This article showcases our top picks for the best Switzerland based Fintech (Financial Technology) companies. These startups and companies are taking a variety of approaches to innovating the Fintech (Financial Technology) industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovative ideas
- Innovative route to market
- Innovative product
- Exceptional growth
- Exceptional growth strategy
- Societal impact
Top Switzerland Fintech (Financial Technology) Companies
Bancor Protocol™ is a standard for the creation of Smart Tokens™, cryptocurrencies with built-in convertibility directly through their smart contracts. Bancor utilizes an innovative token “Connector” method to enable formulaic price calculation and continuous liquidity for all compliant tokens, without needing to match two parties in an exchange.
Smart Tokens™ interconnect to form token liquidity networks, allowing user-generated cryptocurrencies to thrive. For more information, please visit the website and read the Bancor Protocol™ Whitepaper..
Avaloq group is an international fintech company that digitizes the automation of financial services industry. With its core and digital banking software, the Avaloq Banking Suite, and its international network of BPO centres, Avaloq brings trustworthy and efficient banking to the world, delivered through great user experience.
With its integrated BPO services, Avaloq is the only independent provider for the financial industry to both develop and operate its own software.. .
BRD designs, develops, and markets financial software. It offers a platform that delivers crypto purchasing, commercial register, credit rating information, management, figures, contact and news, trading, and merchant services.
BRD serves customers worldwide. Aaron Voisine and Adam Traidman founded it in 2015, with its headquarters in Zurich in Switzerland..
NetGuardians is a leading software company recognized for its innovative solutions to keep operational risk under control. Using smart behavioral analysis methods, they have designed technology that quickly identifies atypical activity, effectively controls data leaks, and alerts you to potential internal fraud.
Bundled for the banking sector, their solution can also be easily configured for any field of activity.. .
Crypto Finance AG
The Crypto Finance Group provides institutional and professional investors products and services with a level of quality, reliability, and security that are unique in the digital asset space today. The group includes the holding company Crypto Finance AG and three subsidiaries: Crypto Fund AG, the first regulated asset manager for crypto assets authorised by FINMA under the Swiss Collective Investment Schemes Act; Crypto Broker AG, active in 24/7 crypto asset trading; and Crypto Storage AG, providing crypto asset storage infrastructure solutions.
By providing the services for professional investors to invest in blockchain technology, the Crypto Finance Group is building a bridge between the traditional financial world and the emerging digital asset markets. CEO Jan Brzezek and his experienced team founded the Crypto Finance Group with the conviction that all market participants will benefit from professional, secure, and stable access to digital asset markets.
Their offices are in Zurich with headquarters in Zug, known as the Crypto Valley and home to possibly the world’s largest ecosystem of crypto and blockchain organisations.. .
Alpian is a financial services firm that combines banking services, personal wealth management, and tailored investment products all in one app. The company offers tailored investment boutique products, digital face-to-face access to experienced financial advisors, and everyday banking services for its customers, leveraging proprietary, and disruptive technology to develop scalable, personalized private banking.
Founded in 2019, Alpian is headquartered in Carouge, Geneve, Switzerland.. .
Appway provides a software platform designed to support the digital transformation of customer-focused organizations across the financial services industry. Ten out of 25 of the largest wealth managers in the world use its software suite to aid the digitization, automation and acceleration of core business processes, such as the onboarding of new clients, managing changing client circumstances and regulatory reviews.
Institutions including Credit Suisse, HSBC, J.P. Morgan, LGT, LPL Financial and Deutsche Bank, use it to improve customer experience and boost internal efficiencies while maintaining compliance with complex industry regulations..
Apiax is a Swiss RegTech start-up that builds and offers tools that transform complex financial regulations into digital compliance rules, which are constantly up-to-date and verified. The rules are consumable via an App or can be integrated directly into banking processes through an easy-to-use API.
Its cutting-edge technology provides legal and compliance teams with full visibility and control over their digital rule sets and empowers client advisors to serve their clients more efficiently and in a fully compliant manner. Apiax was founded in 2017 and is headquartered in Zürich, Switzerland..
Businesses capitalize on new opportunities, improve client relations, and optimize decision-making capabilities using Squirro’s vertical-specific Augmented Intelligence solutions, which combine human intelligence with powerful AI. An Insights Engine at its core, Squirro delivers contextualized insights from your most relevant data sources and displays them directly, via workbench integrations, or through self-service applications.
Squirro works with global organizations, primarily in the Financial Services, Insurance, Telecommunications, and Manufacturing industries. Customers include Bank of England, Standard Chartered, ING, Brookson, and Ninety-One.
Founded in 2012, Squirro is currently present in Zürich, London, Munich, New York, and Singapore. Further information about AI-driven business insights can be found at squirro.com.
Bluecode is a pan-European mobile payment solution for banks and retailers that allows fast, secure, and anonymous payments using mobile devices. At no time does Bluecode transmit or store personal data from the user’s smartphone (iOS and Android).
Bluecode can be seamlessly integrated into existing banking apps or retail registers. With every purchase, Bluecode generates a single-use TAN that is valid for four minutes and displays it on the smartphone screen, triggering an anonymous payment directly from the customer’s debit account.
The TAN is shown on the smartphone screen both as a blue barcode and numerical code, and works independent of specific transmission technologies: at the register, Bluecode will be scanned, at vending machines, it will be transmitted via Bluetooth, or QR Code when making online purchases. Additionally, Bluecode can be integrated with retailer loyalty rewards programs, facilitating a one-scan payment & loyalty process at the register.
