in

These are the Top InsurTech Companies in America (2021)

This article showcases our top picks for the best America based InsurTech companies. These startups and companies are taking a variety of approaches to innovating the InsurTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top America InsurTech Companies

Data sourced from Crunchbase and SemRush.

Lemonade

Lemonade

Crunchbase Website Twitter Facebook Linkedin

Lemonade operates as a full-stack insurance company powered by AI and behavioral economics and driven by social good. It is a licensed insurance carrier, offering homeowners and renters insurance.

Lemonade replaces brokers and bureaucracy with bots and machine learning, delivering zero paperwork and instant everything. The company uses artificial intelligence and behavioral economics to set rates for the homes and renters it insures.

Lemonade was founded in 2015 and is headquartered in New York, NY, United States.. .

Bestow

Bestow

Crunchbase Website Twitter Facebook Linkedin

Bestow is an insurance technology company offering a platform that makes life insurance accessible to families. It builds products and technologies that expand the market and reimagines life insurance distribution.

Bestow’s proprietary, entirely digital life insurance platform will help propel growth into new insurtech, carrier, and partner channels. The approach that the company uses enables busy families to seek and purchase affordable policy rights from their mobile device in a matter of minutes.

In addition to its direct-to-consumer arm, Bestow provides APIs that enable partners to offer life insurance coverage to their customers with ease. Jonathan Abelmann and Melbourne O’Banion headquartered the startup in Dallas, Texas in 2016..

Next Insurance

Next Insurance

Crunchbase Website Twitter Facebook Linkedin

Next Insurance is an online-based insurance company for entrepreneurs and small businesses. The company’s services feature claims investigation as soon as possible, with many being decision within 48 hours that helps its clients to get transparency.

They use technology to eliminate agents and other expensive extras and give prices that are incredibly affordable. It also offers policies to a range of small businesses from general contractors to personal trainers.

Next Insurance was founded in 2016 and is headquartered in Palo Alto, California.. .

Bold Penguin

Bold Penguin

Crunchbase Website Twitter Facebook Linkedin

Bold Penguin is a commercial insurance exchange that connects customers, agents, and carriers to match the right quote in record time. With a heavy focus on the agents, Bold Penguin pushes the boundaries of user experience for businesses, an easy tool for agents, and a streamlined process of underwriting for carriers.

The company operates an Exchange which utilizes a set of solutions to identify, triage, quote, and bind commercial insurance in a highly efficient and tech-enabled way. It plans to deliver on the platform enhancements which include more flexibility in how the core technology is leveraged by enterprise customers, expanding in excess and surplus lines.

The Company offers a streamlined process of underwriting for carriers in commercial property and casualty insurance services. Bold Penguin was founded in 2016 and is headquartered in Columbus, Ohio, USA..

Metromile

Metromile

Crunchbase Website Twitter Facebook Linkedin

Metromile is the provider of pay-per-mile car insurance company in the U.S. Powered by data science and machine learning, the company is disrupting a $250 billion auto insurance category.

Metromile is building a loyal community of drivers who come for the savings and stay for the experience. AVA, Metromile’s AI-driven claims system, is designed to speed up the process of verifying and paying out insurance claims.

Using Metromile Pulse sensor data, AVA can reconstruct the scene of an accident to instantly determine if claim details are accurate. When the claim is verified, Metromile is able to automatically approve payments within seconds..

Zipari

Zipari

Crunchbase Website Twitter Facebook Linkedin

Zipari is a customer experience platform developed specifically for health insurance. The customer experience platform provides deep analytics and real-time recommendations to optimize the consumer experience and improve customer satisfaction in the healthcare industry.

Zipari’s breakthrough technology enables the type of member relationship that insurers want and consumers seek. Its InsureCX integrates with major CRM solutions providing industry-specific workflow management for healthcare companies to improve customer acquisition and retention.

The company was incorporated in 2014 and is headquartered in Brooklyn, New York.. .

Groundspeed Analytics

Groundspeed Analytics

Crunchbase Website Twitter Facebook Linkedin

Groundspeed Analytics, Inc. (Groundspeed) accelerates commercial insurance performance with the power of machine learning and artificial intelligence.

The Groundspeed platform automatically turns files like submissions, loss runs, exposure schedules and policy documents into actionable information, empowering users to lower costs, identify profitable pools of risk and drive top-line growth.. .

SixThirty

SixThirty

Crunchbase Website Twitter Facebook Linkedin

SixThirty is a global venture capital fund that operates a go-to-market program for B2B FinTech, InsurTech & Cybser Security startups. SixThirty invests in and helps grow between 8 – 12 early-stage (generally Seed – Series A) companies each year, providing funding, mentorship, and connections.

Learn more about the SixThirty investment process at https://sixthirty.co/apply/. SixThirty’s mission is to find the most innovative ideas in enterprise financial technology, insurance technology, and cyber security across the globe, and work with like-minded corporate investors and partners to mentor and grow them into great businesses..

Oscar Health

Oscar Health

Crunchbase Website Twitter Facebook Linkedin

Oscar is a health insurance company that offers individual and family plans, medicare advantage, and small group products. It employs technology, design, and data to humanize health care.

The company offers plans to individuals, couples, and families living in parts of New York, New Jersey, California, and Texas who don’t receive health insurance from an employer. Founded in 2012, Oscar Health is headquartered in New York, New York, United States..

Policygenius

Policygenius

Crunchbase Website Twitter Facebook Linkedin

Policygenius is an insurance tech-startup that specializes in providing financial protection. The company focuses on providing solutions in the fields of finance, insurance, and insure-tech.

Policygenius was founded in 2014 and headquartered in New York, United States.. .

Bright Health

Bright Health

Crunchbase Website Twitter Facebook Linkedin

Bright Health develops a health insurance service platform designed to deliver quality healthcare experiences. It offers health insurance that connects users to various physicians and healthcare services.

