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These are the Top Fintech (Financial Technology) Companies in Sweden (2021)

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This article showcases our top picks for the best Sweden based Fintech (Financial Technology) companies. These startups and companies are taking a variety of approaches to innovating the Fintech (Financial Technology) industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Sweden Fintech (Financial Technology) Companies

Data sourced from Crunchbase and SemRush.

Klarna

Klarna

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Klarna is an eCommerce payment solutions platform for merchants and shoppers. The platform gives customers the freedom to choose how and when to pay.

They also offer direct payments, pay after delivery options, and installment plans. Klarna is a regulated bank known for its “buy now, pay later” model that offers shoppers interest-free financing on retail purchases over a period of installments.

Klarna was founded in 2005 in Stockholm, Sweden by Sebastian Siemiatkowski, Niklas Adalberth, and Victor Jacobsson.. .

Tink

Tink

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Tink is a cloud-based open banking platform that provides the infrastructure and value-adding data products that are enabling the future of financial services. Tink offers products such as account aggregation, payment initiation, data enrichment, and personal finance management that can be used to develop standalone services or be integrated into existing banking applications.

Its partners include ABN AMRO, BNP Paribas Fortis, Nordea, Klarna, and SEB. Tink was founded in 2012 and is based in Stockholm, Sweden..

Minna Technologies

Minna Technologies

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Launched in 2016, Minna is an EBA authorized FinTech partner (AISP & PISP) helping retail banks deliver a subscription management service.

Trustly

Trustly

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One hundred years ago, cash was king. People got paid in cash, carried it in their wallets, and bought things with it at the local store.

Payment was easy. Oh, how the times have changed! Today, our salaries are deposited straight into our bank accounts and we shop online, from merchants all around the world.

So why is it so hard to pay straight from our bank accounts? Debit and credit cards have made payments easier in the physical world, but they haven’t kept pace with our changing online behaviors. Not to mention, the risk of fraud is growing by the day.

We envision a world in which paying online is fast, simple and secure for everyone — merchants, consumers and banks alike. Today, we support thousands of banks across Europe and the US and our payment solutions attract global merchants in four main segments: e-commerce, travel, financial services and online gaming.

At Trustly, we work hard to make online payments easy.. .

iZettle

iZettle

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iZettle is reinventing technologies and banking services that help small-business owners live better, work less and earn more. Based in Stockholm, the financial technology company revolutionized mobile payments in 2010 with the world’s first mini chip card reader and software for mobile devices.

Today, small-business owners around the world use iZettle’s powerfully simple services to improve the speed and ease of payments at checkout, business management, sales analytics, customer engagement, and funding. .

Lendify

Lendify

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Lendify is Sweden’s largest bank challenger taking market shares from traditional banks.

SAVR

SAVR

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Savr is an operator of a digital financial platform.

Mitigram

Mitigram

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Mitigram is the world’s largest marketplace for Trade Finance, currently facilitating more than $2.5Bn worth of transactions per month and having spearheaded over $55Bn transactions, across over 1,000 issuers across more than 100 countries. Mitigram supports network creation and expansion for corporates and financial institutions; comprehensive automated quotation workflows; audit trail, analytics on asset pricing and activity data across multiple trade finance instruments.

The Mitigram system is hosted in a secure, redundant server and infrastructure environment, using industry standard protective measures (ISO 27001) to ensure confidentiality and availability of your data at all times. Founded in 2015 in Sweden, Mitigram has been present in Asia with the Singapore office since 2020.

Mitigram has closed a Series B round of funding in mid 2019 with SEK 100,000,000. Diversity is embraced at Mitigram as Founder, CEO, and CFO are all female..

Anyfin

Anyfin

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Anyfin puts a stop to overpriced financial products to save money on private loans by taking a photo. Launched in November 2017, and currently only available in its home country despite harbouring wider European ambitions, Anyfin wants to make it easier to competitively refinance or consolidate loans and credit cards, and therefore not get ripped off with high interest rates or compound interest.

It claims to do this with a combination of AI and publicly available consumer data, and with additional information garnered through talking a photo of existing loan statement, including repayment history. This, it says, gives Anyfin a more complete picture than a credit score alone, which is likely the main data point used by the original lender.

The only thing users need to do is to take a picture of the latest loan invoice and send the picture to Anyfin via FB Messenger or at the company website. Anyfin is headquartered in Stockholm, Sweden..