The TAN is displayed on the smartphone as a blue barcode and as a numerical code and can be used independently of the transmission technology: At the cash desk, the blue code is scanned, transferred to vending machines via Bluetooth and typed in onlineshops. In addition, it is possible to link to the dealer’s merchant card programs so that the payment & loyalty process at the cash desk can be processed with a scan..
SONECT enables every shop in the neighborhood to act as a “virtual ATM” using just a smartphone or its POS-system. It democratizes the process of cash distribution in order to reduce the “cost of cash”.
SONECT is a location-based matchmaking platform that connects those who want to withdraw cash with those who want to deposit cash – typically a local shop owner. It builds a community around local businesses and helps them generate physical leads.
Using SONECT: • local shops will not only have less cash to manage at the end of the day but also earn a commission & attract new customers by offering a new service and having access to an additional marketing channel • individuals can avoid an extra trip to the ATM and withdraw money without fees at the click of a button – wherever they are: in a restaurant, a bar, their favorite local shop, … • banks can reduce ATM operation costs & complement their ATM network – or even enter new markets without investing significant capital. On top of that, they can leverage a new revenue channel and get closer to their customers..
21Shares makes investing in cryptocurrencies easy by using conventional brokers or banks. 21Shares offers a simple way to enter the crypto market.
Investors can purchase the company’s crypto ETP easily, safely, and in complete security in a regulated framework on the SIX Swiss Exchange in USD, Euro and GBP, BX Swiss in CHF, Boerse Stuttgart in Euro, DB Xetra as well as Wiener Boerse ( Vienna Exchange) in Euro. IT is the most expansive suite of crypto ETPs available on regulated European exchanges.
21Shares is led by a team of talented entrepreneurs and experienced professionals from the asset management and banking industry.. .
Imburse solves the integration problem between companies and the global payments ecosystem, ensuring any payment technology (collect or payout), any payment system (consumer, inter-bank, voucher) can be brought online in minutes, at zero cost. This helps accelerate deployment of payment technology and reduce the costs associated with deployment.
Through Imburse, companies are reducing costs, increasing efficiencies, modernising systems and better engaging consumers. We help CFOS, COOs and CMOs to better engage customers and to drive business efficiency topics.
The Imburse platform is an enterprise SaaS solution that supports multi-tenancy deployments.. .
Taurus Group SA
Taurus Group SA is the Swiss financial services company created in April 2018 in Geneva. It was founded by executives from the regulatory (inclu.:FINMA), banking, asset management, cybersecurity areas.
Taurus is building the next generation platform to trade, invest and protect digital assets. We believe the blockchain technologies will sustainably and positively impact our economy and that digital asset management will eventually merge with that of traditional financial assets..
Ledgy bridges the gap between Founders, Employees, and Investors with end-to-end equity management. It is an online share register platform, that can manage your employee incentive plans, model the next financing round, and send reports to your investors.
Ledgy builds trust in your cap table and flexible financing scenarios. The platform brings together all stakeholders of a cap table; through their personalized dashboards, employees can see how many shares they have already vested, and investors can track their portfolio performance.
Consistency-checks guarantee that your cap table is error-free, at any time in your company’s history and future projections. Attract and Retain the talent needed to grow your company and impress investors to take part in your success..
WealthArc automatically consolidates investment portfolios & financial data and delivers it via an easy and unified interface to clients (banks and external asset managers). The solution consists of: – A robust and battle-tested automated API engine integrating data from custodian banks (currently over 60 existing connections to banks in Switzerland, Lichtenstein, Luxembourg, Singapore, Monaco, Hong Kong and other) as well as other providers of financial data.
– Wealth management web platform built on top of an API engine. It covers a broad scope of mission-critical services for our clients, such as portfolio management, automation of client invoicing, risk profile monitoring, compliance checks and consolidation of assets from various custodian banks.
The platform is distributed via the SaaS model and stores all data in a secure cloud environment.. .
Loanboox’s success speaks for itself: Since the Go-live in September 2016, Loanboox dealt with a volume request over 50 billion Euros. More than 2000 cities and communities as well as more than 500 institutional investors and banks are active on Loanboox.
Loanboox is about to conquer the German, Austrian, French and Dutch market, too. And next step: Digitalisation of capital market..
Based in Zurich, Switzerland, Advanon is an invoice financing platform that offers a flexible method to get invoices pre-financed by numerous financial investors. The platform provides small- and medium-sized enterprises with the option to pre-finance their open invoices, allowing them to avoid the necessity of waiting for 30 to 120 days for their customers to pay.
Launched by Phil Lojacono, Philip Kornmann, and Stijn Pieper in 2015, Advanon is an authorized financial intermediary that is directly subordinated to FINMA according to the Anti Money Laundering Act.. .
Dennis Just and Christina Kehl founded Knip AG in September 2013. Ever since, they have been growing in leaps and bounds, and now have over 100 employees based in Zurich (Switzerland), Berlin (Germany), and Belgrade (Serbia).
As a start-up, they are funded by venture capitalists from the U.S., Switzerland, Germany, and the Netherlands. Their company is registered with IHK, the German Chamber of Industry & Commerce, and certified by TÜV, the German Technical Inspection Agency.
Their Knip app is an innovative mobile insurance manager that makes it easy for you to track all your insurance policies, premiums, and benefits. Their staff is there to advise users on all facets of their policies.
You can electronically adjust premiums, execute new policies, or cancel old ones. Their insurance experts strive for transparency and unbiased advice..