The company provides its health insurance plans directly to consumers via broker partners, and through public and private health insurance exchanges. Bright Health gives providers the tools they need to optimize their practices and deliver value-based care to the patients they serve.

By driving it all is its person-centric, intelligent technology platform which connects consumers, payers, and providers with the common purpose of lowering health care costs while improving outcomes, experience, and access. The Minneapolis, Minnesota-located company was founded in 2015 by Tom Valdivia, Robert John Sheehy, and Kyle Rolfing..

Clearcover

Clearcover

Crunchbase Website Twitter Facebook Linkedin

Clearcover is a digital car insurance provider offering better coverage for less money. The company’s API-first approach enables customers to have great insurance at affordable rates.

Founded in 2016, Clearcover is headquartered in Chicago, Illinois.. .

States Title

States Title

Crunchbase Website Twitter Facebook Linkedin

States Title enables an instant real estate closing experience. The company uses machine intelligence and its patented technology solution to transform residential real estate, making closings instant and affordable.

States Title and its family of brands – North American Title Company (NATC) and North American Title Insurance Company (NATIC) – offers solutions for lenders, real estate agents, title agents, and homeowners that make closings vastly more simple and efficient, reducing cost and increasing customer satisfaction. States Title’s clients include some of the largest bank and non-bank lenders in the U.S.

To learn more visit statestitle.com.. .

Newfront Insurance

Newfront Insurance

Crunchbase Website Twitter Facebook Linkedin

Newfront is the modern commercial insurance brokerage. No 20-page applications, confusing policy terms, or painful renewal cycles.

Newfront’s experienced brokers and technology remove the headache from business insurance.. .

Ethos Life

Ethos Life

Crunchbase Website Twitter Facebook Linkedin

Ethos Life is an insurance company that provides modern and ethical life insurance to protect life. They’re building ground-breaking software for life insurance (a $650 billion market) and the company’s mission is to make protecting your family affordable, accessible, and instant.

It also employs a human approach in delivering its services. Ethos policies are issued and guaranteed by Legal & General America (LGA), a large U.S.

life insurance provider since 1836. They use technology to learn about what makes you unique so that they can find new and truly personal ways to cover you.

Ethos was founded in 2016, the company is headquartered in San Francisco, California, United States.. .

Dayforward

Dayforward

Crunchbase Website Twitter Facebook Linkedin

A completely new type of life insurance. A better way to protect your family is coming.

Corvus Insurance

Corvus Insurance

Crunchbase Website Twitter Facebook Linkedin

Corvus Insurance provides AI-driven commercial insurance that empowers brokers and policyholders to predict and prevent risk. With each Smart Commercial Insurance® policy, Corvus supplies proprietary Dynamic Loss Prevention® reports to inform policyholders of critical risk areas and provide actionable security recommendations.

The company was founded in 2017 and is headquartered in Boston, Massachusetts.. .

Ladder

Ladder

Crunchbase Website Twitter Facebook Linkedin

Ladder has reinvented life insurance to offer instant, fully underwritten term policies online. With stellar prices, no hidden fees, and the flexibility to adjust or cancel your coverage anytime, Ladder is on a mission to fuel the resilience of underinsured families and communities by closing the $16T life insurance gap.

Founded in 2015, Ladder leverages AI and a direct-to-consumer, full-stack approach to make life insurance as fair and accessible as it can be. Visit ladderlife.com to learn more..

battleface

battleface

Crunchbase Website Twitter Facebook Linkedin

battleface is a rapidly growing tech-enabled insurance startup.

Jones

Jones

Crunchbase Website Twitter Facebook Linkedin

Jones is a software company that rebuilt liability management for real estate companies who want do less and get more – much more. We are solving one of the most archaic and outdated processes in commercial real estate – insurance certificates.

For owners, managers and developers who need to solve insurance compliance for everyone in the value chain, Jones is the simplest solution ever made.. .

Pie Insurance

Pie Insurance

Crunchbase Website Twitter Facebook Linkedin

Pie Insurance is a workers’ compensation insurance company that provides workers’ comp coverage to small businesses through a simple online experience. The company offering A.M.

Best A-rated insurance that leverage data analytics, easy-to-use online features, and a seasoned team of insurance experts to revolutionize workers’ comp for small businesses. As a technology-enabled workers’ compensation insurance company, Pie leverages extensive, high-quality data sets to segment and price small business policies, accurately assessing risks and passing savings on to small business owners.

It intends to use the funds for the continued growth and expansion of its offering to small business owners and conduct strategic initiative to form and purchase licensed insurance companies.. .

ThreeFlow

ThreeFlow

Crunchbase Website Twitter Facebook Linkedin

ThreeFlow is a Benefits Placement System, a new category of enterprise software that allows brokers and carriers to manage the entire placement process in one shared system. They make it easier for carriers to win business and brokers to empower employers with the details they need to make benefits selections.

By connecting people, systems, and information, they enable easier communication, a quicker process, and better decisions making busy people more productive. ThreeFlow was founded in 2015 and is headquartered in Chicago, IL, USA..

Glow

Glow

Crunchbase Website Twitter Facebook Linkedin

Glow is a fertility app that crunches and analyzes vast quantities of data to help users take control of their reproductive health. It was launched as a single app on a single platform with the aim of helping women become pregnant.

Glow helps women track their cycles and get the most accurate fertility predictions, whether they are avoiding pregnancy or trying to conceive. It assists women in many phases of their reproductive journeys such as avoiding pregnancy, conceiving, pregnancy, and postpartum.

Glow also provides miscarriage support for women who have experienced a loss. In each stage, Glow provides insights, articles, useful tips, and a translation of health data to achieve better fertility outcomes.

It was launched in 2013 by [Michael Huang](https://www.crunchbase.com/person/michael-huang), [Max Levchin](https://www.crunchbase.com/person/max-levchin), [Kevin Ho](https://www.crunchbase.com/person/kevin-ho), [Ryan Ye](https://www.crunchbase.com/person/ryan-ye), and [Chris Martinez](https://www.crunchbase.com/person/chris-martinez-2). It is based in San Francisco, C.A..