Dreams

Dreams

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Dreams is a Neo-bank that makes saving, spending and lending money easy, engaging, and social. Dreams is a personal trainer mobile application that makes saving money easy, engaging, and social.

It offers motivation and help its users need. Tha company is a savings app that makes big goals reachable through small steps.

The company is based in Stockholms Lan, Sweden and founded in 2013.. .

Wrapp

Wrapp

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THE NEW STANDARD HAS ARRIVED. Wrapp is The New Standard for rewarding purchases and customer loyalty.

The end to an era of irrelevant advertising and outdated memberships. Wrapp connects to our users’ payment cards, and analyzes transactions to learn their buying behavior.

This way, our users only get rewards from brands they’re interested in. And by sticking to cashback returns, we make sure they get rewards they actually find useful.

Simply put, we put purchasing power in the hands of consumers, and meaningful marketing in the hands of brands.. .

Qred

Qred

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Qred offers fast and safe small business loans. We understand the challenges that small businesses face when growing.

It has never been easier to apply for loans. We can process your application and make sure that you have the money in your account in less than 24 hours.

We are committed to help small businesses to grow.. .

Nordkap

Nordkap

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Nordkap is a cloud-based treasury platform. Nordkap doesn’t require local installation and in combination with its user-friendly interface, this creates a cost and time efficient process for handling debt management.

In the near future, Nordkap clients will be able to benchmark their financials and key ratios with comparable organizations.. .

Juni

Juni

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Juni is a fintech company that develops a banking app and platform for e-commerce and online marketing entrepreneurs.

Kreditz

Kreditz

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Kreditz makes sense out of open banking/PSD2-data with their proprietary Analytics Categorization Engine (ACE). By using ACE, Kreditz is able to fine-tune the transaction data (from any AISP-data aggregator) to make it understandable and usable in valid functional products such as income verification, credit scoring, KYC and many more.

The products are available both by API or by an integration-free Web portal. Kreditz serves industries such as consumer- & SME-lending, money transfer, auditing, gambling/betting, insurance and more throughout the Nordic countries..

Rebtel

Rebtel

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Rebtel aims to solve the problems that any migrant encounters when crossing a border, whether fleeing for something or racing towards something better: communications, work and banking problems. Led by top management from Kinnevik group companies with it’s strong tradition of disruption through technology, Rebtel provides a technical platform for communication, money transfer and even work for its users through an innovative, fast growing independent work program Activist.

Founded in Stockholm, Sweden, – home to the second largest group of Unicorns in the world – Rebtel is a profitable company that employs 85 high performing employees representing over 35 nationalities.. .

Safello

Safello

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Safello operates a bitcoin exchange and related services in the European market. It partners with various payment providers such as Bankgirot.

The company receives payments through SEPA, Bankgiro, Handelsbanken Direkt, International Bank Transfer, Swish, and many other payment methods. Founded in 2013, Safello is a government registered AB company based in Stockholm, Sweden, and it complies with anti-money laundering laws..

Lysa

Lysa

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Lysa is a digital portfolio management service that allows you to invest as a Nobel Prize winner.

norbloc

norbloc

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norbloc’s platforms tackle the biggest problems around Know-Your-Customer compliance; lack of digitization and duplication of efforts within and across institutions. Sancus, norbloc’s digital onboarding platform, allows institutions to aggregate data sources and service providers in one portal and use its advanced workflow to collect and validate customer data in a fully digital manner.

Atlas and Fides platforms employe digital ledger technology to allow owners of KYC data to share it between institutions and institutions to mutualize efforts in validating it as well as monetize on those validation efforts. Financial institutions can achieve savings exceeding 50% on their current KYC compliance budget.

All platforms are GDPR compliant document storage and sharing platforms for the governmental and health industries.. .

Capcito

Capcito

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Capcito is a provider of working capital to SMEs. Products are invoice discounting, factoring and business loans, all offered with a click of a button.

Smoothly integrated with cloud accounting applications and banks. A proprietary lending platform and scoring engine is continuously being developed to improve accuracy on credit assessment and provide a more lean and relevant solution to SMEs in need of financing for further growth.

Capcito strives to empower businesses to grow.. .

TRINE

TRINE

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TRINE uses crowdinvesting to enable people to support solar energy projects, while also delivering a return to the investors. We provide the expertise, organization and the platform for enabling secure investments in carefully selected projects and bring finance to local solar entrepreneurs in emerging nations to electrify the world.