Melonport is the private company building the open-source Melon Protocol. The Melon protocol is a blockchain protocol for digital asset management built on the Ethereum platform.
It enables participants to set up, manage and invest in digital asset management strategies in an open, competitive and decentralised manner. Read the Melon Protocol Green Paper for a full detailed description of how it will empower its users and evolve digital asset management..
Based in the Swiss Crypto Valley, SMART VALOR is a blockchain startup set to enable borderless crypto finance. SMART VALOR aims to build a decentralized marketplace for tokenized alternative investments backed by secure custody for crypto assets.
Capitalizing on the Swiss legal framework, SMART VALOR aims to combine the privacy and security of a leading banking centre with the accessibility and diversity of the blockchain-based open network. SMART VALOR’s head office is located in Zug at Thomson Reuters, where the company is proud to be one of the first members of its start-up incubator..
Headquartered in Switzerland, MoonX built ‘World’s Fastest Exchange Technology’ and just within a year tagged as the ‘Best Potential Unicorn in Fintech Space 2019’ by Tracxn. Our strength in financial craftsmanship and proficiency in blockchain technology helped us realise tomorrow’s innovations, today.
We are delivering novelty tech-front solutions for payments, trading, settlements, banking and clearinghouses. MoonX mission is to offer Speed, Scalability, Security & Smart System across the globe while investing in R&D in areas that can advance with our tech e.g.
Medical, Agriculture, Real Estate etc. Today, we have embarked on our journey to redefine the traditional global trading and payments industry by offering our services in almost 80+ countries including Germany, Austria, UK, Switzerland, China etc..
Datum is a decentralized and distributed high performance NOSQL database backed by a blockchain ledger. This technology allows anyone to backup structured data like social network data, data from wearables, smart home and other IOT devices in a secure, private and anonymous manner.
Datum provides a marketplace where users can share or sell data on their own terms.. .
Teylor AG has developed one of the fastest and most comfortable SME loans in Germany. Using a self-built application and underwriting process, applicants can get a credit offer in less than 10 minutes and receive a business loan of up to €250,000 in two days.
Users only need to fill out a simple form on the Teylor website. Teylor then analyzes a large variety of different data points from various sources to review the applicant and generate an offer within seconds.
The user can conduct every step directly on the Teylor website. Teylor is partnering with a variety of different manufacturers, brokers, and financial advisors and enables them to provide Teylor-loans to their customers.
In the long term, Teylor’s goal is to license the processes and technologies it has built for the Teylor-loan to different financial institutions. By partnering with Teylor, banks can automate their small ticket SME lending processes and drastically reduce their underwriting and administration costs..
Colendi is a decentralized protocol providing a democratized credit scoring evaluation method that comes attached with an ID to serve users as a global financial passport. Our primary goal is to create a tool for the unbanked citizens of the world to obtain a more inclusive position regarding micro-financing.
Both the businesses and individuals are in need of a viable credit scoring mechanism that can serve as a trust agent between lenders and borrowers.. .
Mt Pelerin is a Swiss project to create the first bank to be fully built on blockchain in total compliance with regulations. More than a crypto bank, Mt Pelerin will bring the legacy world of finance on the blockchain, and not the other way around.
It aims to obtain relevant Swiss banking licenses in late 2019, a preliminary process started in early 2018 with the help of two of the Big Four firms and some of Switzerland’s best banking lawyers. Mt Pelerin is defining a protocol to use blockchains for banking services, and building a core banking system that tokenizes the entire bank’s balance sheet.
Its ambition is to shape the future of the way we bank, by democratizing complex financial products and services in a simple, transparent and cost-efficient way. At the same time, it aims to seamlessly bridge the crypto economy with traditional finance…
Monito is a comparison website for international money transfer services. They compare and review more than 450 money transfer operators, to help you find the best option for each of your international transaction.
They have affiliation partnerships with money transfer operators, which allow us to sustain their operations, they insure that all the information they provide is always accurate and transparent.. .
Optherium connects traditional and digital economies into a Global Finance Blockchain Infrastructure – the most secure, effective, flexible, fast and user friendly ecosystem for business. Optherium’s Operating System and MultiDecentralized Private Blockchains Network™ fundamentally changes blockchain technology making it usable for everyone.
As a global fintech company Optherium provide an ecosystem of products for end user: VivusPay – payment platform & mobile banking app Bitcrox – exchange, OTC Desk, liquidity pool Optherium Card – virtual and physical debit card And as a blockchain-as-a-service Optherium provides custom solutions for business built upon a patented technology called MultiDecentralized Private Blockchains Network. Solutions include complex financial ecosystems, payment solutions, banking, retail, security, data storage, GDPR solutions, ect.
Optherium is a member of the Linux™, Hyperledger, and Crypto Valley Foundations. .
Payrexx is the leading cloud-based, multi Payments & commerce platform designed for small and medium-sized businesses. Merchants can use the software to set up and manage their checkout, payment-pages and one page shops across multiple sales channels, including web, mobile, social media and marketplaces.
The platform also provides merchants with a powerful back-office and a single view of their business. Payrexx offers also whitelabeling and co-branding solutions for financial companies..
Discover, Execute and Monitor High-Conviction Investments. Alternatives shall be made as accessible and efficient to invest in as ETFs are today.
Fundbase is a cloud-based platform to ultimately host the complete investment process for high-conviction alternative investments. It allows the global alternative investor community to make step changes in efficiency, security and investment performance.
