This article showcases our top picks for the best Brazil based Personal Finance companies. These startups and companies are taking a variety of approaches to innovating the Personal Finance industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovative ideas
- Innovative route to market
- Innovative product
- Exceptional growth
- Exceptional growth strategy
- Societal impact
Top Brazil Personal Finance Companies
Creditas is a financial technology company, operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans.
Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil..
REBEL is a data, tech and analytics-driven online platform led by technology and finance entrepreneurs. Founded in 2016, REBEL offers its customers fast, easy and trust-worthy credit of up to 50,000 reais for up to 24 months at interest rates as low as 2.9% per month.
In addition, REBEL offers consumers free access to its proprietary REBEL Score, a credit score designed to transparently explain an individual’s credit profile and to suggest actionable steps to improve financial health.. .
GuiaBolso is a digital hub that connects Brazilian consumers to financial products via an in-app marketplace with real-time origination. As a company in Brazil with proprietary bank account aggregation technology and offering free credit bureau reports, GuiaBolso gives users a complete view of finances and provides bank partners with unparalleled data analysis and credit modeling.
This creates a very positive dynamic for both, for example, GuiaBolso users now have access to a selection of fairly-priced loans based on actual credit risk, quite revolutionary in a country without a national credit score and with the world’s highest interest spreads. The company mission is to improve people’s well-being by providing the complete information needed to make better financial decisions..
Geru is a Brazilian lending marketplace created in 2013 offering personal unsecured term loans for prime and near prime borrowerers through a fast, simple, and transparent online experience. Lending operations started in 2015.
Developed and started Brazil’s fully digital payroll loan product in 2018. Geru developed its own credit score model using unstructured data.
Rates are lower than market and vary from 25% to 80% p.a., depending on the applicant’s score. The company is based in São Paulo, Brazil..
NovaDAX is one of the top 3 Brazilian exchanges. We are from the Abakus Group(https://abakus.cn/en/index), which is a global tech company with teams and businesses in the US, China, Southeast Asia, Europe, and Latin America.
Abakus group has various businesses of Fintech, AI, robots and blockchain. With the technical support of Abakus Group, NovaDAX can provide a safe, convenient and fast way for customers to trade cryptos.
Focus in the South America market, a NovaDAX is the 1st and ONLY exchange in Brazil which has both fiat-crypto and crypto-crypto (USDT/BTC/ ETH) order book, with stop-limit function available. Besides that, a NovaDAX is also the exchange which offers the most cryptos and trading pairs: BTC, ETH, USDT, TRX, XRP, ADA, EOS, LTC, IOTA, DOGE, BTT, BCH, DASH, XLM, LINK and NULS with more than 50 fiat-crypto and crypto-crypto pairs.
Our vision is to bring global customers more efficient financial services by building an open financial ecosystem. So we are also preparing the expanding of global market and looking forward to the international cooperations..
Mobills is a financial control application that records its users’ transactions and presents them in graphs and reports which help them analyze their financial life. It was created in 2013 by David Mosiah and Carlos Terceiro, two IT students passionate by simple solutions for day by day.
The idea was born after the two began to realize that, on several occasions, the money was run out but the month wasn’t over yet. They also identified this is a common problem for many people.
The difficulty to identify where the money was spent. Initially developed only for Android, Mobills also now is available for Web and iOS.
All your data is sync and safe in the cloud. Mobills has more than 1 million downloads on Google Play Store.
Mobills comes with a new way of controlling your expenses. Our mission is helping our users in financial education..
BLU365 offers an easy, intuitive, and digital trading platform where Brazilians can negotiate their debts. With a proposal to help Brazilians negotiate their debts and stay blue all the time, the BLU365 offers an easy, intuitive and digital trading platform, as well as offering different solutions for its customers to stay blue throughout the year.
Working in different segments and industries, BLU365 has already carried out thousands of online negotiations, always seeking to understand the profile of each client before proposing a negotiation. This ensures greater operational efficiency and effectiveness in results..
Ohne Empréstimo Pessoal Online
Ohne Empréstimo Pessoal Online is a lending platform focused on online personal loans. With a completely online platform, they want to provide growth, personal development, study, or any other dream that their clients might have, without the abusive loan interest rates usually practiced by big banks.
It allows users to apply and get personal loans online. Ohne Empréstimo Pessoal Online was founded in 2017 and is headquartered in Curitiba, Parana, Brazil..
