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These are the Top InsurTech Companies in the UK (2021)

This article showcases our top picks for the best UK based InsurTech companies. These startups and companies are taking a variety of approaches to innovating the InsurTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top UK InsurTech Companies

Data sourced from Crunchbase and SemRush.

Zego

Zego

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Zego is a commercial auto and ‘New Mobility’ insurance provider, powering opportunities for modern business by saving time and money. The problem with traditional insurance is that it holds businesses back but they have to have it.

It’s time consuming and too expensive. Both limit the opportunity for businesses to reach their full potential..

DeadHappy

DeadHappy

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DeadHappy is an insurtech company that provides digital pay-as-you-go life insurance services. It specializes in offering flexible life insurance policies that are designed to be cheaper, easier, and better than existing traditional providers.

Its offerings include pricing insurance based on current circumstances and the option to add further coverage on a rolling basis. The company was founded in 2013 and is headquartered in Leicester, England..

Instanda

Instanda

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Instanda is a SaaS insurance software platform that allows insurance companies to build, configure, and launch products online. Its no-code product design platform is built on a powerful set of insurance specific calculations, processing, and workflow capabilities.

Instanda works with the carriers, MGAs, and brokers in UK, Europe, US, Canada, LATAM and Australia converting the lethargic back office to an agile front office, freeing the industry from high-cost legacy systems. Founded in 2012, Instanda is headquartered in London, England..

Laka

Laka

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Laka develops a peer to peer bicycle insurance platform to insure bicycles and cycling equipment against theft or damage.

Superscript

Superscript

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Superscript provides business insurance designed specifically to meet the fast-changing needs of small businesses. Underpinned by proprietary technology, expertise in emerging risks and threats, and partnerships with some of the world’s biggest underwriters, it delivers bespoke, subscription-based insurance cover for all types of risk.

Superscript shapes business protection around businesses’ individual needs, from essential cover through to complex risks. It delivers a personalised customer experience that supports the ever-evolving needs of small to medium-sized businesses.

Superscript was originally founded as Digital Risks in 2015 and is based in London, England.. .

Quantemplate

Quantemplate

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Quantemplate enables business users to take raw data sources, cleanse and harmonise them with tools powered by machine learning, then perform analysis to develop competitive advantage through proprietary insights. Leading insurance businesses use Quantemplate to grow their business, collapse their costs and enable digital transformation.

The company was recently named a European FinTech Top50 company and a Global InsurTech Top21.. .

By Miles

By Miles

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By Miles offers fairer, more flexible car insurance for low mileage drivers. Aside from a fixed annual cost, each policy is paid by the mile so it’s totally tailored to you.

See every journey and use handy tools in their mobile app to make your driving life easier.. .

SO-SURE

SO-SURE

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SO-SURE created win-win (tech-led) insurance that delivers consumers with 10 x faster claims and up to 80% money back when you don’t claim.

Artificial Labs

Artificial Labs

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Artificial Labs are building tools for insurers that allow them to operate faster, more efficiently and more accurately. These tools are built on top of a shared core, called ArtificialOS – which is a suite of powerful, API-driven building blocks, for insurers of all sizes.

Ranging from policy management through to AI-based automated claims, Artificial’s service-based architecture means they can very quickly combine these blocks and integrate applications to according to insurer requirements. Not only do insurers receive exactly what they need, but they can be happy in the knowledge that 24/7 support, infrastructure, security and upgrades are all included in the transactional-based pricing..

Hometree

Hometree

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Hometree is a UK based Smart Home Services company, offering homeowners unparalleled peace of mind & control in the running of their home.

Flock Ltd.

Flock Ltd.

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Flock was founded in 2015 on the conviction that insurance was no longer fit for purpose in our fast-moving, hyper-connected world. Their mission is to make the world a safer, smarter place by bridging the gap between the insurance industry of today and the emerging technologies of tomorrow.

The London based Insurtech began in the commercial drone industry where they launched Europe’s first pay-as-you-fly drone insurance product, using real-time data (like population density and wind speed) to quantify, insure, and mitigate drone flight risks.They now have insure thousands of innovative drone operations globally, from agricultural surveyors to NHS medical delivery flights. Flock’s technology has now helped thousands of pilots around the world to fly safer, reducing their risk exposure by 15% on average.

Flock recently expanded into the rapidly evolving world of commercial motor fleets with a division focused on connected vehicles. Modern fleets change on a daily basis; expanding, contracting, and adopting the latest technology.

They need an insurance policy that’s as agile and data-driven as they are. The world is becoming increasingly connected and autonomous, bringing both amazing opportunities and complex risks.

As the insurer of the future, Flock aims to not only pay claims when incidents occur; they help customers understand and mitigate their own risks, to avoid things going wrong in the first place.. .

Urban Jungle Insurance

Urban Jungle Insurance

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Using technology to help young people get cheaper, better home insurance

Insurtech Gateway

Insurtech Gateway

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The insurance industry has so many barriers to entry, founders often run out of energy and money just trying to get in. The Gateway is a one-stop-shop for founders, where they can get underwriting paper, investment capital and advice on how to design and build their startup, all surrounded by great insurance partners.

The Gateway fund supports the portfolio post incubation, to Series A and beyond. “The Gateway are our insurance sherpas, guiding us through the wilderness of insurance” Mark Musson, co-founder, Humn.ai (Gateway portfolio company) Insurers often struggle to innovate within their own businesses, the Gateway enable insurers to do this in a safe environment.

