This article showcases our top picks for the best UK based Personal Finance companies. These startups and companies are taking a variety of approaches to innovating the Personal Finance industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovative ideas
- Innovative route to market
- Innovative product
- Exceptional growth
- Exceptional growth strategy
- Societal impact
Top UK Personal Finance Companies
We solve the financial exclusion of European Expats by offering a way to get their first mobile, insurance, banking and credit. For the fast moving population between countries.
Ocyan is connecting the user data like credit score, banking transactions, identity and many others from the emigrated country to their destination, enabling an easier adoption with the businesses at the new local market.. .
Rosecut is your financial planning partner and investment manager, that gives you access to the knowledge you need to plan for the future you want. For successful professionals, who want to achieve their life goals, Rosecut offers access to financial knowledge and helps their money grow.
Unlike private banks or DIY trading apps, Rosecut is transparent and opinionated, giving clients control over their financial future to live the life they want. Money management is an unfair game, where the uber-rich get richer, while everyone else doesn’t know where to start or how to get help.
The private banking industry is deliberately secretive and opaque. The richest 1% are born with wealth managers, who advise and manage their money for them and if you have access to that knowledge, then you’re a winner in the unfair game..
Accounts Lab Ltd
Accounts Lab approaches every client’s business as if it were our own. We believe an accounting firm should be more than an advisor.
We put ourselves in our clients’ shoes, align our incentives with their objectives, and collaborate to unlock the full potential of their business. This builds deep and enjoyable relationships..
Our mission is to help everyone in the UK better understand their pension(s), allowing them to be more informed and ultimately better off in retirement. We provide impartial, expert and ongoing pension advice.
You don’t need to be financially savvy to be our customer. You don’t need to be ‘high net worth’.
You don’t even need to know anything about your pension. All you need is to want to do something about your financial future.
We can help with the rest.. .
Money Dashboard is an online personal financial management service allowing users to view their online financial accounts. Money Dashboard lets you see exactly where your money goes by showing all your current accounts, savings accounts and credit cards from whichever institutions you bank with, all together in one secure place.
The service was first released in 2010 to help people take control of their finances, and help empower them to make the right financial decisions in life. Money Dashboard is free; all you need is an online account with a UK bank, building society or credit card and access to the Internet.
Money Dashboard means you keep an eye on your day-to-day spending, monitor whether you’re earning more than you’re spending, and making efficient use of any credit. It also lets you know if you’re likely to have any spare money left to spend at the end of the month.
And for those who want to save, Money Dashboard uses your past spending patterns to predict future outgoings and potential savings so you can budget realistically for the future. Users save time and money, as Money Dashboard harnesses individual User spending patterns to offer less expensive products and services..
Turner Little Ltd
Turner Little is a company formation agency that provides its customers with U.K. and offshore banking and corporate services.
It also offers trademarking and credit repair services, and trusts. Turner Little offers mail forwarding services in the Unite Kingdom, Germany, Belize, and the United States.
Furthermore, the company provides internet services for its customers. Turner Little was founded by James Turner and Granville Turner in 1998.
We are based in Yorkshire, England and have offices in York, Sheffield and London.. .
In the past years, managing money has become extremely difficult. They tend to have multiple accounts, several contracts, different credit cards and the challenges of having everything under control keep growing.
They want to put an end to this. They believe money management should be easy and straightforward.
They should be able to access all the information regarding your personal finance from the push of a button. Emma is here to solve this problem and try to give you a different banking experience, which puts you first, not your money, not your background.
They think anyone should have an advocate that is here to help in their everyday life, no matter who they are and where they come from. That’s why they are building Emma.
They want to build a world where anyone can afford to have a private wealth manager they can trust. They believe they can provide a great experience, which relies on a basic principle, caring about their customers’ financial well being..
Moneymagpie.com is a UK website that provides financial advice for consumers on a wide variety of topics. It is the countryâ€:tm:s leading independent site for safe and legitimate money-making opportunities and supplies its users with price-comparison services, information on personal finance and best-buy financial products.
Moneymagpie has a daily column in The Daily Express and is regularly featured in national media including GMTV, This Morning, Sky News, BBC Breakfast, BBC News Channel, Radio Two and Channel Fiveâ€:tm:s The Wright Stuff.. .
Tesco Bank began life in 1997 as Tesco Personal Finance, a joint venture between Tesco plc and Royal Bank of Scotland plc. In 2008, Tesco bought out RBS’s share of the business and introduced the new name, Tesco Bank.
