This article showcases our top picks for the best United Kingdom based Transaction Processing companies. These startups and companies are taking a variety of approaches to innovating the Transaction Processing industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovative ideas
- Innovative route to market
- Innovative product
- Exceptional growth
- Exceptional growth strategy
- Societal impact
Top United Kingdom Transaction Processing Companies
Checkout.com provides fintech companies with a cross-border payment solution for digital commerce. The business offers direct access to domestic acquiring across payment methods and geographies, including all major credit and debit cards, online banking, PayPal, Apple Pay, and other eWallets.
This is achieved through a unified integrated platform which also provides fraud management tools, analytics, and comprehensive reporting features.. .
Carwow is the smart way to choose and buy a new car. The company helps to connect car buyers to car dealers to make the process as efficient and cost effective as possible, while enabling consumers to interact with an official dealer throughout the transaction process.
The company’s dealer partners sell more cars in the showroom alone, while reducing cost inefficiencies and improving stock turnover. Carwow was founded on 2013 and is headquartered in London, England..
PrimaDollar is focused on making international trade finance work more efficiently for importers and exporters. Fintech platform that enables corporate importers (large/mid) to take control over how their international suppliers are funded and paid, saving up to 2% or more on landed costs.
Turnkey solution that connects importers, exporters, funders and logistics providers together – so that cash flows efficiently into supply chains generating immediate cost savings. Approaching $500mio flows processed over the platform across 40 countries.
Pure SaaS model, partnerships with global banks and shipping lines, massive addressable market space.. .
PricewaterhouseCoopers (PwC) is an accounting firm that provides assurance, audit, tax, human resources, transactional, performance improvement, and crisis management services. It serves sectors such as aerospace and defense, healthcare, hospitality and leisure, industrial manufacturing, real estate, retail and consumer, technology, transportation and logistics, financial services, entertainment and media, chemicals, metals, banking and capital markets, automotive, private equity, and more.
PricewaterhouseCoopers was founded through a merger between Price Waterhouse and Coopers & Lybrand in 1998.. .
Judopay is the market leader in mobile-first payments. Born out of a frustration with friction-filled checkouts, Judopay built a flexible and seamless solution designed to drive sales and improve the customer experience.
Partnering with brands such as KFC, Countrywide, Wahaca, Connect Cashless Parking and Chip, Judopay provides payments solutions for a range of verticals including retail, food & beverage, finance, mobility and digital disruptors.. .
Thirdfort is an app-based solution that lets conveyancers verify client ID and source of funds in minutes. Combining ID scanning technology to check a client’s identity with open banking to prove money is from a legitimate source, Thirdfort is being used by award winning conveyancers around the UK.
Thirdfort is backed by Alex Chesterman (Founder of Zoopla), Mishcon de Reya, Lawyer Checker and HM Land Registry.. .
Senditoo www.senditoo.com (prev. Ozaremit) is an international value remittance service for diaspora communities to support family and friends in their home country.
All transactions are instant, low-cost, simple and safe. Senditoo offers one the largest coverage with over 400 mobile operators worldwide for a reach of 4,5 billion prepaid users.
Senditoo currently covers 140 countries, including Nigeria, India and Pakistan. Send airtime to your loved ones instantly: www.senditoo.com.
Manigo is a Banking as a Service company offering businesses of any size white label digital banking, payments and card solutions covering the whole value chain from back to front-end. Manigo’s mission is to enable every business to embed digital banking services into their user journeys without having to handle the regulatory burden themselves.
Enabling businesses to create B2C and B2B products with mix and match turnkey solutions or API integration, Mangio delivers, customises and operates the proposition. Select the features right for your solution, customise to suit your brand and launch a fully regulatory compliant solution in accelerated time, managed from back to front-end by Manigo so you can focus on what you do best.
Increasing brand loyalty, boosting revenue and joining the cashless revolution is simple with Manigo. You can find more information about Manigo here: www.manigo.com.
