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These are the Top Fintech (Financial Technology) Companies in Nigeria (2021)

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This article showcases our top picks for the best Nigeria based Fintech (Financial Technology) companies. These startups and companies are taking a variety of approaches to innovating the Fintech (Financial Technology) industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Nigeria Fintech (Financial Technology) Companies

Data sourced from Crunchbase and SemRush.

Cowrywise

Cowrywise

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CowryWise is a FinTech company democratizing access to premium financial services by making these services available to the mass market cheaply. We are leveraging technology and investment management to re-imagine how personal finance services are delivered to people.

We do this by helping our customers achieve their savings and investments goals in a simple, secure and rewarding manner.. .

Paystack

Paystack

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Paystack lets businesses in Africa accept payments by anyone, anywhere in the world via credit card, debit card, money transfer, and mobile money on their websites or mobile apps. It specializes in the fields of financial services, the internet, and payments.

The company was founded in 2015 and headquartered in Ikeja, Lagos.. .

OPay

OPay

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OPay designs a mobile payment service and consumer platform for users to send and receive money, pay bills, and order food and groceries. It empowers and enables users to accomplish more with their money by providing smart financial services.

It is a one-stop mobile-based platform for payment, transportation, food and grocery delivery, and other important services in everyday life. Millions of users rely on OPay every day to send and receive money, pay bills, and order food and groceries..

Carbon

Carbon

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Carbon ignites personal growth through financial innovation

OnePipe

OnePipe

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OnePipe builds and maintains APIs that enable banks to partner with modern digital services and fintech.

Kuda

Kuda

Crunchbase Website Twitter Facebook Linkedin

A no fee full service digital bank making banking affordable for all Africans on the planet

PalmPay

PalmPay

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PalmPay is a simple and secure payment app that give rewards. This app lets to send quick cash between friends and pay for airtime and utilities.

This startup was launched in 2019 and aims to become Africa’s largest financial services platform.. .

Credpal

Credpal

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Credpal is a tech company that allows consumers buy anything across various online and offline merchants and pay for it in installments

Kudi

Kudi

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KUDI is a financial service provider focused on providing access to electronic banking and financial services by leveraging conversational interfaces, natural language processing and artificial intelligence to provider faster access, frictionless experience, and ultimately boost financial inclusion in emerging markets. KUDI is enabling secured financial transactions via Facebook, Telegram, Slack and Skype.

KUDI’s focus is the African market with a primary focus on the Nigerian Payment ecosystem and the company does this in partnership with e-payment regulators, a leading commercial bank, and an international payment processor.. .

Lidya

Lidya

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Lidya is a financial services platform to improve access to credit and finance across frontier and emerging markets starting with Nigeria. We use mobile-first technology with a strong customer experience and proprietary credit scoring algorithms to help small & medium businesses open an account online in 15 minutes, manage funds, and access credit needed to grow their businesses and plan their futures.

In addition, we have created dashboards and tools to help businesses manage their receivables and cashflow to build credit scores that unlock higher credit limits and affordable rates. Welcome to Lidya.

Welcome to the future.. .

Okra, Inc

Okra, Inc

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Accelerating financial innovation through data. #5thGenFintech

Bamboo

Bamboo

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Bamboo is a digital investment platform that provides real-time access to buy, hold, or sell stocks.

Indicina

Indicina

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Indicina is a digital lending platform that provides analytics-driven credit decision for lenders.

Trove

Trove

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An Investment app which aims to make the process of finding and selecting investments — specifically Cryptocurrencies , Stocks & Bonds— easy and approachable for beginners. With Trove You’ll find stock from public companies from the Nigeria and the U.S (In View) , as well as various bonds, 10 cryptocurrency assets and mutual funds.

From the kyc & sign up process to the range of financial assets offered by the Trove platform , down to payment and buying and selling & a display of a personalized news feed of finance headlines about the stocks & assets you trade. Trove makes the whole process around micro investing seamless from start to finish.

Evolve Credit

Evolve Credit

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A loan and financial product marketplace that allows African consumers to find, compare, and apply for loan offers from select lenders.