They facilitate insurers, technology partners and insurtechs to get to know each other and work together, over the whole duration of building a business. The Gateway would like to meet early-stage founders with game-changing ideas or products, and progressive (re)insurers who are interested in collaboration..

DFP

DFP

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DFP – Transforming SME underwriting Our award-winning insurance technology helps you collect and manage huge amounts of data about your industry sector to give you the insights you need for better performance. It’s the future of efficient underwriting.

The technology we have developed in the form of our powerful data sourcing platform provides insurers with the granular insights on SMEs they would otherwise find difficult, time-consuming and expensive to acquire.. .

Canopy

Canopy

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Canopy is creating an ecosystem for Landlords, Agents and Renters where all parties benefit. They are challenging conventions to design easy to understand plans that meet Landlords and Renters needs.

Insurance that feels great. Deposit Free™ Insurance, replaces expensive and unnecessary cash deposits.

They’re putting billions of pounds locked up in deposits in the UK back to work into the economy.. .

Anorak Technologies

Anorak Technologies

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Anorak offers a smart independent insurance adviser that gives people access to tailored advice about their life and their risks. Anorak is on a mission to building the world’s smartest insurance companion.

A new model for buying life insurance that enables all of us to make the right choice – not just the cheapest. A smart independent insurance adviser founded on trust and transparency.

To do this, the company uses data science and machine learning to power a service that gives people access to tailored advice about their life and their risks.. .

Collective Benefits

Collective Benefits

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Collective Benefits is the first of its kind; an insurtech platform specifically made for the 6M self-employed workers in the UK. Our products make it easy for companies to offer meaningful protections that attract, retain and reward their self-employed workforce.

Built from the ground-up for gig workers, we provide benefits like sick pay, mental health support, accident cover, wellness packages, and exclusive perks – all previously inaccessible to the self-employed.. .

Wrisk

Wrisk

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Wrisk combines Insurance and Technology in one simple app. Starting with contents insurance, Wrisk expands its offering to serve the insurance needs across different aspects of people’s lives.

From motor to travel, health to professional, Wrisk will bring everything together into one simple plan that can grow with its customers. Customers are given a unique Wrisk Score which provides the information they need to understand their risk.

The more information provided, the more accurate the score becomes, empowering customers to get a better score and reduce their premiums. They can update their details and manage their policy any time, anywhere and it takes effect immediately.

Wrisk plans to engage not only those who are already insured, but also people who’ve never bothered with insurance. Working with partners such as BMW, Hiscox, QIC, Bupa and Munich Re, the Wrisk team captures both existing market share and build an entirely new mass market too..

HealthyHealth

HealthyHealth

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HealthyHealth is building a new Standard for Life and Health Insurance Underwriting. We use digital data to calculate the risk of diagnosis for over 800 conditions, along with Extra Mortalities and Morbidities, saving applicants hours filling out long questionnaires or visiting the doctor.

Find out more via www.healthyhealth.com. .

Sprout.ai

Sprout.ai

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AI powered claims automation and fraud detection

Brolly

Brolly

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Brolly offers a Policy Management platform that enabled customers to consolidate all of their insurance policies into a single dashboard.

Humn.ai

Humn.ai

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We use science and data in our precision insurance solution, Rideshur to accurately price any road segment in real-time. We started with a simple idea: collect enough data from cars and figure out a way to monetise the asset.

It turns out that insurance was the problem worth solving, but Humn was born digital-native. Data first, then insurance, and this gives us a tremendous advantage over incumbents and other players.

What this means for us is a relentless drive to bring together the best talents in streaming data and machine learning with experienced operations and insurance folks to build a unique full-stack platform. We believe in this mission.

We’re all in. Are you with us?.

Dinghy

Dinghy

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UK-based insurance tech (insurtech) startup.

FloodFlash

FloodFlash

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FloodFlash enables fairly-priced, no-exclusions, instant-settlement flood insurance. Customers receive a pre-agreed settlement as soon as the FloodFlash sensor detects that waters have exceeded a critical depth.

An algorithm is used to set tailored prices meaning that for the first time, personalized and competitive flood policies can be written for the highest-risk locations around the world. Founded in 2017, FloodFlash has raised £2.1m seed investment and is headquartered in London..

Insurwave

Insurwave

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Insurwave is a SaaS platform that connects insurance buyers, brokers, and sellers to transform the way specialty insurance and reinsurance are transacted. Insurwave uses leading cloud and cryptography technologies to reduce the distance between corporate risk and insurance capital.

Insurwave enables the elimination of tedious reconciliation, enables high data integrity and greater insight for insurance buyers, brokers, underwriters, and reinsurers of complex risk.. .

Reposit

Reposit

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The tenancy deposit alternative. A new way of renting without the hassle of a deposit

Bequest

Bequest

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We’re building a better way to protect you and your family, starting with personalised pay-as-you-go life insurance. Backed by Aviva.

AkinovA

AkinovA

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AkinovA has built an independent electronic marketplace for the transfer and trading of (re)insurance risks. Founded by experts from Insurance, Technology and Capital Markets, AkinovA is working with the existing (re)insurance value chain to help grow the overall market.