A fully licensed bank, Banking Circle is a next-generation provider of mission-critical financial services infrastructure leading the rise of a super-correspondent banking network. Banks and Payments businesses can access a range of banking services – multi-currency bank accounts, local clearing, cross border payments and flexible business lending, compliantly and securely – without the need to build their own infrastructure and correspondent banking partner network.
Bespoke, flexible, scalable and futureproofed solutions enable financial services businesses to do what they’re really good at – serving the end client successfully and efficiently – thereby allowing them to seize market opportunities. Bypass old, bureaucratic and expensive systems and enable global banking services for your clients.
Financial infrastructure you can bank on.. .
Credit Peers is a privately held company that makes commercial property lending accessible to everyone. It enables private individuals to lend alongside institutional investors towards selected commercial property transactions and potential benefits from advantageous returns of up to 10% fixed interest per annum.
The company was founded in 2015 and is headquartered in London, England.. .
CardPay is a global regulated financial institution specializing in payments processing, card services and banking. With headquarters based in Europe, US operations were launched in 2018 as a part of the company’s global expansion strategy.
Cardpay is a principal member of Visa, MasterCard, Unionpay International and JCB International and provides all-in-one financial solution to online businesses worldwide.. .
PAYXPERT is one of the most prominent fintechs in the payments sector. The firm was created in June 2009 due to the growing demand from businesses requesting a more robust, efficient and agile payment gateway than could be supported by banks across Europe.
The company has become a leading fintech company, specializing in the development and provision of payment solutions for both physical and electronic (online) merchants, and acts as an acquiring bank, payment gateway and a payments technology developer within the payments industry. Registered as a Payments institution, PayXpert has offices in London, Lyon and Barcelona.
PayXpert can operate as a trusted Payment Facilitator with its acquiring bank partners, giving the ability to contract directly with merchants for payment processing services, connect to banks to process the transactions, and remit transaction settlement to merchant bank accounts to complete the transaction processing cycle. Alternatively, PayXpert can act purely as a sales and technical solutions partner for acquiring banks and other payment gateways routing transactions to acquirers who process transactions and handle the remittance to the merchant.
Also, PayXpert supports POS payment software development and can provide acquirers with card scheme certifications across several different POS hardware devices including PAX, Sunmi and Castle PayXpert is a direct member of payment Schemes such as Alipay, WeChat Pay and Mir and its payment gateway can support a wide range of APM’s. Additional payment Scheme memberships will be added early in 2021..
Mobile Media Info Tech Global Limited
MMIT, Mobile Media Info Tech, is a Mobile Money Processing company with a mission to revolutionize the mobile payment process. Our mobile technology platform offers secure, fast, and easy payment solutions.
MMIT is dedicated to creating forward thinking payment solutions for each transactional demand, all through your mobile phone. MMIT has access to two of the fastest growing telecomm markets in Sub-Sahara Africa.
MMIT offers merchant access to these large and growing e-commerce markets – and guarantees payment before the release of goods and services. MMIT works with partners and strategic alliances in the mobile content and payment industries worldwide with office locations in Nigeria, the United Kingdom, and the United States..
Wallet Factory offers business development of mobile financial services for commercial customers. The company’s main area of expertise is a product and business development of mobile wallets for telecommunication companies.
Digital wallets made by Wallet Factory are used by telecom companies, financial companies, banks, retailers, postal and logistics operators under their own brand. As of December 2018, more than 1.5 million wallet users in 14 countries choose solutions developed by Wallet Factory for its business customers.
The unique feature of Wallet Factory is in providing full-cycle services within the scope of digital wallets. The company’s mobile wallets services include IT development, design, marketing, users’ acquisition and business growth..
MotorWayBuddy is a simple, cost effective system which uses widely adopted mobile phone technology to provide a dynamic marketing platform for truck stop operators across Europe, a helpful information aid for drivers and a secure online payment system for haulage firms looking to manage on-the-road costs. The payment platform, BuddyPay, simplifies parking or washing transactions, completely removing the cash flow and administrative pressure of paying cash and claiming back receipts.
For haulage companies it provides significant operational efficiencies by streamlining the process, reducing risk of fraud or errors and encouraging driver compliance with health and safety legislation and security protocols.. .