Diamond Bank

Diamond Bank

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Diamond Bank is a Nigerian firm, driven by innovation and operating on the most advanced banking technology platform in the market. Through innovation and technology, Diamond Bank enhances customer experiences and drives financial inclusion in what we call ‘Beyond Banking’.

It offers a full range of banking products and services in retail, business and corporate banking segments. Diamond Bank Plc began as a private limited liability company on March 21, 1991 (the company was incorporated on December 20, 1990).

Ten years later, in February 2001, it became a universal bank. In January 2005, following a highly successful Private Placement share offer which substantially raised the Bank’s equity base, Diamond Bank became a public limited company..

Get It Done Now

Get It Done Now

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The Uber of Services in Nigeria. E-Commerce Mobile Platform on iOS and Android that englobes Services (Home and Remote Services), Loans and Insurances.

Powered by Allianz. .

Instantcoins.ng

Instantcoins.ng

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Instantcoins.ng is an automated cryptocurrencies trading platform in Nigeria.

FINT

FINT

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FINT isNigeria’s first debt financing marketplace. FINT is a debt financing marketplace matching investors looking for competitive returns with credit-worthy borrowers(individual or business opportunity loans) looking for the most attractive interest rates possible.

FINT is the leading debt financing marketplace in Nigeria. It connects investors or lenders looking for high returns with creditworthy borrowers looking for short term personal loans or business opportunity loans.

Their automated, simple to use, transparent and hassle free debt financing marketplace ensures that the borrowing needs of individuals are met quickly and efficiently. Connecting lenders and borrowers in the debt financing space, Its a win-win situation for both lenders and borrowers.

The FINT experience is one of inclusion, empowerment and quality service. Join us today, and be a part of the “invest in you” Community..

SureGroup

SureGroup

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Commerce in Africa is deeply facilitated by cash, but cash-based transactions are expensive, unsafe, and difficult to track. Suregifts identified an opportunity to take advantage of the growth and adoption of the internet and all things digital in Africa by creating a simple, yet safe alternative currency to be utilised for specific purposes; Vouchers.

At the core of what SureGifts does, is selling and maintaining an inventory of vouchers, which can be exchanged between two or more parties, and spent at a closed but extensive network of merchants across Africa for a near-unlimited assortment of goods and services.. .

KiaKia

KiaKia

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AI powered online market place for credit scoring and matching lenders with borrowers in real-time

Paylater

Paylater

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Paylater is a digital financial services platform that specializes in consumer lending. They empower individuals with access to credit, simple payments solutions, high-yield investment opportunities and easy-to-use tools for personal financial management.

Paylater also provides loans, online credits, investments, airtime purchases, bill payments, and funds transfers. Paylater is headquartered in Lagos, Nigeria..

Fundall

Fundall

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A full stack digital bank that makes access to digital banking, wealth management & business tools affordable to Africans across the globe.

Allpro Technologies

Allpro Technologies

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Allpro Technologies is a fintech startup.

Spacepointe

Spacepointe

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Clearly Difference Financial Technology for the African Market

Ojirehprime Financial Services

Ojirehprime Financial Services

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Ojirehprime is a digital bank that leverages consumer data to develop innovative & personalized product offerings

Crop2Cash

Crop2Cash

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Making formal financing accessible to farmers.

TopCheck

TopCheck

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TopCheck.com.ng is a platform for comparing financial services like insurance, credit cards or loans.

Flex Finance

Flex Finance

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Flex Finance is a simple, accessible mobile platform that allows SMEs manage and track their expenses, with little-to-no financial knowledge required. Using our inbuilt AI, business owners also receive insights that help them stop waste, save money and make smarter spending decisions.

Flex is committed to enabling more SMEs make it past their third birthday, so they can continue to provide the income and jobs that sustain the vast majority of Nigerians.. .

Glade

Glade

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Glade is a digital bank that provides small businesses with superior banking experience and financial tools they need to thrive.

Patricia

Patricia

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Patricia is an integrated alternative fintech company that facilitates the easy use of digital currencies like Bitcoin and other digital assets for everyday transactions. Its mission is to be the bridge between technology and humans by ushering Africa into the digital age with its technology, innovation, and alternative payment solutions using Bitcoin.