CyberCube

CyberCube

Crunchbase Website Twitter Facebook Linkedin

CyberCube delivers data-driven cyber analytics built specifically for the insurance industry.

Kin Insurance

Kin Insurance

Crunchbase Website Twitter Facebook Linkedin

Kin Insurance is an insure-tech startup that specializes in fixing home insurance. It focuses in the fields of insurance, homeowners insurance, condo insurance, and insure-tech wich helps people to secure their assets and acquire houses and properties.

The company was founded in 2016 and headquartered in Chicago, Illinois.. .

One Concern

One Concern

Crunchbase Website Twitter Facebook Linkedin

One Concern is a Resilience-as-a-Service solution that brings disaster science together with machine learning for better decision making.

Extend

Extend

Crunchbase Website Twitter Facebook Linkedin

Extend is an API first company that allows any merchant to offer extended warranties and protection plans, both online and offline, while also providing the merchant’s end customers with a vastly improved and modern support experience that eliminates many of the issues customers face today with legacy underwriters. Their intelligent decision engine uses machine learning to optimize warranty offers in real-time, thereby improving warranty and cart conversions and generating the most revenue for the merchant.

Extend platform is integrated into leading eCommerce solutions including Shopify, Magento, Salesforce Commerce Cloud, BigCommerce, and others so that they can be up and running quickly, with no technical requirements. They also provide custom API integrations for larger merchants who have their own eCommerce platform.

It stores all the details of an individual’s product purchase and warranty plan for them, while also assisting throughout the claim process to create a seamless experience from start to finish. It was founded in 2019 and is headquartered in San Francisco, California..

Sureify

Sureify

Crunchbase Website Twitter Facebook Linkedin

Sureify is a SaaS platform for Life and Annuity companies around the globe. Sureify’s sales, customer self-service engagement solution, and their up-sell cross-sell solutions enable life insurers to connect, service, and sell to their new and existing customers using the most life insurance focused platform in the market today.

The enterprise platform solution is secure, scalable, and delivers pragmatic features with the basics of the everyday digital life insurer front of mind. The Sureify solution encompasses the consumer-facing web and mobile applications, automated messaging and self-service platform, agent engagement console, marketing dashboard, underwriters data platform with analytics and reporting for executive overview.

Sureify also can be implemented right on top of existing core systems and CRM systems while integrating with existing contact center platforms, customer apps, and most life insurance emerging and traditional 3rd party applications. All this is supported by Sureify’s Customer Experience team to ensure best practices, ideation, configuration both inside enterprise and end-user digitalization.

Life insurers use the Sureify platform for direct and agent digital sales, policyholder service and self service, new product education and marketing, churn reduction, upsell cross-sell, and complete digital tracking of policyholders. The time is now for the life and annuity insurer..

LifeRaft

LifeRaft

Crunchbase Website Twitter Facebook Linkedin

LifeRaft is a new insurtech company that offers supplementary health insurance products for patients. The company takes on the health expense monster, relieving the financial stress for patients so they can focus on getting better, rather than how they will pay their hospital or specialists’ bill.

Its products offer affordable monthly premium options and a direct cash benefit to the policyholder upon a covered event. The LifeRaft platform is fully digital from application to policy generation to claims for a seamless purchase, enrollment, and administrative experience.

Founded in 2020 and is headquartered in San Francisco, CA, USA.. .

Slice Labs

Slice Labs

Crunchbase Website Twitter Facebook Linkedin

Slice Labs is the insurance engine behind tomorrow’s cloud-based, on-demand digital services ecosystems for the new economy. Through Slice’s Insurance Cloud Services (ICS) platform, Slice is enabling insurers, technology companies, and other service providers to build truly intelligent and intuitive, pay-as-you-go digital insurance products protecting the insured anytime and anywhere.

Slice is licensed in the US and the UK, and recently launched in Asia Pacific.. .

LeaseLock

LeaseLock

Crunchbase Website Twitter Facebook Linkedin

We eliminate deposits. LeaseLock helps the world find “home”.

Powered by insurance technology, LeaseLock delivers a modern lease experience for rental housing—faster, simpler and more affordable. LeaseLock eliminates deposits, bonds and guarantors.

Renters pay an affordable monthly fee that generates over $5,000 in coverage for the property on every lease. LeaseLock has insured over $300 million in leases backed by insurance rated A (Excellent) by A.M.

Best.. .

Cape Analytics

Cape Analytics

Crunchbase Website Twitter Facebook Linkedin

Cape Analytics uses deep learning and geospatial imagery to provide instant property intelligence for buildings across the United States.

Trōv

Trōv

Crunchbase Website Twitter Facebook Linkedin

Trov is the world’s leading insurance technology platform, enabling the new ways people live, work, and move. Its robust insurtech platform empowers financial institutions and insurance incumbents to rapidly deploy modern solutions for homeowners, renters, drivers and small businesses.

Its technology-enabled brokerage combines powerful software with bespoke insurance products to solve the complex risk management issues facing companies in emerging mobility and gig work. Trov’s customers include industry leaders such as Waymo, Groupe PSA, Lloyds Banking Group, and Suncorp, amongst others.

Founded in 2012 by serial entrepreneur Scott Walchek, Trov has raised over $114 million from leading VC’s and strategic partners. The company is based in the San Francisco Bay Area and maintains offices in New York and London.

For more information, please visit www.trov.com.. .

Flyreel

Flyreel

Crunchbase Website Twitter Facebook Linkedin

Flyreel, AI for self-service property inspections & claims

Socotra

Socotra

Crunchbase Website Twitter Facebook Linkedin

Socotra is a technology platform that builds a modern cloud-based platform for technology-driven insurers. Its platform is built from the ground-up using the latest technologies to be transparent, reliable, flexible, and secure.