Our crowdinvestors will fund the initial cost for installing the solar system, over time this loan is paid back with interest by the value of electricity produced from the solar system. With our solution we will connect money sitting in banks, with solar entrepreneurs like yourself in need of financing.

By doing so, we will not only enable people to earn a return on an impact investment and democratize those investment options, but also help you to elevate poor communities out of their energy poverty and improve their living standard.. .

Zaver

Zaver

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Zaver develops innovative payment solutions to accelerate the revolution in mobile payments.

ZignSec

ZignSec

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ZignSec is a cloud based verification service provider enabling its customers to in real-time identify their users to comply with KYC and AML-regulation. Customer are mainly found in the areas of financial services where regulations demands strong authentication carried out in compliance with Anti-Money Laundering and Counter Terrorism Funding laws to be conducted.

All features in ZignSec’s services works in real-time and seamlessly in the background enabling customers to make decisions faster, more accurately, and more secure. Zignsec aggregates multiple different ID-solutions including the highly popular BankID and NemID and a range of data registers giving customer access to id and address verification in 16 countries within Europe through one contract, one API and one relation.

Use Zignsec to automate KYC-processes, increase conversion upon registration, reduce fraud, protect end-user accounts with and secure payment transactions.. .

Datia

Datia

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Accelerating the world’s transition towards sustainable finance.

Open Payments

Open Payments

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Open Payments Europe is a developer of an open banking platform used to offer a single, open, and secure point of access. The company provides the groundbreaking market infrastructure required for successful open banking.

The Open Payments Platform is a PSD2 compliant API aggregation platform that offers a single, open, and secure point of access to the diverse bank API networks throughout Europe. It was founded in 2017 and is headquartered in Stockholm, Sweden..

Billhop

Billhop

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Billhop is a Payment Institution which enables businesses and consumers to Pay bills and invoices with your credit card.

Moank

Moank

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Moank is reshaping the heart of banking

Mynt

Mynt

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Mynt is a lender to small and medium-sized companies

Plexian

Plexian

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Re-imagines what it means to have a loyalty program and how to become a loyalty company.

Toborrow

Toborrow

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Toborrow is an online marketplace that aggregates consumer savings, connecting it to small and medium-sized businesses in need of financing. Its platform allows private people and other businesses to borrow cash directly from Swedish companies.

The company is established in 2013 and is based in Stockholm, Sweden.. .

Brocc

Brocc

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Brocc (formerly Sparlån) is a Swedish-owned company launched in 2016. We are a digital marketplace where consumers can meet directly and exchange financial services without expensive intermediaries.

Brocc is a simple, safe and smart solution that creates better and more fair terms. Brocc is registered as Payment Institution authorized by Finansinspektionen to transfer credits and payments..

Qvalia

Qvalia

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Qvalia redesigns finance processes. Our platform enables organizations to take full control of their transactional data and automate accounting on a line-item level.

The full-suite solution provides automation capabilities within accounts payable, accounts receivable, transactional accounting, and analytics. It’s fully cloud-based and can be implemented without major changes in the IT infrastructure.

The result is transformative for any finance process and any organization. Our team of experts provides financial data-mining and recovery audit services to analyze transactions, recover capital, and improve routines.

Platform features include: • Free e-invoice management • Automated purchase invoice validation and dispute management • Automated PDF conversion to electronic format • Automated supplier ledger handling and monitoring • Automated order-to-cash with invoicing, reconciliation, and B2B e-commerce checkout solution • 1-click approval workflow app • Real-time line-item spend analytics. .

Dooer

Dooer

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Dooer Fintech is a startup that was founded with the goal of accounting in the future. Using the groundbreaking AI-based products Dooer want to make life easier for all small business owners and their employees.

Dooer was founded in 2015 and has its headquarters in central Stockholm.. .

Nesta

Nesta

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Nesta is personal finance aggregator with the mission of helping the younger generations to fast-track their way into homeownership

Vinter Capital

Vinter Capital

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Vinter is an EU-regulated index provider specialized in crypto indices. The company offers market indices, single asset indices, as well as custom, made indices to hedge funds, issuers, and stock exchanges worldwide.

The indices are available through Vinter’s own API as well as through the Refinitiv/Reuters platform.. .