It prides itself on the knowledge, skills, and expertise of its employees who work together as a team to deliver successful projects, and as a technology-driven alternative solutions provider, It also strives to build effective solutions where merchants and consumers can transact with new digital currencies.. .

Bitmama Inc

Bitmama Inc

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Bitmama is a crypto-fiat exchange that allows customers and traders to buy and sell Bitcoin, Ethereum and other digital currencies in Africa. It allows its users to create their own wallets and start buying or selling digital currencies by connecting with their bank accounts, credit or debit cards and mobile money accounts.

It also offers institutions and professionals the ability to trade a variety of digital currencies like Bitcoin, Ethereum, and more on a regulated exchange.. .

Kolopay

Kolopay

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KoloPay is a mobile App that enables targets savings towards planned goals and users achieve goals at amazing discounts

i.Sec

i.Sec

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i.Sec uses technology to bridge the gap that exists in business processes and socioeconomic structures. Unlike traditional SMS notifications (alerts) and OTPs for approving online transactions, i.Sec is a service that protects customers from unwanted and malicious debits on their accounts and also enables the customer with the ability to either, approve transactions, decline them or report fraud real-time.

It also protects companies and organizations from unwanted and unauthorized access to their Corporate Email, Remote Access VPN, Cloud Services and Intranet Sites etc. It works across all electronic channels..

TeamApt

TeamApt

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TeamApt is a financial technology company focused on, developing Digital Banking, Digital Business solutions, and running Payments Infrastructure by rethinking the needs of consumers, businesses, and the financial industry. Beginning operations in 2015, TeamApt was borne from a desire to create financial happiness, building solutions and tools for businesses and individuals to happily manage money.

TeamApt is proudly Nigerian but globally focused, with an eclectic mix of backend, frontend, reliability, quality assurance, distributed data storage engineers to ensure critical solutions and products for our customers are built right, securely, scalably and reliably. Our end goal is to see our customers happy which can only happen when they succeed using our solutions to run their daily lives and businesses..

Joovlin

Joovlin

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Joovlin is a fintech platform that equips merchants with e-commerce services to grow their businesses.

Wallet.ng

Wallet.ng

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Wallet.ng is a fintech startup that allows people and companies to send, receive, and make payments, using their phone numbers. The company’s infrastructure also provides plugins and libraries for merchants to accept payments online with just a URL.

Wallet.ng users can pay directly into bank accounts and Pay Utility Bills in Nigeria. Wallet.ng is a mobile payment solution, its core infrastructure is built using technologies which is adaptable for multiple countries across Africa.

It was established in Lagos, Lagos by John Oluranti Oke and Joseph Benson-Aruna in 2018… .

Fliqpay

Fliqpay

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Fliqpay is a cross-border payment infrastructure for financial institutions and global businesses

Global Accelerex Limited

Global Accelerex Limited

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Global Accelerex facilitates payments on physical and virtual channels with the use of debit and/or credit cards, USSD and account transfers

Brass

Brass

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Brass is a digital bank that provides small and medium businesses with a suite of products and tools designed to help them grow.

Bantu Blockchain Foundation

Bantu Blockchain Foundation

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The Bantu Blockchain Foundation (BBF) is a non-profit entity that develops blockchain-based and Africa-led financial inclusion solutions to serve the continent’s unique problems and challenges. The springboard to the world for Bantu blockchain as a blockchain technology that seeks to re-orientate Africa and her peoples towards a new technology that is aligned with the spirit of sharing and equality.

The foundation is currently focused on the African markets, catering to the unbanked, and underbanked. It also maintains the source code for the blockchain and acts as a governance body for its ecosystem of users (wallet users, developers, node operators, token creators, financial institutions and enterprise users).

AppZone

AppZone

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AppZone develops software solutions that enhance interactions between businesses and their customers.

Middletrust

Middletrust

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Middletrust is Africa’s most reliable escrow payment service provider already helping thousands of individuals and businesses send and receive payments safely. Middletrust is a revolutionary payment company that standardizes casual transactions between peers, with the aim of eliminating all forms of discrepancies and fraud.

Our proprietary process promotes complete transparency between transacting parties while facilitating quick and secure payments. Simply think of us as a risk eliminating ninja that safeguards your hard earned money.