Today, Tesco Bank is a wholly-owned subsidiary of Tesco, which gives us the freedom to make decisions based on what They really think is best for Their customers. As part of the wider Tesco Group, They aim to live by the standards defined in the Tesco core purpose and values.
Their core purpose is a clear and simple statement of what They do and what They stand for: They make what matters better, together.. .
ACE Money Transfer
ACE Money Transfer is a global leader in international money transfer. Since 2002, we are helping individuals move money worldwide.
What stands us out in the industry is that we provide money transfer service in more than 90+ countries. Our online money transfer is a one-stop solution to send money directly to your loved ones – No matter your family or friends are on the last corner of the world.
Once you have access to online money transfer at ACE, the process of sending money becomes more comfortable and convenient than it ever has been.. .
Azimo is an online international money transfer company that challenges the old fashioned, expensive ways of moving your money around the world. They are all about lower costs, excellent exchange rates and a brilliant service.
Azimo is created with the explicit mission of cutting the costs of sending money home. Its international money transfer platform allows to send money either to a bank account or to over 270,000 cash pick-up points around the world and is accessible via mobile devices..
Freedom Finance is a Uk-based loan broker specialising in unsecured personal loans, secured loans, debt consolidation, homeowner loans, holiday loans, car loans and home improvement loans. Based in the North West of the UK, Freedom set themselves aside from competitors by offering a ‘footprint free’ credit search.
This means that customers can find out whether or not they qualify for a loan before they are approved or rejected, meaning credit ratings stay in tact.. .
London, 30 April: The team behind The Motley Fool has today launched lovemoney.com, a new personal finance website which brings a personalised approach to online money management. lovemoney.com is now an independent business and its start up is as a result of The Motley Fool shifting its focus entirely to the subject of investing, a strategy consistent with its original roots.
lovemoney.com is the new home for personal finance where all the best features from The Motley Fool have been incorporated including Q&A, comments, video content and expert advice. In addition to this lovemoney.com has integrated a new personalised approach to online money management.
Members will have the ability to tailor the content they receive within their own dedicated homepage by tagging subjects like mortgages and savings thus filling their page with hand-picked content.. .
Freetrade is a brokerage application that offers free share dealing services. They believe investing should be accessible to everyone that’s why they aims to make it accessible to everyone.
Its app received Best Share Trading Platform at the British Bank Awards 2019. Freetrade was started in 2016 and is based in London, United Kingdom..
PensionBee combines all your old pensions into one new online plan. The application enables its users to create profiles including information on past and present pension and personal information.
It allows them to track the pension progress and features a pension calculator to set retirement goals and add new contributions. PensionBee was launched in 2014 by Romi Savova and is based in London.
PensionBee is authorised and regulated by the Financial Conduct Authority. With pensions, your capital is at risk..
HMRC recognised SimpleTax is the easy way of calculating & submitting a self-assessment return. Developed with individuals in mind and not accountants – it is intuitive & jargon-free.
You can record income & expenses via the SimpleTax App by scanning receipts & invoices directly into a return. The software guides you through the process of entering the required information to complete a return & based on this information, the software suggests where further savings could be made.
You can register for free and enter all your information prior to paying for the service – once the return is complete and ready to be submitted to HMRC you pay for the service online by using a credit or debit card (10 transactions or 14 days free trial).. .
Pockit is a fintech business that focuses on providing financial services primarily to customers who are typically excluded or at least underserved by high street banks. It provides a digital banking app designed to cater to the underbanked masses.
An account with Pockit takes just two minutes to open and comes with an online account, contactless MasterCard, and mobile app. There are no credit checks, just an online form, and a one-off payment of 99p.
Account-holders can have their salary, benefits, or pension paid in via bank transfer, or with cash at any of the 30,000 PayPoint locations across the UK. The company was founded in 2012 and is headquartered in London, England..
Clear House Accountants
Clear House Accountants are performance driven Business Accountants in London. We are Chartered Certified Accountants focused on creative Startups and SME’s looking to grow their business.
Using our state of the art frameworks, methodologies and growth tools, we continue to transform businesses across the UK.. .
Oplo is a direct lender platform that offers car finance, personal loans, and secured loan products to UK customers, serving customers who are not able or not willing to borrow from high street lenders. The platform also provides a range of financial products to the consumer marketplace under its various subsidiary companies.