FONDY — international, universal payment platform, the purpose of which is to combine all payment methods and destroy the barriers for e-commerce business. The company processes payments from more than 200 countries, accepts payments in more than 150 currencies, integrated with more than 40 payment methods.
With an easy connection, FONDY can accept payments on websites, online stores, Android, iOS, Windows Phone, SmartTV, Unity3D. Currently, the platform can be integrated with more than 50 CMS and CRM.
More than 5,000 companies around the world already use our services, and we willingly increase our capabilities. We know, how to organize online payment for any business..
emerchantpay is a leading online, mobile and POS payment service provider. We help e-commerce businesses of all sizes and sectors accept payments via multiple customer touch points.
Designed to increase conversions, our offering includes robust payment processing technology, coupled with popular alternative payment methods and a range of acquiring services.. .
MoneyNetint provides better banking solutions for businesses by utilizing various supported payment schemes around the world. Our platform provides clients the ability to send and receive payments globally with a multi-currency e-wallet, associated with local-currency accounts in the EU, UK and the US.
We are able to localize all of our client’s cross-border payments by utilizing blockchain technology as well as local payment schemes, minimizing costs for expansion to new markets and optimizing market penetration time.. .
ECOMMPAY is an international payment service provider and direct bankcard acquirer, engineering bespoke payment solutions for clients worldwide. 100+ Payment Methods in Europe, Asia, CIS & other regions.
Internet Acquiring. Credit Card Processing.
Visa, Mastercard & more. Anti-fraud.
For Medium & Large Businesses. RU/ENG Tech Support..
XTM International develops XTM Cloud, an award-winning Translation Management System (TMS) with an integrated Computer Aided Translation (CAT) tool. XTM is currently the leading web 2.0 complete translation environment.
XTM is powerful but simple to use: project managers can easily create, monitor and manage projects while translators, reviewers and terminologists can utilise the powerful fully-featured translation environment. By making use of this simple to use, yet powerful web technology our customers increase productivity, reduce costs and decrease through-put times..
Opened in 2006, FC Exchange has established itself as one of the UK’s leading money transfer specialists. Offering bespoke foreign exchange and international payments services to individuals and businesses, we help with moving client’s funds from and to the UK with bank-beating exchange rates and exceptional service levels, quickly and securely.
FC Exchange is FCA authorised and HMRC regulated.. .
Zombaio provides payments service for the online content and entertainment industry. Their infrastructure provides core technology that allows adult entertainment companies to function smoothly and reliably on internet, every day.
They provide modern, reliable and scalable billing technology and solutions for the AE Era, they call this: A new generation of billing technology for the adult entertainment industry. The Adult Entertainment Industry is growing day by day and the world expects to gain access to the media content anytime, anywhere, and on any device.
Organizations are working hard to meet the rising demands of this “AE Era.” Zombaio’s infrastructure helps adult webmasters and organizations to deliver in the AE Era, and realize the maximum profit. They focus their company, out technology, their services, and their people towards this goal..
High-risk industries often face transaction challenges and thus look for the payment processor for enhancing the pay-outs. With a High-Risk Merchant Account Provider, you can make exceptional progress in all your transactions.
You can develop your industry with high-risk way-outs.. .
ZooPay’s Open Source Payment Platform includes a powerful omni-channel transaction processing API, enabling you to quickly and flexibly build new applications and services on the ZooPay platform. One single unified REST API allows you to access the complete set of ZooPay features and front-end widgets.
Whether you’re processing payments in browsers, server-to-server, a smartphone, or even if you’re configuring merchant accounts or risk checks or extracting reports, you’ll always use the same API. ZooPay that offers more than 220 alternative payment methods.
However, it’s how these payment methods are integrated and configured for merchants that sets their ZooPay payment processing solution apart from the rest. Their processing environment utilises cutting-edge cloud technology to support processing loads of up to 700 transactions per second, guaranteeing 99.99% availability, multiple redundancies, and world-class latency.
Physical security at their ftwo primary data centres is ensured with full video surveillance and access control, using individual badges, PIN codes and a palm scanner.. .