Cinnober Financial Technology

Cinnober Financial Technology

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Cinnober brings true innovation to demanding trading and clearing venues with solutions based on robust exchange and real-time clearing technology. Cinnober’s customers include the Asia Pacific Exchange, Australian Securities Exchange, B3, Dubai Gold & Commodities Exchange, Euronext, Japan Exchange Group, Johannesburg Stock Exchange, the London Metal Exchange, LME Clear, NYSE and the Stock Exchange of Thailand, among others.

Cinnober’s shares are traded on the Nasdaq First North exchange and the company’s Certified Advisor is FNCA Sweden AB. Over the years, they have built a formidable track record of successful projects at a roster of leading financial institutions..

Stabelo

Stabelo

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At Stabelo you get the market’s most affordable mortgage. You also get a home loan that is easy to understand, but the most important thing for us is that you get a leisurely home loan.

Today’s mortgage market is not always easy to navigate. Different banks offer different loan terms and it is up to you as a customer to get into the options.

You also have to negotiate the best possible rates and terms of the bank you ultimately choose. Many banks also require that you move all of your loans, funds and accounts to their bank to give you a good offer.

When the deal is in port, it is your responsibility to keep up to date with all the fluctuations and fluctuations of the market in order to negotiate the interest rate on your mortgage when the market turns.. .

Willems Ventures

Willems Ventures

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Multinational company focused on institutional and retail Distributed Ledger Technology (DLT), Blockchain, cryptocurrency services as well as tourism and real estate, particularly in the renewable energy sector. Hodler was conceived in 2016 and has a vast and diverse portfolio of business interests spanning from cryptocurrency exchanges (Altilly), a blockchain based high-speed, low-fees transaction platform (Qredit), to a next-generation renewable energy resort in Northern Sweden (Voyager Park).

Trusted partner, services, software and hardware provider of many large international corporations and conglomerates.. .

Bricknode

Bricknode

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Bricknode has developed a SaaS platform where financial institutions can launch their securities brokerage business with a click. The platform is called Bricknode Financial Systems (BFS) and offers complete user interfaces for back-office operations, financial advisors and end customer portals.

Bricknode has a full API offering complete access to all functions within BFS (http://api.bricknode.com) so that users can create their own experiences and use BFS as a core for their own financial services or FinTech operations. Bricknode has a marketplace where various modules are available which are built by Bricknode or other providers (https://www.bricknode.com/marketplace/).

In addition to being a software provider, a subsidiary of Bricknode is a regulated financial securities firm which enables Bricknode to act as a Business to Business Brokerage with white labelling capabilities.. .

Waizer

Waizer

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Waizer offers digital investment advice and discretionary portfolio management.

Betalo

Betalo

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Betalo offers everyday payment services in an easy to use mobile app. Through user-friendly banking service they aim to simplify as well as empower their users’ everyday financial lives.

Betalo started with the idea that modern technology, lower overhead costs, and fair values could enable cheaper, simpler, and more transparent everyday payment services for you as a customer. Their team has deep technical and financial expertise, and they pour their hearts into making Betalo secure and simple to use.

They believe that great technology and design will enable a better everyday banking experience for all. An experience where banking services are both smart and simple to use, but mostly accessible to more people and at a fair cost.

They believe that a world where financial services can break down borders also will make it easier for people to connect.. .

Näktergal

Näktergal

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In a world of giants and power imbalances, Näktergal is helping challengers to triumph. Näktergal is on a mission to reinvent banking systems.

Founded in Stockholm in 2015, we build beautiful consumer experiences, and intelligent features to make lending efficient and straightforward for everyone. Our digitised lending platform delivers efficiency, speed and transparency for lenders and borrowers making mortgages more affordable and accessible.

Quite simply, we are making mortgages better.. .

Sigmastocks

Sigmastocks

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Sigmastocks develops and distributes stock portfolios to individuals and businesses in Sweden. The company offers SIGMA4 stock portfolio that suits individuals looking to invest 40 SEK or more; and SIGMA6 stock portfolio designed for individuals or organizations with higher investing capacity.

Sigmastocks aims to create a new alternative for long-term savings and in this way contribute to a sustainable economic society. Sigmastocks is based in Gothenburg, Sweden..

Monetise

Monetise

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Monetise is a Stockholm-based fin-tech startup that creates a service that makes it easier for small businesses to borrow money.

Stoer

Stoer

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A smart solution that enables us to solve mortgage lending from the bank’s existing IT system environment.