It aims to provide insurers with a modern, enterprise-grade core system that enables them to rapidly develop and distribute products that better serve their customers. Socotra was founded in 2014 and is headquartered in San Francisco, California..

CLARA analytics

CLARA analytics

Crunchbase Website Twitter Facebook Linkedin

CLARA analytics improves claims outcomes in commercial insurance with easy-to-use AI. The company’s product suite applies image recognition, natural language processing and other AI-based techniques to unlock insights from medical notes, bills, and other documents surrounding a claim.

CLARA’s predictive insight gives adjusters “AI superpowers” that help them reduce claim cost and optimize outcomes for carrier, customer, and claimant. CLARA’s customers include companies from the top 25 global insurance carriers to large third-party administrators and self-insured organizations..

Spruce Holdings

Spruce Holdings

Crunchbase Website Twitter Facebook Linkedin

Spruce Holdings aims to improve title insurance assessment and issuance to reduce the time needed to close a real estate deal.

Thimble

Thimble

Crunchbase Website Twitter Facebook Linkedin

Thimble is an insurance producer enabling small businesses to succeed on their own terms. The company provides liability coverage for customers in more than 100 professions including landscapers, beauticians, dog walkers, handymen, DJs, and musicians.

It also offers flexible, short term, and versatile insurance to small businesses, independent workers, and freelancers. Thimble allows the company to expand from its roots as a pioneer of drone insurance to a full partner for all small businesses and modern workers as they grow in the on-demand economy.

It also allows small businesses to obtain A-rated insurance for every job with the help of some amazing partners. Thimble was founded in 2015 and is headquartered in New York, USA..

Super

Super

Crunchbase Website Twitter Facebook Linkedin

Super is a subscription service that provides care and repair for homes. From desktop, tablet, or mobile phone, subscribers are only one tap away from getting the service needed for homes.

The company pays for repairs and breakdowns on covered appliances and home systems. Its maintenance schedule helps people understand the needs of a home.

Super was founded in 2015 and is headquartered in San Francisco, California.. .

Foresight Risk and Insurance Services

Foresight Risk and Insurance Services

Crunchbase Website Twitter Facebook Linkedin

Foresight Risk and Insurance Services is an innovative workers compensation market for brokers.

Dobby

Dobby

Crunchbase Website Twitter Facebook Linkedin

Halos offers Dobby, an AI-driven, zero-touch, fully digital home maintenance platform that outsources all things home maintenance. Halos was co-founded with Techstars.

One of the first investors in Uber, Techstars launched massive companies, e.g., ClassPass, PillPack, DataRobot, and SendGrid. Our early investors include MetLife – global providers of insurance with 90 million customers in over 60 countries, and Plug and Play Ventures – one of the first investors in PayPal and Lending Club..

Boost

Boost

Crunchbase Website Twitter Facebook Linkedin

Boost powers white-labeled digital insurance programs for leading technology companies and emerging startups. Building on Boost enables companies across all segments to offer modern insurance products through a fully embedded experience within their own front-end environments.

Boost’s infrastructure-as-a-service platform significantly reduces the cost of building and managing an insurance company by packaging the necessary operational, compliance, and capital components and making them accessible through a simple API integration. Boost’s partners build enterprise-level insurance businesses while focusing on exceptional digital customer experience and product innovation.

Boost handles the rest in the background by automating all policy and claims admin workflows on their behalf – from quote to purchase to claim and beyond. Boost Insurance Agency, Inc.

is licensed to produce any commercial or personal line of P&C insurance across all 50 states and creates ‘A’-rated products that are built for the modern world and fully backed by global leaders across the industry. For more information, please visit www.boostplatform.io..

Matic Insurance

Matic Insurance

Crunchbase Website Twitter Facebook Linkedin

Matic is a technology driven insurance agency disrupting the homeowners insurance space by integrating with mortgage lenders.

Insureon

Insureon

Crunchbase Website Twitter Facebook Linkedin

Insureon is the number one independent marketplace for online delivery of small business insurance. Insureon’s online platform aggregates insurance options from over 50 carriers to allow small business owners options in purchasing commercial insurance, including cyber, E&O, workers’ comp, general liability, and more.

Insureon was founded in 1997 and is based in Chicago, Illinois.. .

HealthCare.com

HealthCare.com

Crunchbase Website Twitter Facebook Linkedin

HealthCare.com is an independent, advertising-supported website publisher and provides a consumer comparison service. HealthCare.com may earn revenue for leads, clicks, calls, and application generated and may be compensated by its advertisers for sponsored products and services.

This compensation may impact how, where, and in what order products appear. HealthCare.com does not include all companies or all available products.

HealthCare.com is not a broker or agent on the sale of insurance products.. .

Huckleberry

Huckleberry

Crunchbase Website Twitter Facebook Linkedin

At Huckleberry, they’re on a mission to give small business owners back time. Over the last decade, software has replaced most paper-based business management systems – from accounting, to tax preparation, to payments.

But commercial insurance is still bought and managed almost entirely offline, in a process that can involve layers of bureaucracy and take weeks to complete.. .

RiskGenius

RiskGenius

Crunchbase Website Twitter Facebook Linkedin

The RiskGenius Platform applies artificial intelligence to insurance policies. Its customers leverage its custom algorithms and workflow modules to better understand policy language and create more efficient underwriting workflows.

The result is true policy automation.. .

TheGuarantors

TheGuarantors

Crunchbase Website Twitter Facebook Linkedin

TheGuarantors is a FinTech company that offers innovative risk and financial solutions for the real estate ecosystem. With a focus on data and industry expertise in real estate, risk, and finance, TheGuarantors has created winning opportunities for landlords, leasing staff, brokers, renters, and tenants by taking the risk out of the leasing process and making it more efficient at the same time.

While Guaranti solves for risk on the multifamily side, Securiti is bringing office landlords and tenants closer together by making the security package cheaper and easier to buy. We are rethinking industry inefficiencies and market needs to create solutions where everyone wins.