AkinovA is backed by an accomplished Advisory Board with a wealth of experience in Insurance, Capital Markets and Technology. Whilst remaining an independent marketplace, AkinovA is working with leading insurance industry participants, including Hiscox and MS&AD Insurance Group, as well as Plug and Play Insurtech, NYC based marketplace venture capitalist FJ Labs, Israel based InsurTech/FinTech venture capitalist FinTLV and other undisclosed investors.

For more information, please go to: www.AkinovA.com. .

Setoo

Setoo

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Setoo empowers e-businesses to build and distribute personalised insurance and protection products, increasing revenue from ancillary services and delivering exceptional customer experience. With Setoo’s parametric insurance-as-a-service platform, e-businesses can create new, super-targeted protections within minutes, addressing consumers’ actual concerns, and generating automatic compensation without the need to file any claim.

Setoo operates as an MGA and is approved by the FCA in UK and ACPR in EU. Setoo recently announced a €8M Series A funding round by Kamet, AXA’s Insurtech startup studio..

Bikmo

Bikmo

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Bikmo exists to enable you to ride more. We build awesome insurance products to protect our customers for unexpected events, use technology to make taking out and managing your policy ultra-simple, and provide exceptional customer experiences through our team of bike geeks.

We’re now 5 years into our mission to enable anyone, anywhere, to protect their lifestyle, so they can spend more time enjoying it. And, become the brand that resonates with and protects the passion and drive behind the bike and adventure sports community.

At the heart of our business is a bunch of bike and adventure sports geeks who choose to spend their free time in the epic wild places our earth has to offer and we want to continue to be able to do just that.. .

Corax

Corax

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Corax provides data, modelling and loss analytics on the cyber exposure of millions of interconnected companies worldwide. Corax delivers this via its scalable technology platform, rich and extensive dataset, and AI-enabled probabilistic modelling.

Corax is used by (re)insurance carriers to accurately underwrite and manage cyber risk exposure, and by insurance brokers and agents to provide clients with precise cyber risk assessment and cover recommendations.. .

Marshmallow

Marshmallow

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Marshmallow is an insurtech company that uses a proprietary pricing algorithm to lower prices for immigrants, expats and nomads. It is a purpose driven, legacy-free, technology first car insurer set up to help the most underserved portion of the market, foreign-born drivers.

By developing a proprietary rating matrix and by using new data sources, the company can offer significant savings for people who live & drive in a foreign country. Its mission is to improve the financial health of the 250 million people who live in a foreign country.

They make insurance affordable – to help you save money. They invest in technology to reduce their operating costs and they pass those savings on to their members.

They want to make insurance simpler. They have made sure that you can sign up to Marshmallow in a few minutes and that everything is explained in plain English.

They also have live chat so that you can speak to them whenever something is on your mind. They are focused on making a difference and they do that by supporting expats and their financial health – it’s not rocket science..

Sherpa

Sherpa

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Imagine a world where insurance wasn’t run by insurance companies. Unbiased, personalised guidance, from people you trust.

Using your data to protect you and your family. A new revenue model that aligns our interests unequivocally with you, no more grubby commissions.

No more multiple, fragmented policies, rather a single, personalised account that covers each of the risks that matter most to you. Get one easy solution tailored to your needs.

Insurance as unique as you are.. .

Cazana

Cazana

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Using big data and predictive analytics, Cazana analyses millions of automotive transactions daily to assess the value and risk associated with every vehicle on the road. Cazana’s systems are used by manufacturers, finance companies, dealerships, and insurers globally.

Companies use Cazana’s data to provide vehicles to the modern automotive consumer who wants to access, not own their vehicles.. .

Insurami

Insurami

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Insurami provides smart deposit replacement insurance. Arnor K.

Davidsson and Majed Chaaraoui founded it in 2018, with its headquarters in London in the United Kingdom.. .

Nimbla

Nimbla

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Nimbla is dedicated to providing small and medium-sized UK businesses with dynamic invoice insurance.

Spixii

Spixii

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Spixii is a leader in Conversational Process Automation (CPA) for customer-facing insurance processes. Spixii CPA combined white-labelled intelligent chatbots coupled with robust integrations via Spixii Connectivity Hub.

Spixii CPA platform enables continuous improvement thanks to Advanced Analytics communicated in Business Insights reports.. .

Rnwl

Rnwl

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Rnwl is an over-the-top insurance platform making insurance simple for consumers. Insurtech.

EHAB

EHAB

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Our enterprise SaaS platform offers 4 core tools. A planning tool using big data to help companies avoid weather risk across their portfolio.

An onsite app to provide hyperlocal and contextual weather warnings and to enable more accurate record keeping. A smart contract tool which currently automates the weather related clauses in standard construction contracts.

We are in the process of testing a parametric insurance tool to enable companies to transfer risk across their portfolio.. .

Kudo Insurance

Kudo Insurance

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Kudo Insurance is an app that uses mobile phone telematics to monitor a user’s driving and create an individual score that can then be shared with a car insurer to obtain a discount. Driving information captured by the app could also be used as evidence in the event of a motor accident.

The company set out in 2017 to provide a central portal for drivers to prove how good they are and get better quotes from insurers who could pick the best ones, whilst giving consumers transparency and the tools to get better value.. .