Bynk

Bynk

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Bynk is a fintech company that provides personal loans, in a data-driven manner. Founded 2016 in Stockholm, Sweden, the company builds great products and services to help our customers take control over their economy and make everyday life simpler.

Bynk base our services on the latest and leading technology stack and our team consist of world-class Fintech developers and entrepreneurs. The company launched in 2017..

Untie Group

Untie Group

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Untie is building a mobile bank for consumers and companies. Since 2010 Untie has created several financial services through its subsidiaries where it offers direct lending at https://www.slantar.nu, https://www.pluskan.se and peer-to-peer lending at https://www.untie.se.

Investors can register at https://www.untie.se to become lenders and invest in financial products like preference shares at http://www.untiegroup.se.. .

Pensionera.se

Pensionera.se

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Pensionera.se is an efficient marketplace for retirement.

Altpocket

Altpocket

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Altpockets mission is to provide you with the best platform to manage and keep track of your crypto investments. Your exchanges are automatically synced and you will get a complete aggregated view of your investments and performance and be able to slice and dice them any way you want.

We believe in the power of the crowd! On Altpocket customers can share their portfolio with others. Find your favourite investor with proven good performance over time, start following that person and get notified everytime that person makes a trade.

Copy that trade directly or ask the person about the reason for buying or selling. With Altpocket everyone can be like the top investors, simply piggy back on their strategy.

And don’t worry, you decide if you want to share your portfolio and you will only show your holdings in relative terms as percent of total and not how much money you actually have.. .

Direkto

Direkto

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Direkto should be the natural starting point when private individuals want assistance in seeking private loans.

Econans

Econans

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Econans is providing a digital financial forecast service.

Medius

Medius

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Medius is a provider of AP invoice automation solutions in the Cloud.

Red Flash Mobile AB

Red Flash Mobile AB

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Red Flash is a purpose-driven Swedish Govtech startup providing a tech platform to governments in Sub-Saharan Africa for micro-taxation of the informal sector. We focus on driving the digitization of the informal sector in emerging markets, making cities more financially sustainable, transparent and data-driven.

We believe in doing good, that profitability is key for growth and that being an open and sharing company will accelerate development.. .

Strawpay

Strawpay

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We are creating new frontiers for the expanding digital economy. Our unique technology forms microtransactions to fashion new opportunities to buy, sell, trade, and drive action online.

Strawpay is developing an open system which builds on advanced features of the bitcoin protocol. Low cost, privacy, fraud resistance, and proof of purchase, are just some of the features we are offering the market.

We are convinced we can give consumers the full valued experience they demand.. .

Lanbyte

Lanbyte

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Lånbyte negotiates the interest rate discount for mortgages.

Steven

Steven

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Steven is a mobile application for group payments that help settle debts between people without being awkward. The app keeps an eye of paid and automatically send reminders to those who have not.

Steven was founded on 2016 and is headquartered in Stockholm, Sweden.. .

Doconomy

Doconomy

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Doconomy is a Sweden-based fintech company that offers digital banking services. Their vision is of enabling a sustainable lifestyle for everyone.

Doconomy wants to inspire change in behaviour and reduce unsustainable consumption and carbon emissions. Doconomy activates a circular ecosystem, connecting the consumer, the producer, the retailer and influencer to futureproof planet earth, and achieve a sustainable lifestyle for all..

A-KRDO

A-KRDO

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A-KRDO is the parent company of Akredo, a fintech company that provides web-based loan service.

Eucaps.com

Eucaps.com

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Eucaps is a new FinTech company with roots in Stockholm, Paris and Brussels. We offer investors from all over the world easy access to invest and trade on the European SME markets (i.e.

FirstNorth, AiM, ISDX, AlterNext etc.) Eucaps also acts as an aggregator for equity crowd funding offers on the European market. There are over 30 different SME exchanges throughout Europe (EEA), as well as a very large number of crowdfunding platforms.

Today almost all of these venues only cater to local investors – we intend to change this and make Europe accessable to all.. .

Bofink

Bofink

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Bofink wants to help Swedes choose the right term of bonding and amortization rate on their mortgages.

Instantor

Instantor

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Instantor helps organisations understand their customers´ true financial capacity. Instantor’s solutions process transactional data from bank accounts, support financial data aggregation and improve credit risk management.

Instantor empowers customers to accurately predict the possibilities of defaulting – making credit risk decisions faster, easier, and fairer for all. With Instantor’s fully digitalised solutions, financial organisations can increase acceptance, reduce risk, and streamline credit risk management.