Based on technology that is superior to most in the financial industry, Fundbase will act as a blueprint for the future of finance. Fundbase delivers to qualified investors a seamlessly integrated platform to discover, execute and monitor complex investments such as hedge funds, private equity and other high-conviction investments.
It builds on trusted real world connections between accredited investors and fund managers utilizing the latest in technology. It is accessible for free with the firm goal to positively disrupt the current investment process’ efficiency, economics and performance..
TimeRepublik a peer-to-peer web platform where people from over 110 countries use time as currency (TimeCoins™) instead of money. Users use TimeCoins to pay for the services they need building trustworthy relations.
Members earn TimeCoins by sharing their expertise, skills, talent, and passions with other members. TimeCoins earned by members are automatically credited into their virtual TimeWallet and can be used to purchase services from other members.
All services are measured by the time it takes to perform them. User’s visibility and recognition are gamified and are boosted by positive feedback and awards obtained once predetermined goals are achieved..
We are developing an all-in-one trading platform for cryptocurrency owners, traders and investors. We offer a futures, spot trading and staking pool service.
Our specially developed BaiChat app serves as a wallet and chat app and enables free and instant transactions. We are a community exchange with cashback.
Every BaiToken owner receives a profit share. Bainox thus benefits from strong support from the community, because the bigger bainox gets, the more each individual user earns.
The best place to trade cryptocurrencies.. .
Founded in January 2014 as a Swiss-based FinTech startup, Bity is positioned at the intersection of finance, technology and innovation. Bity connects people with the shared economy by simplifying the conversion from traditional money into cryptocurrencies and Blockchain assets.
Their mission is to build a universal cryptocurrency gateway to empower digital nations. They believe in a decentralized economy that will help to build a better financial world, one that is fair and accessible to everyone.
Bity is a fully regulated, FINMA compliant, VQF member, KPMG oversight and audited. Bity provides a cryptocurrency exchange platform for customers, a network of BTMs / CTMs (cryptocurrency teller machines) in Switzerland, crypto to fiat and fiat to crypto online bill pay solution, crypto exchange API for business, over-the-counter trading, affiliate programs, and more..
Our customers will benefit from transparency, accessibility to the global crypto market and the highest possible security thanks to the adaption of Swiss regulatory standards. We will make the everyday use of crypto and tokens approachable, accessible and acceptable to everyone, everywhere.
The ease of use as well as the accessibility will encourage investors as well as entrepreneurs to use our platform for finding partners and offering assets. With honesto you don’t need to be a trading-professional to trade nor a software-engineer to use the app..
My Sky is an independent expert in private aviation that empowers jet owners across the globe by providing them with a revolutionary financial controlling and benchmarking tool to optimize time and money spent on their asset. My Sky’s innovative IT platform collects, digitizes, verifies, analyses and stores all financial information and allows instant access to the information that matters.
The concept of My Sky was developed in 2014 by two entrepreneurs active in private banking and private aviation. Since its public launch in August 2015, My Sky has convinced an exponential number of business aircraft owners in Europe and CIS.
The company is headquartered in Switzerland and currently employs over 80 experts, including in-house auditors, analysts and IT specialists. My Sky offers Swiss standards in terms of efficiency, system security and data confidentiality.
It is privately owned and totally independent, which prevents it from being influenced by any market player and allows total commitment to its mission: to revolutionize jet ownership through technology and expertise. My Sky has won a number of prestigious awards, including “Company of the Year (Aviation)” from ACQ5 Global Awards 2017, Gold Stevie® Award as “Startup of the Year – Business Services Industries” and Silver Stevie® Award as “Tech Startup of the Year” in 2017 International Business Awards, 2016 Sapphire Pegasus Business Aviation Award for Innovation.
My Sky covers the EMEA area and is expanding its presence globally, becoming a key player in the business aviation industry. It is a EBAA and AEROSUISSE member..
• Being in operation since 2018, the company made a launch of B2C crypto service in partnership with one of the Swiss banks in 2020 reaching a $27m turnover. • Fully licensed under the Swiss financial regulation (FINMA).
• We have identified great demand for a compliant crypto service from different financial institutions following PayPal’s crypto launch and general raise of interest to crypto market. • Aximetria is now building a SaaS platform providing seamless interconnection for any form of money: fiat, crypto and CBDC..
Have you ever dreamed of owning a limited Ferrari, Porsche or Mercedes SLR before they went to auction? Unfortunately, these promising investments remain inaccessible to most of us. CurioInvest is building the future Fintech infrastructure for tokenizing assets.
We are starting with collectible cars. This asset class has outperformed the S&P 500, gold and other indices since 2008.
Our mission is to pioneer the adoption of distributed ledger technologies in the automotive sector. CurioInvest reinvents collectible car investments by tokenizing assets, eliminating high capital requirements.
This allows more people to invest directly in the most lucrative market without costly middlemen involved.. .
eWise is a leading international provider of Personal Financial Management and Account Aggregation solutions. eWise Money Manager is used by many of the worlds most innovative banks including HSBC, Westpac and First Direct.
Founded in 2000 and headquartered in Switzerland, eWise has operations in Europe, Asia, America and Australia.. .
We make your daily money management easy. Connect all your bank accounts and see where you stand financially.
Improve your financial health with Nummo. It’s easy and secure.
Stay connected to every aspect of your financial life. Learn more about your money and keep track of it — anytime, anywhere..