Their purpose is to unlock the real potential of millions of hard-working people across the UK and they’re for all the people who work hard to make a better life for themselves and their loved ones. Oplo’s goal is for its customers to believe that being with Oplo feels like they are valued for who they are and for what they can really be.
It was founded in 2004 and is headquartered in Blackpool, Lancashire, USA.. .
TrueLayer provides a platform to build financial apps that connect to bank data, verify accounts, and access transactions in real-time. The SAAS platform uses its toolkit to develop consumer and server message block (SMB) applications in the areas of payments, online lending, personal financial management (PFM), robot-advisors, insurance, investment services, p2p marketplaces, and cryptocurrencies.
It aims to grow the open banking economy by creating a platform for companies to develop new financial services and products. Francesco Simoneschi and Luca Martinetti established TrueLayer in 2016 and is based in London, England..
Capital.com is an insurgent fintech on a mission to make the world of finance more engaging, accessible and useful. With an award-winning, AI-enabled trading platform available on the web and on mobile, it uses patent-pending technologies to revolutionise the trading world.
The platform’s AI technology works to detect clients’ trading biases and recommends personalised content to help them trade smarter. With the ultimate goal of improving clients’ trading performance through education, Capital.com delivers financial lessons, videos, quizzes and more through its Investmate app.
Find out more at https://capital.com/ or follow us on Facebook, Twitter and LinkedIn. Capital Com (UK) Limited is authorised and regulated by the Financial Conduct Authority (FRN 793714).
Capital Com SV Investments Limited is authorised and regulated by the Cyprus Securities and Exchange Commission (Licence No. 319/17).
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 75% of retail investor accounts lose money when trading CFDs with this provider.
You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.. .
Think Money is one of the largest and longest-running financial services and advice providers in the UK, helping people find the best way of managing their finances, whether that means providing budgeting advice, assisting them with debt problems, helping them find insurance, mortgages, loans… So the company has developed a wide range of financial solutions. Since it began in 1993, it has helped hundreds of thousands of people with their finances.
As a result, it has built a solid reputation for delivering a professional and dedicated service to clients.. .
Choose aims to offer consumers the information they need to make good choices by offering up-to-date market research on consumer products, comparison tools and in-depth supporting guides. It focuses on credit cards and broadband with some coverage of other personal finance products, mobile phones and DVD rental.
It also provides market coverage to the industry by writing for various publications as well as running a regular market news email on the latest news and important updates.. .
Wirex is a digital payment platform that aims to make crypto and traditional currencies equal and accessible to everyone. It makes fintech simple.
Its mobile app and Wirex card allows its users to buy, store, exchange, and spend a wide variety of conventional and digital currencies quickly and securely, with no hidden fees and zero fuss. It was founded in 2014 and is based in London, England..
Apperia is an innovative FinTech Platform designed to provide a compelling, unified solution in delivering Workplace Financial Wellbeing. Employers are aware that a financially resilient workforce is a key contributor to better business, and as such want to proactively support their staff, however until now there was no compelling solution available to deliver a holistic approach to Financial Wellbeing.
With Apperia, we believe we have an innovative product, one that leapfrogs the completion. Apperia helps employers and employees collaborate on a new level, by improving Financial Wellbeing, which in turn has a great impact on productivity, absenteeism, and retention.
Making a good employer a better one.. .
Are you thinking of investing in gold and silver? Then look no further than Physical Gold Ltd. They are specialist London-based brokers, offering competitive prices and top-quality advice The origins of Physical Gold Ltd were back in 2008 when Investment Banker, Daniel Fisher (CEFA) saw a gap in the market and decided to launch the business.
The plan for Physical Gold was always to “keep things simple” and to treat customers large and small as individuals. The business offers a variety of investments to suit even the most modest of budgets.
Customers can receive products directly or opt for Physical Gold to store their precious metals within their vaults, it’s important to note these assets are segregated from Physical Gold’s balance sheet and are fully owned by customers. The website is vital to the business and is where the majority of orders are processed, although orders can be placed at their London premises by appointment.
Listed on the website are a range of gold and silver products – consisting of bars and coins. These can be bought as one-off purchases, as part of regular savings plans or even as part of a SIPP pension.
Physical Gold’s Advisors are always available to talk you through their products and advise which would work best for individual needs. Physical Gold Ltd understand the importance of industry accreditations, so are members of the Chartered Institute for Securities & Investment, the British Numismatic Trade Association and the National Association of Pension Funds.