Photocert

Photocert

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Misinformation and advances in technology have made the ability to create fake photos & videos easier than ever. This makes process automation that relies on digital images unreliable as it can lead to wrong results and increases the opportunity for fraud.

Photocert’s technology ensures the credibility of the photos & videos and on top of them can perform valuable image analysis to seamlessly automate processes. Photocert focuses on the insurance sector and has built a modular product that can easily be adjusted to our customers’ needs.

We are able to deliver from a complete white label claim/onboarding platform to a camera API components that performs image certification. We currently have applications for content (onboarding including product valuation), motor (claims including damage estimation) and property (claims with a water leak estimation under development)..

Tapoly on demand insurance

Tapoly on demand insurance

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Tapoly “Insurance on Tap” offers on-demand insurance for freelancers, contractors and SMEs. It provides on demand insurance for freelancers, sole traders, contractors, home letters, equipment lenders and anyone else who is part of the sharing or gig economy.

It insures their lifestyle so they don’t have to worry and have more time to focus on doing what they love.. .

Konsileo

Konsileo

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Konsileo is a commercial insurance broker using technology to empower individuals and replace hierarchical management with professional collaboration. Their technology disrupts the traditional broking model in two ways.

Firstly, it addresses the operational challenges of regulatory compliance, data capture and duplication with an intuitive platform that gives brokers back more time to spend winning and retaining clients. Secondly, Their technology underpins the creation of a community of modern brokers without hierarchy.

Brokers who support each other, share expertise, and are rewarded for working together.. .

ctrlio

ctrlio

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ctrlio provides point of quote services to motor insurers. These help them to win customers more efficiently and manage their risk portfolios in real-time.

Good for the insurer, the channel and, most importantly, the customer.. .

Optimiz

Optimiz

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We provide a multisided platform to automate cargo claims for cargo owners, cargo insurers and cargo carriers.

Stable

Stable

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Stable is a risk management platform that helps businesses around the world manage their exposure to volatile commodity prices.

RemitRadar

RemitRadar

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RemitRadar services the needs of an emerging global community of 2.5bn people dependant on remittance services. RemitRadar aims to improve the lives of billions of people in developing countries by offering free financial education to end users.

RemitRadar provides Fintech and InsurTech technologies along with digital and offline distributions channels and services to its partners. RemitRadar has extensive data and knowledge of the remittance community and expertise in managing “big data” to improve the lives of that population.

RemitRadar processes over 800m requests per year to its services worldwide. RemitRadar has been set up with economic migrants in mind; one of its main aims according to its leadership team and advisory board which includes ex-MoneyGram CEO Iain Blackwood, Beat Candrian 25+ years of insurance and reinsurance experience (SwissRe, Helvetia), Simon Rufus Isaacs, Marquess of Reading former​ member of the London Stock Exchange, Major General Robin Searby – In 2010, became UK Prime Ministerʼs adviser on counter-terrorism for North Africa Company global ambassador: HRH Prince Michael of Kent.

BirdsEyeView Technologies

BirdsEyeView Technologies

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BirdsEyeView is a B2B2C London based InsurTech operating as a Managing General Agent. Climate change-induced natural disasters are increasing in both frequency and severity.

By harnessing satellite imagery, big data, and advanced analytics, we look to revolutionise the global crop insurance market by providing our weather-risk protection.. .

deephound

deephound

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The Augmented Intelligence Agency

Celo

Celo

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Celo is an app-based insurance provider designed to provide cheaper quotes, faster claims, and a pleasant user experience. They plan to offer insurance cover for motor vehicles, travel, health, and more.

Like Monzo and Starling who are disrupting banking, Celo plans to disrupt the insurance industry.. .

Vidrona

Vidrona

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Vidrona (a European Space Agency incubated business) is precision predictive energy asset management company that utilises data analysis and analytics to generate insights from data collected using sensors on various automated platforms like UAVs, ground robots, satellites, and even mobile phones. We gather raw data, then process and analyse this data using our proprietary computer vision, artificial intelligence and machine learning algorithms; to furnish actionable reports to the client on our SaaS based software platform, vSense®.

In addition, our product allows the clients’ operations managers to better track their maintenance activity. No maintenance task is marked as complete till such time as the client’s maintenance personnel takes a picture of the corrected component using their mobile phones and uploads these images on to vSense®.

Our algorithms then analyse these images for fixes, and escalate the issue in case the corrective measures taken aren’t sufficient. Our clients come from industries like Renewable Energy Generation, Power Transmission, Oil & Gas, as well as Water.

Through our data analysis and analytics, we are helping our clients usher in a “A New Era For Energy Asset Management”​. .

Pikl

Pikl

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Specialist Insurance for the Sharing Economy and “On Demand” Economy

Action 365

Action 365

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Action 365 provides high quality outsourced service for insurers and brokers.

Davies Group

Davies Group

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Davies Group is a provider of insurance claims service.

Rooster Insurance

Rooster Insurance

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Fair priced car insurance for good drivers, regardless of age. Unlike traditional insurers who base prices on demographics, Rooster is different.

We base prices on how you actually drive. Just download the app, drive for 3 – 4 weeks & get a fair quote..

TropoGo

TropoGo

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TropoGo is a deep tech startup focussed on building an integrated and smart ecosystem for Drones. We are starting with the Indian market, which has the potential to become the world capital for drones.

