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These are the Top Fintech (Financial Technology) Companies in Vietnam (2021)

This article showcases our top picks for the best Vietnam based Fintech (Financial Technology) companies. These startups and companies are taking a variety of approaches to innovating the Fintech (Financial Technology) industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Vietnam Fintech (Financial Technology) Companies

Data sourced from Crunchbase and SemRush.

Momo

Momo

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Momo is a FinTech startup that offers a mobile, electronic wallet, and payment application for iOS and Android devices. Its products help customers in Vietnam make nationwide cash transfers, pay more than 100 types of bills, recharge mobile phone accounts, settle personal loans, and purchase services such as software license and online game cards, airline and movie tickets, etc.

The company’s payment system partners with 24 domestic banks and foreign payment networks, including JCB, MasterCard, and Visa.. .

Finhay

Finhay

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Finhay is a platform to help users save smart and optimize idle money by automatically bringing accumulated money to reputable financial funds in Vietnam. Finhay is a one-stop-shop for financial services in Vietnam that helps millennials build wealth wisely.

Finhay aims to serve the under-served audience in the market. Finhay was nominated in Fintech 100 2019 by KPMG, a 1st Runner-Up by the Ministry of Science and Technology of Vietnam and Top 10 startups in 2017 at Techfest Vietnam..

Tima

Tima

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TIMA begin participating financial markets technology from 2015 as a provider of technology lending platform peer (P2P) first in Vietnam.

iCare Benefits

iCare Benefits

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iCare Beneifts is a for-profit social enterprise which enables manufacturers, social organizations, banks and service providers to serve workers at the bottom of economic pyramid. iCARE BENEFITS IS A BREAKTHROUGH EMPLOYEE BENEFITS SOLUTION FOR DEVELOPING COUNTRIES.

iCB provides workers an employee benefits program at their workplace. With iCare Benefits, workers can access essential products and services that improve quality of life for both themselves and their families and contribute to their professional growth and productivity.

iCare Benefits aims to give employees immediate access to essential products and services that will improve their quality of life and well being and enable Comfortable, Healthy, Smart and Prosperous Living both in the workplace and at home. Workers’ life will be improved along with the sustainable development of companies which have signed up for iCare Benefits Cooperation Agreeement.

iCare Benefits’ products and services are aimed to help low- and moderate-income workers gain access to life quality improvement, healthcare, work more efficiently, widen knowledge, enhance skills, learn problem solving, positive thinking, self-motivation, interpersonal skills, etc.. .

SaveMoney Corporation

SaveMoney Corporation

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We provide a flexible B2B2C PLATFORM of Digital Insurance Market Place connecting Big data of Banks, Telcos, Airline, Hospital & Social Media to build personalized insurance products to customers. The Digital Insurance Marketplace is integrated with omni-channel distributions of our partner (Web, Mobile Banking App, Telesales, Chatbot, Smart Agent,…) to assist customers to compare the variety of insurance benefits from partnered insurance companies.

Our team of experts in actuaries, product development and data science will build personalized insurance products to maximize the revenue for our partner.. .

Money Lover - Money Manager

Money Lover – Money Manager

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Money Lover app is basically a finances and expenses manager for individuals. It allows you to track your expenses over time and manage your monthly or annual budget.

So throughout the day, you could pull out Money Lover after making a purchase and log it into the app. At the end of the month, you could look back at your spending and tweak according to your budget.

Money Lover is the perfect tool to analyze and to help you improve your financial heath.. .

VietUnion (Payoo)

VietUnion (Payoo)

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VietUnion Online Services Corporation (VietUnion) was founded on Jan 14, 2008. Our key investors are NTT Data (Japan) and Saigon Construction Corporation (SCC).

VietUnion develops and operates the payment platform, named Payoo, under the intermediary payment service licenses granted by the State Bank of Vietnam (SBV). Payoo is one of the leading payment platforms in Vietnam, which provides several services including Bill Presentment and Payment (over 200 bill services provided), Payment Gateway, e-Wallets, in supporting of the Collection and Disbursement, and Money Transfer.

Besides having direct connection with more than 35 different banks in Vietnam, Payoo also maintains a partnership of 7000 physical Point of Sales (POS) across Vietnam, such as convenience stores (CircleK, FamilyMart, B’sMart, 7Eleven, Vinmart+ etc.), supermarkets, and ICT shops (MobileWorld, FPT Shop, VienthongA, NguyenKim, Mediamart, Pico etc). In 2017, Payoo processed over 2 billions USD in terms of transaction value..

Bizzi

Bizzi

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Bizzi is focused on helping accountants automate financial processes like pay bill, approvals, receipt scanning, compliance.

Kim An Group

Kim An Group

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Kim An Group operates as a fintech platform.

MPOS

MPOS

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MPOS is a financial services company that features a mobile-based software platform designed for digital payment. It features business management software that specializes in the card, QR code, and e-wallet payments.