Customers seeking independent reviews will also be able to find Physical Gold on eKomi, TrustPilot as well as the usual Google and Facebook reviews. Why not contact Physical Gold today to discuss your financial situation and to seek advice on which type of gold or silver investment would be right for your circumstances..
Credibble is the UK’s first platform focused on helping first-time homebuyers achieve mortgage success. Using a proprietary algorithm against a user’s credit file, Credibble generates personalised actions a user can undertake to improve their credit.
Credibble offers an in-depth credit checking service for its users to undertake credit repair and credit building for cheaper borrowing, whilst a number of tools help users save money on existing debts. Credibble unlocks the value of credit report data with minimal effort to help users achieve their financial goals.
Incorporated in 2015 in London, UK, Credibble was a member of the FCA Innovation Hub and NatWest Accelerator programmes.. .
At CryptoCompare we pride ourselves in showing the most accurate live prices, charting and market analysis from 25 of the top crypto exchanges globally. Our content editors keep the mining data, be it company, mining equipment or mining contracts up to date with the latest pricing and products available on the market.
Our wallets section has a comprehensive list of wallets that will help you find the best wallet for your needs. We have over 1500 trading pairs and over 500 crypto currencies or crypto assets in an easy to understand and intuitive format.
The Company has five main pillars of wisdom for our build – Data Integrity, Ease of Use, Scope of Data, Social Interactivity & Design – which we believe are key to providing a useful and compelling service. And best of all, everything is free of charge.
Our streaming prices update a number of other metrics in real time, so users can stay abreast of the latest price movements. Our analysis shows users where Bitcoin is being traded and for which fiat countries and at what volumes – again on a real-time basis – you can switch easily between local currencies to get your own personal view of the markets you want to look at.
Our goal is to give you the the whole market from all the markets. We believe it is important to bring rigor and easily accessible information for new users looking to use blockchain technology.
As such we provide guides of varying depth, from an in depth look at the maths of elliptic curve cryptography to how hashing actually work or to a simple look at what is money. Our forums users can interact with each other discuss the market and give their experiences on third party products or services in the space.
Squirrel is an award-winning banking app that helps people regain control of their finances. Squirrel is an automatic budgeting account that splits their salary up into their bills, savings, and a weekly allowance to spend on whatever they like.
No more overspending. No more overdraft.
No more worries.. .
Running more than 50 events worldwide, EuroFinance enables treasurers and CFOs to exchange innovative strategies, best practice and expert opinion. Through their in-depth research with over 2,000 corporate treasurers every year, EuroFinance has a unique insight into the trends and developments in cash management and treasury, and an unrivalled global viewpoint.
EuroFinance is an Economist Group business.. .
Trussle is a free online mortgage broker that’s making mortgages fairer for everyone. Trussle has taken the mortgage process online, removing the time, hassle and costs involved in securing a mortgage.
Trussle is completely free for customers and receives a fee from the lender once the mortgage was completed. Trussle is a trading style of Trussle Lab Ltd, which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which is authorized and regulated by the Financial Conduct Authority..
Lumio is your Intelligent financial mentor. Using tailor-made technology to grow your money around your lifestyle, in minutes.
Lumio empowers customer to connect your accounts in one place, de-clutter the marketplace and begin growing your money in a meaningful manner. We work across all possible avenues of personal finance.
Providing guidance on current, savings and investment accounts to settle on the perfect balance for you. We sit above the most innovative and simple providers in the market which allows us optimise your finances line with your aspirations..
Founded in 2013, Stockflare Limited has been acquired by the CPAY Group (August 2018), one of Europe’s leading digital payments companies, trading as Cryptopay. Following the acquisition, Stockflare’s core service has been rebranded: Stockflare Analytics mission remains to focus on delivering insightful and accessible financial data on every stock in the world.
In late 2018, we launch Stockflare Securities, an FCA regulated, execution-only brokerage firm. We bring the same simplicity to investing, as we do to financial data.
Note: Stockflare Securities Ltd (FRN: 820201) is an Appointed Representative of MET Facilities LLP which is authorised and regulated by the Financial Conduct Authority (FRN: 587084). Stockflare Securities Ltd is registered in England with registered number 11437262 and registered office at 20-22 Wenlock Road, Suite LP40398, London N1 7GU..