MachinaTrader is a Swiss-based trading platform that offers its users a complete set of tools for algorithmic and manual trading. Furthermore, MachinaTrader includes a social network and marketplace and provides the complete trading strategy development infrastructure, which sets a new standard for building, testing, and executing trading strategies in one single place.
We offer a subscription-based pricing model, starting at $19.90 and ranging to $249.90 per month. In a nutshell, the MachinaTrader platform offers: -Professional tools for high-performance trading, backtesting, analytics and integrated concepts of machine learning -One single cockpit to monitor, manage and trade assets -Self-enabled community and strategy rental through our own social network and open source strategy marketplace.
One Visage is a cyber security company that offers a digital identity platform for financial services, and identity and access management providers, and integrators and mobile operators. The company makes use of their proprietary 3DAuth digital identity technology that can be installed on any consumer mobile phone instead of the current password-based and biometric solutions.
One Visage is found in 2013 and is based in Switzerland.. .
Headquartered in Zurich, Switzerland, Billte is a FinTech startup that specializes in digitizing the invoicing for both, businesses and consumers. For businesses Billte reduces the time and cost spent on billing.
Billte makes paying invoices fast and convenient providing the user with different payment methods; bank transfer, credit card, and installments. Billte is an online end-to-end invoicing software that does not need installation or maintenance..
Raizers is an online investment platform that allows every person or company to build and follow its own portfolio through a full catalogue of European SMEs, selected by our analysts team. Buying shares or lending in real economy becomes direct, simple and secure.
Since its accreditation as Participative Investment Advisor as the date of the creation of this status in France, Raizers opened offices in Switzerland, Belgium and Luxembourg. We have been able to propose 30 operations : real estate, innovation, industry, hospitality, etc ; for which more than 6 million euros were invested by our 24 000 members from 80 nationalities..
Relai provides a platform for anyone to invest in Bitcoin most conveniently. The app offers a stable process that allows users to buy and sell Bitcoin directly from their bank account within 1 minute.
Neither registration, onboarding, KYC verification nor deposit is required. It was founded in 2019 and is headquartered in Zurich, Switzerland..
Sygnum is Digital Asset Bank, founded on Swiss and Singapore heritage, operating globally. Rooted in two of the world’s leading financial hubs, Switzerland and Singapore, they empower institutional and private qualified investors, corporates, banks and other financial institutions to invest in the digital asset economy with complete trust.
Sygnum was founded by an experienced and interdisciplinary team of banking, investment, DLT and regulatory experts, and is backed by a distinguished group of individuals and institutions. Together, they share a clear vision of how to transform the financial industry in the coming years through DLT banking innovation..
e-Potek is digitalising mortgage financing. To make the experience of getting a mortgage easier, clearer and quicker, the startup developed an online platform enabling the customer to find the mortgage offers of all the lenders on the market in just a few clicks.
e-Potek’s customers are private individuals, as well as brokers and property developers, who use the extensive features of the platform.. .
I2 invest is a marketplace Lending is revolutionising the classical banking system. i2 invest closes the information gap along the value chain.
Based on artificial intelligence, our leading-edge technology reduces complexity and risk while bringing superior returns.. .
Monetas is a software technology company based in Switzerland. Monetas develops technologies that empower people to live and do business with greater freedom than ever before, and that make financial inclusion a reality.
The Monetas vision is a world of unprecedented freedom and prosperity. The cutting-edge Monetas platform is a combination of cryptofinance technologies working together to enable any type of transaction to be conducted instantly, privately, and securely.
The Monetas platform makes all traditional and emerging financial technologies, including blockchain technologies, accessible to consumers. The first deployment of Monetas technology focuses on consumer financial applications in Africa.
Monetas licenses its software to regional partners and provides them with a suite of “white label” example applications that complete the Monetas commercial ecosystem. These example applications can be modified by partners in order to meet their region’s specific market requirements.
Monetas launched a pilot of its technology with partners in Tunisia, and the commercial launch is scheduled for March 2016. Monetas has signed agreements to bring its platform to twelve additional African countries in 2016, providing financial services to more than 300 million people.
Monetas won the Swisscom Startup Challenge 2015 and will be featured prominently at CeBIT 2016. Monetas has raised 7m CHF to date from a large global investor community valuing the company at 90m CHF (Jan 16)..
Accounto combines unique technology and expertise. As a member of Treuhand Suisse, the company is a competent partner in matters of trust, security and profitability.
The product guarantees the reduce of costs and the time spent completing the bookkeeping by 90%. For skeptics, curious and doubtful people, Accounto offers the opportunity to get an idea of automated bookkeeping – everyone can test Accounto free of charge for 30 days.
Accounto Technology was founded in 2016 by Alain Veuve and Jan-Hendrik Heuing, now employs 16 experts from the fields of: fiduciary, financial accounting, software development and machine learning. Accounto is a technology provider for structured accounting intelligence.
The company pursues the goal of fully automating accounting work. Through the autonomous accounting, Accounto creates more than one accounting tool and/or an accounting template to simplify the work.
Accounto takes care of the work itself.. .
Lendora is a crowdlending platform – or personal loans – that directly connects borrowers and investors in Switzerland. Without going through the banks, a borrower finances his credit application from many lenders and therefore enjoys better terms.
Investors, on the other hand, benefit from a unique return opportunity. Both parties benefit from better rates, greater transparency and unprecedented freedom of choice..
InvestGlass empowers wealth advisors to serve their customers smarter and faster than any robots. Their customizable platform helps you to deliver the right message at the right time to the right investor.
Save time, money and offer a truly individualized experience to your customers. InvestGlass SA is a Swiss incorporated company based in Plan les Ouates, Geneva.
