This article showcases our top picks for the best New Zealand based Fintech (Financial Technology) companies. These startups and companies are taking a variety of approaches to innovating the Fintech (Financial Technology) industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top New Zealand Fintech (Financial Technology) Companies
Data sourced from Crunchbase and SemRush.
Xero
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Xero is a suite of online accounting software for small businesses, accountants, and bookkeepers. It enables its users to track and manage cash flow processes, invoicing, payments, reporting, and pay runs.
Users can use Xero through any one of its three monthly subscription packages: starter, standard, and premium. The software solution is available on iOS and Android platforms.
Xero was founded in 2006, the company is headquartered in Wellington, Wellington, New Zealand.. .
Harmoney
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Our purpose is to help and inspire people to achieve their goals through financial products that are friendly, fair and simple to use. Since our beginnings in 2014, Harmoney has sought to transform the way people borrow and lend money.
We’ve created Australasia’s largest marketplace, having facilitated over $1.6 billions in Personal Loans to over 50,000 customers on both sides of the Tasman, giving people more choice and options. Along the way, we’ve created over 100 jobs and created a purpose‑driven culture focusing on helping people do better through technology, big data, and responsible lending..
TradeWindow
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TradeWindow is a DLT powered network that provides businesses with a secure platform to establish trust and trade globally across interconnected networksThe TradeWindow platform provides a ‘single source of the truth’ for exporters and all other related parties in the supply chain to accelerate global trade. Backed by blockchain to provide an unbreakable trail of trust, TradeWindow provides high-integrity, innovative and intelligent B2B and B2G solutions to leading exporters across Australasia.
The company’s modular applications for managing export operations include export documentation, compliance, risk management, track and trace, trade finance and international payments. Using TradeWindow Cube, exporters can instantly share trusted data with permissioned supply chain participants such as freight forwarders, shipping lines, ports, government agencies, banks, insurance companies, and importers.
Headquartered in New Zealand, TradeWindow is committed to re-defining trade and has a growing global footprint with offices in Australia and Singapore.. .
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Sharesight is an award-winning fintech company with offices in Wellington, New Zealand and Sydney, Australia. Its secure, online portfolio tracker and performance reporting tool is used by over 150,000 DIY investors and finance professionals in over 100 countries.
Sharesight syncs with brokers to track trades, dividends, and corporate actions automatically, and allows clients to securely share portfolio access with others.. .
Cove
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Cove develops a digital platform on which New Zealanders are able to buy, manage, and claim insurance on.
LatiPay
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Latipay is a first to market, fully compliant financial technology (FinTech) New Zealand business. Our platform provides an online solution that focuses on New Zealand enterprise level merchants.
The Latipay platform allows for Chinese payers to pay for goods and services with CNY (Chinese Yuan) whilst our New Zealand/Australian merchant receives full payment for goods or service direct to their NZD/AUD bank account in NZD/AUD, at no cost to the merchant. Chinese payers can make payment through their preferred bank payment channels or their Alipay, WeChat, Baidu, Jd Pay wallets, whilst paying in their preferred currency of CNY.
Our bi-lingual platform solves the significant Chinese and New Zealand/Australia payer and merchant dissatisfaction within the education, export, insurance, software and travel verticals.. .
Squirrel Group
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Squirrel Group is an alternative finance platform.
Choice
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Choice is a blockchain-based sales protocol that greatly reduces transaction fees by introducing a direct transfer infrastructure between consumers and merchants. They take a portion of those merchant savings and donate them to registered charities of the consumer’s choice.
Choice are aiming to arm banks with a new infrastructure to reduce their reliance on payments rails owned by overseas conglomerates, and create a new way to pay that’s auditable, transparent, and efficient.. .
Vimba
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Vimba, is a simple way to buy and save Bitcoin and Ethereum on a weekly basis.
Jasper
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A new and better way to invest in commercial real estate.
Walnut Exchange
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Walnut helps you match with someone sending money in the other direction.
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Sharesies allows you to get started investing from just $5.
Cymonz
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Cymonz is a leading enabler of international payments. Banks, money services businesses and remittance providers operating on the Cymonz Platform have access to global bank account solutions, foreign exchange and international payment services and the required risk and compliance tools to operate their business.
Its market leading platform provides a superior customer experience and ensures efficient back office processing. It is fully cloud based, API driven and highly configurable..