Headquartered in Lagos, Nigeria, We are obsessed with the vision of creating a world where Fraud is virtually non-existent.. .

DARA

DARA

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Fund raiser saving and contribution an online app that helps raise, save and contribute fund for long or short teams project

Piggyvest

Piggyvest

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Piggyvest enables Nigerian debit card holders save little amounts of money frequently with minimal effort. They automate the process of saving tiny amounts daily, weekly, or monthly; and then allowing you to withdraw for free on only set withdrawal dates thereby practically making saving more possible for you by eliminating the temptation to withdraw.

Piggyvest is a platform that helps individuals and businesses manage their finances effectively – save and invest with ease. As Piggybank.ng, Piggyvest operated in partnership with 2 Microfinance banks and used their licenses.

However, in early 2018, Piggyvest acquired Gold Microfinance bank and its license. Piggyvest is also a registered cooperative- Piggytech Cooperative Multipurpose Society Limited (Registration number, 16555).

All saved funds are now warehoused with and managed by AIICO Capital, the leading asset management company in Nigeria, registered and licensed by the Securities and Exchange Commission (SEC).. .

CreditClan

CreditClan

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CreditClan is a Fully Technology Company with the sole mission of solving all lending problems in Africa. With over $65bn worth of consumer credit brokered yearly in Africa between Borrowers and lenders, CreditClan is positioning itself as the goto Platform-as-a-service for lending operations.

With a deliberate design to remove the burden of technology and related operations from the day-to-day running of a lending house, we are well suited to businesses or individuals who are about to scale their lending operations. Our promise is that we will help them securely reach segments of the market previously untapped, while removing the prohibitive overhead and technology costs associated with such expansion.

We are also very contemporary. We are pioneering Africa’s 1st P2P-as-a-platform which means crowd lending can be managed effortlessly through our dynamic technology.

This means we are adaptable, and no matter how complex your requests get, our platform will stretch and deliver.. .

BeepTool

BeepTool

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BeepTool is a disruptive Africa-based satellite & TV White Space-based connectivity as a service and Integrated digital inclusion ecosystem such as Telehealth, Digital Farmers and consumer marketplace, mobile payments, messaging and voice ecosystem apps providing affordable digital inclusions services to millions of people in remote and rural areas in Africa and beyond who lack access to the digital economy and are digitally excluded and underserved in area of financial, healthcare, Aggrotech, EdTech and communication services to connect the unconnected, excluded and underserved communities across Nigeria and Africa. Affordable Internet Connectivity for Unconnected and Excluded Community in Africa via Satellite and TV White-Space as a Service and Digital Inclusion Ecosystem Made history by becoming the first company to successfully complete financial transactions using “nano-satellites in the world, “ BeepTool to make a difference in people’s lives and grant them access to the kind of connected services that they haven’t had access to before by providing affordable communications, healthcare, aggrotech, and financial services to millions of people in remote areas in Africa without access to cellular or internet connectivity.

We are in partnership with more than 7 GEO and LEO satellite internet broadband operators worldwide and still counting. We have manufactured affordable android smartphones called Oyi-1 and Android Tablets called ABOLE pre-installed with our digital inclusion ecosystem low data rate apps.

We have also designed and manufactured Solar powered, and satellites enabled Telehealth remote mobile stations for a rural community in Africa. Our affordable solar-powered satellites terminals broadcast Wi-Fi Hotspot to the rural community allowing rural users to access the web using a mobile application in areas our partners GEO and LEO satellites cover.

BeepTool is connecting everyone in Africa using satellites network and TV white space spectrum. Building on its integrated mobile platforms and satellite-based connectivity systems, BeepTool is creating an ecosystem of service-on-demand products, ranging from telehealth to financial services, messaging, Aggrotech, micro-lending, video chat, video conferencing and VoIP, among others.

Affordable Internet Connectivity for Everyone: Save up to 90% on costs compared to cabling bills, and more. Super Wifi.

Connect on the Go: Connect entire villages, communities, schools, parks, clinics, and businesses with long-range, lightning-fast internet. Pocket Friendly.

PayHippo

PayHippo

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PayHippo helps any companies provide fintech financing. Its automated underwriting and credit assessment help aggregators of SMEs channel capital to the 40 million small businesses in its initial market of Nigeria.