TheGuarantors were named to CNBC’s 2018 Upstart 100 list of promising startups to watch.. .

One

One

Crunchbase Website Twitter Facebook Linkedin

One Inc provides insurance companies a digital payments platform designed to increase retention, decrease admin expenses, and mitigate data security risk – while simplifying compliance. The One Inc Digital Payments Platform combines multi-channel digital communications with electronic payment processing and disbursement, creating a frictionless premiums and claims payments experience.

As one of the fastest growing digital payments platforms in the insurance industry, One Inc manages billions of dollars per year in premiums and claims payments. For more information, please visit www.oneincsystems.com..

BriteCore

BriteCore

Crunchbase Website Twitter Facebook Linkedin

BriteCore is a fully-managed core software platform for property and casualty insurers that supports digital transformation, emerging technologies, and new business models. BriteCore offers end-to-end insurance capabilities, including policy administration, claims management, underwriting rules, and rating, agent quoting and inquiry, contact management, billing, imaging, printing, data warehousing, and reporting.

Designed as a cloud-native solution, BriteCore is deployed using Amazon Web Services and is continually updated for maximum security, efficiency, and durability at scale. Insurance carriers, MGAs, and InsurTechs partner with BriteCore to gain a competitive edge through efficient operations, compelling customer experiences, and speed to market.

For more information, please visit www.britecore.com.. .

Hippo Insurance

Hippo Insurance

Crunchbase Website Twitter Facebook Linkedin

Hippo automates the process and modernized coverage for homeowners to change the way people safeguard their most important asset. It is a new kind of insurance company that uses modern technology to provide a simpler process, smarter coverage, and a completely new approach to how to care for homes.

It offers intuitive and proactive home insurance by taking a smarter, tech-driven approach. Hippo believes that home insurance should be designed to actively serve the needs of our customers, who can live carefree when they know they’ve been taken care of.

The company was founded in 2015 and is headquartered in Palo Alto, California.. .

Carpe Data

Carpe Data

Crunchbase Website Twitter Facebook Linkedin

Provides next generation predictive scoring and data products to P&C and life insurance companies.

Branch Insurance

Branch Insurance

Crunchbase Website Twitter Facebook Linkedin

Branch Insurance is a Columbus, Ohio-based technology-driven home and auto insurance company. Branch utilizes innovative technology to make bundling home and auto insurance online quicker and easier than ever before.

By tapping into the power of community, Branch is on a mission to make insurance more accessible and affordable for everyone. Branch was founded in 2017 by insurance veteran Steve Lekas and tech entrepreneur Joe Emison, and is headquartered in Columbus, Ohio..

Coterie Insurance

Coterie Insurance

Crunchbase Website Twitter Facebook Linkedin

Coterie integrates insurance into tools and processes that businesses and operators already use, adding protection with just a click. Our API-based approach to commercial insurance uses data-driven automation, providing accurate coverage–without the hassle.

Founded in 2018 by David McFarland, Kevin Mackey, and Tim Metzner, Coterie is headquartered in Cincinnati, Ohio.. .

Zesty.ai

Zesty.ai

Crunchbase Website Twitter Facebook Linkedin

Frequent natural disasters displace families, devastate communities and drive financial loss. Zesty.ai uses artificial intelligence to understand the impact of climate risk to each and every building.

We deliver actionable insights to improve property resiliency and to develop innovative insurance products, so that we can protect our homes and businesses and support thriving communities. Zesty.ai was named Top 100 Most Innovative AI Company in the world by CB Insights in 2020, Gartner Cool Vendor in Insurance by Gartner Research and silver medalist in the global Zurich Innovation Challenge in 2019..

Convr

Convr

Crunchbase Website Twitter Facebook Linkedin

Headquartered in Schaumburg, Illinois, and founded in 2016, Convr (formerly DataCubes) is the leading underwriting decisioning platform for commercial P&C insurers. The company has revolutionized the commercial underwriting process with cutting-edge AI and decision science.

Commercial carriers of all sizes utilize Convr’s technology to make real-time underwriting decisions based on rich data and highly accurate intelligence gathered by external sources to improve productivity, profitability, efficiency and accuracy. To learn more, visit https://www.convr.com/.

Vidado

Vidado

Crunchbase Website Twitter Facebook Linkedin

Vidado is the only enterprise-grade solution for digitizing and enriching data of any quality at the scale and speed modern business demands. Vidado is a 4-part AI platform designed to help enterprise businesses extract and digitize otherwise-inaccessible data.

Combined with the largest human-verified dataset in the industry, Vidado delivers automation-ready data in less time and at greater accuracy than ever before.. .

Pelion Venture Partners

Pelion Venture Partners

Crunchbase Website Twitter Facebook Linkedin

Since 1986, Pelion Venture Partners has been helping entrepreneurs turn early-stage concepts into tomorrow’s industry-leading companies. Pelion invests in early-stage B2B software across the US.

With 7 investment team members, Pelion has deep and diverse industry and investment experience. They are hands-on in their approach and work collaboratively with each portfolio company..

Claim Genius

Claim Genius

Crunchbase Website Twitter Facebook Linkedin

Claim Genius features a real-time photo AI platform that generates auto repair estimates instantly. Carriers can provide instant damage estimates and processing of claims based on uploaded accident photos from our easy to use Genius mobile app, reducing cycle time and expenses by over 50%.

It was founded in 2017 and headquartered in Iselin, New Jersey.. .

Omniscience Corporation

Omniscience Corporation

Crunchbase Website Twitter Facebook Linkedin

Omniscience Corporation provides underwriting automation and risk intelligence.

Layr

Layr

Crunchbase Website Twitter Facebook Linkedin

Layr is an insurtech startup that uses AI and ML to help small businesses customize commercial insurance bundles.

Hourly

Hourly

Crunchbase Website Twitter Facebook Linkedin

Hourly, is an insurtech/fintech that simplifies workers’ comp insurance, payroll, and time tracking for small business owners. They built the platform to manage, pay, and insure the hourly workforce.