Organizze is an online system, which is used for personal financial control and easy business use. Its aim is to help its clients to manage their costs and improve their quality of life.
It has won more than 300 thousand people from all over Brazil and of the world. In addition to software for personal and business financial control, Organizze’s content is currently available on financial education.
Organizze was launched in 2009 by Tiago Vicente and Luiz Felipe Light, two technology professionals with interest in issues related to finance.. .
Poupa Certo is a mobile application that provides solutions for more savings of their pocket for financial health. It also facilitates and manages low-income users to improve their life through smart technologies, financial education, and behavioral theory.
The application specializing in payments, virtual mobile wallet, credit risk assessment, savings, machine learning, financial literacy, and wealth management. Poupa Certo was founded in 2015 and is headquartered in Sao Paulo, Brazil..
MinhasEconomias is a web site that provides free content and a personal finance management tool aimed at helping people to achieve better quality of life through Financial Education. Financial Education is proving to be more and more important every day, due to, not only, but especially some facts: – the world is going through an enormous development and diversification of financial products and services, much of them are contracted by consumers who do not really understand what they are buying; – life expectancy is growing on average in the whole world, making crucial activities such as retirement planning.
MinhasEconomias is addressing those challenges by focusing on two areas: 1) Free on-line personal finance management tool: – Secure and totally anonymous (only one e-mail is required, with support to OpenID). Easy to use and friendly interface.
– Users can register their expenses and gains one by one, or upload them from a spreadsheet or bank file. – Budgets can be created and compared to actual figures, allowing a true personal financial planning.
– A multitude of graphics and reports is available in order to help any person to track and find out where to improve its finances. 2) Free content: Only a money management tool itself may not help users to improve their finances.
That is way we also provide concepts and knowledge through articles, presentations, videos and a blog, alongside offline traninnig.. .
Dinheirama is a company specialized in financial education that uses structured actions to improve the level of economic knowledge of citizens and companies. It uses simple and uncomplicated language, dealing with matters related to economics, financial education and personal finances in a natural and enlightening way.
The main objective of the work is the transmission of knowledge that allows anyone to develop, improving their skills in managing their personal finances. The differential of our work is the union between the technical and behavioral issues of personal finances.
By doing this we are more effective in activating a deep desire for change in people, making them more capable and responsible in dealing with their money, dealing with their consumption habits consciously. We have a specialized team and we provide personalized services, either for the individual or for companies of all sizes.
Through lectures, consultancies and training programs, we have helped thousands of people develop a healthy relationship with money. And for you, HR manager, investing in employee financial education makes them happy to learn how to multiply the money they receive, improving their self-esteem, their family relationships, and their performance and job satisfaction.
The benefits to the company translate into better results in all areas, from pre-sales to delivery of products / services. Your employees’ relationships with suppliers and customers (current and future) will be better as well.
It is a virtuous cycle that sets in, where satisfaction brings more satisfaction. And all this with a great cost-benefit ratio.
The majority of us lacks knowledge and objective help when it comes to making financial decisions. Planner.bot is an A.I.
based Chatbot which understands the user’s current life and financial situation, helps define goals and personalised strategies, offers objectively the most appropriate financial products for him or her and follows up on the user’s progress.. .
Ghaio has a purpose to improve people financial health. We are focused on easing people’s lives on financial control and planning.
Both are very important and we know that. We have thousands of ideias, lot of courage and disposal, totally focused on creating products will benefit throughout the world and through life.
We invite you to download and follow up our app, now available for iOS (Brazil) and very soon to other countries and platforms. If you have a feedback or suggestion please let us know through the e-mail below! It is very important for us 😉 [email protected] We will keep this page up to date with changes, improvements and progress on our company.
Follow us to receive the news. Best regards, Ghaio Team.
Goldmap is an online personal financial control tool that enables users to plan and control their expenditures. Users can access their data via the web, without any installation on their devices.
Goldmap was founded by Renato Martins and Diego Menezes on January 5, 2011, and is operated from Belo Horizonte, Brazil.. .
GBolso is a personal finance management solution that enables users to manage receipts and payments, import bank statements, project cash flows, and analyze investments. Users can categorize the entries based on the pre-defined classifications or customize them according to the preferences.
Users can also receive payment reminders via email or SMS. The solution has been featured in an article in Folha de São Paulo on personal financial management and Small Business Big Business on Startups.
GBolso is based in Brazil. It is a part of the Microsoft Bizpark, Microsoft’s global program that helps tech startups..
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