The company’s API integration allows partners to monitor all the small businesses they plug into their PayHippo financing system.. .

VISION-X CRYPTO

VISION-X CRYPTO

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We’re Vision-X Crypto Services Limited , a financial service provider. The Company is Involved in the exchange of Digital Assets such as cryptocurrencies.

Vision-X Crypto which aims to deliver the new World of Digital Currencies to the African Digital Economy through Cryptocurrencies and also aims to use it’s convenient e-payment platform to facilitate the use of digital currencies and other bill payments using our secured, seamless, cost effective integration models.. .

Naijacrypto

Naijacrypto

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Cryptocurrency Exchange and Utility Platform.

Prosper

Prosper

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Digital financial wellness platform that help our users escape poverty

Zowasel

Zowasel

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Zowasel is an online grain marketplace and lending platform.

The company’s vision is to create sustainable crop sourcing across communities, people, and the planet.

Zowasel is helping growers and merchants with access to working capital within 24 hours and the network of premium markets to get value for their crops. While helping processors to track their social and environmental footprints to meet their sustainability journeys.

Tangerine Life

Tangerine Life

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Tangerine Life is a financial technology company that consistently goes the extra mile to improve the financial security of our consumers.

Pepper Rest Africa

Pepper Rest Africa

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Pepperest, a financial technology company, is changing the the face of peer-to-peer commerce, by providing small-midsize merchants the tools to improve sales and conversions by leveraging the power of social and escrow. We do this through our revolutionary tool-set which helps convert any merchant business page on leading social platforms to a fully-fledged store able to process payments and offer buyer protection.

By ensuring buyers are protected, businesses immediately attain a higher level of credibility and greater prospects of sales.. .

SnapCredit

SnapCredit

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SnapCredit focuses on providing innovative, technology-driven financial services in emerging markets. It features an online lending platform that offers credit solutions to employees.

The company was founded in 2014 and is headquartered in Victoria Island, Lagos.. .

Lendsqr

Lendsqr

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Lendsqr is a cloud-based, lending platform designed for small and medium-sized lenders, providing smart features at a zero upfront cost

Lendigo

Lendigo

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Lendigo is a fintech company that provides loans and financing opportunities for SMEs.

REACH

REACH

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REACH is credit scoring and financial literacy for frontier markets. Not only do we help individuals master their personal finances and access credit responsibly, we have built a universal credit scoring algorithm to enable any lender or retailer determine credit capacity and credit worthiness for anyone with a transaction history – bank account or mobile money.

We see a world where responsible credit is a transformative force, enabling people and businesses to achieve their fullest potential. As we unlock credit ethically, those we serve can expand their reach to live better, more hopeful and confident lives..

Sumotrust

Sumotrust

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SumTrust (Formerly SumoBank) is an automated personal savings and investment platform that helps you save, send, receive and plan your finances effectively while making better business decisions. SumoTrust is a product of Sumo Tech Global Limited which is registered as a financial service company with Cooperate affairs commission (CAC) with the RC NUMBER: 1524989.

In partnership with Entrepreneur Platform, Nigeria largest business and enterprise blog which have been read millions of times across the globe to build a free business academy for entrepreneurs on the Sumotrust platform. With Sumotrust, you can choose to save and raise money for something or invest your money to earn profit returns annually.

Mission: To give people the power to easily save and manage their finances through automation while taking the right action their money. Vision: We want to see more successful people in the economy with projects executed without much hassle as regards financing.

The more people save, the more the have money to carry out projects when the time comes, this is why Sumobank is in Partnership with Entrepreneur Platform to raise business leaders across various sectors using Edutech. Aside from other factors, having money somewhere for emergency with good financial education is one of the major things that Africa needs to understand and from what our partner stand for at Entrepreneur Platform, we want to see people Happy with enough money to operate while guided.

Easy saving platform at user’s comfort. Transparent Solution to saving and investing.

Cashless policy brought to the grass root. Better and automated savings decisions towards goals..

Blockchain4Africa

Blockchain4Africa

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Blockchain4africa is building a financial ecosystem called KUDI Ecosystem using blockchain technology to boost Africa’s economic growth.