Instantor has 300+ integrated banks in over 25 markets, with 200 clients in Europe, Latin America and Asia. In March 2019, the Financial Times ranked Instantor as the second fastest growing Fintech in Sweden.

Instantor is the first authorised FinTech by the Financial Swedish Authority (FSA) to operate as AISP under PSD2.. .

Bostadskreditinstitutet Alma AB

Bostadskreditinstitutet Alma AB

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Alma offers simple and fairly priced mortgages to consumers in urban areas. The background to Alma is the founders’​ own experiences with mortgages as a time-consuming, frustrating, and expensive process.

The lack of real competition on the Swedish mortgage market does not benefit the customer experience or the interest on your mortgage. Bostadskreditinstitutet Alma AB was founded in Stockholm, Sweden during 2017..

SEB Venture Capital

SEB Venture Capital

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SEB Venture Capital is the venture capital arm of SEB, founded by the Wallenberg family in 1856. They invest venture capital and add competence to and provide a network for companies with substantial growth potential.

Their focus is on Technology and FinTech in particular, with the following principal characteristics: * Products or services which offer competitive advantages that are sustainable over time. * The entrepreneur is expected to be a shareholder in the company and to have relevant industry experience.

Team is crucial! * The company has a significant growth potential and scalable business model. * Investments in the Nordics and Baltics primarily, but also UK and Germany ad-hoc SEB Venture Capital operates on an independent basis.

It has its own board of directors and an extensive, in depth contact network within many industries, primarily within technology and life science due to these investment focuses since the start, both domestically and internationally. SEB Venture Capital is an evergreen fund and has made over 100 investments since its inception in 1995.

Of these approx. 70 have been exited to blue chip acquirers like Microsoft, AstraZeneca, Cisco, Intel, J&J, Motorola and Nortel.

SEB Venture Capital is actively looking for new investment opportunities as well as acquisition targets for its portfolio companies. Investment size up to 20 MUSD during their holding period, active ownership through the board and minority holdings only..

Zimpler AB

Zimpler AB

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Zimpler is a Swedish FinTech company focused on creating the best mobile payment experience for consumers. Zimpler breaks new ground within the mobile payment experience with tools that lets the customers take control over their own spending.

Founded in 2012 Zimpler have shown rapid growth and was named third fastest growing tech company in Sweden by Deloitte Fast 50 in 2017. http://fast50.se/winners/zimpler Zimpler have offices in Stockholm, Gothenburg and Berlin with 37 employees..

CRM Treasury Systems

CRM Treasury Systems

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CRM Treasury Systems AB was founded in 1984 under the name of Currency Risk Management. Their head office in Stockholm has been located in Värtahamnen, Hangövägen 19 since 1994.

They develop CRM Finance Web – a software-as-a-service – used for financial administration in finance departments, corporate banks and treasury centres. CRM Finance Web is being used daily in over 90 active international companies..

Quickbit eu AB

Quickbit eu AB

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QuickBit eu AB is a Swedish public fintech company that provides cryptocurrency and blockchain technology to the global online market.

Gigapay

Gigapay

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Gigapay is a fintech company offering a solution for companies to send payouts without handling the taxes, insurances, and social fees. It enables gig and marketplace businesses to onboard and send instant payouts to many gig workers and freelancers without having to handle the taxes, insurances, and social fees involved in carrying out the task.

David Hansson, Albin Lindskog, Gustav Malmqvist, Raiha Buchanan, and Thomas Brunner founded the company in 2018 in Stockholm, Stockholms Lan.. .

TriOptima

TriOptima

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TriOptima, a NEX Group company, is the award-winning provider of OTC derivatives infrastructure services including triReduce and triResolve, and the Global OTC Derivatives Interest Rate Trade Reporting Repository (Rates Repository). triResolve is a network community service for counterparty exposure management for OTC derivatives including portfolio reconciliation and dispute resolution.

Used by global dealers, regional banks and buyside firms, triResolve’s portfolio reconciliation service currently handles 6 million trades representing over 85% of all non-cleared OTC derivative transactions globally. triReduce, the portfolio compression service for OTC derivative dealers, pioneers technology that eliminates risk and reduces operational and capital costs.

Serving over 150 bank and non-bank subscribers worldwide including the major local and global dealers in derivatives, triReduce is a critical tool for maintaining post trade processing efficiency. TriOptima maintains offices in London, New York, Singapore, Stockholm, and Tokyo.

