This article showcases our top picks for the best European Union (EU) based InsurTech companies. These startups and companies are taking a variety of approaches to innovating the InsurTech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovative ideas
- Innovative route to market
- Innovative product
- Exceptional growth
- Exceptional growth strategy
- Societal impact
Top European Union (EU) InsurTech Companies
Clark is an insurance platform providing transparent, cheap and comprehensive insurance coverage. By combining technology and insurance expertise, Clark offers users simple, fair and customer-centric insurance advice.
The Berlin-based company was founded in June 2015 by Dr. Christopher Oster and Steffen Glomb.
Clark is supported by FinTech incubator FinLeap and the insurance think tank ITA – “Institute for Transparency”.. .
Luko is an insurance company that provides a device that focuses on home security and reduces electricity bills. It features an AI-powered sensor designed for monitoring and preventing home accidents.
Luko aims to move insurance from a claims-based model to prevention with its proprietary technology. The company was founded in 2016 and headquartered in Paris, France..
Getsafe is a digital-first insurance startup offering a platform of data-driven insurance products that users can subscribe to. Using technology and machine learning, the company offers digital insurance products in all lines of business on the property, health, and life.
The Getsafe app is available to customers 24/7 and 365 days a year, allowing them to file claims or change their coverage in real-time.. .
wefox Group is an insurtech company in Europe. It operates two businesses: wefox and ONE.
wefox is the first service platform for all your insurance needs, which enables you to easily access all your insurance contracts at any time from anywhere and request and enter into new contracts or quit the old ones with just one click. All services are available online and you can choose your personal assistant by yourself, who supports you if wanted or needed – vendor-neutral.
they offer that all-around service web-based or as an app – for free! ONE is the first digital insurance carrier in Europe fully integrated into the wefox wallet.. .
Coya offers a new hope, by redesigning and extending the insurance value chain, working backward from the customers’ real-life needs. Coya will offer scalable protection at the point of need with an AI risk guardian and simple, transparent and personalized insurance cover.
Designed from the ground up to manage life’s risks and join their customer’s journey.. .
Simplesurance develops innovative cross-selling solutions for e-commerce shops to combine traditional insurance industries with fast-paced digital business. Simplesurance’s solution enables e-tailors to cross-sell product insurances within but not only the checkout processes and even before.
Therewith online-shops are able to monetize customers twice in one process and gain additional margins and profit. More than 2,000 partners including many well-known e-commerce platforms and mobile electronic manufacturers, use the innovative power and flexibility of the company’s cross-selling platform.
In addition, Simplesurance offers to all customers an innovative digital broker service to manage all of the insurances on smartphones, easy and completely paperless. Simplesurance was founded on 2012 and is headquartered in Berlin, Germany..
With omni:us, insurers can develop their own modules with the omni:us Platform and quickly deploy AI into their processes using the Cognitive Claims Kit (CCK), which tackles specific use cases throughout the claims value chain. Document intake, digital claims, coverage check and beyond are enhanced and accelerated by leveraging cutting-edge natural language processing (NLP) and computer vision techniques.
Importantly, omni:us creates an environment where both human and machine complement each other in a thriving hybrid workflow. The omni:us Suite sits efficiently on top of legacy software, and requires no inhouse AI/data science expertise to operate.
omni:us is proud to count Allianz, Baloise, and AmTrust among its clients. The company is headquartered in Berlin, with a research partnership in Barcelona and representations in the UK, France and the United States.
For further information visit omnius.com. .
FRISS has 100% dedication to fraud, risk and compliance for non-life insurance companies worldwide. FRISS helps insurers to achieve profitable portfolio growth and improve their perception in the market as a trustworthy insurer.
FRISS is a ready-to-use business solution and improves the insurers’ loss ratios by identifying high risks and fraud at quotation, underwriting and claim handling across all private and commercial lines. The FRISS® Score enables better decisions since it indicates the risk for each quotation, policy or claim.
FRISS is global market leader with 150+ implementations in over 30 countries. FRISS (www.friss.com) offers a complete solution for fraud, risk and compliance.
☆ Risk assessment at underwriting ☆ Generate profitable growth for your portfolio by real-time automated detection and assessment of risks during the underwriting process. It is important to prevent fraud and assess risks by having a holistic view of prospects before they enter your portfolio.