Handepay Merchant Services
Handepay Merchant Services is a card payment services provider for small and medium-sized businesses. It helps customers grow their businesses of all sizes deploy, manage, and optimize card processing solutions, allowing enterprises to take card payments face to face, over the phone, and online, which enables businesses to become more efficient and profitable.
Handepay was founded in 2006 by Andy Peake in Haydock, St. Helens..
GlobePay is bridging the gap between Chinese consumers and UK merchants. Everyday, they provide RMB/GBP exchange transactions to international businesses.
If your company is lost on marketing to the Chinese market, GlobePay will build and deliver regular content for digital platforms that Chinese consumers use daily. Specialising in popular Chinese e-wallet and digital card payment methods, WeChat Pay, Alipay and China Union Pay, GlobePay is a one-stop-shop for China to UK transactions.
To help UK businesses tap into the Chinese consumer market, GlobePay sets up and provides UK businesses with personalised Mandarin content for WeChat Official Accounts and Alipay Discovery.. .
Since its founding in 1961, they at JCB have been committed to providing their customers the convenience of improvement and attractive products and services. They expanded internationally in 1981.
They have operated and expanded the international brand to be the leading payment brand in the world. At JCB they seek to delight their customers by creating and providing unique value through high quality payment products, a robust infrastructure and world class services.
JCB recognizes it is their global corporate responsibility to ensure their products and services contribute to the betterment of all the people and places they serve. As the only international payment brand originating in Japan, their vision is to be a leader in global payments through innovative thinking, and solutions to the rapidly changing global payments landscape.
They continually strive in their efforts to be a unique payment brand that adds value to every aspect of the daily lives of their customers.. .
AWEpay is a Payment Services Provider (PSP) with a proprietary suite of ecommerce and payment processing solutions that are tailored to each merchantʼs requirements and risk profile in both local and global markets. Backed by over 30 years of accumulative experience in the electronic payments industry, AWEpay engages in an ongoing effort to refine its expertise and creativity over time, offering reliable online payment processing for banks, merchants, and buyers alike.
AWEpay has invested a lot in technology solutions and they aim to be the leading seamless payments technology provider across the globe. AWEpay’s year of experience and partnerships in the payment space ensures that any solution provided has gone through due diligence and KYB (Know Your Business) processes, providing a safe, stable and reliable solution to the merchants around the world..
Babel Systems is a state of the art, securities processing platform for online trading providers, including platforms, new D2C propositions, stockbrokers and wealth managers. Babel Systems holds all client records of holdings in all instruments.
Unlike older trading and processing solutions, Babel Systems is a modern purpose-built solution that is capable of processing equities, bonds and funds whilst also ensuring regulatory compliance. Babel Systems is a British company with an unmatched breadth of experience in designing, implementing and supporting trading and other financial technologies.
This understanding of the financial industry and the needs of companies operating within it is the principal influence that has guided the development of the Babel Systems platform – and what enables their customers to transform complex processes into something that appears very simple. Babel Systems Limited was formed in 2008 and has created the Babelsys securities processing system for platforms, new D2C propositions, stockbrokers, and Wealth Managers.
Babel Systems provides reliable technology to underpin their customers’ business in a highly regulated marketplace.. .
Centurica is a risk assessment company. It helps people avoid scams, frauds, and unreliable information when buying websites or internet businesses.
It offers website assessment services that are designed to give all information the user needs before making a decision to bid or to sign an LOI. The company offers two types of website assessment services such as advanced website assessment, and essential website assessment.
Additionally, the company offers due diligence and live verification services designed to be used after the user completed their auction or signed an LOI. This service works directly with the seller to ensure the financial and analytical data they have supplied is correct and accurate.
Centurica was founded by Justin Gilchrist, Kaspars Peksens, and Bryan O’Neil in 2013 and is headquartered in Manchester, England.. .
JGOO® is a payment processing, marketing and advertising company. It aims to bring the next generation of social media and mobile payments platforms to Europe, enabling consumers, merchants and brands to make and receive payments without the need for card platforms, using their mobile phones to pay and accept money.