Specialties: Operational and credit risk mitigation Early termination and portfolio compression Counterparty exposure management Portfolio reconciliation. .

On The Flea

On The Flea

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On The Flea is a financial services company that specializes in the fields of fintech mobile and retail. It features a mobile-focused second-hand market place and it was started by a successful equity crowdfunding.

The company was founded in 2013 and headquartered in Skane Lan, Sweden.. .

Upptec

Upptec

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Upptec is an insurtech company, leading the way for automated claim valuation of all content within Home & Travel Insurance.

Financial Tech Sweden (Sweetpay)

Financial Tech Sweden (Sweetpay)

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Developed a technical platform that automates the Invoice process for companies in different industries .

Orc Group

Orc Group

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Orc is the global market leader in trading technology for listed derivatives

Century Analytics

Century Analytics

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Finding its economic background in game theory and artificial intelligence, Century Analytics has developed unique, proprietary trading algorithms that specialize in exploiting trading patterns in the global currency market Century trades the most liquid, developed market currencies combining short-term trading strategies with rigorous risk management. The investment strategy is expected to achieve long-term attractive risk-adjusted returns, while offering an attractive diversification of most asset classes.

Century Analytics will focus on offering its investment solutions to institutional investors such as pension funds, family offices, insurance companies and corporate treasuries, as well as to high-net-worth individuals.. .

Finmate

Finmate

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Finmate is a fintech and insurtech company.

Invoier AB

Invoier AB

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Invoier is on a mission to help small and medium sized businesses become more competitive by changing the behaviour to access and price working capital. Founded in Stockholm, the financial technology company revolutionised short term financing with the world’s first spot market in real time for invoice trading.

Today Invoier offers a platform for businesses in Europe to get paid directly, plan the liquidity and grow its business. Backed by the EIC/European Investment Bank and partnering with some of the biggest investors we are quickly changing how the world sees SME financing.

Join us on our mission! Visit: https://www.invoier.com/. .

Pliance

Pliance

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Pliance is a finTech start up.

Aptic

Aptic

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Aptic is a product and services company enabling the fintech and financial industry with a platform for credit management innovation.

GRC WATCH

GRC WATCH

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GRC WATCH is a Swedish RegTech company with a headquarter in Stockholm. A company started by legal counsels who had worked on the inside of financial institutes for more than 10 years.

Struggling with the manual work related to many types of due diligence. Especially regular controls of product suppliers, distributors and outsourcing partners..

P27 Nordic Payments

P27 Nordic Payments

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P27 aims to build world’s first real-time, cross-border payment system in multiple currencies. P27 will enable real-time, batch, domestic and cross-border payments to be carried out quickly and at low cost on a secure and versatile platform.

The platform will initially allow payments to flow instantly between people and businesses within the countries of Denmark, Finland and Sweden, something that will benefit growth and development in the region. The platform will be designed to be expandable to allow for payments across the rest of the Nordics as well, which will contribute to the strengthening of the Nordic payment’s ecosystem..

Fakturino

Fakturino

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Fakturino is an online marketplace that helps SMBs get funding so they can grow their businesses.

Corpia Group AB

Corpia Group AB

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Corpia is a true SME-lender, providing long-term loans to small and medium-sized businesses at competitive rates and long-term funding.

Digital Portfolio Control (DPC) AB

Digital Portfolio Control (DPC) AB

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FinTech company DPC provides services and solutions for following up, reporting, control, governance and collaboration in investment portfolios. Currently monitoring > €40B.

Empowers all stakeholders – owners, board members, portfolio managers, administrators, etc. Monitor the portfolio anywhere, anytime – daily updated.

Used by foundations, pension funds, family offices, individuals, investment advisors, fund managers, etc.. .

InExchange

InExchange

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InExchange simplifies the process of purchase to pay and automates the exchange of orders, invoices and payments. The company offers solutions for every company, regardless of size, line of business or location.

InExchange is the fastest growing Purchase to Pay company in Scandinavia, with more than ten thousand customers, ranging from some of the largest organisations in the world to the local coffee shop. A company connected to the InExchange Network can send and receive invoices from 80000 companies worldwide..

Noteful AB

Noteful AB

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Noteful Ai incorporating machine learning with visual analytics to encourage and support investment in financial marketplaces.