PocketSmith
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PocketSmith is web-based finance software that enables its users to manage their budgets and forecast their finances. Users can transact in multiple currencies, send expenses to Xero, find and organize transactions, and receive automatic live bank feeds of transactions.
They can also plan budgets and create cash projections as well as access dashboards of all their budgetary transactions. Secured with a two-factor authentication system, PocketSmith regularly emails their users with complete financial reports according to a previously set schedule..
OrbitRemit Global Money Transfer
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OrbitRemit was founded in 2009 by Robbie Sampson, David Platt, Tommy Heptinstall, and Paul Robinson. The four founders identified early on the need for a seamless cross border online money transfer service that would be cheaper, faster and more reliable than what is currently offered worldwide by large financial institutions.
OrbitRemit focuses on low value high volume transaction services from the United Kingdom, Australia, and New Zealand to over 40 countries. OrbitRemit is registered as an Authorised Payment Institution with the Financial Conduct Authority in the United Kingdom and a Financial Service Provider with the Financial Markets Authority in New Zealand and Australia..
Juno Markets
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Juno Markets is Asia’s Global Broker, delivering the best forex and CFD trading environment for Asia-based traders.
Ivory Option binary platform
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Ivory Option is one of the most leading binary options trading platform for trading on indices, commodities, currencies and stocks.
Snowball Effect
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Snowball Effect focuses on connecting investors with investment opportunities. It enables its customers to find information about investing opportunities though their website.
Furthermore, it provides its customers with consulting services and insights about industries. Snowball Effect takes an initial and success fee from each project.
Snowball Effect was founded by Josh Daniell, Richard Allen, Simeon Burnett, and Francis Reid in 2011. It is based in Parnell, Auckland..
Aura
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Aura brings together software and proximity technology to enable banks to personalise the bank branch customer experience. As customers walk through the door, they automatically draw customer information from various sources and present that to branch staff.
Staff use that information to greet the customer by name and tailor their service for that individual. Better customer experiences improve customer retention, net promoter scores and therefore customer lifetime value.
Relevant customer insights further help with conversion and create sales opportunities.. .
Cryptopia
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Cryptopia is a cryptocurrency exchange platform who offer service including a fast, secure exchange experience. Trading cryptocurrencies has never been easier.
Their exchange is simple to use, fast and secure. Deposit, trade or withdraw all major coins, trading pairs and new currencies within minutes.
With access to dynamic charts, live coin information, world class service and the world’s largest range of coins, Cryptopia offers users the best global transparent exchange platform to trade cryptocurrencies.. .
InsuredHQ
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InsuredHQ provides insurtech solution to your insurance policy administration requirements.

Invsta
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Invsta is a product created by online financial services company.
Stash
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Stash is on a mission to set a new standard for how people engage with insurance. We believe insurance, should be simple, intuitive and built around people’s needs and evolving with their lifestyles.
Our insurance app (currently cooking) offers truly customisable policies to protect the things that matter most. We use technology smartly to automate the admin and make operations quick and easy, from getting a quote to filing a claim.
All at the tap of finger.. .
Bitcoin Enhanced
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Best of both worlds: seeking better returns than Bitcoin while enabling diversification away from the risks of the financial system
Squirrel Money
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We’re a peer-to-peer lender. We use funding from people keen to invest, and lend it to people who want to borrow.
Our service is easy to use and secure.. .
Christchurch Earthquake Trust
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Christchurch Earthquake Trust is a website allowing users to donate to organizations needing funds.
MFX Compass
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Drawing on more than five decades of collective interbank experience in the disciplines of coding, quantitative analysis, trading and sales, MFX Compass provides banks and businesses with the most comprehensive and technologically advanced e-FX technology systems, connectivity, infrastructure and support required to optimise their FX trading business. From highly optimised price formation, risk analysis, analytics and quantitative expertise to advice on distribution and calibration, institutional clients now have rapid access to a complete, highly-competitive, best execution efficiency e-FX business, enabling them to achieve the same level of success as e-FX leading banks, at a fraction of the time and cost.
Visit https://mahifx.com and http://mfxcompass.mahifx.com/. .
You may write to us at: Daily Finance Media/Fupping Ltd, First Floor, 61-63 Rochester Pl, London NW1 9JU.