We aim to be a one-stop destination for everything drone – drone marketplace, drone insurance, curated real-time weather for drone flying, flying checklists, and drone regulations for India. We are on our mission to empower your desire to fly.

We are currently available in Google Play Store. Let’s fly together! # ThinkDronesThinkTropogo.

Predina Tech

Predina Tech

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Building the Location Risk Intelligence platform for the future of Auto Insurance and Mobility

Blocksure

Blocksure

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Founded in 2016, Blocksure’s aim is to transform the intermediated insurance industry by delivering benefits across the whole value chain: policyholder, agent, MGA, insurer and reinsurer. Blocksure OS went live in July 2018 and is the first blockchain platform application within the insurance domain on R3’s Corda.

It transforms the customer experience and delivers radical efficiency gains. Trusted records on the blockchain, complemented by real-time payments to all parties and no manual processing reduces back-office costs by up to 90%.

Blocksure OS is supported by a strong team of insurance experts and technologists, focused on solving real industry issues and based on the principles: Mobile, Once, Real-Time, and Safe. Blocksure is now involved with clients in the UK, Indonesia, US, Middle East, South East Asia and China.

The initial focus is on delivering microinsurance to the uninsured and commercial speciality schemes where it drastically reduces costs and provides major improvements in speed. Provides an outstanding mobile-first customer experience with quotes, purchases, and claims all administered digitally..

ZASTI

ZASTI

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ZASTI© is an Artificial Intelligence (AI) technology platform that helps companies and their clients by predicting risks and improving business efficiency. This enables us to deliver tangible cost savings our customers and their clients.

The technology platform is built using proprietary Deep Learning algorithms to provide predictive and diagnostic solutions. ZASTI analyses existing data, identifies anomalies and recurring usage patterns, and then delivers highly accurate predictions and diagnoses through specific vertical sector applications.

For industrial users, ZASTI can cut down downtime by 50-70%, increase business efficiency by 20-30% or save 30% of OPEX.. .

Guardhog

Guardhog

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Guardhog is an on-demand insurance solution supporting the Sharing Economy platforms and their members. They want to dramatically improve the way that insurance is distributed, discovered, and consumed.

They’re defined by their sense of urgency and dedication to innovation. GUARDHOG was created as a reaction to a gap in the market; traditional models of insurance simply don’t fit the sharing economy.

They know this gap will be filled so speed and strength of execution are vital. Their sense of urgency is simply a reflection of their understanding that the sharing economy is an ever-changing market.

They’re proud of the work they have already put into GUARDHOG, and while they take their work extremely seriously, they don’t take theirselves seriously.. .

Insurtech Insights

Insurtech Insights

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Insurtech Insights provides the latest news and insights on the digital insurance transformation

PORTABL.co

PORTABL.co

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At PORTABL.co we are building a SaaS business and eco-system that provides portable insurance, portable benefits and portable savings products for those who live and work in the global freelance and gig based economies. Customer centric data and machine learning – Using real-time data and analytics we quickly understand and present to a new customer the optimum levels of cover and benefits best suited to them, the nature of their work and the stage of their life journey.

Monthly subscription bundle – Rather than the individual having to sign up for anything between 7-12 products or services they are simply able to take out a membership with PORTABL.co, pay a monthly subscription fee and benefit from having all of their unique requirements wrapped up into their personalised membership bundle. We take care of everything else for them.

Membership community – Membership of PORTABL.co also provides opportunities for incentives and rewards for good behaviours. We will recognise everything from referring work to other members through to adopting healthy habits.

PORTABL.co rewards these good behaviours by regularly reducing the member’s monthly subscription fee. Global Eco-system – We are the only business focused on building a global, e2e Insurance as a Service platform to serve and support the freelance, gig, contracting, business-of-one, portfolio lifestyle, independent worker (phew…

so many labels) economies.. .

Bewica

Bewica

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Bewica helps small businesses be more cyber secure with automated risk assessments, management and cyber insurance

Bunk

Bunk

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There is a big problem in the rental market. Tenants don’t trust landlords and landlords certainly don’t trust tenants.

Bunk is fixing this fundamental problem by connecting pre-verified tenants with screened landlords to enable trust within the market. Landlords can advertise to millions of tenants within minutes.

Viewings, in-depth referencing, contracts, deposits, rent and maintenance can all be managed through their dashboard. We keep them compliant and empower them through technology.

Tenants can search, sign and secure a property all without a deposit. They can pay their rent, sort bills and maintenance at the click of a button while increasing their credit scores.

Our goal is to make renting stress free in a transparent and secure marketplace, alleviating the huge cash burden for all parties.. .

Carrot Insurance

Carrot Insurance

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With Carrot, it literally pays to drive safely – in fact, you can earn weekly rewards for being safe and responsible at the wheel. Simply keep your Driving Style Score ‘in the green’ on the dial in your personal Carrot dashboard and each week you’ll have chance to earn and ‘bank’ Carrot Points.

Each Carrot Point is worth 1p, and the amount of points you earn each week will depend on how well you drive. For example if you earn 250 points you’ll be able to exchange it for £2.50 worth of high street vouchers*.

With a New Driver by Carrot policy, there are no unexpected increases to the cost of your insurance during the policy year. Here at Carrot they are all about safe driving so your policy will be at risk of cancellation if you consistently record negative driving scores.