The FRISS underwriting solution provides an intelligent and uniform risk estimation, which is proven to improve the combined ratio significantly. ☆ Prevent and detect fraud at claims ☆ The general assumption is that, at average, around 10% of all Insurance Claims are tied to some sort of fraud.
In order to finance these malicious claims, we all pay additional for our Insurance Policies. Three things are important: – How to detect fraud correctly and efficiently? – How to detect malicious customers in time? – How do you handle this in your daily operational business? Reduce your loss ratio by increasing the chances of detecting fraud and limit false positives to a minimum.
ClaimVantage offers industry-leading software that empowers insurance companies, Third Party Administrators (TPAs), and employers worldwide to manage life, health, and absence claims efficiently and securely. Our solutions help our customers deliver superior customer service, providing a competitive edge in a crowded marketplace.
Hosted on the Salesforce platform, our configurable and intuitive cloud-based software is developed and updated by industry experts. Regular enhancements keep our customers on top of market changes and industry developments.
Our best-in-class solutions are fully integrated and can be accessed anytime, anywhere, helping our customers minimize fraud, streamline operations and improve productivity, while saving on implementation costs.. .
Thinksurance is a distribution technology platform for business insurance in Germany. It connects insurers, distributors from several sales channels and business customers on its platform.
Business insurance distributors such as the majority of (online-)brokers and broker pools, agencies, banks, and others use the offering as SaaS to search, compare and conclude the right insurance coverage for their clients. Thinksurance leverages its proprietary technology to make the process as easy as possible, e.g.
with several APIs to distributors CRMs and insurer systems. All relevant insurers already partner with the platform leading to an unrivaled market coverage in the commercial insurance space for small and medium-sized enterprises.
Also, insurers are offered adjacent services such as Data Analytics, Portfolio Transfer, After Sales Processes or White-Label-Solutions for their internal use. Thinksurance also includes an own Online-Broker “Gewerbeversicherung24” which operates on www.gewerbeversicherung.de to get direct feedback from businesses to improve their service for partnering distributors and insurers..
OroraTech provides global real-time information services. The first target market is early detection and monitoring of wildfires, extended by a proprietary constellation of thermal imaging nanosatellites equipped with in-space AI image processing.
In beginning of 2020, OroraTech launched an MVP called Wildfire Service (WFS) that enables quick detection and monitoring of wildfires on a global scale. The combination of existing thermal-infrared satellite data with external data layers, such as fuel, wind, and risk maps results in an automatic generation of fire alerts and the display of current fire perimeters for users.
The MVP was launched in early 2020 and has gained increasing traction with governmental and large corporate customers all over the world.. .
Shayp tackles global water loss. Our aim is to save 100 billion liters of water by 2022.
Our solution is a fully integrated, IoT-powered service that helps building managers, homeowners and insurers eliminate leaks and related damages. We keep properties safe, water bills under control and property owners happy..
Fixico is a fast-growing company reinventing the automotive damage repair space, both in the consumer and business markets. Our platform digitises and streamlines the car damage repair handling process, and is used by car – fleet owners and insurers to boost customer satisfaction, reduce cycle time and quickly obtain, compare and select the best offer for car damage repair.
Fixico is currently active in the Netherlands, Belgium, and Germany and operates a network of 2,000 high-quality repair shops and has processed more than 200,000 damages to date. We are passionate, innovative, move fast and break things.
Our team aims for the best, challenges the status quo and enjoys growing Fixico every single day. If you ’re looking to join our talented team, please shoot us a message.
For consumers: Fixico.nl – Fixico.be – Fixico.de For business partners: fixico-business.com For talents: https: fixico.recruitee.com. .
CarePay has developed a mobile health data & payment distribution platform that has the potential to fundamentally change healthcare. The platform, originally built on top of the foundations of mobile money but now linked into several digital payment networks across various countries, permanently connects patients, premium payers, insurers and healthcare providers in a standardized way and can be introduced anywhere in the world.
The platform, accessible on any mobile phone, provides mobile health wallets which allows these connected stakeholders to send, receive and pay dedicated healthcare funds to each other instantly and at minimal cost. CarePay’s solution is a standardized, end-to-end mobile health data & payment distribution platform that offers a full range of services that help manage large scale health (insurance) schemes at lower cost than ever before.