Their developers are based in Geneva, their entire platform is designed locally and is hosted in Swiss bank level security servers. Founded in 2014, InvestGlass is a Swiss-based, white-labeled, client and prospect management platform for bankers, wealth managers and advisors.
The platform is designed to facilitate more efficient prospecting and onboarding of new clients, as well as the management relationships with existing clients. Components include a content management system, CRM, and client portal..
CashSentinel is a smart-contract payment service provider, working in a B2B2C distribution model. CashSentinel facilitates hundreds of transactions worth millions of Euros every month, for various clients and partners of the e-commerce, banking, payment and insurance industries.
CashSentinel’s main clients and partners are Société Générale (France), Ewigo (France), Band of Boats (France), CGI Finance (France), Allianz (France), AutoScout24 (Switzerland) and SIX Payment Services (Switzerland and EU).. .
Trendrating is a global leader in the field of advanced analytics and trend capture technology in the asset management and wealth management industries. Serving thousands of portfolio managers worldwide and strategic partners such as Bloomberg, Euronext and FactSet, our proprietary advanced analytics and unique trend-capture and rating methodologies are used as part of their investment decision-making process in the asset management, wealth management, private banking, advisory and hedge funds fields to maximize returns and to control risks.
Backed by over 25 years of industry experience in developing and constructing sophisticated first class models and software for asset and wealth managers, our founders believe that superior investment performance on a consistent basis comes from the ability to be in synchrony with and take advantage of major price trends in financial markets. The ability to capture a large part, i.e., alpha, of the bull trends and avoiding most of the bear trends in stocks, sectors, ETFs and indexes over different market cycles is the essence of successful investing.
In 2019, Trendrating was named as one of the Top 10 Portfolio Analytics Solution Providers by Capital Markets CIO Outlook.. .
Avance Pay is a fast growing Swiss high-tech company, specialized in innovative NFC-based payment and transaction solutions. Founded in 2011, Avance Pay is a privately held and independent company with headquarters in Bern, Switzerland.
The management team has extensive experience in the field of electronic transactions & ticketing, NFC, RFID and high-tech entrepreneurship. Avance Pay is continuously building its IP portfolio..
In the world today, some 2.5 billion people are either underbanked or completely left out of the system. Access to specifically designed, affordable and mobile-based financial services is key to financial inclusion, as well as the value creation it entails for everyone as the benefits ripple through society.
Based upon a leading core banking platform, and an initial international payment service accessed via a mobile wallet, Pintail is a Fintech that is developing a fully EU licensed challenger bank/insurer targeted at poorly served communities and their migrants. The platform will provide both banking and insurance products, and it is launching in 1Q 2018, beginning with a remittance product aimed at Moroccan migrants in France..
Diamond Digital develops a crypto-currency backed by diamonds. The crypto-currency is issued on the Ethereum1 Blockchain, and it follows both the ERC202 standard for interoperability and the suggested ERC621 3 standard for increasing and decreasing token supply.
Ethereum smart contracts guarantee that there cannot be more DiamondCoins in the system than diamonds used as collateral. DiamondCoins can always be redeemed for auxiliary diamonds as a consequence.
Diamond Digital began operation in 2017. It has headquarters in Feusisberg in Switzerland..
Reference Capital (formerly Genevest)
Founded in 1983, Reference Capital (formerly Genevest SA) is a Swiss-based private investments advisor with one of the longest track records in Europe. It helps a curated group of large European industrial and financial families invest in top-tier Venture Capital Funds around the world.
Reference Capital is actively deploying assets into a growing network of VC Funds active in Life Sciences, Digital Technologies and Sustainability with presence in the US, Europe, Israel, China and India. RefCap advises selectively its clients with direct investments but always alongside a qualified VC with sector expertise in the target company business..
Smart Execution SA, aka Smex, is the Geneva leader in blockchain technologies applied to finance. It is a holding company with the vision to put tech on top and not in the basement.
Its mission is to empower people and let them regain control of their money with innovative financial solutions. It paves the way to a new world where finance is borderless, safe and fair for everyone.. .
We are building an online insurance aggregator that simplifies buying experience for users and improves sales for Insurance companies smartie.ch lets people connect with online prices, offline Agents, online community. It improves sales closures and provides deep data analytics to insurance companies helping them transform their business to digitalization.
Customer is the online insurance buyers Insurance companies and agents pay for the leads and Analytics services. Free for customers!.
Glassnode is a blockchain data and intelligence provider generating innovative on-chain metrics and tools for digital asset stakeholders. Glassnode develops applications that provide new ways of delivering insights into blockchains and cryptocurrencies by focusing on the data from the blockchains themselves.
Using data science and machine learning, Glassnode analyzes blockchain data and distills information, thereby delivering market intelligence based on transactional data. With an emphasis on user-centric interfaces, delivers intelligible, actionable, and unique insights from blockchain data and beyond, helping investors to make educated decisions in an overly emotional and irrational market, as well as equipping blockchain teams with valuable insights on their projects and tokens..
Crypto Broker AG
Crypto Broker AG allows institutional investors to participate in this emerging digital asset class with professional, secure, liquid, and transparent trading services. Crypto Broker is a VQF-regulated financial intermediary offering qualified investors professional access to the crypto asset market.
The trading infrastructure was developed and is maintained by a specialised team of trading, crypto, and IT experts. Crypto Broker’s infrastructure gives access to the world’s leading crypto exchanges via a proprietary algorithmic order management system and provides RFQ and streaming prices..
