’ve developed an entirely new breed of personal financial product with which people love engaging and through which people reach dramatic and rapid results..

ByAllAccounts

ByAllAccounts

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ByAllAccounts, Inc. enables the automated gathering of financial account data from thousands financial institutions for import directly into Portfolio Management and Trust Accounting Systems.

Their patent pending technology analyzes, augments, and delivers data for even the most sophisticated holistic wealth management practice and enables efficient and timely account reconciliation, performance analysis and consolidated reporting. ByAllAccounts, Inc.

serves more than 300 clients having a full range of managed and “held-away” accounts, including retirement, banking, brokerage, trust, hedge fund, limited partnerships, private equity, annuity, and more.. .

Cayan, LLC

Cayan, LLC

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Cayan streamlines the buying process by providing credit card payment acceptance solutions for small businesses. It offers Cayan Genius®, a customer engagement platform to cater various types of payments.

Genius is designed to evolve and scale for growth, enabling businesses to add new payment, gift card programs, and loyalty solutions. The company was founded in 1998, and it is headquartered in Boston, Massachusetts..

Akoya

Akoya

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Akoya is a financial service company creating a new API-based network enabling access to consumer financial data. It also connects financial accounts and fintech apps reliably with APIs through a single integration on the Akoya Data Access Network.

Akoya manages these relationships and serves as an interoperable solution available to the entire financial services industry. The company’s data delivery platform offers financial institutions a service that empowers their consumers to grant and revoke third-party access to their financial data in a safe, secure, and transparent manner.

It facilitates this access while eliminating the need for consumers to share their user IDs and passwords. ​ Akoya’s mission is to provide consumers with increased protection, transparency, and control over their information.

​Founded in 2018 and is headquartered in Boston, Massachusetts, USA.. .

Raise Green

Raise Green

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Raise Green is a financial technology company designed to create a healthy, just, and sustainable future. By offering everyday people a platform to invest in clean energy and climate solution projects, Raise Green will democratize renewable energy ownership, increase community resilience, and help facilitate the transition to a decarbonized future while creating new investment pathways accessible to everyone.

We are relentlessly passionate about using financial technology to democratize the ownership of renewable energy, create new income streams, and empower communities to drive solutions to climate change. Together we can build and own the decarbonized future we want and need.

Raise Green is the first inclusive funding portal focused on climate solution projects with a social mission. We combine the proven investment models of project finance and crowdfunding to provide innovative pathways for non-accredited investors to access sustainable investment opportunities in a low-risk, low-cost, and impactful way.

We aggregate small investments to provide investors with equity into project finance companies. Initially, this will take the form of community solar projects with a predictable rate of return assured through power purchase agreements.

As we scale, we plan to support the financing of an suite of climate solution projects and even ventures themselves.. .

FiVerity, Inc.

FiVerity, Inc.

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Headquartered in Boston, FiVerity, Inc. develops and markets AI- and machine learning software solutions that detect new and emerging forms of cyber fraud and deliver actionable, proactive threat intelligence.

The company’s products meet the unique requirements of financial institutions, including banks, credit unions, and credit card providers. The company’s solutions help financial institutions strengthen, streamline and scale their consumer-facing business processes, such as application processing, credit verification, and customer onboarding.

With its predictive and proactive approach, FiVerity’s solutions help customers to improve their internal processes to reduce losses from fraud and drive faster, and more profitable and sustainable growth.. .

FINTRX

FINTRX

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FINTRX is a single family office and multi-family office database for the alternative investment industry and private capital markets

InstaKin

InstaKin

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InstaKin’s ‘purpose-driven’ remittance model is reimagining the future of FinTech for Immigrants.

RedMica

RedMica

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We are a cloud-based service providing customers with personalized financial guidance that empowers customers to make more informed decisions about how to spend and invest their money. Our application: * Includes a mobile software provides on-demand always-with-you advisor * Tracks and analyzes household income & expenses, to give users a personalized, holistic view of their finances * Real-time, forward looking, personalized financial guidance based on customer profile, income, spending patterns and preferences * Easy to use guidance for the non-expert, tailors itself to user’s level of sophistication * Encourages what-if analysis to avoid bad decisions * Cloud-based service with attractive, intuitive user interface that is both visual/graphical and textual Consumers need help: * Using a tool like Mint to see where the money went doesn’t help consumers manage it better, * Consumer find out that they made a mistake by spending this money, but after they have already made it * Consumers need help deciding what cards and loans to pay off, how to borrow wisely, which offers to accept.

* Financial decisions like buying a house have implications that are personal and dependent on a particular consumers financial situation; most online calculators dont even come close in assessing the true impact Our goal is to build one application with many different faces: once the system knows a bit about the user, what the user will see will be relevant to their needs. So if the user is relatively inexperienced, they will get the coaching they need.

If the user is an expert, they will be able to go quickly to the tools and features of interest to them.. .

BlueWave Solar

BlueWave Solar

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BlueWave Solar is on a mission to revolutionize energy with simple, powerful solar solutions. As a pioneering developer of community solar projects and leading community solar service provider, BlueWave has built more than 135 MW of solar projects to date and provides community solar power access to thousands of customers throughout the country.

BlueWave’s innovative community solar subscriptions and home solar loans make it possible for everyone to be part of the energy revolution whether they’re a homeowner, renter, small business owner, municipality, or commercial building operator. BlueWave’s groundbreaking Solar Management Platform enables solar asset owners and installers to conveniently manage their customers while giving those same customers an easily accessible online dashboard to sign-up for solar solutions, manage their subscriptions, and review their account activity.

As a certified B Corp, BlueWave has received national recognition for its work to protect the planet, including being named the Clean Energy Company of the Year in 2018 by the Northeast Clean Energy Council, a top impact company by Real Leaders Magazine, and a leading growth company by Inc Magazine in their 2017 and 2018 Inc. 5000 lists.

To learn more, visit bluewavesolar.com or follow us on Twitter, Facebook, LinkedIn, or Instagram.. .

ESGAnalytics.AI

ESGAnalytics.AI

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AI-Powered Data & Analytics Platform for ESG investment decisions and risk analysis.

Deltix

Deltix

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Deltix is a provider of software and services for quantitative research to the financial sector.

Gataca

Gataca

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Gataca is an MIT-born cybersecurity company that provides Decentralized Digital Identity technology to enable 1-click digital onboarding experiences, KYC compliance and data protection. The company helps users take back control over private information and seamlessly authenticate in digital services.

For companies, GATACA offers single-sign-on authentication tools to cut the time, manpower and cost currently needed to comply with KYC, while drastically improving the user onboarding experience. The company, that combines the extreme security of government-issued electronic certificates with the simplicity and global reach of a single-sign-on button, aims to build a user-centric digital identity layer for the Internet..

Coastal Community Bank

Coastal Community Bank

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Coastal Community Bank provides a wholesale banking platform to enable broker dealers and digital financial service providers to offer their clients banking services. Coastal’s CCBX Division allows their strategic partners to deliver seamless financial services to their clients with a range of solutions.

CCBX supports their partners as they achieve their vision for delivery while preserving the checks and balances expected by federal regulatory authorities. Coastal Community Bank is uniquely positioned to provide wholesale banking to a select group of clients.

Located in the Greater Seattle area, Coastal is a $1 billion dollar community bank serving local businesses. They’ve built the bank on relationships and adaptability, something that is adding value to their wholesale banking clients.

Their Board of Directors includes Fintech industry experts along with business owners who add an additional layer of expertise to their program.. .

You may write to us at: Daily Finance Media/Fupping Ltd, First Floor, 61-63 Rochester Pl, London NW1 9JU.

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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