Fairstone is a national financial advisory and wealth management group. We combine market knowledge, specialist expertise and the very latest technology to produce the highest quality outcomes for our clients in a cost-effective manner.
Fairstone incorporates the UK’s largest Chartered Financial Planning firm and has a number of dedicated business channels that include financial advisory, Discretionary Fund Management, wealth management, property finance and estate planning. Launched in 2008 Fairstone is very much a ‘new model’ financial services business operating across both retail and corporate sectors.
Our head office is based in Newcastle, and with 36 regional locations and management hubs in both London and Bristol, we have a truly national presence. Fairstone’s rate of growth is consistently beyond 20% for each financial year and our annualized revenues exceed £40 million.
Across the UK we now have over 300 financial advisers servicing 41,000 clients who collectively hold £7 billion in investment and pension assets. Our ultimate objectives across the group are to deliver annual revenues in excess of £100 million, EBITDA margin of above 10% and to oversee client funds of £15 billion..
Proplend is a fully FCA authorised peer to peer lending platform and Innovative ISA provider specialising in sub-£5m, secured commercial property loans. Investors gain access to attractive rates of risk-adjusted fixed income returns lending to corporate borrowers that gain access to funding in this under-banked sector of the market.
Our loans are secured by (typically income producing) commercial property located in England and Wales. Manual selection or Auto-Lend investment option.
Our simple, secure and transparent platform connects investors directly to creditworthy borrowers. Investors lend on a deal by deal basis, choosing which loans and borrowers to invest in from those ‘In Funding’ and on the Proplend Loan Exchange (secondary market).
Investors are also able to lend across up to three loan to value based risk tranches – choosing the risk-return level(s) they’re comfortable with the help of the comprehensive loan information made available to them. In 2014, Proplend pioneered the peer to peer loan tranche model in the UK whereby loans are split into up to three loan to value (LTV) based risk tranches.
Tranche A 0-50% LTV, Tranche B 51-65% LTV and Tranche C 66-75% LTV. This offers investors with differing risk appetites and return requirements the ability to all participate in the same transaction – more easily identifying investments with risk-reward levels they feel comfortable with.
Proplend’s customers are: Corporate Borrowers – Owners of Limited Companies and LLP’s with income producing commercial investment property who are looking to borrow between £150,000 to £5m for up to 5 years on an interest only basis. Investors – Individuals lending personally or through their SIPP, SSAS or IFISA, as well as Institutional Investors.
Penfold is the new way of doing Pensions. Managed entirely on mobile, it gives people complete transparency to track everything about their pension in real time.
It myth-busts and explains pensions and retirement planning in the most simple way, and it helps you avoid building up loads of small pots every time you change jobs. We’re also an auto-enrolment platform for employers that’s probably faster, easier and cheaper than their current one.
If you have to pay all this money into a pension for your team anyway, why not do it with Penfold, where we’ll make sure they appreciate how great that is?. .
CompareEuropeGroup is a financial comparison platform for insurance, banking, and telco products, such as car insurance, personal loans, credit cards, and broadband subsriptions. The company operates the leading online comparison platforms for financial, TELCO and utility products across Europe.
Created with the purpose of helping consumers to save time and money, the platform offers a free and easy market comparison across 600 products, along with a simple application process. CompareEuropeGroup’s core values including complete transparency, independence and trust, along with a commitment to building the most convenient, comprehensive and educational platforms available..
The free digital version of jam-jar budgeting, with a 4.8% Annual Growth Rate and personalised rewards with UK brands for consumers. A free pocket money card and app for families.
A consumer insights and loyalty platform for partner businesses looking to take CRM to the next level. Better planning.
Happier, smarter spending.. .
WealthObjects helps firms launch a bespoke fully automated robo-advisor or hybrid advisory digital wealth platform. Their customer-centric data platform with secure integrated APIs ensures that customers, investment personnel, and agents’ needs are met seamlessly through tailored workflow interfaces whilst serving the end customers.
WealthObjects was established in 2014 and headquartered in London, England, with offices in Hyderabad and Mumbai, India.. .
Knoma offers a payment solution and marketplace for lifelong learning. The business is tackling the digital skills gap as the global economy shifts into the fourth industrial revolution.
We help people looking to future proof their career or move into new areas of work by reducing the barrier of payment and removing the pain point of sourcing technical courses. The business is built upon the firm belief in the importance of lifelong education to drive improvements in our customers’ future prosperity.