They bring enterprise level technology solutions to small and medium size businesses. It was founded in 2018 and is headquartered in Palo Alto, California..

Talage

Talage

Crunchbase Website Twitter Facebook Linkedin

SaaS solutions for Insurance Carriers & Agencies to enable the Digital Distribution of Insurance

Parsyl

Parsyl

Crunchbase Website Twitter Facebook Linkedin

Parsyl is an IoT supply chain data platform that delivers pioneering cargo insurance solutions for shippers of perishable goods. Parsyl’s combined hardware and software solution helps shippers understand, mitigate and insure risks to goods as they move through the supply chain, both in transit and storage.

Parsyl is an approved Coverholder with Lloyd’s of London, the premier market for hard to place risk, and its policies are backed by Ascot Group, one of the most respected and innovative A-rated insurers in the world.. .

Fligoo

Fligoo

Crunchbase Website Twitter Facebook Linkedin

Fligoo is a global technology company from San Francisco. We are experts in Artificial Intelligence, Big Data, and Machine Learning with a focus on behavior analysis and prediction.

Our solutions are creating millions of dollars of additional value to world leaders in several industries, by increasing their sales, reducing their costs, or just making their unique processes smarter with AI.. .

Juniper Labs

Juniper Labs

Crunchbase Website Twitter Facebook Linkedin

Juniper Labs helps carriers, insurtechs and brokers more effectively sell to and underwrite small businesses.

Gentem

Gentem

Crunchbase Website Twitter Facebook Linkedin

Gentem helps providers get paid more and faster than ever before by automating medical billing and simplifying the reimbursement experience.

Tomorrow Ideas

Tomorrow Ideas

Crunchbase Website Twitter Facebook Linkedin

Tomorrow Ideas develops an application that helps in protecting family’s financial future. Its application includes last will and testament for the family and the laws of the state, a revocable living trust, guardianship for children and pets, net worth and life insurance calculator, term life insurance comparison, and a complimentary insurance policy.

Tomorrow Ideas’ application can be downloaded from iOS and Android. David Hanley, Erik Berg, Joshua Heckathorn, and Wayne Rambo founded it in 2015, with its headquarters in Seattle in Washington..

Skopenow

Skopenow

Crunchbase Website Twitter Facebook Linkedin

Skopenow is an analytical search engine for discovering fraud, threat, and risk.

Kindur

Kindur

Crunchbase Website Twitter Facebook Linkedin

Kindur is a new-kind of financial company that helps baby boomers embrace modern retirement. Through Kindur’s straight forward digital advice, we make sense of your savings, insurance, social security and healthcare costs so that you can focus on enjoying your hard-earned retirement with confidence.

We want you to always know where you stand, how much you have to spend and help you prepare for the unexpected. Our signature retirement paycheck puts you in the driver’s seat to retire fearlessly.

Learn more at www.kindur.com. .

Goji

Goji

Crunchbase Website Twitter Facebook Linkedin

Goji is an American online insurance agency, combining smart tech with human expertise to find you the right policy at the best price. Goji combines human expertise with smart technology to match customers with the right coverage at the best price.

Since 2007, Goji has helped hundreds of thousands of Americans compare rates from top brands and buy the policy that’s best for them. The company is headquartered in Boston, Massachusetts..

kWh Analytics

kWh Analytics

Crunchbase Website Twitter Facebook Linkedin

kWh Analytics is the market leader in solar risk management. By leveraging the most comprehensive performance database of solar assets in the United States (20% of the U.S.

asset class) and the strength of the global insurance markets, kWh Analytics’ customers are able to minimize risk and increase equity returns of their solar portfolios. kWh Analytics invented the Solar Revenue Put to help solar investors reduce their biggest cost: the cost of capital.

The credit enhancement has been valued by the leading project finance banks and implemented by top investors on $500M+ of solar projects. We wrote the book on “risk management” for solar investors, and our software solution, HelioStats, supports the market’s largest financial institutions on their data management and compliance obligations.

kWh Analytics is backed by private venture capital and the US Department of Energy. kWh Analytics was founded in 2012 and is based in San Francisco, California..

CARVI

CARVI

Crunchbase Website Twitter Facebook Linkedin

– CARVI is the only company that offers “Vision-based Advanced Driver Assistance System (ADAS) + Contextual Data Platform based on Driver Behaviors and 3D road data“ – CARVI helps safe driving by eliminating the risk of accidents while driving and analyzing/managing the driver’s habits. – CARVI also supports Smoke detection, Drunk Driving detection, Parking Violation detection and Keyless lock/unlock solution for Insurance, Fleets and Car-sharing services.

– CARVI has experienced vision-based ADAS as an OEM to the car manufacturer, and now focuses on Telematics which has a market share of 100B dollars on 2025. – The “Camera-based driving, driver’s habits, road conditions and environment” data acquired by CARVI has core values such as 3D road Map for self-driving cars..

Wrapbook

Wrapbook

Crunchbase Website Twitter Facebook Linkedin

For employers and project based workforces who work in media production, Wrapbook provides digital profiles that facilitate onboarding, paying and insuring workforces compliantly. Unlike traditional payroll, Wrapbook is easy to use, fast to wrap, and costs less.

Wrapbook is enabling the world’s very best creative work by empowering producers, creative directors, HR teams & accountants — and talented cast and crew — to focus on their great work and less on complex systems and the burdens of compliance & expensive transactional costs.. .

Just Auto Insurance

Just Auto Insurance

Crunchbase Website Twitter Facebook Linkedin

Just provides auto insurance that is, well, more just. Instead of your rate being set by who you are – your age, zipcode and marital status – your rate is set by how you drive.

This means that for the first time, there is a real financial incentive for people to make smart driving decisions. Unsafe driving doesn’t lead to the possibility of an accident, it leads to the certainty of paying more on your insurance.

For younger drivers, or those who might have been in an accident, or just happen to live in the wrong zipcode, this means better – perhaps dramatically better – rates. Just Auto Insurance launches in Arizona in October 2019..