JGOO®’s initial focus has been on enabling British brands to engage with Chinese shoppers, both face-to-face and online, but will widen its market in the future.. .
FACE DONATE makes the impact of giving transparent, from end to end. Corporations and individuals are seeking much greater transparency on the specific impact their donations (CSR or individual contributions) are making.
FACE DONATE brings unprecedented end-to-end transparency in donations, heightening trust and connectedness, leading to more people giving more generously, more often. Our digital solution, profoundly inverts the cost/value ratio and demonetises peer-to-peer donations between donors and persons in need, while providing end-to-end transparency, security, anonymity and integrity of each transaction.
FACE DONATE utilises QR codes, anonymous facial recognition, and contactless payment technologies to offer both a direct connection between donors and recipients and a free online payment gateway to every provider, in-store and online. FACE DONATE offers a variety of donation-collecting and crowdfunding features, focuses on monitoring and giving donors much sought after real-time feedback and transparency, on how each donation is spent.
Uniquely, it delivers 100% of a donation to the intended person in need. To achieve this it involves retailers and corporates in the financing and delivery of social enabling goods and services, whilst allowing to benefit from incremental revenues and positive publicity..
Diligence LLC was formed by past members of the CIA and Britain’s MI5 Intelligence Services. They have included experts in international law, journalism and intelligence services from post-Cold War which enables them to vet all sorts of future investment projects while providing security advice.
More than half of their around 100 employees are former members of an intelligence service. They are related to New Bridge Strategies, sharing addresses and many of the same board members.
Diligence provides: Due diligence of complicated cross border transactions, Litigation support and international arbitration, FCPA and anti-corruption concerns, Reputational threats and controversy risk management, Brand and intellectual property protection, Fraud and personnel issues, Political risk and market entry studies As well as geographical reach, Diligence works across a range of sectors and has developed expertise and understanding through key hires and professional development in order that clients may rest assured that their unique sector-specific requirements are understood and catered to. Diligence works with many large auditing and accounting firms such as KPMG, Ernst and Young, and Deloitte as well as smaller risk management entities to insure corporate security..
Assay Advisory’s proprietary methodologies will build the value of your business allowing you to achieve your financial and personal goals. • Build Value • Grow Your Business • Sell Your Business Our Methodology Our proprietary methodology is based on 20 years of research, analysis and implementation.
We have developed a toolset that has been tested across numerous industries and has consistently led to increased performance for over 3,000 owner-operated, middle market businesses. We use our methodology to increase the value of privately held businesses that are: a) Primed for Growth, or b) Preparing for Sale (full or partial) Assay increases the value of a business by focusing on the valuation multiple.
In the valuation formula for a business “M” represents the “Valuation Multiple”: Valuation = Profit x Multiple (“V = P x M”) ‘M’ is defined as the future earning potential of a company while ‘P’ represents the historic performance of the business. Typically the formula to increase ‘P’ is simple – sell more, command a higher margin for your product, or do both.
While we agree that growing ‘P’ is important, Assay also focuses on ‘M’ because it will not only increase future profit but also result in dramatically higher valuations. We guide our clients through our methodology helping them achieve multiples higher than the industry average, the benchmark from which to compare one company against another.
The businesses that achieve higher multiples are considered the best performers and those with lower multiples would be the under-performers in the industry. ——————————————————————————————————————————– Locations and contacts Australia Eastern Australia Chris Dionne E: [email protected] T: + 61(0) 414 666 092 Western Australia Mal Harford E: [email protected] T: + 61 (0) 405 106 590 A: 15 Ord Street, West Perth, Western Australia, 6005 Europe Koos Fuykschot E: [email protected] T: +31 616 444 444 A: “Krugerhuis”, Hoge Naarderweg 46, 1217 AG Hilversum, The Netherlands Canada Alan Oishi E: [email protected] T: +1 415 906 6070 ext 230 A: Guinness Tower, 3rd Floor, 1055 West Hastings Street, Vancouver, BC, Canada V6E 2E9 Israel Howard Rubenstein E: [email protected] T: +972 (0)54 348 6888 A: Derech Jerusalem 34, Ra’anana, 43501 Israel UK Consulting Damian Woodward E: [email protected] T: +44 (0)207 798 2840 M: +44 (0)7919 897 634 Transactions Michael Simson E: [email protected] T: +44 (0)20 7798 2840 W: www.assaycf.com M: +44 (0)7802 931 516 A: 57A Catherine Place, London, SW1E 6DY, UK USA East Coast Paul Stefan E: [email protected] M: +1 (650) 302-6402 A: 120 Celebration Blvd., Ste 200 Celebration FL 34747.