The platform’s modules range from enrollment and premium collection to beneficiary identification, claims management and data-powered services. Current payers on the platform include private insurers, donors, government agencies, employers and individuals.
So far, CarePay has connected over 4.5 million users and more than 1,200 healthcare facilities to the platform. CarePay is an international, fast-growing fintech company first established in Kenya, but has now expanded its business to Nigeria and Tanzania.
The international expansion is driven from CarePay’s HQ in Amsterdam. Our innovative approach to healthcare provision was recognized in 2017 when CarePay won the FT/IFC Transformational Business Award and in June 2018 CarePay was named a Technology Pioneer by the World Economic Forum..
Moonshot Insurance previously Moonshot-Internet is an Insurtech, leader of contextual insurance that provides Insurance-As-A-Service products to empower the e-commerce industry, mobility providers, along with financial services and so much more. From underwriting to claim process, Moonshot Insurance innovates at every stage of the insurance value chain.
Our value proposition combines innovative insurance coverage with a fully digital experience to enrich the customer experience and meet new consumer behaviours. Moonshot Insurance operates innovative white-labeled contextual insurance products thanks to its cutting-edge technologies and its API architecture.
Since its creation in 2017 within Société Générale Assurances, Moonshot Insurance has been recognized as one of the major fintech firms in Europe by “Emerging 50 fintechs” by KPMG, “TOP 100 Insurtechs” by The DIA Community, “TOP 100 Insurtechs” by Fintech Global…. .
Descartes Underwriting is an insurtech company that specializes in climate risk modeling and data-driven risk transfer. It works with corporate brokers to design and underwrite innovative, bespoke, and affordable insurance.
The company offers tech-based insurance products covering risks such as flooding, wildfires, droughts, and other large-scale events to businesses, across all sectors, including agriculture, hospitality, mining, construction, traditional and renewable energy, entertainment, and retail. The company was founded in 2019 and is headquartered in Puteaux, Ile-de-France, France..
xbAV AG (“Xpension”)
Xpension is a trademark of xbAV AG, the German market leader in the digitalization of corporate pension & life insurance. Its software-as-a-service solutions allow life insurers, insurance agents, corporates and consumers to buy and manage pension & life insurance online.
They benefit from user-friendly information and customer journeys, transparent and efficient processes, and a single platform to connect all stakeholders. Offices are located in Munich (headquarters), Berlin und Saarbruecken.
For more information, please visit: www.xbav.de.. .
Zelros is an end-to-end AI business platform that integrate standard scenarios for sales & claims. Zelros is a technology helping insurers to better serve their clients with the support of Artificial Intelligence and Machine Learning.
Current functionalities of their platform are augmented sales and predictive claim management.. .
Hellas Direct is a digital-first, full-stack insurance company, empowered by cutting-edge technology and artificial intelligence. The Cyprus-based company is backed by a roster of leading investors, including Portag3, IFC (a member of the World Bank), Endeavor Catalyst, former Goldman Sachs economist Lord O’Neill and private equity veteran Jon Moulton.
Modelling itself on Amazon, Hellas Direct aims to disrupt the insurance value chain by adopting an extreme focus on operational excellence.. .
bsurance operates with a B2B2C business model and digitalises, individualises and develops innovative insurance products. bsurance embeds these products in the simplest way possible into existing sales processes, products or services, and right where it matters: in apps, web shops, or cashier systems – directly at any given Point-of-Sale.
End-customers are thus given easy access to fair and relevant insurance products. Access to the end-customers is exclusively via B2C cooperation partners.
Insurance partners act as insurance product providers and/or risk carriers. Using REST APIs, B2C partners and insurance partners are connected to a cloud-based insurance management platform developed by bsurance.
The entire insurance management process is 100% digital end-2-end. The platform issues policies in real-time and takes care of both billing, and handling of claims.
Advantages for B2C partners: Unique added value to products or services / Strong competitive differentiator / Increase in sales / Higher customer loyalty / Development of sustainable ecosystems. Advantages for insurance partners: New customer segments / Increase in sales / Fast connection to any B2C sales platform / End-to-end digital processes / Short time-to-market..