We believe education should be accessed in a short, but frequent manner; at a lower price point and a focus on gaining technical, digital and data skill-sets. All users can gain access up to £10,000, where the cost of a course can be spread over 12 months with flexible repayments.
The product is completely free to all end users with no interest or fees applicable. Knoma works with leading coding and tech schools.
We are a fun and driven team, ready to make an impact!. .
Nude helps first-time buyers save for and purchase their first home. Set a target, then get personal insights and lifestyle tweaks to knock months or even years off your goal – without ruining your social life.
We’re rebuilding the home-buying experience to make it easier and more enjoyable than ever before. From saving that first £5, to sending champagne to celebrate on move-in day, we guide you all the way.
You’ll have your keys in no time. Our ambitions are large and global, including applying for a banking licence to launch Nude mortgages and to support people through all of life’s big moments, like weddings, children’s accounts and retirement too..
We at Armalytix want to empower you to make the most of the Open Banking revolution. Our mission is to give you and your customers the best tools to collect, organise and send information about their bank accounts in a controlled way.
By doing this we make your processes fast, simple, secure and cost effective. Our team brings together the expertise and experience of senior executives from the worlds of finance and technology..
Inzura provides Digital Insurance products and services to the Insurance industry enabling Insurance Companies and Brokers to offer innovative digital insurance products to their policyholders and prospects. Inzura’s customer engagement Apps and cloud-based services cover the major personal insurance lines.
They provide state of the art Driver Profiling Telematics, Connected Home solutions and Fitness & Well-Being human telematics. Working with Inzura, their customers gain speed to market enabled by their white label Smartphone Apps that engage users with easy to use products and services.
They help Insurers improve customer service, which drives higher customer retention, they also help them to reduce fraud and reduce costs in the claims process. Their product portfolio includes; insurance policy administration mobile apps, insurance telematics (UBI / PAYG) / PHYG / MAYD), user-friendly Smartphone camera photograph analysis, data analytics and back-end server infrastructure.
End users benefit from time saving and safety features built into the apps, as well as delivering new services utilising insurance telematics and driving linked rewards.. .
Onedox is a free web and app-based service which is revolutionizing the way people manage household bills and expenses. It provides consumers with centralized access to their household accounts and bills including gas, electric, internet, and mobile.
The system also generates automatic notifications when a bill or contract is coming to an end, and makes personalized recommendations for users to switch to better deals and save them money. Onedox was founded by David Sheridan, Hugh Nimmo-Smith, and Richard Lewis in 2015 and is headquartered in London, England..
Consumers that are financially vulnerable, overstretched but aspire for better have a need to better manage their finances. At Qpal we believe strengthening financial health and wellbeing can be achieved through an automated digital assistant.
We’re going to make managing money that little bit easier with our Open Banking powered tool, launching in 2021. Founded in 2016, Qpal has previously designed, developed and deployed mobile payment, merchant acceptance and AI-driven analytics solutions internationally..
Invstr is making finance social by democratizing access to financial information and empowering everyone to take charge of their financial future. Invstr is a social network where members can play the markets, learn about investing and share financial insights.
When ready, people may open an account and start investing in fractional shares with as little as $1. Invstr was founded in February 2013 by Kerim Derhalli and has offices in London and Istanbul.
We have brought together an amazingly experienced team with a wealth of expertise in financial markets, financial media, financial technology and social engagement.. .
Cubits was founded in 2014 with a goal to make crypto assets more accessible, agile, and applicable. That means opening the door to a more inclusive world of finance by building tools that empower people and businesses to use cryptocurrency in a meaningful way.
The question is not whether cryptocurrency and blockchain technology will see mainstream adoption, but rather how that adoption will come to fruition. That’s where we come in.
Cubits outfits the familiar environment of online banking with a full suite of commercial services and investment opportunities you can’t get from your bank. With offices in Berlin and Malta, we have 51 employees from 20 nationalities lending their expertise to our mission..
Wealthyhood is the first smart, personalised and commission-free wealth management app. It brings the best of the two worlds of modern trading apps and robo-advisors, to create a brand new, DIY wealth management experience for younger investors.
Smart: It provides automated portfolio templates, real-time insights & visual tools, to help users construct the portfolio that matches their needs and goals.
Personalised: It offers a personalised experience, as every template is fully-customisable, and investors have full control over the process.