Flume Health

Flume Health

Crunchbase Website Twitter Facebook Linkedin

Flume Health is a digital TPA helping self-insured employers make their health plans more affordable and easier to use

Troy Medicare

Troy Medicare

Crunchbase Website Twitter Facebook Linkedin

Troy Medicare is an AI-driven, pharmacy-powered Medicare Advantage company. The company presents a Medicare advantage plan that uses data and technology, enabling people to get access to the fair, transparent, and personalized health plan as well as pharmacies and health care providers to truly impact each patient’s health and get rewarded for those results.

Troy Medicare was founded in 2018 and is headquartered in Charlotte, North Carolina.. .

Highwing

Highwing

Crunchbase Website Twitter Facebook Linkedin

Highwing is an insurance technology company that develops an open-data platform for commercial insurance brokers and carriers to automate workflows. The InsurTech software is an offering for brokers and carriers to connect, access, and leverage insurance data analytics throughout every step of the customer lifecycle.

It aims to help brokers and carriers grow sales, speed workflows, and elevate the customer experience without adding headcount. Highwing is backed by Baldwin Risk Partners, BrokerTech Ventures, Holmes Murphy, The ABD Team, Conner Strong & Buckelew, Heffernan Insurance Brokers, SkyKnight Capital, Revolution’s Rise of the Rest Seed Fund, SpringTime Ventures, Cameron Ventures, and Service Provider Capital.

It was headquartered in Denver, Colorado.. .

Root Insurance

Root Insurance

Crunchbase Website Twitter Facebook Linkedin

Root Insurance is a property-casualty insurtech that offers personalized, affordable coverage in an app. Using technology in smartphones to measure driving behavior such as braking, speed of turns, driving times, and route regularity, Root determines who is a safe driver and who isn’t.

By only insuring safe drivers, Root can offer more affordable car insurance rates. Root also offers hassle-free and affordable app-based renters insurance, providing coverage that’s easy to understand and is personalized around real consumer needs..

Brella Insurance

Brella Insurance

Crunchbase Website Twitter Facebook Linkedin

Brella is modernizing supplemental health benefits to build a world where health hardship doesn’t mean financial hardship. Brella’s simple supplemental plan covers 13,000+ conditions and pays cash on the diagnosis that you can use for anything that is needed on the road to recovery.

Brella Insurance was founded in 2019. .

REIN

REIN

Crunchbase Website Twitter Facebook Linkedin

We solve the complexity of building insurance products in the new digital landscape, unlocking new opportunities for carriers & ecosystems.

Arbol

Arbol

Crunchbase Website Twitter Facebook Linkedin

Arbol’s platform aims to bring transparency and efficiency to the weather risk market at a lower cost to you so that you can focus on what is important: growing your business knowing that certain risks are accounted for.

What sets Arbol’s products apart is that our coverage is parametric. What this means is that our contracts pay out based on predetermined, verifiable, and objective metrics. Data sources for weather contracts include trusted and secure public sources from institutions like NASA and NOAA.

Tensorflight

Tensorflight

Crunchbase Website Twitter Facebook Linkedin

Automating commercial property inspections, underwriting, and risk assessment via computer vision and artificial intelligence.

DeNexus

DeNexus

Crunchbase Website Twitter Facebook Linkedin

DeNexus is an industrial cyber risk modeling and quantification company.

Bunker

Bunker

Crunchbase Website Twitter Facebook Linkedin

Providing instant business insurance solutions and compliance monitoring for small businesses and enterprises.

Broker Buddha

Broker Buddha

Crunchbase Website Twitter Facebook Linkedin

Broker Buddha is a technology platform that makes it easy for commercial brokers to sell insurance. Founded in 2017, Broker Buddha’s modern, intuitive and high-efficiency workflow enables brokers to reduce time spent on applications and renewals by 80% — opening up time to grow their business and nurture relationships.

ith cutting-edge features and integrations, Broker Buddha’s full-service offering populates insurance applications with prior-year data, so customers can update their information and sign applications with ease. Based in New York City, Broker Buddha serves brokers and their clients across the United States..

The Helper Bees

The Helper Bees

Crunchbase Website Twitter Facebook Linkedin

The Helper Bees is an InsurTech startup that helps seniors and their families find solutions to aging in place.

Protecht

Protecht

Crunchbase Website Twitter Facebook Linkedin

Protecht is an insurtech company that utilizes embedded technologies to distribute insurance products to consumers globally. It powers proprietary technologies to help event organizers and ticketing platforms to better understand who is sitting in their seats and providing a better fan experience.

Additionally powering a suite of customer-facing insurance products to protect the attendee’s ticket from the unexpected. It was founded in 2016 and is headquartered in Phoenix, AZ.

Player’s Health

Player’s Health

Crunchbase Website Twitter Facebook Linkedin

Player’s Health is an insurance agency that protects athletes and sports organizations with a unique risk management platform. To do this, they use an interactive mobile and web-based platform designed to allow coaches to quickly and easily document any injury that occurs during practice or games.

This promotes real-time communication between coaches and parents to best care for the health and wellbeing of youth athletes. Their HIPAA compliant interface simplifies the flow of youth athlete health information between coach, parent, and healthcare provider.

Player’s Health fosters a personalized network of care for each youth athlete.. .

Salty Dot Insurance Agency

Salty Dot Insurance Agency

Crunchbase Website Twitter Facebook Linkedin

Salty. is a hyper-growth insurance technology company that offers a platform for insurance.

Its embedded insurance offers peace of mind that clients get the right personalized coverage they need, right when they need it most. Salty makes the insurance process simple and transparent.

Their custom, real-time quotes lower the risk of life’s most important and sometimes stressful decisions. Mona Eliassen and James Hall established the company in Salt Lake City, Utah in 2019..