HypoPlus provides services for private mortgage financing. Their goal is to support clients in search of a mortgage with valuable know-how and powerful tools.
For financial institutions, they offer a unique way to present their mortgage offers and target clients that match their portfolio requirements.. .
Centralizing decentralized markets, Covario is the leading prime brokerage for institutional crypto asset managers. We help our clients monitor, trade, borrow, and store digital assets on hundreds of exchanges around the world.
Built by Wall Street veterans who know what professional money managers need.. .
SUSI Partners AG is a socially and ecologically responsible Swiss investment advisor to Sustainable SàRL (Luxembourg), a sustainable asset manager offering quality products in the sustainable asset class intended for qualified investors seeking to diversify their portfolio. Each of Sustainable SàRL’s funds is guided by the following principles: stable returns, minimal correlation to traditional asset classes, measurable sustainable contribution.
The funds advised by SUSI Partners AG finance renewable energy infrastructure, electricity storage and distribution capacity as well as energy efficiency retrofits in Europe and Switzerland.. .
BlockState provide SMEs and real estate developers with an end-to-end, blockchain based solution to issue and manage equity and debt. We do this by creating so called Security Tokens – digital representations of existing, regulated financial products.
Using blockchain technology and smart contracts, we automate complex processes and replace costly intermediaries, driving down cost and complexity for issuers and enabling easy transferability between investors and access to secondary markets. BlockState’s lifecycle management tools enable issuers to handle issuance KYC, corporate actions, financial reporting, and OTC transfers..
At TRUSTLESS.AI and Trustless Computing Association, in Zurich and Luxembourg, we are building a 2mm-thin personal computer and a new certification body that bring previously unimagined peace of mind and freedom to your private digital life, e-health, and e-banking. Initially for top clients and employees of large private banks and enterprises, it seamlessly enables ultra-secure messaging, social networking, transactions, and dozens of 3rd-party apps, while replacing all other external authentication devices used by employees for access to digital and physical spaces.
We achieve radically-unprecedented levels of confidentiality and integrity – while ensuring legitimate lawful access transparently and safely – via an uncompromisingly trustless approach down to CPU design, chip fabrication oversight and hosting room access – as certified by a new ultra resilient and democratic Trustless Computing Certification Body, being built by our NGO arm. Our Seevik Pod is carried face-out in luxury leather wallets, in a variety of styles, and then also embedded in the back of thin flagship Android phones, and in basic models, with hundreds of apps, to realize the first ultra-secure and democratic social computing platform..
We are a new generation of debt collection agency, focussed on providing technology companies with a web & API-based debt collection solution. We have developed innovative collection measures as well as employing traditional calls, letters and emails.
Our objective is to assist you with the reduction of your debt write-offs and to increase your profitability. Our pre-legal collection service is completely free of charge for you – the creditor.
We handle your customers with respect and protect your brand image.. .
The Swiss Contovista AG specialises in analysis, enrichment, and visualisation of financial data. For the financial services industry, Contovista opens up business opportunities in the areas of Personal Finance Management (PFM), Business Finance Management (BFM), and Data Analytics.
The company develops innovative technologies and algorithms for analysis of large volumes of unstructured data, leveraging machine learning methodologies. Financial institutions can easily integrate Contovista modules into existing online and mobile banking applications to better serve their customers across all channels..
RELE.AI is a Swiss & Israeli startup in the FinTech space, focusing on Private Banking. The company developing a unique “conversation intelligence” solution that, at its core, helps relationship managers engage better and smarter with their clients.
By providing a multi-channel stream of insights, automation, and recording every message, our clients enjoy efficiency at its best, cheaper cost of labor, and better enforcement of regulations.. .
DealMarket is a global online platform for fundraising and deal flow management – a one‐stop shop for Private Equity & Corporate Finance professionals. DealMarket counts more than 15,000 active private equity professionals from 159 countries and is growing fast.
Global leading banks like UBS use DealMarket’s deal flow management tools like hundreds of Investors, Associations and Networks trust our comprehensive service offering for Private Equity. DealMarket’s offering includes: • A global marketplace for fundraising and deal sourcing and to connect and network within the private equity industry • A browser based deal flow management and deal exchange tool, helping professional investors, investment clubs and associations to receive, store, manage and syndicate their proprietary deal flow more efficiently and secure.
• Affordable access to industry‐leading third‐party Due Diligence Services & M&A Databases on demand (without subscriptions) Headquartered in Zurich, Switzerland, DealMarket was voted the “Best Global Private Equity Platform for 2012, 2013 and 2014” by Corporate Livewire. To learn more about DealMarket please visit www.DealMarket.com.
ANIVO 360 AG
Founded in Zurich in 2015, the Insurtech Anivo provides insurance companies, banks, telecommunications providers and ecosystems with a technology platform for rapid market introduction and highly efficient distribution of innovative insurance products. If required, Anivo develops new insurance solutions together with the involved project partners.
The implementation and international roll-out of complex insurance products is based on AnivoCore, the company’s own multitenant white label distribution platform. A service team of proven insurance experts is able to provide highly efficient customer advice and sales using state-of-the-art video technology.
Products, operating software and processes are optimized during ongoing operations. The Anivo Bancassurance solution enables banks to easily expand their service portfolio with innovative insurance products.
With Anivo, established insurers can place new insurance products on the market within a few weeks without burdening their own IT resources, thus significantly shortening their innovation cycles.. .