Valoo is a Digital Management Platform for your belongings. It helps you: 1- to inventorize anything you purchase or own already in an automatic way, including important documentation (receipts, warranty, etc.) 2- to know the market value in real time of your belongings 3- to actively manage it – sell, rent, share any but also insure or file a claim – for a single item or your inventory as a whole.
It is free and if your home insurance provider is a partner, you get a premium version.. .
INZMO is an advanced insurance platform creating value and enhancing the experience of insuring for all parties involved in all key stages. They help insurers to become digital; corporates to increase their value proposition with insurance; and customers to enjoy instant experience in managing their insurance.
INZMO is offering a fully-digitalised insurance platform covering all the key stages. The aim of the multi-award-winning start-up is to create efficiency on costs, administration, claims-processing and underwriting for insurers and a pleasant experience for the consumers.
INZMO’s solutions have acquired the recognition and investments from several insurers in Europe (incl. investment from Helvetia Venture Fund) and in 2016, the company was also recognized as the best fintech company in the StartUp Europe Awards by European Commission..
Finanzchef24 is Germany’s first online broker and comparison platform for business insurance. Whether it is a physiotherapist, a self-employed IT-consultant or a lawyer – every business is different and requires an individual risk analysis to cover all its potential company risks.
To make this process as easy as possible Finanzchef24 offers an innovative digital service for small and medium-sized enterprises by combining the benefits of robo-advice and traditional advice into an effective hybrid solution: The customer can use online self-service to determine his individual need of insurance or get personal phone-based consulting with an in-house insurance expert. With its proprietary technology, Finanzchef24 makes it possible to compare and buy insurance coverage almost instantaneously, thus rendering manual underwriting obsolete.
In order to achieve this Finanzchef24 created a dynamic rules engine that queries all company-specific factors directly to determine the individual need of insurance. In the second step, the algorithm compares the results with all available insurance rates, selects suitable offers and provides the user with custom-fit business insurance quotes.
Finanzchef24 works directly with 46 business insurers in Germany, serving over 40.000 clients. The Munich based insurtech start-up ranked number 1 fast-growing company on “FOCUS Wachstumschampions” list 2019 in the category “Financial Services” and is a two-time winner of the Deloitte Technology Fast 50 Award..
Healthy Virtuoso incentivizes and rewards people to live a healthy lifestyle, helping corporates to improve the engagement and the health of their customers and employee. Users can take part in competitions, and win daily rewards based on their healthy lifestyle.
Challenge your colleagues, scale the ranking, unlock the badges and while getting healthier! Who has choosen us: Intesa Sanpaolo, KPMG, Mediolanum Bank, Mediobanca, Zurich, Telepass, Milkman, Birra Peroni, Indivior, Reinsurance Group of America, Mansutti, Unifarm and many more! Are you ready to put your company back in shape?. .
As an international pioneer in the insurance industry, Qover designs, builds and distributes innovative digital insurance solutions across Europe to help fast-growing companies. Its insurance solutions are available in real-time through APIs or white labelling that can be easily and quickly integrated into its partners’ digital platforms.
Qover’s solutions are diverse and suitable for every type of online business. Among the sectors in which the company is operating today are the gig economy, soft mobility, travel and PropTech.
Thanks to the digitisation of the entire value chain, Qover is able to launch tailor-made and competitive products in less than a month. For this purpose, Qover teams up with top insurance companies in order to offer the best coverage on the market at the most attractive price for its partners.
Qover is active in 33 countries and covers more than 800,000 people across Europe. Its long-standing partners include renowned companies such as Revolut, Deliveroo, Wolt, Decathlon, Cowboy, Immoweb and many others..
Coverfy APP is a free mobile insurance manager that simplifies and solves all insurance-related issues for its users. The APP optimizes user´s insurance policies and covers all his insurance needs using digital technology and semi-authomatic algorithms.
Coverfy is an insurance broker registered at the General Directorate of Insurance and Pension Funds (DGSFP) and acting independently from the insurance companies.. .
Keyhole helps tenants get access to their dream rental residence without laying down a large upfront deposit. Keyhole is driven by its mission to get tenants their own money back into their wallets, so they can use it for whatever they want.
It was founded in 2019 and headquartered in Copenhagen, Hovedstaden.. .