Providing your details remain the same, the cost of your insurance will stay exactly at the price your paid when you took out your policy. When you buy a New Driver by Carrot policy, they’ll ask you to tell us how many miles you expect to cover during your policy year.

But if at a later date you find that you need to cover more miles than you originally planned to when you bought your policy, you can always buy Top-Up Miles from us. It’s a bit like topping up the credit on your mobile phone..

CyStellar

CyStellar

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At CyStellar, they remotely detect risks, automatically classify objects from the risk point of view, and consistently monitor risks over time. The cumulated risk information feed is seamlessly integrated into the (re)insurers workflows and offers dazzling insights on almost any place on the globe and it is directly linked to the insurance policies.

Their solution improves profitability through more intelligent underwriting and quicker claims assessment. The CyStellar cloud-based platform seamlessly integrates between satellites, ground sensors and enterprise software, such that all the data is automatically collected, sent to the cloud, analyzed, and displayed in useful form, ideally in near–real time.

Their data acquisition process is driven by information extracted from millions of insurance policies, pre-matching individual policies (assets and risk factors) to satellite and aerial data sets defined by required resolution spectrum and frequency. In this way, CyStellar always integrates the best external data set at the lowest possible price while provides insurers with a completely integrated solution..

WeSee

WeSee

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Our mission at WeSee is to enable a safer society, by looking out for the good guys and helping catch the bad. WeSee pushes AI beyond facial recognition, detecting suspicious behaviour which we believe holds the key to our safety and security, at home and at work.

Pushing artificial intelligence beyond facial recognition, WeSee can analyse an individual’s emotions in real time from a variety of sources, including web and mobile cameras. It does this by using advanced deep learning artificial intelligence to monitor the various nuances of facial through eye-tracking (examining changes in pupil size, gaze direction and duration, and blink rate) combined with micro-expressions.

Of the many potential applications, the most imminent are in the fields of security, insurance claims and recruitment. But whatever the application, ultimately, WeSee has the potential to transform our personal and professional lives for the better..

Marmalade

Marmalade

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Marmalade is a low cost learner driver insurance, new driver insurance and new cars for young drivers.

VIPR

VIPR

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At VIPR they deliver a modern, comprehensive suite of dedicated software solutions – providing end-to-end management for the insurance market. Their IT solutions are sophisticated but easy to use, designed to make the complicated simple.

Because they focus entirely on delegated authority business, working with VIPR means you will be working with experts that navigate the insurance industry like no other. Service is central to their ethos; providing the continued support their clients rely on them for is critical.

Each member of their team is deeply invested in their work, with key personnel having a stake in the business, so you know they are here to stay. You can expect to have direct access to VIPR’s directors and product developers alike, benefiting from their knowledge and technical excellence as well as their expertise in the management and operation of the insurance sector..

Marinsight

Marinsight

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Marinsight are leveraging operational performance data to increase the underwriting capacity of marine insurers with a specific focus on Hull and Machinery. We are not only developing a solution that improves the way that day to day business is conducted but revolutionising it at the same time.

Marine insurance is one of the oldest lines of insurance yet it is one that has been the slowest to react to the benefits that a digital solution can offer – Marinsight are changing that one ship at a time!. .

UnderwriteMe

UnderwriteMe

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UnderwriteMe is rebooting the Protection market by harnessing the power of digital. UnderwriteMe lets you compare any combination of policies, insurers, underwriting decisions and prices, at a glance.

UnderwriteMe is designed so that you can talk about Protection in the way that suits you and your client best.. .

tigerlab

tigerlab

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i2go is the worldwide solution for Insurance Companies, Underwriting Agencies, MGAs, Brokers and Banks. We simplify the launch of new innovative insurance products (e.g.

Telematics), opening new digital sales channels & increase the overall profitability with greater operational efficiency. Built to achieve the ultimate 360 insurance experience to realize the benefits of enhanced customer service, growth and flexibility..

ESA Business Applications

ESA Business Applications

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ESA Business Applications is the go-to place for business ideas involving space in all areas of society and economy. Its mission is to support entrepreneurs in Europe in the development of business using satellite applications and space technology.

The programme is designed to provide multiple entry points such as ESA Business Incubation Centres (ESA BICs), ESA Technology Transfer Brokers, ESA Business Application Ambassadors and the ESA Business Applications programme. It can also support ideas of transferring space technology into non-space markets or vice versa..

LeakBot

LeakBot

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Solving an industry wide problem It’s widely known that escape of water claims are a big problem for insurers with $16bn a year spent on escape of water losses in US and UK alone. It’s less well known that over half of these claims are caused by mains water leaks and that the majority are small, hidden leaks that cause damage over a period of time.

Escape of water seems like a great use case for IOT but so far nobody has really cracked the code on how to do it at scale… until now. A cutting edge, proven solution LeakBot is the world’s first end-to-end, IoT escape of water claims mitigation solution that already has a proven commercial model and business case for insurers..

PassportCard

PassportCard

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PassportCard is a real-time travel insurance solution.

Coverholder

Coverholder

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Coverholder is a fully Digital Managing General Agent, offering digitised insurance policies on a proprietary platform to intermediaries. The cloud-based software tool drastically simplifies and accelerates the insurance brokerage and underwriting process, eliminating various manual interactions and improving and accelerating the underwriting experience.