Stockholm Fintech Hub

Stockholm Fintech Hub

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SFH is Sweden’s first independent physical fintech centre that’s connecting the whole fintech community.

Logwise

Logwise

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Logwise is an independent and entrepreneurial fintech company.

Cloud Capital AB

Cloud Capital AB

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Cloud Capital primarily invests in SaaS companies based on financing solutions that are optimized for SaaS companies’ unique conditions. It provides SaaS entrepreneurs who have reached the scale-up phase access to smart expansion capital in the form of loans or shareholder capital or a combination of both.

The firm was founded in 2017 by Johan Crona, with a background from starting, building, and investing in software companies.. .

KOMPAR

KOMPAR

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SME Financing

Megasol Technologies

Megasol Technologies

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Megasol Technologies and its associated companies have been producing advanced financial systems since 1986. They take great pride in producing well designed, highly flexible software having introduced the first over-the-counter PC-based banking and online banking system with advanced features such as multiple entity management, true multiple currency support, secure messaging and document storage.

Their product advances are driven by research, by market demand, by the individual suggestions of Megasol technology users and by the amazing team of Megasol professionals around the world. They take pride that an international clientele with differing needs contributes to the ability of Their company to deal with the unexpected.

And when a service based on Their products wins an international award for one of Their clients, They are quietly pleased to have helped that client realise its dreams and be recognised for its services.. .

Konstrukt

Konstrukt

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Konstrukt is a flexible cloud-based planning system, configured specifically for each business for budgeting, forecasting, or other planning needs. * Easy to use, but controlled The beauty of Konstrukt is its ease of use.

End users access Konstrukt through the browser in a familiar Excel-like interface. But unlike Excel, all data is constrained and validated, so it’s not possible for users to introduce formula or format errors, not provide mandatory data, use the wrong template, etc.

There’s no consolidation required as all the data is stored within Konstrukt’s cloud. * Connects to your systems Konstrukt connects with your existing systems to automatically include financial actuals and an up-to-date list of accounts, business divisions, offices, etc.

* Powerful data analysis Planning data can be analysed within Konstrukt and streamed automatically to your BI system for further analysis. * Fits your business, and changes with it Your business is unique and your planning process should match it.

Konstrukt’s flexibility means you can structure your plan to suit your business (and our planning workshops help you to define this). Plan according to your business and KPIs, not just amounts against a list of accounts.

* Guides users through the process Konstrukt includes a lightweight workflow tool so you can track progress as people enter plan data, approve or return data for rework, and you can comment on data throughout the process.. .

Sätila Holding

Sätila Holding

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On Sätila Holding, They are constantly looking for exciting new business ideas. They invest in start up, buy-out, expansion and reorganization.

They go in as partners and their investments tend to be between 1 and 10 million.. .

Krea

Krea

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Krea is the leading financing platform for small businesses in Sweden. We offer frictionless access to finance with the best possible term.

Our platform enables any business to apply, compare and find the best possible financing partner. Krea offers access to most lenders in Sweden, which enables business owners to find the best possible offer..

Clerk.AI

Clerk.AI

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Helps freelancers worldwide match banking, invoice and travel data with images/pdfs automatically fetched from their inbox, phone and laptop

Expensia AB

Expensia AB

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Rezeet – We replace the paper receipt

MyLoan.SE

MyLoan.SE

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Fintech, Lead Generation

Abonea AB

Abonea AB

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Fintech, transactions, payments. We make payments better!

Cboe Vest Technologies

Cboe Vest Technologies

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Cboe Vest Technologies markets a cloud-hosted platform that presents sophisticated investment strategies in a manner that is simple and visual. The platform uses exchange-traded options to deliver investment strategies that provide income, protection, or growth.

RIAs, banks, and brokers offer our strategies as an edge to their clients, helping them reach their investment goals while taking less risk. Cboe Vest Technologies is an independent company in which Cboe Global Markets, Inc., one of the world’s largest exchange holding companies owner of the Cboe Options Exchange, maintains an indirect minority holding..

SealFX AB

SealFX AB

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ealFX is a FinTech company that has developed an innovative automated hedging solution.

Global Fund Watch

Global Fund Watch

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Global Fund Watch want to raise efficiency in work related to compliance with the use of technology.

Funder

Funder

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Crowdfunding and fundraising platform for charities and organisations.

You may write to us at: Daily Finance Media/Fupping Ltd, First Floor, 61-63 Rochester Pl, London NW1 9JU.

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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