YAS.life develops digital health services for health insurance companies, insurance companies and corporate health management companies. Our Mission: Change Habits! We support users and employees in permanently integrating health-conscious behaviour into their everyday lives.
We have already successfully positioned ourselves in our target market with our motivation app YAS.. .
Vite sicure is the first insurtech broker selling life insurance policies in Italy (soon in Europe) that transforms the policy purchase experience by making it simple and instant. ViteSicure offers insurance products that guarantee safe lives, because our mission is going straight to the heart of our customer, who with a great sense of responsibility are looking for financial security for the most difficult, unpredictable moments of life.
ViteSicure fill the protection gap by identifying trigger points in the life of the target and proposing specific solutions to guarantee safe lives in under-insured markets. With an innovative user experience based on growth hacking techniques, ViteSicure bridge the distance between customers and insurance through: • Digitization of the marketing funnel • Digital Customer onboarding • Online download of the Policy • Educational Online Systems • Protection Calculator • Comparison on the need • customer relationship API • Marketing Automation • Digital Customer Service The business model is based on removing the intermediation of insurance products and enabling clients to access to best tailormade insurance solutions based on the specific need..
Getsurance offers digital life insurance that people can buy online in 5 minutes. They’re a small Berlin-based team of innovators who are reshaping the insurance industry.
They develop their products from scratch using cutting edge technology to create a user-centric experience. Getsurance was founded in 2016 and has been moving fast ever since with the support of their partner and risk carrier, the Reinsurance Group of America..
Cleverea is the P&C neoinsurer for the millennial generation. We focus on a B2B2C distribution strategy with partners like neobanks, insurers/insurtechs, brokers, airlines, etc.
We conceptually design, technologically develop and stretegically distribute highly disruptive insurance products across the whole customer journey.. .
Meteo Protect is an insurance underwriting and technology company specializing in Parametric Insurance. Authorized coverholder at Lloyd’s, we underwrite insurance and reinsuranceon weather risk, priced in real-time by Vivaldi, our underwriting and policy lifecycle management platform running on SAP’s HANA.
Distribution is fully indirect, either through brokers or through specialized insurers in our white-label program. Their software is certified by SAP.
They have served clients in 9 countries to date. In 2019, Meteo Protect launched the first Open Insurance API platform for parametric insurance:.
Unkle is an Insurtech startup which offers renters to be their guarantor for a fee. Unkle’s mission is to facilitate the access to housing through innovation.
Unkle is headquartered in Paris, France. Unkle est le garant des locataires qui sécurise gratuitement les propriétaires contre les loyers impayés.
La mission d’Unkle est de faciliter l’accès à la location. Chaque locataire peut avoir Unkle en tant que garant en moins de 3 minutes sur https://www.unkle.fr et avoir 10 fois plus de chances de louer son logement..
MioAssicuratore helps customers in the harmful world of insurance, by guiding and assisting them step by step in an increasingly intuitive way. It also provides a complete user panel in order to manage all quotes required, active and expiring.
Furthermore, it gives users the opportunity to share their experience by leaving products and companies a review.. .
Axieme is an insurtech company based in Italy with a European vocation. Our Social Insurance model rewards policyholders with a giveback to acknowledge their good behavior.
Each policyholders is gathered into a group (called “circle”) with other policyholders who bought the same insurance product/coverage. Axieme’s algorithm calculates a giveback for each policyholder based on the number of claims filed by the circle members: few claims = high giveback.
This improves transparency, awareness and equity while reducing frauds and moral hazards. Axieme is also an insurance platform, developed on API technology.
We can deploy our plug-and-play platform in white label to empower partners (banks, carriers, retailers, associations etc.) to offer digital insurance solutions to their communities: customer-base or employees-base or suppliers-base. Partners can then offer welfare and insurance solutions to their communities seamlessly..
GOmontir is a biker-helping app for fast, reliable repair service. With GOmontir you just tap to request a mechanic who can repair your vehicle, and it’s easy to pay with credit or cash.
Requesting repair service is easy—here’s how it works: – Just open the app and tell us what is your problem. – The app uses your location so your mechanic knows where to pick you up.
– You’ll see your mechanics’s picture, vehicle details, and can track their arrival on the map. – Payment can be made by credit card, cash and more.
– After the repair, you can rate your mechanic and provide feedback to help us improve the experience. You’ll also get a receipt by email..