Payfric

Payfric

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Payfric is an automated payment solutions system that provide 1 wallet for multiple digital payments that let you or your business accept payment online without bank card. Buy/sell digital currency e.g bitcoin, ethereum, perfect money, top up mobile airtime and data, buy electricity etc.

It connects you with online business/investment and helps to exchange one digital currency to another digital currency.. .

NowNow

NowNow

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NOWNOW aims to democratise the mobile wallet space in Nigeria and Sub-Saharan Africa. We provide a bank and MNO agnostic online platform to recharge any mobile, pay bills, utilities, send/receive money and [email protected] directly to merchants.

The amount paid by consumers is returned in the form of cash back and coupons making the recharge almost free. We are PCI-DSS compliant and are licensed under the Central Bank of Nigeria.

NowNow also offers a unique agent platform that enables additional streams of revenue for individuals and businesses along with providing financial services to the unbanked – allowing them to offer p2p, bank transfers, cash out, mobile recharge, pay bills etc. Today NowNow provides a livelihood to over 500 such agents across Nigeria with a target of increasing our agent network to 15000 within a year..

Esusu Africa

Esusu Africa

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Esusu Africa is the financial technology platform helping individuals save money and build credit.

Kashbase

Kashbase

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Digital Finance App

swap.ng

swap.ng

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Swap.ng is a platform with various extensions enabling users and businesses to send, receive payment and pay bills. our aim is to make every day payments simple for users either home or abroad.

we also empower small business scale business.. .

Druflow

Druflow

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Druflow builds, operates & invests in problem-solving digital businesses.

Swipe

Swipe

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Swipe is primarily an Enterprise development partner with B2B services. Our flagship product is Symon Enterprise Manager (SEM).

SEM is a Big Data monitoring tool that improves uptime and availability across banking systems like ATMs, POS Terminals, Internet Banking, Mobile Banking and Core Banking applications. SEM provides real-time and predictive analysis using trends and continuous learning AI models.

SEM monitors and processes over USD $4 Billion each year and uptime has improved by up to 20% for our banking partners. Swipe is also a product design company that works with amazing companies, startups and people to build great things..

Roofone Capital Limited

Roofone Capital Limited

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Safe, data-driven Real Estate Investment for Africa.

Parkway Projects

Parkway Projects

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Parkway provides simple, intuitive, end-to-end corporate, retail and transaction banking solutions. Our core platform and service offering for government agencies, large corporates and small / medium enterprises (SME) enables our partner banks expand market share and build stronger relationships with businesses across the continent.

Our youth banking and bottom of the pyramid (BOP) banking offerings take consumer engagement to a whole new level creating compelling opportunities for customer acquisition, retention and dominance in the African retail banking space. Incorporated in Lagos – Nigeria, April 2004, we currently serve over 3,000 government agencies, large corporates & SMEs in conjunction with leading banks across 30 African countries, use our solutions in multiple sectors of the economy (education, health, oil & gas, manufacturing, hospitality, aviation, etc).

Parkway is the first IT Company in Nigeria to attain the ISO9001:2008 quality management system certification placing the company amongst an elite list of professionally run organizations world-wide. We are licensed by the Central Bank of Nigeria as payment service provider and mobile money operator..

The HITS

The HITS

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Saas, Cloud+Native Apps, solution development

SuitablePay

SuitablePay

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Suitablepay – Is a technology company, that allows users to buy/sale of Crypto-currency and make payments for Bill’s, refilling Airtime, & data, exchanging of currencies to Naira, Virtual Card, and more features. We also, offer amazing discount to aspiring re-sellers and cool prices to end users.

Suitablepay for business – Users/customers can accept payments worldwide for their business, for more info, visit business.suitablepay.com. .

Fundit

Fundit

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Fundit is a project that aims to solving the queueing system in banks thereby providing people or users the luxury of depositing into their bank account from any walk of life. Cash deposit has been simplified into depositing either through airtime credit or Fundit scratch card.

More so, deposits can be made into bank accounts through the three channels provided by Fundit which are USSD, Web and Mobile. Users can fund their bank accounts by dialing a short code *556#.