Lateral Payment Solutions
Lateral Payment Solutions Limited was established in London in 2001 to serve the complex and very specific Payment Processing requirements of the E-Commerce Industry. The skill set of their team encompasses every aspect of the industry and their senior management have all previously held top positions in successful E-Commerce ventures.
Lateral Payments is a Level 1 PCI compliant service provider, and an accredited BACS and Direct Debit Bureau. Along with multiple integrations into 3rd party payment providers, they give you the ability to securely process almost any transaction your business may require..
PayBrag cuts money transfer costs and connects its clients globally in the market. We democratize payments for people who may be excluded from having access to easy-to-use digital financial service.
PayBrag provides an inexpensive, secure and easy-to-use digital financial service. PayBrag offers payments, money transfers, e-wallets and money exchange.
We operate in all markets B2B, B2C, P2P, B2G and G2P. Do you know that at present 84 countries worldwide have restricted access to financial services? PayBrag platform is primarily marketed to clients living in emerging markets such as individuals, small business owners, merchants and many more.
PayBrag cares about socio-economic well-being of developing markets and its citizens and people who may be deprived from access to money transfer and sending or receiving payments services. We cut costs and connect our clients to the global market.
Our ambition is to create an ecosystem-based offering that provides end-to-end payment solutions to customers. We focus on emerging markets with the largest potential.
PayBrag aims to cost-effectively and inexpensively connect users to the payment ecosystem. We at PayBrag believe in emerging market growth potential and aim to reinforce it with our offer..
Orbit Card Services
Orbit Card Services specialize in providing personalized support and excellent technical services in order to guarantee customer satisfaction. They implore you to avail their competitively prices services now and get your merchant account linked with the most well-reputed acquiring banks from all over the world, including EU, US, and Asia (HK).
The exact focus of their services is on provisioning customers with reliable and dependable services that will ensure the safety and security of all online transactions. In a time where internet scamming and frauds are frequent and difficult to avoid, they at Orbit Card Services distinguish theirselves by guaranteeing the safety of sensitive information.
They benefit online merchants worldwide with their economical payment solutions that are designed to set your business on the path towards self-sustenance.. .
Established for over twenty five years, we provide “Plug & Play” payment technology for merchants who need to process card transactions through any sales channel, across many territories, in a secure and simple way. This allows them to: •Adapt to changing buying habits •Expand into new sales channels and regions •Increase profits through additional revenue •Prevent processing costs spiralling out of control •Reduce fraud •Gain valuable customer and operational insight •Drive customer engagement and retention •Achieve compliancy in a cost effective way •Maintain consistent uptime and speed We do this by practicing our values of: •Trust •Innovation •Honesty •Reliability Servebase offers the latest in advanced industry secure solutions, including a PCI-DSS level 1 hosted payment processing service as well as a PA-DSS compliant software for Chip and PIN processing, thus alleviating merchants risk of hosting customer payment data.
Servebase also support additional features including 3-D Secure, Tokenisation, Dynamic Currency Conversion, Multi-Currency and access globally to multiple leading acquirers. Specialties: Global Payments, Multi-channel, Chip and PIN / EMV, PCI-DSS, Multi-Currency, Dynamic Currency Conversion (DCC), eCommerce, MOTO, Customer Present (CP), Customer Not Present (CNP), 3D Secure, Tokenization, Plug and Play, Mix and Match.
You may write to us at: Daily Finance Media/Fupping Ltd, First Floor, 61-63 Rochester Pl, London NW1 9JU.