FRIDAY is the first digital insurer in Germany to offer its own car fares. The team consists of more than 40 employees, including PhDs, business economics, experienced founders and digital experts.
FRIDAY has developed a cloud-based insurance platform and since March 2017 has been offering innovative products completely paperless, mobile and fully digital. With the number-per-kilometer tariff, customers can already benefit from the FRIDAY insurance cover starting at 1 cent per kilometer.
The pay-per-kilometer fare appeals particularly to low-driver, second-car drivers and customers who value flexibility and fairness.. .
Plurima is the first Italian independent insurance distribution network. Plurima is an insurance intermediary focused on supplying policies to other intermediaries: agents, brokers or producers.
Plurima offers to Insurance Companies, MGAs and other insurance product manufacturers an already operational network of intermediaries. Plurima offers to intermediaries access to the products of dozens of carriers, using a unique interface and all with the same procedures..
MotionsCloud using computer vision technology, to analyzes car and property damage for insurance companies thereby streamlining and automating property and vehicle insurance claims. MotionsCloud reduces claim cycle time from 10 days to 3 hours and saves up to 75% on claims processing cost.
MotionsCloud has already signed insurance companies in US, Europe and South East Asia.. .
We are a SaaS based Risk Management system, that provides enhanced overview and dynamic risk tracking for production facilities. Our vision is to bring fact-based decision making into the Risk Management process through our cloud based SaaS system.
21RISK brings a data driven approach to the field of Risk Management, enabling your company to go from feelings to facts when assessing your risk portfolio. The only sustainable way to reduce costs related to risk and claims, is to perform risk reducing tasks in a structured way.
Our Task Manager allows this to happen in real-time, giving all stakeholders an always updated overview of the risk portfolio. Our management app is built on the base of an AI network that helps the user to file and review risk more efficiently.
This provides you with daily updates about your risk portfolio, so you can feel safe and in charge of managing your risks.. .
Hopala is an Insurtech company that uses a digital comparison platform to compare the offers of more than 15 insurers. In England, people can easily take out insurance online.
But research showed that only 5% of insurance policies in Belgium are taken out online, while 40% in their neighboring countries. However, the insurance product lends itself perfectly to online purchase and management.
Determined to keep up with the difference with neighboring countries, Benjamin and Stijn founded Hopala. Hopala was founded in 2018 and is based in Antwerpen, Belgium..
Wetterheld protects your business against rain, temperature or snow. They want to change the weather insurance market.
After two years of research and development, they want to offer you the best weather insurance for small and medium businesses in Germany. The contracts are closed with a leading German digital insurer and are re-insured with an industry giant re-insurer, one of the largest worldwide.
With their partners, they combine innovative power and financial strength, traditional know-how of weather insurance and cutting edge big data technology.. .
twingz is a Vienna and Amsterdam based predictive analytics solutions specialist. twingz recognizes activities of appliances and machinery by reading meter data feeds of electricity meters and delivers valuable insights to their B2B clients such as insurance companies and energy companies which in turn deliver to their client bases of SMEs and consumers.
Main benefits are fire damage prevention, enabling predictive maintenance and energy saving. The Team consists of 14 heads with intense knowledge in IoT and data sciences and is focussed on tech topics in Vienna and market development in Amsterdam..
Livetopic is a online algorithmic advisor that performs a detailed and independent analysis of the economic and financial situation of a person. Our automated consultant analyzes your situation to show your degree of protection and what to do in case of retirement, disability, widowhood, orphanage and sick leave.
And best of all, you can view your analysis comfortably from anywhere, without having to make endless views to a consultant. We give you your financial passport, unique and non-transferable, which defines your current financial situation and forecasts for the future.
Without marks, without compromises. The passport will contain useful information so that you look to the future with peace of mind and the best selection of offers..
Dandelin is a FinTech startup that’s using sharing economy principles in order to democratise health care. They are combining sharing economy, AI/ML and blockchain to democratise access to health care.
Now people can have access to unlimited consultations and exams for the lowest price on the market, while doctors get to increase their earnings up to 70%.. .
Digital Claim automates claim recovery for travel and health insurance providers. Claim recovery is a costly and labor-intensive back office process for insurances.
Digital Claim uses machine learning technology to create a digital claim database and a proprietary software to automate the recovery process.. .