The efficacy of Coverholder’s services enables Carriers to access segments of the market that were previously not addressable and is enabling Micro Insurance. Coverholder’s White label solutions and API platform are widely used by individual agents and brokers as well as captive agent networks and support new Insurance distribution channels such as for instance Bankassurance..

Katalyst Financial Ltd.

Katalyst Financial Ltd.

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We are industry experts in designing bespoke insurance solutions. Our offering is far from off the shelf – we work with our clients and partners to tailor products and distribution to their exact needs.

We look to use insurance products to help our partners build customer loyalty and enhance their core offering. In addition, we can of course provide more traditional insurance offerings where we specialise in large volume schemes..

Coverbox

Coverbox

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Coverbox uses in-car smart technology to help you stay legal and safe on the road, while keeping claims costs and disputes to a minimum. Coverbox wants to make car insurance as simple and effective as possible.

They use telematics technology intelligently to reduce the cost of car insurance, to help keep their customers protected and potentially save them money.. .

InsureX Technologies

InsureX Technologies

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InsureX Technologies builds blockchain-based marketplace used for the trade and management of insurance products. It aims to transform a sector that is currently encumbered by the slow bureaucracy of legacy systems.

InsureX operates as a Software as a Service (SaaS) platform that runs on the Ethereum blockchain. Organisations and individuals joining the platform will benefit from a more streamlined experience, access to a wider range of products and lowered commissions.

The platform offers a fully electronic and secure exchange allowing for the safe transfer of confidential documents and data such as medical records and financial information. The company was founded by Ingemar Svensson, former CTO of Risk and Valuation at SunGard Asset Management.

He is joined by MIT alumni and early blockchain pioneer Cristina Dolan and Mikael Olofsson, an insurtech expert and entrepreneur.. .

uqudo

uqudo

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With an increased need for contactless digital solutions, organisations are looking for optimum means to facilitate business growth through authenticated and verified identity management. uqudo offers next generation AI-powered trusted Identity as a Service.

We enable seamless incorporation of essential onboarding functions whilst aiming to eradicate identity fraud by providing the addition of a secure trusted identity layer. Understanding the need for change, we address evolving business requirements whilst adhering to country-specific rigorous KYC, AML and CDD specifications.

With a proven framework for organisations, uqudo has created an ecosystem to provide an agile environment for functional business processes. We are connecting millions of users, apps and devices with our award-winning platform providing passwordless strong authentication and verification solutions..

Trakz

Trakz

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Trakz Labs provides products and services to pet owners using new and emerging technology to make pet ownership easy and engaging. We develop, manufacturing, and distribute a connected pet collar for cats and dogs, which allows a pet owner to quickly locate a lost animal, understand its activity levels, monitor its vital signs and generally engage with their pet in a much more meaningful way.

We also provide Data interpretation to service providers such as insurance companies, vets, and food manufacturers to improve engagement, reduce underwriting risk and drive up margins.. .

Direct Gap

Direct Gap

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Direct Gap is a specialist insurer and one of the largest online providers of Gap Insurance products, direct to the public. The company has unrivalled levels of customer service, with over 17,000 five-star reviews.

Direct Gap has been trading for over ten years and has policy renewals in the thousands annually and commercial partnerships with blue-chip brands such as Confused.com. They are fully authorised and regulated by the Financial Conduct Authority..

Balkerne

Balkerne

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Risk Solutions

Bridle Insurance

Bridle Insurance

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Bridle Insurance is an insurance intermediary that offers individual solutions for a wide range of personal and commercial insurances – including car, home, liability and construction plus lots more. The company has developed enviable and long standing relationships with lots of major UK insurers who specialize in these sectors allowing us to access specially negotiated facilities along with very preferential rates.

With nearly forty years experience as specialist brokers to the civil engineering plant and construction industries, it has developed a high level of expertise in these sectors, again with access to special schemes and facilities including money saving premium levels with wide cover and proper security.. .

SchemeServe

SchemeServe

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SchemeServe is a cloud based insurance software, including simple scheme management, online billing and beautiful MI reports.

Xyenta

Xyenta

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Xyenta is a Lloyd’s and London Market insurance data technology solutions provider.

The Cotswold Group

The Cotswold Group

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The Cotswold Group is an investigation company that provides exceptional results via its specialist investigation & intelligence services. The company specializes in intelligence led fraud and liability investigations across the public and private sector, working for a range of industries, including some of the world’s largest insurance companies, corporate businesses and local authorities.

The Cotswold Group directly employs over 325 staff members including an experienced team of Field Investigators, a dedicated desktop team and a specialist research and intelligence department.. .

Get Indemnity

Get Indemnity

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Insurance Direct Group Solutions Limited launched their services under the brand Get Indemnity ™ in 2019. The digital insurance broker provides a range of commercial insurance solutions from the London wholesale market to UK companies with a turnover up to £100m.

Get Indemnity has combined the efficiencies of technology with the knowledge and experience of insurance professionals. The agile process can accommodate small and medium sized business within a digital ecosystem.

Their digital on-boarding process can provide no-obligation quotes from specialist ‘A’ rated insurers, typically in less than 48 hours. As an advocate of API’s to transfer customer data, Get Indemnity aims to promote a more efficient and connect insurance market.