Even the smallest phone without internet can be used to fund a bank account, it’s that easy. The mobile app can also be downloaded from play store and apple store.

The mobile app provides the platform for users to transfer into bank account using either airtime credit of Fundit scratch card. Consequently, the web also provides the platform for users to transfer into their bank account using either airtime credit or Fundit scratch card.

Users account will be funded instantly and a notification will be sent to users from beneficiary’s bank. The notification is subject to the user subscribing to receiving sms notification for every transaction.

Business men and women in both rural and urban centers, office men and women, and others will experience the ease of transferring funds into their bank accounts without stress. Users can get airtime credit or Fundit scratch card from the nearest agent or recharge card retailers.

Mamamoni

Mamamoni

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Mamamoni enables the banked, under-banked and unbanked (woman or enterprise)access to banking services and loans. It is also a branchless banking business, meaning that its services are designed so that women can generally conduct transactions without the need to visit bank branches, but simply by using their mobile phones to conduct transactions.

It would enable them receive payments for goods and services through their mobile phones. The women are trained on a vocational skill,registered for Mobile Money, taught how to use their mobile phones to accept payments and also to make payments.Her phone number becomes her bank account, she can save money through her phone.

she is trained on how to manage and grow her business if she has one and given a loan to fund her business. If she doesn’t have a business she’s trained on a vocational skill and a loan..

RentCrowdy

RentCrowdy

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Rent crowdy is more than a peer-to-peer lending platform. At our core, we are a technology-driven social impact platform passionate about reducing homelessness and improving financial well-being.

We get funds from people like you to help pay rent for the low-middle income earners in Nigeria with the promise of decent returns at the end of each tenancy period. Join us on our journey as we make the move to redefining impact..

ProNOV Health

ProNOV Health

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ProNOV is a business intelligence solution for drugstores.

Slourish

Slourish

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Slourish.com is a platform that connects African businesses with micro-investors as well as the Nigerian people for crowd-investing purposes. The platform also makes it possible for anyone to join the exciting journey of launching and growing quality corporations built for the aid of the people.

Slourish simply provided the secure platform to help highly-vetted African businesses, get funded and offer rewards, interests and other incentives to their investors.. .

SplishPay

SplishPay

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Our founder, Oreva Oweh Gregory, other serial entrepreneurs, and business owners have had a deep frustration about local businesses not being able to accept card payments. In 2020, We have created an easy solution, that with a smartphone or tablet, merchants of any size can accept card payments anywhere, anytime.

We are building products that will change the lives of business owners. We are providing products that traditional offerings don’t empower them with..

Kobolet

Kobolet

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Kobolet is a lending company building an ecosystem to enable people use crypto assets as collateral to secure cash loans.

SureCredit

SureCredit

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SureCredit is a voucher financing platform for employees of selected companies

Zoto

Zoto

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Zoto is Nigeria’s fastest growing mobile digital wallet/payments venture changing the way people pay for for online & offline services

CowriePay

CowriePay

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CowriePay is dedicated to deepening financial services in emerging markets.

OneSwich

OneSwich

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A payment company focused on Enterprise solutions and consumer services, built to help businesses secure and verify payments Offline.

Jiggle

Jiggle

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Jiggle is a fun and innovative way of ensuring that students in Africa always have food to eat throughout their school year even when they are broke. Students normally struggle to properly manage their finances and end up with the 0-1-0 meal formula.

So Jiggle is an online platform that alleviates the problem of bad financial planning by replacing the 0s with 1s in this formula. Students only pay once for meal bundles on our platform and can walk into any accredited restaurant to eat.

Our mission is to boost students’ productivity and efficiency.. .

Advancer™

Advancer™

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Nigerias’ trendy salary advance platform.We are an alternative lender offering unsecured loans to millennials and blue/white collar workers;

AFRICA FinTech

AFRICA FinTech

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AFRICA FinTech is a agency, providing business news, financial market data, research and documentation about african stock markets.

CrowdBuy Technology Solutions

CrowdBuy Technology Solutions

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Crowdbuy is an online platform that connects investors looking for low risk, high yield investments to carefully curated and verified deals they can fund. We also enable people to purchase commodities at the lowest prices possible by buying as a group through our Deal Marketplace.