Commission-free: With no commissions or annual fees, users’ money can grow to its full potential.
How it works?
i) Decide your initial and monthly investment.
ii) Pick the optimal allocation template based on your preferences. You can use many parameters, like risk, ESG, tech exposure and other investment themes.
Wealthyhood’s templates consist of different asset classes, from numerous markets, jurisdictions and industries worldwide, to achieve the widest diversification.
iii) Customise your portfolio as much as you want.
Wealthyhood supports you through the process, with smart insights, statistics, visual tools and pie charts that give you an instant holistic view. iv) After every change, check the expected growth and risk of your investment with our real-time projection tool.
Marq Millions Ltd.
At Marq Millions Ltd we have a simple vision: a straightforward, industry-leading financial services product portfolio, backed by market leading technology. Our goal is to become the go-to Electronic Money Institute.
At present we offer three products; Arro Money, Remittance Services and White Label Solutions. Bringing to market products that truly support our customers’ needs, disruptive to providers who aren’t adequately servicing the market.
Offering a range of financial service solutions across our product range utilising our bespoke E-Wallet Platform, creating reputable, recognisable products and delivering them as branded subsidiaries of Marq Millions under our FCA license across the UK and internationally.. .
Real control over how you are paid is a right, not a benefit. Rigid monthly payroll is out of date.
It’s time for something simpler, fairer and more useful – for everyone. Freeup gives us all increased choice and control over how we get paid for the work we do,.
We partner with your employer to give you access to your earned wages in real-time, whenever you need it. Forget about expensive credit cards, payday lenders and overdraft fees.
This is your money. Your Pay, Your Way..
In today’s complex financial world, ignorance isn’t bliss. For billions of people, it’s hardship, hassle and lost opportunity.
But we believe change is possible. And we’re going to lead it.
We’re here to help the people who spend so much time working for money they don’t have time to manage it; people who work hard and need their money to work harder; people who don’t know about money, who to trust with money or who to turn to for help; people who just can’t be bothered, and people that don’t know where to start or just need a nudge to get started. We’re here because we understand that it’s life – the precious hours of a singular, one-time life, which we trade for money when we work.
And by making salaries, or wages, or payments go further, we can help make sure that time spent working is time well spent – and every human life can count for more. We believe that when people are in control of their money, they’re in control of their lives.
And with our help they can build brighter futures for themselves, their family, and those they love. We believe that once people can see the benefits of financial education, they understand.
When they understand they act. When they act they’re rewarded.
At PORTABL.co we are building a SaaS business and eco-system that provides portable insurance, portable benefits and portable savings products for those who live and work in the global freelance and gig based economies. Customer centric data and machine learning – Using real-time data and analytics we quickly understand and present to a new customer the optimum levels of cover and benefits best suited to them, the nature of their work and the stage of their life journey.
Monthly subscription bundle – Rather than the individual having to sign up for anything between 7-12 products or services they are simply able to take out a membership with PORTABL.co, pay a monthly subscription fee and benefit from having all of their unique requirements wrapped up into their personalised membership bundle. We take care of everything else for them.
Membership community – Membership of PORTABL.co also provides opportunities for incentives and rewards for good behaviours. We will recognise everything from referring work to other members through to adopting healthy habits.
PORTABL.co rewards these good behaviours by regularly reducing the member’s monthly subscription fee. Global Eco-system – We are the only business focused on building a global, e2e Insurance as a Service platform to serve and support the freelance, gig, contracting, business-of-one, portfolio lifestyle, independent worker (phew…
so many labels) economies.. .
Five Islands Capital Limited
Five Islands Capital Limited is the parent company of a number of wholly owned subsidiaries in the UK, EU and the UAE (collectively “5iC”). It has developed a proprietary modular, end-to-end blockchain based technology stack which can be utilised for both retail and enterprise financial, trading and payments applications.
The company is regulated in Europe under the PSD2 directive (FCA) and imminently, MiFID II (EU). The company has utilised blockchain because it enables the frictionless transfer of value and provides operational cost efficiencies and USP’s for customers.
We believe it has huge potential to “disrupt the disruptors” in the rapidly changing global financial services market. We also see this technology as absolutely transformative to widening access, breaking down barriers to socio-economic inclusion – especially in emerging economies – and driving product transparency and customer value..
Hoddle is a banking app which provides customers with innovative ways to save money. Hoddle provides customers with the ability to save money from their bank account to a secure digital wallet, directly from their smartphone.