OVAL Digital

OVAL Digital

Crunchbase Website Twitter Facebook Linkedin

OVAL Digital is a smart sensor company that makes indoor home monitoring and awareness accessible, easy, private and discreet. OVAL smart sensors make your life easier and your home safer.

OVAL sensors monitor motion, light, temperature, humidity and water around your home or office – sending alerts to your phone or email, anywhere in the world, instantly.. .

Squeeze.com

Squeeze.com

Crunchbase Website Twitter Facebook Linkedin

Squeeze empowers consumers to make better buying decisions on recurring bills through automation, AI and expertise

Paladin Cyber

Paladin Cyber

Crunchbase Website Twitter Facebook Linkedin

Paladin is cybersecurity simplified. Our mission is to make cybersecurity accessible and practical for all companies.

Cyber risk is human risk. Paladin Shield, our all-in-one cybersecurity suite, makes it easy to defend employees, systems, and data against cybercriminals..

Safehub

Safehub

Crunchbase Website Twitter Facebook Linkedin

Safehub helps corporations manage catastrophe risk through physics-based technology, enhanced by sensors and AI. The Safehub Global Platform presents building-specific data in real-time, providing critical risk information.

This enables corporations to refine and evaluate insurance and risk reduction programs, and expedite emergency response and recovery, minutes following an event.. .

Leverton

Leverton

Crunchbase Website Twitter Facebook Linkedin

Leverton, an MRI Software Company, provides AI-powered data extraction and contract analytics platform helping businesses to extract and analyze key structured data out of their corporate and legal documents. Trusted by over 200 of the Fortune 1000, the company’s secure platform includes pre-trained, proprietary OCR and deep learning algorithms that accelerate data discovery and extraction, speeding time to ROI.

With support for 25+ languages and offices in New York, London, and New Delhi, LEVERTON is equipped to meet the needs of the largest global real estate, accounting, consulting and financial organizations. For more information, visit www.leverton.ai..

Stratyfy

Stratyfy

Crunchbase Website Twitter Facebook Linkedin

Stratyfy offers predictive model development and decision optimization solutions for financial institutions built around that deliver the accuracy of machine learning without black box pitfalls. In addition to cutting edge accuracy, all models built on the platform are truly transparent and explainable, allowing the lenders to make consistent, ethical and regulatory compliant data driven decisions.

Stratyfy Solutions are powered by Smartificial Intelligence™, our proprietary explainable AI technology portfolio that combines AI with IQ to augment human expertise instead of trying to replace it with overly complex models. The transparency of our proprietary algorithms allows our solutions to address a range of important problems for financial institutions where machine learning has struggled to deliver value.

Please contact us at [email protected] to learn more about our solutions and see the benefits they can deliver to your business.. .

Aureus Analytics

Aureus Analytics

Crunchbase Website Twitter Facebook Linkedin

AUREUS is the Customer Intelligence & Experience company that enables Insurers to deliver superior Customer Experience leading to greater customer retention, loyalty, and lifetime value. We do this by leveraging Predictive Analytics and Machine learning technologies and delivering actionable insights at the Point of Decision.

With powerful features, an easy to use interface, and a subscription based pricing model, Aureus’ cloud-based Analytics products enable Insurers & Banks of all sizes leverage vast amounts of internal and external data to deliver a superior experience to their customers. The company is located in Singapore, Hartford & Mumbai..

Fenris

Fenris

Crunchbase Website Twitter Facebook Linkedin

Fenris enables streamlined customer acquisition and full lifecycle optimization. Our clients (agencies, carriers, financial services providers) leverage our APIs to inject insights and data into their workflows, to increase conversions, and deliver killer Amazon-like customer journeys.

Developer-first in our approach, it’s the easy, secure way to access external data and custom algorithms that identify your best customer and ease the way. Our suite of APIs covers 95% of the US (255m adults, 130m households, 99% properties).

quality data enrichment for >240 million consumers and >30 million businesses leveraging our proprietary data and from an extensive set of providers Machine learning analytics engine that consistently hones our predictive scores to deliver more results right at the point of quote signals and scoring that streamline underwriting work flows and improve turn around time For a turnkey experience, Fenris can deploy under an insurer or agent’s brand, their very own white-labeled quoting platform. It delivers an engaging customer experience, generates behavioral data and insights, and dramatically improves completion and conversion rates to make every marketing dollar up to 5x more effective..

Blueprint Income

Blueprint Income

Crunchbase Website Twitter Facebook Linkedin

Blueprint Income is creating the future pension – a simple, pre-determined income stream backed by insurance companies. The concept (known in the industry as an income annuity) has been around for a long time.

Now, Blueprint Income is making it easy for anyone, regardless of employer, age, or wealth, to head into retirement with guaranteed, lifelong income.. .

Roomer

Roomer

Crunchbase Website Twitter Facebook Linkedin

With Roomer Flex cancellation protection, customers can cancel their vacation for any reason – with no questions asked. Roomer has already protected hundreds of thousands of travelers, with tens of millions of dollars’ worth of travel reservations.

In a very different way from existing insurance companies – When the vacation is cancelled by the customer, Roomer distributes the cancelled reservation in its travel marketplace and distribution network, including Trivago (Expedia), Kayak (Priceline), Skyscanner (Ctrip) and more – and efficiently reduces the costs for travelers.. .

Galaxy.AI

Galaxy.AI

Crunchbase Website Twitter Facebook Linkedin

Galaxy.AI has built proprietary deep learning technology for automated claims processing for the insurance industry. Galaxy uses machine vision and deep learning to analyze damaged vehicle images and provides claims cost in a mobile app.

and to claim adjusters. The company was featured in Inc.

as one of the top 7 artificial intelligence (AI) to watch in 2017. Galaxy is working with top 5 global insurance companies..

You may write to us at: Daily Finance Media/Fupping Ltd, First Floor, 61-63 Rochester Pl, London NW1 9JU.

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

These are the Top InsurTech Companies in European Union (EU) (2021)

These are the Top InsurTech Companies in China (2021)