Our vision is to be the largest shared economy platform in Africa by 2028; leveraging the power of collective investments to say yes to dreams long held back by finance.. .

EasyChange

EasyChange

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It is Estimated that ABOUT $100million is lost/forfeited in change obligation annually. Idea came out of frustration after being delayed at a store.

Easy Change is and Electronic Change collection platform that allows you collect your change after a cash transaction into an electronic change safe. Change can be used to buy airtime, pay bills, save up and cash out into a bank account.

Easy Change is for the economic good as it helps prevent uneven round up of prices leading to inflation. The Funds would be for integration, product launch and expansion.

FintechNGR

FintechNGR

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FintechNGR is a fintech industry development platform in Nigeria.

E Farms

E Farms

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E-Farms is an agricultural fintech company that specializes in building sustainable agribusinesses and market access for traceable produce.

Bulkpay

Bulkpay

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Bulk payment app for bulk transfer, data, airtime purchase, and bills payment

OneWattSolar

OneWattSolar

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OneWattSolar is a FinTech Energy Blockchain Ecosystem that delivers affordable electricity to SMEs, Households, Telco towers, Banks, ATM Operators, and Health Facilities. Through an innovative energy-as-a-service model OneWattSolar pays for, installs, owns and operates Solar Rooftop Energy Unit, also known as Solar Home System (SHS).

Hereby enabling energy consumers to access solar energy with zero up-front investment from, no out of pocket expenses and 24/7 access to electricity while they pay monthly for the energy consumed.. .

Entraded

Entraded

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Entraded is a drag and drop algorithmic trading infrastructure for cryptocurrency investors to automate their trading strategies without writing a code. On Entraded, cryptocurrency investors will be able to automate their trading strategies by investing in strategies created by world’s master traders.

Also, master traders will be able to automate their trading strategies by using a drag and drop strategy builder to build simple to complex and sophisticated strategies, backtest and optimize them and paper trader and live trade them by connecting these strategies to exchanges via an API all without writing code.. .

Freebe

Freebe

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A software developemt company

Amplified Payment System Ltd (Amplify)

Amplified Payment System Ltd (Amplify)

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Amplify builds next-generation payment solutions for banks, businesses and consumers in Africa. The company’s mTransfers solution enables banks customers to perform banking operations on any social messaging platform.

Amplify is one of the leading financial technology company in Africa with a vision to be the biggest technology enabler of digital financial services in Africa.. .

Zapay

Zapay

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Quick Global Money Transfer and e-Commerce Merchant Services

NebulaPay Technologies

NebulaPay Technologies

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NebulaPay Technologies is a financial services and fintech company located in Lekki.

PADIMI.CO

PADIMI.CO

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Padimi is a fintech mobile application that targets low income earners and unbanked in Africa and the Nigeria . Our aim is to provide an easy avenue for users to have access to finance service industry, healthcare and insurance industry through subscription based payment.

Lunched at founders institute. .

e-Piggy

e-Piggy

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Novacrest’s e-Piggy™ is a revolutionary innovation developed to primarily address everyday problems encountered by merchants and customers during cash transactions and the resultant lack of change. The issue of change collection and loose change conversion has been persistent perhaps since the invention of currency, and e-Piggy™ has been designed to provide a lasting solution.

In an economy like Nigeria where transactions still involve use of cash, e-Piggy™ offers merchants and customers alike a convenient, hassle-free option for dealing with change. The e-Piggy™ concept is the very first of its kind anywhere in the world, addressing every challenges, using existing infrastructure, and enabling stakeholders to a world of ease, convenience and value..

SusuAI

SusuAI

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SusuAI is your savings planner that help plan and automate your billings. Savings is always a challenging task, but SusuAI has decided to make it your savings contribution fun by bring savings on social via chat.

To encourage savings, SusuAI give money back on certain percentage of savings when user decides to save to purchase items.. .

PrecisionPay

PrecisionPay

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FinTech offering Subscription Management in Nigeria using Direct Debit Solutions

Smart Technologies

Smart Technologies

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A company that provides world class solutions to global problems.

You may write to us at: Daily Finance Media/Fupping Ltd, First Floor, 61-63 Rochester Pl, London NW1 9JU.

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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