IMT Group AB
InsureMyTrans fully focuses on supporting the Marine Insurance & Logistics industries in its digitalisation journey, to enable cross sectoral collaboration, digitisation and data driven efficiency. For that purpose, IMT launched a variety of comprehensive API-solutions for the Insurance & Freight/Cargo world.
By integrating our APIs in any Freight and E-commerce platforms, we connect its users to an automated and intelligent Insurance Underwriting and Distribution platform, giving them direct insights into the Cargo/Transport Insurance quotation for any cargo shipment booked. From here the Cargo Insurance product can be booked, paid and the certificates with other documentation obtained, as well as start a First Notice of Loss (FNOL) and automate the claims process..
How We Help Loss Adjusters Today? Intuitive Interface. Easy Claims has one of the simplest and most effective interfaces available on the market today.
Designed specifically for the insurance market and with the sole objective of improving the performance of the loss adjuster maintaining the high-quality standards required by the market. Live Video.
The technology allows us to shoot live video through the smartphone of the insured and transmit them to the loss adjuster remotely. All video is recorded and geographically located.
Work Certification. For Easy Claims it is important to keep the quality standards of the loss adjuster’s work high and that’s why all the images are taken from the geolocated video and you can download them on your PC together with the video..
For the first time in Europe – Rent your new apartment or office deposit free. Property owners: rent twice as fast to tenants we fully vet, and never argue again at the end of a tenancy.
We’ve got you covered for rents and damages. And it’s 100% free.
Tenants: save thousands and rent the best place. We can be your guarantor.
No need to pay upfront for damage that probably won’t happen.. .
Hepster is an MGA operating in Germany and Austria, aiming to become Europe’s leading embedded insurance player. Its B2B model is complimented by a B2C webshop.
Hepster’s strength is its fully API-driven, cloud based & modular insurance solutions – it can quickly build and deploy digital insurance products as per its partners requirements. It is expanding its current product portfolio which includes bike, ebike, electronics and sports equipment insurance..
Neodigital is new insurance and insurtech start-up that provides digital insurance services for companies. They use a high degree of automation helping in tailor-making of products for individuals like private liability, accident, and household products via independent brokers, helping market participants to quickly and easily develop digitized insurance products and bring them to the market immediately.
Neodigital distributes private liability, accident, and household products via independent brokers in Germany. It was founded in 2017 and is headquartered in Neunkirchen, Rheinland-Pfalz, Germany..
Fing is the expert in connected device intelligence. With over 35 million downloads, Fing App is the free, go-to tool for troubleshooting Wi-Fi networks and connected things.
Our Device Intelligence technology is licensed by leading companies building products for the IoT. We’re on a mission to give our customers visibility and control over their digital environment and connected technology..
Finnovista Finnovista is an impact organization that empowers the transformation of the financial services and insurance industries by building between large corporates and Fintech & Insurtech startups with the purpose of creating a better world. Founded in 2012, Finnovista works with entrepreneurs and large corporates through collaborative activities such as conferences, acceleration and scale-up programs, startup engagement programs and innovation programs to drive their innovation journey and transformation.
Finnovista has consolidated as the most active Fintech investor and one of the most relevant players in the startups ecosystem in Latin America. Finnovista promotes FINNOSUMMIT, the leading conference in Fintech & Insurtech in Latin America and develops Startupbootcamp acceleration and scale-up programs and corporate innovation programs for clients such as Visa, BBVA, HSBC, Scotiabank and Fiinlab by Gentera.
Finnovista is part of Rainmaking Group, a global leader in corporate innovation and venture development.. .
Tablomonto is an early stage venture capital firm based in The Netherlands. We believe in building businesses together with the founders and are looking for remarkable and diverse founding teams.
This is why next to investment in cash, we also bring key capabilities through our venture partners and allied experts to the founding team: such as technology, HR and (digital) branding & marketing capabilities. We have deep expertise and networks in FinTech, InsurTech, Healthcare, FMCG, Retail and eCommerce and are looking for investments in these sectors.
We invest between €100k and €1.5Mn initially. Lastly we believe in diversity & inclusion and are continuously working on attracting a diverse pipeline.
If you are a female founder or diverse management team, we definitely want to hear from you.. .