The product offering includes: Professional Indemnity Insurance, Management Liability Insurance, Public Liability Insurance, Employers Liability Insurance, Product Liability Insurance, Cyber Insurance, Crime Insurance, Commercial Combined Insurance, Contractors All Risk Insurance, Trustee Indemnity Insurance, Pension Trustee Liability, Employment Practices Liability, Property Owners Insurance, Fleet Insurance and Group Health Insurance.. .

TruMyle

TruMyle

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Telematic insurer for the gig economy

iCede

iCede

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iCede is a unique cloud-based solution to help insurance companies transact multinational insurance programmes. This is a part of the market traditionally managed via emails and spreadsheets, and where legacy systems are the norm leading to incompatibility issues and general inefficiency.

iCede provides a transaction platform to manage the end-to-end process of placement and management of insurance and reinsurance transactions that occur cross borders. Our MVP system is currently in pilot with a number of insurers, however we wish to push forward with our system development utilising blockchain to manage financial transactions and to create smart contracts to further push the boundaries.

Aruba Executive Search

Aruba Executive Search

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For You To Succeed As Founder, CEO Or Leader Of A Technology Business, You Need To Perform At Your Best & Be A High Performing Leader. To Be That High Performing Leader, You Need A High Performing Team Around You.

To be effective leaders & perform to our optimum lies directly in our capability to consistently identify & hire top performing Executives. Technology business leaders know that recruiting top executive talent significantly helps outperform their competitors, and therefore it comes as no surprise that the war for attracting, hiring and retaining the top executive talent in technology firms is fierce.

The best executive talent is the primary scaling mechanism for any tech business and should be at your core, which is why tech firms engage us. The 2 major components that lie at the foundation of all great technology companies is firstly ….

creating an uncompromising hiring model to deliver extraordinary talent and secondly …. inspiring, mentoring, and growing that talent when you have it, to take them to next levels in their capability ….

maximising retention. Executive Search Recruiting top performing executives is labour-intensive, complex, and requires a rare set of skills and expertise.

This is where Aruba Executive Search comes to the fore with our approach, as our Executive Talent Acquisition & Retention (ETAR™) System helps firms find the very top c-suite talent in technology firms, attract them and retain them to gain that competitive advantage for the longer term. Our clients are typically Start-Up, Scale-Up & SME Technology Companies OR Companies who, whilst maybe in a different sector, have technology at the core of their business, product or service.

SiriusInsight.AI

SiriusInsight.AI

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Using the latest artificial intelligence techniques, we analyse data sourced from satellite, air and terrestrial-based sensors and digital sources to identify unusual behaviour and then act upon this.​ We provide a single, clear picture of events over the horizon in real time. We are using pioneering artificial intelligence to cover much greater areas, more accurately and at reduced cost.

Stakeholders are given real time plans to react to complex and evolving scenarios.. .

Addresscloud

Addresscloud

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Addresscloud provides software services to locate and describe addresses with rooftop level accuracy using high quality data from our market-leading partners. Our powerful APIs and intuitive applications help organisations understand more about their customers to reduce risk and make better decisions.

Addresscloud’s innovative, highly scalable cloud platform and deep industry knowledge are trusted by businesses from start-ups to global corporations.. .

Quotall

Quotall

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Quotall’s cloud-based, full-cycle, comparative insurance software platform enables insurance distributors to e-trade anywhere in the world.

QBE Insurance Europe

QBE Insurance Europe

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QBE Insurance Group is one of the world’s leading international insurers and reinsurer.

Back Me Up

Back Me Up

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Back Me Up is a new way to insure what you love – from your things, to travel. It was created by and for younger, independently-minded people.

It offers you affordable, custom-made cover you can manage through the website. Founded in 2016, it’s backed by parent company Ageas Insurance Limited, a major, award-winning insurer..

Hipla

Hipla

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Hipla is the smarter way to buy and sell property.

Untangl

Untangl

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Getting external data from multiple sources transformed to your requirements remains a huge challenge for the insurance sector. Untangler automatically recognises and converts external spreadsheet data to your internal standards so you and your team don’t waste valuable time on reformatting and validation tasks.

Whether you need data to prepare quotes, write insurance cover, analyse data or to feed legacy systems, Untangler automatically delivers the right results in seconds, all without the need to configure or build custom interfaces.. .

SafeShare

SafeShare

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SafeShare is an insurance business for the sharing economy industry. They develop insurance products to protect sharing economy Platforms, offering confidence to grow their business.

SafeShare partners with sharing economy businesses to offer Users and Providers insurance solutions. .

Briisk

Briisk

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Briisk is a late stage InsurTech start-up, founded in 2016, with a focus on emerging markets. Briisk helps their clients to automate processes, digitise and innovate insurance products and explore new distribution channels, thereby reducing cost, increasing revenue and delivering more value for their customers.

Local teams operate from Cape Town, London, Bangalore, Istanbul, Munich and Nairobi. Briisk’s vision is to empower financial inclusion and economic prosperity for all..

Axia Partners

Axia Partners

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Axia Partners acquire technology enabled companies, our focus is to grow these companies in their respective niche or market.

You may write to us at: Daily Finance Media/Fupping Ltd, First Floor, 61-63 Rochester Pl, London NW1 9JU.

Written by Tenner Smith

Tenner Smith - I have experience in financial intelligence and automated intelligence. In industry I have worked on artificial intelligence and machine learning. Tenner Smith is a reporter at DF media.

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