Using Hoddle customers can set up multiple short, long and infinite term Holds (saving schemes) to automatically save money on a daily, weekly or monthly basis, or even with friends. At Hoddle, we’re determined to revolutionise and improve the way people save, and our mission is to help our customers reach their financial goals, whether they’re saving for a holiday or trying to gain financial stability..
Alphamolly recognise that trade execution only is not enough to enable investors to secure consistent investment growth. Alphamolly gives investors the facts that enable smart investment decisions by providing a complete toolset that empowers investors to effectively manage and monitor their investments and actively monitors the markets to identify investment opportunities aligned to an investors investment objectives.
Established in 2021, the company is based in London.. .
Bifrostwealth.com enables investors, wealth managers, banks and brokers to invest funds and report on progress through the Bifröst platform. Bifröst cherishes human-based financial advising through a personalized and affordable wealth management online solution.Bifröst investors gain choice and flexibility.
Wealth managers, bank and brokers get access to Bifröst’s financial tools and access to a large client pool. Initially, Bifröst is focussed on the UK market before reaching out into the rest of Europe..
Koody is building the future of wealth management. We are an online marketplace for financial advice.
Our mission is to help everyone stay on top of their finances by building tools to make wealth management cheaper and more accessible. Our long-term vision is to help close the UK’s widening financial advice gap and then expand into other countries..
MSP Capital offer asset-based, short-term finance and bespoke lending solutions for sums from £30,000 to £10 million, helping our clients to grow, expand, acquire a business or property, or simply to restructure. MSP Capital can also supply bespoke financing solutions to borrowers who have businesses that require turnaround or recovery plans.
We know in those circumstances how important it is for us to create a finance package quickly and we can also provide advice on how to apply the injection of capital in the most appropriate and profitable way.. .
Cocoon Vehicles Ltd
Cocoon Vehicles was established in 2007 by ex-dealership staff wanting to offer a different experience. The credit crunch paved the way for the introduction of Short Term Car Leasing, Flexilease and Car Subscription products.
Now with over 300 vehicles on the road with manufacturers such as Audi, BMW, Mercedes, Volvo and Volkswagen, their growing fleet is only heading one way. Specialist areas include helping New Business Start-ups, Overseas Parent Companies, Negative share holder funds and overseas works, the business looks at every single application on its own merit.
External underwriters provide the ability to look into affordability, business plans and market changes. Short Term Car Leasing is ideal for those who have new start employees on probation periods, Expats, Overseas works, staff incentives, salary sacrifice and even those who get bored with their vehicle..
Wren Sterling is a nationwide independent financial planning business with seven offices across the UK. Wren Sterling specialises in all aspects of savings, investments and retirement planning, while its advisers are committed to developing long-standing client relationships that span generations.
Tens of thousands of people around the country rely on Wren Sterling’s advisers to support them with making important decisions on how to plan their finances.. .
JustFA is a company that provides an online platform where UK retail customers can receive qualified financial advice and manage their personal finances more efficiently. JustFA is aiming to be a pioneer in hybrid financial advice which combines traditional human advice and computer-facilitated communication tools.
The platform merges all the benefits of low-cost easy-to-use automated robo-advice technology with the expertise of a traditional financial advisor. JustFA’s core product allows clients to manage their financials needs, such as ISAs, insurance, mortgages and deposits in one place.
A range of advisory models available on the platform helps to better respond to different customers’ profile needs whether it is a self-guided solution or human-touch.. .
High-risk industries often face transaction challenges and thus look for the payment processor for enhancing the pay-outs. With a High-Risk Merchant Account Provider, you can make exceptional progress in all your transactions.
You can develop your industry with high-risk way-outs.. .
Inbest.ai is a data analytics platform that aims to democratise the access to wealth management. Inbest platform automates the financial planning process by gathering and analyzing customers’ financial data.
Our platform enables financial institutions to provide a holistic, personal and realistic financial planning service.. .
LoveStocks is a mobile-first retail brokerage offering commission free share investing from just $1. No fees to buy or sell stocks as they are making stock ownership available and commission free for everyone.
No minimum account balances.. .
Usefirst helps you make your American dream come true with a free personalized financial plan. The app shows you what wealth you can achieve simply by different personalized money management scenarios.
Then it helps you make the right financial decisions. It’s a financial health advisor that makes you wealthier..
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