Privatemarket.io is a digital marketplace built on blockchain technology that serves as a distribution and investment platform for alternative investment products and services with a focus on low liquidity assets like private equity and real estate. On the investors side, our services include administration, custody, reporting and support during the lifetime of the product.
The open platform provides them with a simplified access to world-class managers and strategies, on demand due diligence services and unique liquidity management solutions.. .
SIX Digital Exchange
SIX announcing fully end-to-end and fully integrated digital asset trading, settlement and custody service. Switzerland’s stock exchange – owned and managed by SIX – announced on 6 July 2018 that it is building a fully integrated trading, settlement and custody infrastructure for digital assets.
SIX is fully regulated as an operator of Financial Market Infrastructure (FMI) by Swiss Authorities, FINMA and the Swiss National Bank, and intends that the planned ‘digital asset ecosystem’ – SIX Digital Exchange (“SDX”) – will enjoy the same standard of oversight and regulation. SIX Digital Exchange will be the first market infrastructure in the world to offer a fully integrated end to end trading, settlement and custody service for digital assets.
The service will provide a safe environment for issuing and trading digital assets, and enable the tokenization of existing securities and non-bankable assets to make previously untradeable assets tradeable. Following an agile approach to meet the needs of today’s dynamic environment, the first services will be rolled out in mid-2019..
Époque Plus is the leading provider of “Artificial Intelligence Trading Services” for high-net-worth individuals, family offices and institutional investors. Pioneering the next generation of wealth creation with a 5th generation battle-tested trading service, that since 2011, delivers a consistent monthly performance.
First trading service that uniquely fuse artificial intelligence, risk intelligence and machine learning system to controls risk and secures profits.. .
Tindeco Financial Services
Tindeco Financial Services is a fully integrated investment management platform to banks, family offices, and fund managers. The platform offers tindeco vision and a host of related services to support you in delivering the highest quality asset management solutions to your Clients.
VISION provides portfolio administration, portfolio management, risk management, and order management for making it a comprehensive solution for Asset Managers. Their mission is to assist the Asset and Wealth Management industries to navigate the building paradigm shift.
It also provides a solution in vision core technologies, asset management services, and vision investments. Tindeco Financial Services was founded in 2010 and is a headquartered in Zug, Switzerland and has an office in Edinburg, UK..
Foxstone is a pioneer of the Swiss Real Estate Crowdfunding market. Founded by Real Estate professionals, it aims to democratize the market by offering ownership of Swiss residential real estate projects to every investor.
Through its online platform, Foxstone connects, on one hand, Swiss citizens by opening for them the access to the best asset class available on the market, one that was previously accessed only by professionals and wealthy people, and on the other hand, hand-picked real estate entrepreneurs that get a great exposure on a large investors network. Foxstone offers a full web-based platform, that covers the entire deal process, saving a lot of time and paperwork, and making the whole adventure simple, cost and time efficient, for both sides.
Foxstone is democratizing the Swiss Real Estate market.. .
CB Financial Services
CBFS is a directly subordinated financial intermediary (DSFI) based in Zurich. They offer a system for online customer identification, interaction and contracting via ‘secure video streaming’.
The secure video stream offers the possibility to exchange documents as well as to conclude a legally binding contract with an “electronic signature”. With the Safe Payment platform, CBFS offers a secure and automated solution for global financial transactions..
flov technologies AG
Flov technologies is a Swiss asset management company with focus on quantitative investment strategies in digital assets, with a vision of a global peer-to-peer marketplace that utilizes distributed ledger technology as a settlement infrastructure. The firm is built on three pillars: a highly experienced and visionary team, tested investment strategies and professional operational structure.
As such the team is comprised of Blockchain pioneers with detailed insights into the crypto world and its future, experienced hedge fund professionals with great track records and quants that can deploy investment strategies in a quick and efficient manner. Additionally, flov has a clear organizational structure and governance, process driven operations, and strong risk management that can mitigate investment risk in the space of digital assets.
Flov allies an open research setup (no silos) with a meritocratic environment, and values research and information technology as the cornerstones of its success.. .
SmartCredit.io is a peer-to-peer lending platform for direct interactions between P2P customers. SmartCredit.io is based on Ethereum blockchain technology.
Each user can use their own standard wallet. As long as you control your private cryptocurrency keys, only you are able to execute operations with your cryptoassets.
Compared to conventional banking, blockchain-based solutions are far more secure. SmartCredit.io is solving the “credit problem” in the crypto space, disintermediating credit-card businesses, and creating credit-money..
Cerealia harnesses Digital Ledger and Financial Technologies to offer a new generation of solutions to emerging markets’ SMEs active in the international trading of agri-commodities. The ecosystem targeted by Cerealia, the global agri trade, is still operating in the Stone Age, as evidenced by: USD sourcing difficulties, predominant use of original paper documents, intrinsically hard to standardize trade terms and labour intensive processes, market concentration not conducive to innovation, monopolized trade finance.
Our motto is “To improve agribusiness so profoundly, traders won’t go back to the old ways.”. .
VIMA has developed advanced social computing technologies, merging artificial intelligence, computer vision and social science. Our proprietary behavioural intelligence tools can automatically understand human behaviour with human-level accuracy to unlock opportunities in the field of human-machine interactions.
VIMA is a spinoff from the IDIAP Research Institute affiliated with the Swiss Federal Institute of Technology (EPFL) in Switzerland.. .
You may write to us at: Daily Finance Media/Fupping Ltd, First Floor, 61-63 Rochester Pl, London NW1 9JU.