Keylane is a European supplier of modern, customer-centric, SaaS software to the insurance and pension industry. Their in-depth knowledge and expertise allows us to help their clients transform the way they run their day to day technology and operations.
By implementing their state of the art solutions they help companies to reduce cost, deliver new and innovative products to market fast and increase customer satisfaction. Keylane’s products include modular non-life, life and pension solutions for support of all core processes.
Headquartered in Utrecht in the Netherlands, Keylane employs over 600 people and delivers services to over 100 Insurance companies across offices in Belgium, Germany, the Netherlands, Norway, Sweden and the UK.. .
hi.health offers people with private health insurance convenient and safe access to health care billing via app or web. Users can easily submit their invoices digitally and hi.health takes care of the further processing, billing and customer service providing a seamless user experience.
With the integrated “library” users receive a transparent overview of relevant digital health products and services, that are (partially) covered by their insurance. hi.health operates at the intersection of digital health, fintech and insurtech.
While each of these rapidly growing markets are already exciting in themselves, their combination in one product is unique. The company was founded by Sebastian Gruber and Fredrik Debong in July 2019.
Since hi.health launched in Germany at the end of 2019 several thousand users already use the independent billing app.. .
BANKSapi Technology GmbH
Die BANKSapi Technology GmbH ist ein Banking-as-a-Service Provider mit Sitz in München. Das Unternehmen stellt eine API bereit, nach dessen Anbindung Endkunden auf ihre Konten, Kreditkarten und Depots über das Frontend der Lizenznehmer zugreifen können.
Finanzdienstleister erhalten damit die Möglichkeit, Banking-Leistungen neu zu definieren, Bancassurance-Services zu verbessern und die Alltagsrelevanz zu erhöhen. Mit Hilfe von Künstlicher Intelligenz analysiert BANKSapi nach Zustimmung der Nutzer deren Kontobewegungen und erstellt in Folge ein finanzielles Blutbild.
BANKSapi ein ein Venture der Finconomy AG. Impressum: https://banksapi.de/impressum/.
FinTechStage engages financial services professionals, regulators, investors, entrepreneurs, technology partners and governments to build trusted and enabling FinTech tribes around the world. We firmly believe that innovation in Financial Services will improve people’s lives.
Through the immersive events they connect global industry experts with local financial services communities to explore, challenge and solve important issues related to FinTech, RegTech, InsurTech, Artificial Intelligence and Financial Inclusion.. .
75m Europeans are entering retirement with around €25 Trillion saved. They now have to worry every day about running out of money if they are one of the 30% of men or 43% of women that will live beyond age 90.
The consequences of running out of money in old age are so horrifying that 84% of retirees would swap their capital for a lifetime income plan. In 3 of the last 4 centuries, the retirement solution that most people turned to was a “tontine” with a distant 2nd place going to “annuity” products from insurance companies.
Since 2018, insurers have fought & lost against new consumer friendly laws enabling a new generation of low cost tontines for consumers in 34 countries. TontineTrust is building the world’s 1st fully digital tontine pensions platform which mathematically guarantees a fair income for life.
Since 2017 our founder is patent pending in every major pension market for digital tontine systems & was already been granted a tontine trademark in 27 countries.. .
– Digital advisory solutions for banks and insurance companies – riskine, the Fintech for digital advisory solutions, is based in Vienna. riskine develops digital solutions, based on the latest AI and graph- technologies, for the advisory of private and business customers.
The products are suitable for self-service (portal, website, apps, …) as well as for personal and remote advisory of customers. All solutions and services from our products are available with customizable front-end but also as modular API services..
Hublio is a FREE insurance robo-advisor. Policyholders store their policies and assets in one convenient, secure platform.
They always have up-to-date information and know how well insured they are. Brokers and insurers regain time to focus on their advice, know their customers, and be compliant with a.o.
GDPR, IDD and MiFID.. .
Ryskex provides an approach based on the symbiosis of Alternative Rysk Transfer tools and Blockchain technology. It provides a platform and marketplace to the B2B insurance market, allowing to cover and transfer rysks faster, cheaper, and more transparent.
RYSKEX builds upon blockchain contracts to handle the closing of contracts and further processing, such as claims in the case of damages. It was founded in 2016 and is based in Berlin, Germany..
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