The company was founded in 2013 and headquartered in Da Nang, NA-Vietnam.. .

INSO

INSO

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INSO is an insurtech company that offers online Insurance and online claiming procedures. It aims to partner with local insurance companies to provide innovative, affordable, and accessible online insurance products paired with optimal online claiming procedures.

The company was founded in 2018 and is headquartered in Hai Ba Trung, Hanoi.. .

DragonLend

DragonLend

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SME Lending

WowMelo

WowMelo

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WowMelo is a fintech company, is removing frictions in South-East Asia’s e-commerce by offering financial solutions. WowMelo improves the shopping experience making it as simple and safe as possible with the “buy now pay later” model, with frictionless and flexible checkout across all retail channels.

It offers pay after delivery options in a smooth one-click purchase experience that lets consumers pay after they receive the item and they’re happy with the delivery.. .

CircleBi

CircleBi

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GA for Startusp and SMEs Cashflow

VayMượn

VayMượn

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Vaymuon is not a bank nor a financial institution. Vaymuon uses AI or Bigdata to connect money borrowers automatically, including individuals and micro SMEs with lenders.

This will bring convenience for borrowers and take advantage of idle cash of lenders to earn highest profits. Our customers are on demand for small amount who are usually overlooked by banks.

Vaymuon is positioned to be the lengthened arms of the banks. Via website, app, and fanpage named Vaymuon, it has provided intermediary service online platform matching borrowers and lenders with no face-to-face meeting, no collateral and disburse within 30 minutes..

Vietcombank

Vietcombank

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Vietcombank is a foreign trade bank that provides a wide range of financial services in international trade. It offers traditional services such as capital trading and mobilization, credit, project financing, and more as well as modern banking services such as forex trading and derivatives, card services, e-banking, and many others.

Vietcombank has developed an auto-bank system with over 2,100 ATMs and more than 49,500 POSs nationwide. Its operations are supported by a network of more than 1,800 correspondent banks in 155 countries and territories.

Vietcombank currently has almost 14,000 employees; more than 400 branches; and transaction offices, representative offices, and affiliates in Vietnam and abroad, including its head office in Hanoi, 1 operation center, 1 training center, 89 branches, over 350 transaction offices all over the country, 2 subsidiaries in Vietnam, 2 subsidiaries and 1 representative office in other countries, and 6 joint ventures. Founded in 1963, Vietcombank is headquartered in Hanoi, Vietnam..

BankGo

BankGo

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BankGo is a banking and financial comparison platform that connects borrowers with banks for housing, car, and consumer loans. It allows individuals and businesses to search, compare, and easily apply for loans with the best interest rates.

The platform also provides its users with credit cards, savings accounts, and SME loans, helping them get relevant information and support in choosing the best options and alternatives to borrow money. BankGo was launched in 2016 and is operated from Hanoi, Vietnam..

1Pay

1Pay

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1Pay is a mobile payment platform that enables consumers and vendors to manage all their payment needs from one platform. Webshops and online merchants are enabled to receive credit card and alternative forms of payment over the internet.

Merchants can go to the 1Pay website to create an account, thus giving them access key and secret key to integrate all charging methods for their games, contents, or mobile apps using APIs, SDK and Tools provided by 1Pay. It allows customers to pay by SMS, WAP charging, prepaid phone cards, direct charging, and subscription charging for purchasing digital goods via their mobiles.

Merchants can create many different product lines and integrate 1Pay payment for each product line. The 1Pay dashboard will show all information related to each product line to help merchants to monitor and manage their business activities timely and effectively.

Finally, 1Pay will process cash out through bank transfer after receive merchant’s request. 1Pay was launched in January 2013 and is operated from Ho Chi Minh City, Vietnam..

HuyDong.com

HuyDong.com

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HuyDong.com is to building a personal finance portal to provide financial literacy skills for Vietnamese.

Tienngay.vn

Tienngay.vn

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Leading multi-utility financial service shop chain in Vietnam

FinFan

FinFan

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FinFan is a fintech compnany that provides a secure Money-Beyond-Border services platform.

VinaPay

VinaPay

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VinaPay is a Vietnamese company that is focused on electronic payment services. It offers mobile- and internet technology-based solutions to satisfy the demands of its customers.

VinaPay provides its services in the United States, South Africa, Columbia, Philippines, China, and Vietnam. Founded in May 2007, VinaPay is headquartered in Hanoi, Vietnam..

DYNO

DYNO

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Offering solution to help financial institutions save operation cost, reduce risks. We support information for Financial Institutions to prescreen and to detecting fraud on their customer data.

For recruitment, we offer an automatic system to bring the best candidates for employers.. .

You may write to us at: Daily Finance Media/Fupping Ltd, First Floor, 61-63 Rochester Pl, London NW1 9JU.

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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